Renting · Section 8
Data from November 2026
Renting in Clay County, Missouri
Clay County has a HUD fair market rent of $1,546 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,243 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $29.73 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,546
- a month, HUD, Fiscal year 2027
- 24% more than in Missouri
- Typical rent
- $1,243
- a month, Census, Average 2020–2024
- 20% more than in Missouri
- Wage needed
- $29.73
- an hour, 2 bedrooms
- Or $61,840 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 45%
- spend 30% or more of income on rent
- About the same as in Missouri
Only here
Renting in Clay County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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At $1,243, Clay County ranks 3rd among the 115 counties in Missouri for the highest typical rent.
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Nearby, in Caldwell County, the typical rent is $640: 49% less than in Clay County ($1,243).
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At $88,468, Clay County ranks 4th among the 115 counties in Missouri for the highest typical household income.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Clay County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Clay County was $1,546 a month in September 2026: 3.8% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,257 | $24.17 | $50,280 |
| 1 bedroom | $1,366 | $26.27 | $54,640 |
| 2 bedrooms | $1,546 | $29.73 | $61,840 |
| 3 bedrooms | $2,020 | $38.85 | $80,800 |
| 4 bedrooms | $2,419 | $46.52 | $96,760 |
HUD area: Kansas City, MO-KS HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 18 ZIP codes in Clay County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,220 in 64048 to $2,320 in 64157. 10 ZIP codes are above the county's fair market rent ($1,546).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 64024 | $1,010 | $1,100 | $1,240 | $1,620 | $1,940 |
|---|---|---|---|---|---|
| 64048 | $990 | $1,080 | $1,220 | $1,590 | $1,910 |
| 64060 | $1,250 | $1,360 | $1,540 | $2,010 | $2,410 |
| 64068 | $1,190 | $1,300 | $1,470 | $1,920 | $2,300 |
| 64072 | $1,110 | $1,210 | $1,370 | $1,790 | $2,140 |
| 64089 | $1,280 | $1,400 | $1,580 | $2,060 | $2,470 |
| 64116 | $1,240 | $1,350 | $1,530 | $2,000 | $2,390 |
| 64117 | $1,110 | $1,200 | $1,360 | $1,780 | $2,130 |
| 64118 | $1,240 | $1,340 | $1,520 | $1,990 | $2,380 |
| 64119 | $1,280 | $1,400 | $1,580 | $2,060 | $2,470 |
| 64155 | $1,380 | $1,500 | $1,700 | $2,220 | $2,660 |
| 64156 | $1,530 | $1,660 | $1,880 | $2,460 | $2,940 |
| 64157 | $1,890 | $2,050 | $2,320 | $3,030 | $3,630 |
| 64158 | $1,530 | $1,660 | $1,880 | $2,460 | $2,940 |
| 64161 | $1,430 | $1,550 | $1,760 | $2,300 | $2,750 |
| 64165 | $1,360 | $1,480 | $1,680 | $2,190 | $2,620 |
| 64166 | $1,390 | $1,510 | $1,710 | $2,230 | $2,670 |
| 64167 | $1,470 | $1,600 | $1,810 | $2,370 | $2,840 |
- 64024 $1,240$1,620
- 64048 $1,220$1,590
- 64060 $1,540$2,010
- 64068 $1,470$1,920
- 64072 $1,370$1,790
- 64089 $1,580$2,060
- 64116 $1,530$2,000
- 64117 $1,360$1,780
- 64118 $1,520$1,990
- 64119 $1,580$2,060
- 64155 $1,700$2,220
- 64156 $1,880$2,460
- 64157 $2,320$3,030
- 64158 $1,880$2,460
- 64161 $1,760$2,300
- 64165 $1,680$2,190
- 64166 $1,710$2,230
- 64167 $1,810$2,370
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Clay County, 45% of renter households are in that position; in Missouri, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
45%
of renter households spend 30% or more of their income on rent.
31,172 households rent in Clay County
- Spend half or more of their income 20%
- Spend 30% or more, but less than half 25%
- Spend less than 30% 55%
Compared with the state and the country
- Clay 45%
- Missouri 46%
- United States 51%
Low-income apartments
Low-income apartments in Clay County
HUD lists 71 properties with homes for low-income households in Clay County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 52
- HUD-assisted
- 16
- public housing
- 6
4,324 homes in all; 3,501 of them low-income, according to HUD.
- Kensington Court Apts Tax credit (LIHTC) 6470 NE 43rd Ter, Kansas City 64117 190 low-income homes · 1 bd: 31 · 2 bd: 111 · 3 bd: 48 · In service since 2004
- Walnut Grove Apts Tax credit (LIHTC) · HUD-assisted 3121 NE 37th St, Kansas City 64117 182 low-income homes · 1 bd: 51 · 2 bd: 83 · 3 bd: 48 · In service since 2001 · For families · (816) 354-3642
- Crooked Creek Apts Tax credit (LIHTC) 8106 N Thomas Meyers Dr, Kansas City 64118 176 low-income homes · 1 bd: 80 · 2 bd: 80 · 3 bd: 16 · In service since 2002
- Scattered Sites Public housing 8230 N Troost Ave, Kansas City 64118 175 low-income homes · Run by Housing Authority of Kansas City, Missouri · Average payment: $685 a month · Average wait: 66 months · Homes at several sites · (816) 968-4100
- Oak Creek Apts Tax credit (LIHTC) 735 NW 60th St, Kansas City 64118 176 homes, 174 low-income · 1 bd: 42 · 2 bd: 134 · In service since 2001
- Ruey -Anna & Northwind Public housing 320 W Excelsior St, Excelsior Springs 64024 166 homes, 160 low-income · Run by Excelsior Springs Housing Authority · Average payment: $412 a month · Average wait: 8 months · (816) 630-7361
- Northpoint Commons Tax credit (LIHTC) 800 NW 79th Ter, Kansas City 64118 158 low-income homes · 1 bd: 73 · 2 bd: 67 · 3 bd: 18 · In service since 1995
- Gladstone Senior Apts Tax credit (LIHTC) 5700 N Main St, Gladstone 64118 154 low-income homes · 1 bd: 107 · 2 bd: 47 · In service since 2004 · For older adults, people with disabilities
- Golden Oaks HUD-assisted 4319 N Holmes St, Kansas City 64116 130 homes, 125 low-income · For older adults · (816) 454-5565
- Colony Plaza Tax credit (LIHTC) · HUD-assisted 404 Saint Louis Ave, Excelsior Springs 64024 111 homes, 110 low-income · 1 bd: 107 · In service since 2001 · For older adults · (816) 630-6600
- Northview Heights Public housing 161 County Road F, Smithville 64089 106 low-income homes · Run by Smithville Housing Authority · Average payment: $439 a month · Average wait: 15 months · (816) 532-3744
- Parvin Estates HUD-assisted 4033 N Bellaire Ave, Kansas City 64117 300 homes, 103 low-income · For families · (816) 454-7023
- Jefferson Manor Tax credit (LIHTC) 501 NW 63rd St, Kansas City 64118 98 low-income homes · 2 bd: 62 · 3 bd: 23 · In service since 2004
- Jefferson Manor HUD-assisted 600 NW 62nd St, Kansas City 64118 87 low-income homes · For families · (573) 453-4835
- Northgate Seniors Apts Tax credit (LIHTC) 3000 Swift Ave, North Kansas City 64116 114 homes, 69 low-income · 1 bd: 70 · 2 bd: 44 · In service since 2005 · For older adults, people with disabilities
- Excelsior Village I HUD-assisted 2000 W Jesse James Rd, Excelsior Springs 64024 120 homes, 65 low-income · For families · (816) 630-3713
- Landmark Towers Tax credit (LIHTC) · HUD-assisted 1203 W College St, Liberty 64068 65 low-income homes · 1 bd: 64 · In service since 2005 · For older adults · (816) 781-5410
- New Beginnings HUD-assisted 400 Cherokee Dr, Liberty 64068 63 homes, 62 low-income · For older adults · (816) 792-2668
- Chouteau Village HUD-assisted 3701 N Jackson Ave, Kansas City 64117 59 homes, 58 low-income · For older adults · (816) 452-0885
- North Park Place Apts Tax credit (LIHTC) 503 NW 72nd St, Kansas City 64118 56 low-income homes · 1 bd: 32 · 2 bd: 12 · 3 bd: 12 · In service since 2007 · For families
- Eastwood Apts Tax credit (LIHTC) 221 N Eastwood Ln, Kearney 64060 55 low-income homes · 2 bd: 55 · In service since 2011 · For older adults, people with disabilities
- Evergreen Terrace Tax credit (LIHTC) 4445 NE 80th St, Kansas City 64119 50 low-income homes · 1 bd: 36 · 2 bd: 14 · In service since 2020 · For older adults
- Jefferson Park Apts (LIBERTY) Tax credit (LIHTC) 1210 Missouri Ct, Liberty 64068 50 low-income homes · 1 bd: 26 · 2 bd: 24 · In service since 1988
- Centerville Cottages Tax credit (LIHTC) 1001 Watson Dr, Kearney 64060 48 low-income homes · 2 bd: 48 · In service since 2017 · For older adults
- Clay Terrace Apartments, Phase II Tax credit (LIHTC) 9327 NE 79th St, Kansas City 64158 48 low-income homes · 1 bd: 12 · 2 bd: 24 · 3 bd: 12 · In service since 2017 · For families
- Crestview Village HUD-assisted 200 W High Dr, Liberty 64068 48 low-income homes · For families · (816) 781-0403
- Crestview Village Apts Tax credit (LIHTC) 307 E High Dr, Liberty 64068 48 low-income homes · 1 bd: 18 · 2 bd: 20 · 3 bd: 10 · In service since 2002
- The Cottages at Bluebird Creek Tax credit (LIHTC) 1010 N Lightburne St, Liberty 64068 48 low-income homes · 1 bd: 36 · 2 bd: 12 · In service since 2018 · For older adults
- Destiny Towers HUD-assisted 4250 N Newton, Kansas City 64117 47 homes, 46 low-income · For older adults · (816) 452-2773
- Bethel Greencastle South HUD-assisted 4040 N Brighton Ave, Kansas City 64117 44 low-income homes · For older adults · (630) 766-3570
- 5225-27 North Brighton PL Tax credit (LIHTC) 5225 N Brighton Pl, Kansas City 64119 43 low-income homes · Studio: 43 · In service since 1987
- Oaks Apts Tax credit (LIHTC) 117 South St, Excelsior Springs 64024 40 low-income homes · 1 bd: 38 · 2 bd: 2 · In service since 2007 · For older adults, people with disabilities
- The Gardens at Northgate Village Phase I Tax credit (LIHTC) 212 E 31st Ave, North Kansas City 64116 60 homes, 39 low-income · 1 bd: 20 · 2 bd: 40 · In service since 2017 · For older adults
- Villas Downtown Tax credit (LIHTC) 201 E Excelsior St, Excelsior Springs 64024 39 homes, 38 low-income · In service since 2012 · For people with disabilities, families
- Chaumiere Place Apts Tax credit (LIHTC) 4209 N Bellefontaine Ave, Kansas City 64117 35 low-income homes · 1 bd: 4 · 2 bd: 31 · In service since 2006 · For older adults
- The Villas of Smithville Tax credit (LIHTC) 130 Richardson St, Smithville 64089 34 low-income homes · 2 bd: 34 · In service since 2019
- Maple Corners II Tax credit (LIHTC) 521 NW 72nd Ct, Kansas City 64118 48 homes, 33 low-income · 2 bd: 22 · 3 bd: 26 · In service since 2004 · For people with disabilities, families
- Bethel Greencastle Senior Housing HUD-assisted 4100 N Brighton Ave, Kansas City 64117 31 low-income homes · For older adults · (816) 453-9235
- Oak Point Redevelopment Project Tax credit (LIHTC) 3806 N Elmwood Ave, Kansas City 64117 30 low-income homes · 3 bd: 30 · In service since 2016 · For families
- Excelsior Springs Properties Tax credit (LIHTC) 1000 Meadowlark Ln, Excelsior Springs 64024 24 low-income homes · 1 bd: 24 · In service since 1991
- Kearney Estates Tax credit (LIHTC) 241 Southbrook Pkwy, Kearney 64060 24 low-income homes · 1 bd: 24 · In service since 1992
- Lynn Park Apts Tax credit (LIHTC) 701 Tiger Dr, Excelsior Springs 64024 24 low-income homes · 2 bd: 24 · In service since 1995
- Meadow View Apts Tax credit (LIHTC) 320 Lodwick LN, Excelsior Springs 64024 24 low-income homes · 2 bd: 24 · In service since 1994
- Smithville Rural Housing Tax credit (LIHTC) 501 N US Highway 169, Smithville 64089 24 low-income homes · 1 bd: 12 · 2 bd: 12 · In service since 1987
- North Park Place Public housing 505 NW 72nd St, Kansas City 64118 56 homes, 21 low-income · Run by Housing Authority of Kansas City, Missouri · Average payment: $359 a month · (816) 968-4100
- 112 E Franklin ST Tax credit (LIHTC) 112 E Franklin St, Liberty 64068 21 low-income homes · Studio: 4 · 1 bd: 10 · 2 bd: 7 · In service since 1988
- Whitehall Apts Tax credit (LIHTC) 1205 Armour Rd, Kansas City 64116 21 low-income homes · In service since 1991
- L&C Brown Opportunity Apts HUD-assisted 5884 NE Russell Rd, Kansas City 64117 19 homes, 18 low-income · For people with disabilities · (816) 587-2302
- Immacolata Manor Homes HUD-assisted 2129 Manor Way, Liberty 64068 18 low-income homes · For people with disabilities · (816) 781-4332
- Spruce Landing HUD-assisted 5701 NE Parvin Rd, Kansas City 64117 18 low-income homes · For people with disabilities · (816) 453-6144
- Crooked Creek Public housing 8161 N Thomas Meyers Dr, Kansas City 64118 16 low-income homes · Run by Housing Authority of Kansas City, Missouri · Homes at several sites · (816) 968-4100
- San Jon Estates (KEARNEY) Tax credit (LIHTC) 109 W 4th St, Kearney 64060 16 low-income homes · 1 bd: 16 · In service since 1988
- Willow Glen Public housing 7220 N Washington St, Kansas City 64118 48 homes, 15 low-income · Run by Housing Authority of Kansas City, Missouri · Homes at several sites · (816) 968-4100
- Meadow View Apts Tax credit (LIHTC) 201 Lodwick Ln, Excelsior Springs 64024 12 low-income homes · 2 bd: 12 · In service since 1992
- Excelsior Springs Group Apts I Tax credit (LIHTC) 336 E Broadway St, Excelsior Springs 64024 4 low-income homes · 2 bd: 2 · 3 bd: 2 · In service since 1987
- Excelsior Springs Group Apts I Tax credit (LIHTC) 414 Benton Ave, Excelsior Springs 64024 3 low-income homes · 1 bd: 1 · 2 bd: 2 · In service since 1987
- Villages of Forest Hills I Tax credit (LIHTC) 211 N Water St, Liberty 64068 3 low-income homes · Studio: 1 · 2 bd: 1 · 3 bd: 1 · In service since 1988
- 5610 Ne Barnes Ave Tax credit (LIHTC) 5610 NE Barnes Ave, Kansas City 64119 2 low-income homes · 3 bd: 1 · 4 bd: 1 · In service since 1995
- 5825 Ne Barnes Ave Tax credit (LIHTC) 5825 NE Barnes Ave, Kansas City 64119 2 low-income homes · 3 bd: 1 · 4 bd: 1 · In service since 1996
- Excelsior Springs Group Apts I Tax credit (LIHTC) 203 S Kansas City Ave, Excelsior Springs 64024 2 low-income homes · 3 bd: 2 · In service since 1987
- Excelsior Springs Group Apts I Tax credit (LIHTC) 520 Benton Ave, Excelsior Springs 64024 2 low-income homes · 3 bd: 2 · In service since 1987
- Excelsior Springs Group Apts I Tax credit (LIHTC) 604 Benton Ave, Excelsior Springs 64024 2 low-income homes · 2 bd: 1 · 3 bd: 1 · In service since 1987
- Intercap 93 Tax credit (LIHTC) 6204 N Olive St, Kansas City 64118 2 low-income homes · 3 bd: 1 · 4 bd: 1 · In service since 1995
- Excelsior Springs Group Apts I Tax credit (LIHTC) 618 Isley Blvd, Excelsior Springs 64024 1 low-income home · 2 bd: 1 · In service since 1987
- Villages of Forest Hills I Tax credit (LIHTC) 119 N Leonard St, Liberty 64068 1 low-income home · 3 bd: 1 · In service since 1988
- North Oak Crossing Tax credit (LIHTC) 310 NE 94th St, Kansas City 64155 175 homes
- The Creeks of Gladstone Tax credit (LIHTC) 6001 NE Bircain Pl, Gladstone 64118 121 homes
- Crooked Creek Apts Phase II Tax credit (LIHTC) 8020 N Thomas Meyers Dr, Kansas City 64118 52 homes
- The Gardens at Northgate Village Tax credit (LIHTC) 3000 Swift Ave, Kansas City 64116 34 homes
- The Residences at Liberty Place Tax credit (LIHTC) 1050 Kent St, Liberty 64068 21 homes
- Meadowview I Apartments& Meadowview II A Tax credit (LIHTC) 201 Lodwick Ln, Excelsior Springs 64024 2 bd: 36 · In service since 2016 · For families
3 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Clay County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Clay County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $23,800 | $39,700 | $63,500 |
| 2 people | $27,200 | $45,400 | $72,600 |
| 3 people | $30,600 | $51,050 | $81,650 |
| 4 people | $34,000 | $56,700 | $90,700 |
| 5 people | $38,680 | $61,250 | $98,000 |
| 6 people | $44,360 | $65,800 | $105,250 |
| 7 people | $50,040 | $70,350 | $112,500 |
| 8 people | $55,720 | $74,850 | $119,750 |
Area median income: $113,400. HUD income limits by family size, Fiscal year 2026. Area: Kansas City, MO-KS HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,131 – $1,383
- 1 bedroom $1,229 – $1,503
- 2 bedrooms $1,391 – $1,701
- 3 bedrooms $1,818 – $2,222
- 4 bedrooms $2,177 – $2,661
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Liberty Housing Authority Section 8 vouchers · 348 vouchers (816) 792-1113 Liberty Housing Authority: director@libertyhousingauthority.org
- Excelsior Springs Housing Authority Public housing and Section 8 vouchers · 170 vouchers · 160 public housing units (816) 630-7361 Excelsior Springs Housing Authority: excelsiorha@usa.net
- Smithville Housing Authority Public housing · 106 public housing units (816) 532-3744 Smithville Housing Authority: jenna@smithvilleha.org
Housing agencies in Missouri Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Missouri
What Missouri law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 2 months of rent
- Mo. Rev. Stat. §535.300.1
- When must they return my deposit?
- 30 days
- Mo. Rev. Stat. §535.300.3
- Only a court order can remove youMo. Rev. Stat. §441.233.1
- Repair and deduct from the rentMo. Rev. Stat. §441.234.1-.2
Help
Where to get help with rent in Clay County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
-
Community Services League
404 N Noland Rd, Independence · 15 miles away
- Budget and financial counseling
- Fair housing pre-purchase workshops
- and 4 more
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Credit & Homeownership Empowerment Services, Inc.
3115 Gillham Plz, Kansas City · 19 miles away · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 9 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Clay County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Missouri, the average home bill was $129 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,092
What you need before you get the keys.
What adds up
- First month
- $1,546
- Security deposit
- $1,546
- Total
- $3,092
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Clay County?
According to HUD (Fiscal year 2027): Studio: $1,257; 1 bedroom: $1,366; 2 bedrooms: $1,546; 3 bedrooms: $2,020; 4 bedrooms: $2,419. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Clay County?
Paying the 2-bedroom fair market rent ($1,546) without spending more than 30% of income takes $29.73 an hour full time, or $61,840 a year.
Who qualifies for Section 8 in Clay County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $56,700 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Clay County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,391 and $1,701 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Clay County?
For 2 bedrooms they run from $1,220 in 64048 to $2,320 in 64157. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Clay County?
HUD lists 71 properties with homes for low-income households in Clay County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Clay County?
HUD counts rent as a burden when it reaches 30% of income or more. In Clay County, 45% of renter households are in that position; in Missouri, 46%, and nationwide, 51% (Average 2020–2024, Census).