Help to buy in New Hampshire
Home-buying assistance programs in New Hampshire
2 official programs for down payment and closing cost help in New Hampshire, from New Hampshire Housing. We show what each program says on its own page, with the date we checked it.
Key numbers in New Hampshire
- Verified programs
- 2
- from New Hampshire Housing
- First-time buyers only
- 1
- 1 does not require it or its page does not say
- Accept an ITIN
- 0
- per their own site · no: 0 · unconfirmed: 2
- Last checked
- November 5, 2026
- against each program’s official page
How to read the list
Not all help is the same
Amounts, limits and funding change: confirm with a participating lender.
Before you compare amounts, look at the kind of help: it changes what you pay later. These are the kinds the programs on this page use.
On ITIN, each card says what the program itself publishes: yes, no, or not confirmed on its site.
-
Type not stated
The source does not say the type of help
-
Deferred
Second loan with no payments until you sell or refinance
The full list
Programs in New Hampshire
Filter by who qualifies, by ITIN or by kind of help. Each card quotes the source and the date we checked it.
-
- Type not stated
New Hampshire state agency cash assistance of $5,000, $10,000 or $15,000 for the down payment with an NH Housing mortgage; open to any buyer who qualifies, not only first-time buyers
What it gives, per the source
replacing the previous percentage-based structure with fixed amounts of $5,000, $10,000, or $15,000
- First-time buyer?
- No first-time requirement
- Accepts ITIN?
- Its site does not confirm
Run by New Hampshire Housing
Verified November 5, 2026
-
- Deferred
New Hampshire state agency help of $10,000 for the down payment, closing costs and the escrow account, as a second mortgage with no interest or payments, repaid when you sell, refinance or leave the home; for first-generation buyers, people who were in foster care, or refugees or asylees
What it gives, per the source
Limited funds remain, per the source
For 1st Generation Homebuyers, The Path To Homeownership Just Got $10,000 Easier! … The cash assistance is secured by a second mortgage, with zero % interest and APR, no periodic payments and a 30-year term. The cash assistance is due in full if you: 1) sell; 2) refinance; 3) file for bankruptcy; 4) no longer occupy the property as your primary residence; or 5) in 30 years.
- First-time buyer?
- First-time buyers only
- Accepts ITIN?
- Its site does not confirm
Run by New Hampshire Housing
Verified November 5, 2026
No program matches your search.
Your county
Price and income limits depend on the county. Your county page has the typical value, the FHA limit and the counseling agencies that can walk you through the application.
Frequently asked questions
What is down payment assistance?
Money from a public or nonprofit program for the down payment or closing costs. It can be a grant you never repay, a second loan forgiven if you stay in the home for some years, a second loan repaid when you sell or refinance, or a tax credit (MCC) that lowers your federal taxes.
Do I need to be a first-time buyer in New Hampshire?
Of the 2 programs on this page, 1 requires it; the rest do not, or their page does not say. In general, “first-time buyer” means not having owned a home in the last three years.
Can I use these programs with an ITIN?
What each program’s own site says: accept an ITIN, 0; do not accept one, 0; not confirmed on its site, 2. Ask the participating lender directly before you start, and ask for it in writing.