Renting · Section 8
Data from November 2026
Renting in Coahoma County, Mississippi
Coahoma County has a HUD fair market rent of $905 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $749 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $17.40 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $905
- a month, HUD, Fiscal year 2027
- 17% less than in Mississippi
- Typical rent
- $749
- a month, Census, Average 2020–2024
- 21% less than in Mississippi
- Wage needed
- $17.40
- an hour, 2 bedrooms
- Or $36,200 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 53%
- spend 30% or more of income on rent
- 4% more than in Mississippi
Only here
Renting in Coahoma County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Coahoma County has the 3rd lowest homeownership rate of the 82 counties in Mississippi (52%).
-
20% of households in Coahoma County have no internet at home, against 12% in Mississippi.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Coahoma County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $751 | $14.44 | $30,040 |
| 1 bedroom | $780 | $15.00 | $31,200 |
| 2 bedrooms | $905 | $17.40 | $36,200 |
| 3 bedrooms | $1,253 | $24.10 | $50,120 |
| 4 bedrooms | $1,451 | $27.90 | $58,040 |
HUD area: Coahoma County, MS. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 12 ZIP codes in Coahoma County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $910 in 38617 to $940 in 38614. 12 ZIP codes are above the county's fair market rent ($905).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 38614 | Bolivar County, MS | $780 | $810 | $940 | $1,300 | $1,510 |
|---|---|---|---|---|---|---|
| 38614 | Coahoma County, MS | $780 | $810 | $940 | $1,300 | $1,510 |
| 38617 | Coahoma County, MS | $750 | $780 | $910 | $1,250 | $1,450 |
| 38617 | Quitman County, MS | $750 | $780 | $910 | $1,250 | $1,450 |
| 38631 | Coahoma County, MS | $750 | $780 | $910 | $1,250 | $1,450 |
| 38639 | Coahoma County, MS | $750 | $780 | $910 | $1,250 | $1,450 |
| 38644 | Coahoma County, MS | $750 | $780 | $910 | $1,250 | $1,450 |
| 38645 | Coahoma County, MS | $750 | $780 | $910 | $1,250 | $1,450 |
| 38645 | Quitman County, MS | $750 | $780 | $910 | $1,250 | $1,450 |
| 38720 | Bolivar County, MS | $730 | $740 | $930 | $1,240 | $1,320 |
| 38720 | Coahoma County, MS | $730 | $740 | $930 | $1,240 | $1,320 |
| 38767 | Coahoma County, MS | $760 | $780 | $910 | $1,260 | $1,460 |
- 38614 · Bolivar County, MS $940$1,300
- 38614 · Coahoma County, MS $940$1,300
- 38617 · Coahoma County, MS $910$1,250
- 38617 · Quitman County, MS $910$1,250
- 38631 · Coahoma County, MS $910$1,250
- 38639 · Coahoma County, MS $910$1,250
- 38644 · Coahoma County, MS $910$1,250
- 38645 · Coahoma County, MS $910$1,250
- 38645 · Quitman County, MS $910$1,250
- 38720 · Bolivar County, MS $930$1,240
- 38720 · Coahoma County, MS $930$1,240
- 38767 · Coahoma County, MS $910$1,260
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Coahoma County, 53% of renter households are in that position; in Mississippi, 51%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
53%
of renter households spend 30% or more of their income on rent.
4,026 households rent in Coahoma County
- Spend half or more of their income 23%
- Spend 30% or more, but less than half 31%
- Spend less than 30% 47%
Compared with the state and the country
- Coahoma 53%
- Mississippi 51%
- United States 51%
Low-income apartments
Low-income apartments in Coahoma County
HUD lists 19 properties with homes for low-income households in Coahoma County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 7
- HUD-assisted
- 13
- public housing
- 1
1,357 homes in all; 1,354 of them low-income, according to HUD.
- Windcrest Manor HUD-assisted · Public housing 2401 6th St, Clarksdale 38614 296 low-income homes · For older adults · Run by The Housing Authority of the City of Clarksdale · Average payment: $373 a month · Average wait: 17 months · (601) 627-3312
- Higgins Mclaurin Arms HUD-assisted 905 Sasse St, Clarksdale 38614 105 low-income homes · For families · (601) 627-3072
- Sunflower Lane Apts HUD-assisted 2105 Center ST, Clarksdale 38614 104 low-income homes · For families · (601) 624-8098
- Sunflower Lane Apts Tax credit (LIHTC) 2106 Center St, Clarksdale 38614 103 homes, 102 low-income · 1 bd: 16 · 2 bd: 40 · 3 bd: 32 · 4 bd: 16 · In service since 1997
- Chapel Hills HTS HUD-assisted 953 Gooden Cv, Clarksdale 38614 100 low-income homes · For families · (662) 624-5540
- Eastgate Garden Apartments HUD-assisted 1840 Espy Dr, Clarksdale 38614 100 low-income homes · For families · (662) 627-3519
- Bennie S Gooden Estates HUD-assisted 425 Washington Ave, Clarksdale 38614 81 homes, 80 low-income · For families · (662) 624-5383
- Willow Park Apartments Tax credit (LIHTC) · HUD-assisted 600 Ritchie Ave, Clarksdale 38614 80 low-income homes · 2 bd: 48 · 3 bd: 24 · 4 bd: 8 · In service since 2018 · For families · (601) 627-5374
- Summit Garden Apartments HUD-assisted 325 Coldwater River Road, Jonestown 38639 65 low-income homes · For families · (601) 358-4364
- FEDERATION TOWERS - Clarksdale HUD-assisted 1160 Ritchie Ave, Clarksdale 38614 52 low-income homes · For older adults · (662) 624-4850
- Campbell Place Apts Tax credit (LIHTC) 2580 Simmons Rd, Clarksdale 38614 48 homes, 47 low-income · 2 bd: 24 · 3 bd: 24 · In service since 2013 · For families
- Lead-Bayou-Apts Tax credit (LIHTC) 1350 Moon Lake Rd, Dundee 38626 47 homes, 46 low-income · 1 bd: 8 · 2 bd: 40 · In service since 1987 · For families
- Meadowview Village Apts HUD-assisted 501 Washington Ave, Clarksdale 38614 40 homes, 39 low-income · For older adults · (662) 624-2087
- Sunflower Manor Apts HUD-assisted 2109 Cardinal Ln, Clarksdale 38614 30 low-income homes · For older adults · (601) 627-9732
- Arrington Estates Tax credit (LIHTC) 391 N Wade Dr, Clarksdale 38614 32 low-income homes · 3 bd: 28 · 4 bd: 4 · In service since 2006
- Henry-Martin Gardens HUD-assisted 112 Friars Point Hwy. 61 Rd., Friars Point 38631 24 low-income homes · For older adults · (662) 383-2430
- Levee Apartments II Tax credit (LIHTC) 1600 Sheriff Ridge Avenue, Friars Point 38631 24 homes, 23 low-income · 2 bd: 8 · 3 bd: 16 · In service since 2015 · For people with disabilities, families
- Aaron Henry Estates--Jonestown HUD-assisted 402 Second ST, Jonestown 38639 16 low-income homes · For older adults · (601) 672-7884
- Hicks Properties Tax credit (LIHTC) 310A Madison Ave, Clarksdale 38614 10 low-income homes · 3 bd: 10 · In service since 1990 · For older adults, families
2 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Coahoma County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Coahoma County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $15,960 | $25,200 | $40,350 |
| 2 people | $21,640 | $28,800 | $46,100 |
| 3 people | $27,320 | $32,400 | $51,850 |
| 4 people | $33,000 | $36,000 | $57,600 |
| 5 people | $38,680 | $38,900 | $62,250 |
| 6 people | $41,800 | $41,800 | $66,850 |
| 7 people | $44,650 | $44,650 | $71,450 |
| 8 people | $47,550 | $47,550 | $76,050 |
Area median income: $49,300. HUD income limits by family size, Fiscal year 2026. Area: Coahoma County, MS. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $676 – $826
- 1 bedroom $702 – $858
- 2 bedrooms $815 – $996
- 3 bedrooms $1,128 – $1,378
- 4 bedrooms $1,306 – $1,596
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- North Delta Regional Housing Authority Section 8 vouchers · 760 vouchers (601) 627-9627 North Delta Regional Housing Authority: northdeltarha@outlook.com
- The Housing Authority of the City of Clarksdale Public housing · 296 public housing units (662) 624-8030 The Housing Authority of the City of Clarksdale: lsingletary@clarksdalehousing.org
Housing agencies in Mississippi Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Mississippi
What Mississippi law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 45 days
- Miss. Code Ann. §89-8-21(3)
- If I fall behind on rent, what notice must I get?
- 3 days
- Miss. Code Ann. §89-8-13(5)(a)
- How much notice ends a month-to-month rental?
- 30 days
- Miss. Code Ann. §89-8-19(3)
- Repair and deduct from the rentMiss. Code Ann. §89-8-15(1)
Help
Where to get help with rent in Coahoma County
This HUD-approved agency has an office in Coahoma County. They counsel for free or at low cost.
-
Southern Bancorp Community Partners
875 S State St, Clarksdale
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Coahoma County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Mississippi, the average home bill was $155 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$1,810
What you need before you get the keys.
What adds up
- First month
- $905
- Security deposit
- $905
- Total
- $1,810
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Coahoma County?
According to HUD (Fiscal year 2027): Studio: $751; 1 bedroom: $780; 2 bedrooms: $905; 3 bedrooms: $1,253; 4 bedrooms: $1,451. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Coahoma County?
Paying the 2-bedroom fair market rent ($905) without spending more than 30% of income takes $17.40 an hour full time, or $36,200 a year.
Who qualifies for Section 8 in Coahoma County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $36,000 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Coahoma County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $815 and $996 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Coahoma County?
For 2 bedrooms they run from $910 in 38617 to $940 in 38614. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Coahoma County?
HUD lists 19 properties with homes for low-income households in Coahoma County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Coahoma County?
HUD counts rent as a burden when it reaches 30% of income or more. In Coahoma County, 53% of renter households are in that position; in Mississippi, 51%, and nationwide, 51% (Average 2020–2024, Census).