Renting · Section 8
Data from November 2026
Renting in Hampden County, Massachusetts
Hampden County has a HUD fair market rent of $1,800 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,136 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $34.62 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,800
- a month, HUD, Fiscal year 2027
- 30% less than in Massachusetts
- Typical rent
- $1,136
- a month, Census, Average 2020–2024
- 36% less than in Massachusetts
- Wage needed
- $34.62
- an hour, 2 bedrooms
- Or $72,000 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 54%
- spend 30% or more of income on rent
- 4% more than in Massachusetts
Only here
Renting in Hampden County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Of the 14 counties in Massachusetts, Hampden County has the lowest typical household income: $71,306.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Hampden County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Hampden County was $1,783 a month in September 2026: 3.4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,264 | $24.31 | $50,560 |
| 1 bedroom | $1,421 | $27.33 | $56,840 |
| 2 bedrooms | $1,800 | $34.62 | $72,000 |
| 3 bedrooms | $2,241 | $43.10 | $89,640 |
| 4 bedrooms | $2,370 | $45.58 | $94,800 |
HUD area: Springfield, MA MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 44 ZIP codes in Hampden County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,570 in 01008 to $2,700 in 01106. 25 ZIP codes are above the county's fair market rent ($1,800).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 01001 | Springfield, MA | $1,360 | $1,520 | $1,930 | $2,400 | $2,540 |
|---|---|---|---|---|---|---|
| 01008 | Berkshire County, MA | $1,130 | $1,250 | $1,570 | $1,990 | $2,590 |
| 01008 | Springfield, MA | $1,130 | $1,250 | $1,570 | $1,990 | $2,590 |
| 01009 | Springfield, MA | $1,310 | $1,480 | $1,870 | $2,330 | $2,460 |
| 01010 | Springfield, MA | $1,100 | $1,250 | $1,570 | $1,920 | $2,320 |
| 01010 | Western Worcester County, MA | $1,100 | $1,250 | $1,570 | $1,920 | $2,320 |
| 01011 | Amherst Town-Northampton, MA | $1,250 | $1,430 | $1,810 | $2,260 | $2,440 |
| 01011 | Springfield, MA | $1,250 | $1,430 | $1,810 | $2,260 | $2,440 |
| 01013 | Springfield, MA | $1,160 | $1,300 | $1,650 | $2,050 | $2,170 |
| 01020 | Springfield, MA | $1,260 | $1,420 | $1,800 | $2,240 | $2,370 |
| 01022 | Springfield, MA | $1,810 | $2,040 | $2,580 | $3,210 | $3,400 |
| 01028 | Springfield, MA | $1,440 | $1,620 | $2,050 | $2,550 | $2,700 |
| 01030 | Springfield, MA | $1,230 | $1,380 | $1,750 | $2,180 | $2,300 |
| 01034 | Springfield, MA | $1,900 | $2,130 | $2,700 | $3,360 | $3,550 |
| 01036 | Springfield, MA | $1,230 | $1,390 | $1,750 | $2,160 | $2,310 |
| 01040 | Springfield, MA | $1,260 | $1,420 | $1,800 | $2,240 | $2,370 |
| 01056 | Springfield, MA | $1,260 | $1,420 | $1,800 | $2,240 | $2,370 |
| 01057 | Springfield, MA | $1,100 | $1,250 | $1,570 | $1,920 | $2,070 |
| 01069 | Amherst Town-Northampton, MA | $1,250 | $1,430 | $1,810 | $2,260 | $2,440 |
| 01069 | Springfield, MA | $1,250 | $1,430 | $1,810 | $2,260 | $2,440 |
| 01071 | Springfield, MA | $1,100 | $1,250 | $1,570 | $1,920 | $2,070 |
| 01077 | Springfield, MA | $1,310 | $1,480 | $1,870 | $2,330 | $2,460 |
| 01079 | Springfield, MA | $1,110 | $1,250 | $1,580 | $1,970 | $2,080 |
| 01080 | Springfield, MA | $1,190 | $1,330 | $1,690 | $2,100 | $2,230 |
| 01081 | Springfield, MA | $1,380 | $1,550 | $1,960 | $2,440 | $2,580 |
| 01085 | Amherst Town-Northampton, MA | $1,250 | $1,430 | $1,810 | $2,260 | $2,440 |
| 01085 | Springfield, MA | $1,250 | $1,430 | $1,810 | $2,260 | $2,440 |
| 01089 | Springfield, MA | $1,150 | $1,300 | $1,640 | $2,040 | $2,160 |
| 01095 | Springfield, MA | $1,260 | $1,410 | $1,790 | $2,230 | $2,360 |
| 01097 | Springfield, MA | $1,100 | $1,250 | $1,570 | $1,920 | $2,070 |
| 01103 | Springfield, MA | $1,500 | $1,690 | $2,140 | $2,660 | $2,820 |
| 01104 | Springfield, MA | $1,380 | $1,550 | $1,960 | $2,440 | $2,580 |
| 01105 | Springfield, MA | $1,120 | $1,260 | $1,590 | $1,980 | $2,090 |
| 01106 | Springfield, MA | $1,900 | $2,130 | $2,700 | $3,360 | $3,550 |
| 01107 | Springfield, MA | $1,310 | $1,480 | $1,870 | $2,330 | $2,460 |
| 01108 | Springfield, MA | $1,310 | $1,470 | $1,860 | $2,320 | $2,450 |
| 01109 | Springfield, MA | $1,330 | $1,500 | $1,900 | $2,370 | $2,500 |
| 01118 | Springfield, MA | $1,490 | $1,670 | $2,120 | $2,640 | $2,790 |
| 01119 | Springfield, MA | $1,340 | $1,510 | $1,910 | $2,380 | $2,510 |
| 01128 | Springfield, MA | $1,430 | $1,610 | $2,040 | $2,540 | $2,690 |
| 01129 | Springfield, MA | $1,410 | $1,590 | $2,010 | $2,500 | $2,650 |
| 01144 | Springfield, MA | $1,260 | $1,410 | $1,790 | $2,230 | $2,360 |
| 01151 | Springfield, MA | $1,360 | $1,530 | $1,940 | $2,410 | $2,550 |
| 01521 | Springfield, MA | $1,470 | $1,660 | $2,100 | $2,610 | $2,760 |
- 01001 · Springfield, MA $1,930$2,400
- 01008 · Berkshire County, MA $1,570$1,990
- 01008 · Springfield, MA $1,570$1,990
- 01009 · Springfield, MA $1,870$2,330
- 01010 · Springfield, MA $1,570$1,920
- 01010 · Western Worcester County, MA $1,570$1,920
- 01011 · Amherst Town-Northampton, MA $1,810$2,260
- 01011 · Springfield, MA $1,810$2,260
- 01013 · Springfield, MA $1,650$2,050
- 01020 · Springfield, MA $1,800$2,240
- 01022 · Springfield, MA $2,580$3,210
- 01028 · Springfield, MA $2,050$2,550
- 01030 · Springfield, MA $1,750$2,180
- 01034 · Springfield, MA $2,700$3,360
- 01036 · Springfield, MA $1,750$2,160
- 01040 · Springfield, MA $1,800$2,240
- 01056 · Springfield, MA $1,800$2,240
- 01057 · Springfield, MA $1,570$1,920
- 01069 · Amherst Town-Northampton, MA $1,810$2,260
- 01069 · Springfield, MA $1,810$2,260
- 01071 · Springfield, MA $1,570$1,920
- 01077 · Springfield, MA $1,870$2,330
- 01079 · Springfield, MA $1,580$1,970
- 01080 · Springfield, MA $1,690$2,100
- 01081 · Springfield, MA $1,960$2,440
- 01085 · Amherst Town-Northampton, MA $1,810$2,260
- 01085 · Springfield, MA $1,810$2,260
- 01089 · Springfield, MA $1,640$2,040
- 01095 · Springfield, MA $1,790$2,230
- 01097 · Springfield, MA $1,570$1,920
- 01103 · Springfield, MA $2,140$2,660
- 01104 · Springfield, MA $1,960$2,440
- 01105 · Springfield, MA $1,590$1,980
- 01106 · Springfield, MA $2,700$3,360
- 01107 · Springfield, MA $1,870$2,330
- 01108 · Springfield, MA $1,860$2,320
- 01109 · Springfield, MA $1,900$2,370
- 01118 · Springfield, MA $2,120$2,640
- 01119 · Springfield, MA $1,910$2,380
- 01128 · Springfield, MA $2,040$2,540
- 01129 · Springfield, MA $2,010$2,500
- 01144 · Springfield, MA $1,790$2,230
- 01151 · Springfield, MA $1,940$2,410
- 01521 · Springfield, MA $2,100$2,610
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Hampden County, 54% of renter households are in that position; in Massachusetts, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
54%
of renter households spend 30% or more of their income on rent.
69,691 households rent in Hampden County
- Spend half or more of their income 28%
- Spend 30% or more, but less than half 26%
- Spend less than 30% 46%
Compared with the state and the country
- Hampden 54%
- Massachusetts 52%
- United States 51%
Low-income apartments
Low-income apartments in Hampden County
HUD lists 221 properties with homes for low-income households in Hampden County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 94
- HUD-assisted
- 108
- public housing
- 19
19,683 homes in all; 16,329 of them low-income, according to HUD.
- Chestnut Park Apts Tax credit (LIHTC) 70 Harrison Ave, Springfield 489 homes, 412 low-income · 1 bd: 207 · 2 bd: 264 · 3 bd: 18 · In service since 1997
- Colonial Estates HUD-assisted 1 Beacon Cir, Springfield 01119 500 homes, 349 low-income · For families
- Riverview Apt Public housing 115 Sanderson St, Springfield 01107 344 low-income homes · Run by Springfield Housing Authority · Average payment: $448 a month · Average wait: 24 months · (413) 785-4500
- Rosary Towers Public housing 21 Bowers St, Holyoke 01040 321 low-income homes · Run by Holyoke Housing Authority · Average payment: $445 a month · (413) 539-2220
- Pynchon II Tax credit (LIHTC) 101 Lowell St, Springfield 363 homes, 317 low-income · 1 bd: 256 · 2 bd: 17 · 3 bd: 51 · 4 bd: 39 · In service since 2005 · For families
- Edgewater Apartments HUD-assisted 101 Lowell St, Springfield 01107 362 homes, 293 low-income · For families
- Stephen J Collins Apt Public housing 17 Saab Ct, Springfield 01104 288 low-income homes · Run by Springfield Housing Authority · Average payment: $383 a month · Average wait: 28 months · (413) 785-4500
- Baystate Place Tax credit (LIHTC) 414 Chestnut St, Springfield 346 homes, 261 low-income · Studio: 23 · 1 bd: 264 · 2 bd: 59
- Linden Towers HUD-assisted 310 Stafford St, Springfield 01104 249 low-income homes · For older adults
- Skyview Downtown HUD-assisted 10 Chestnut St, Springfield 01103 489 homes, 241 low-income · For families
- Morgan Square Tax credit (LIHTC) 1607 Main St, Springfield 266 homes, 240 low-income · Studio: 13 · 1 bd: 214 · 2 bd: 38 · 3 bd: 1 · In service since 1995
- Pynchon I Tax credit (LIHTC) 101 Lowell St, Springfield 250 homes, 237 low-income · 3 bd: 107 · 4 bd: 143 · In service since 2005 · For families
- Beaudoin Village Public housing 10 Barrett Ave, Holyoke 01040 217 low-income homes · Run by Holyoke Housing Authority · Average payment: $658 a month · (413) 539-2220
- Allen Park Apartments HUD-assisted 41 Allen Park Rd, Springfield 01118 264 homes, 208 low-income · For families
- Powdermill Apts Tax credit (LIHTC) 126 Union St, Westfield 247 homes, 207 low-income · 1 bd: 49 · 2 bd: 148 · 3 bd: 50
- Bergin Circle Tax credit (LIHTC) 15 Girard Ave, Springfield 201 low-income homes · In service since 1987
- Pynchon Terrace I HUD-assisted 202 Plainfield St, Springfield 01107 250 homes, 200 low-income · For families
- BC Palmer Green Tax credit (LIHTC) 1 Beacon Dr, Palmer 200 low-income homes · 1 bd: 70 · 2 bd: 110 · 3 bd: 20 · In service since 2017 · For families
- Pheasant Hill Village HUD-assisted 25A Pheasant Hill Dr, Feeding Hills 01030 200 low-income homes · For older adults
- John J. Duggan Park Public housing 77 Layzon Bros Rd, Springfield 01151 196 homes, 195 low-income · Run by Springfield Housing Authority · Average payment: $636 a month · Average wait: 22 months · (413) 785-4500
- Holyoke Farms Tax credit (LIHTC) 91 Farnum Dr, Holyoke 225 homes, 187 low-income · 2 bd: 118 · 3 bd: 107 · In service since 2000
- Bergen Circle HUD-assisted 15 Girard Ave, Springfield 01109 201 homes, 178 low-income · For families
- Maple Commons HUD-assisted 60 School St, Springfield 01105 173 low-income homes · For older adults
- Maple Commons (springfield) Tax credit (LIHTC) 60 School St, Springfield 173 low-income homes · 1 bd: 99 · 2 bd: 66 · 3 bd: 8 · In service since 2000
- Spring Meadow Apts HUD-assisted 256 Canon Cir, Springfield 01118 270 homes, 170 low-income · For families
- Holyoke Hill Tax credit (LIHTC) 360 1/2 Tokeneke Rd, Holyoke 165 low-income homes · 2 bd: 83 · 3 bd: 82 · In service since 1999
- Memorial Apt Public housing 1302 Memorial Dr, Chicopee 01020 157 low-income homes · Run by Chicopee Housing Authority · Average payment: $382 a month · (413) 592-6132
- Palmer Green Estates HUD-assisted 1 Beacon Dr, Palmer 01069 156 low-income homes · For families · (413) 283-9753
- Sargeant West Tax credit (LIHTC) 63 Jackson St, Holyoke 154 low-income homes · 1 bd: 56 · 2 bd: 46 · 3 bd: 41 · 4 bd: 11 · In service since 2005 · For families
- Sargeant West Apts HUD-assisted 137 Sargeant St, Holyoke 01040 154 low-income homes · For families
- Cabot Manor Apt Public housing 17 Stonina Dr, Chicopee 01013 150 low-income homes · Run by Chicopee Housing Authority · Average payment: $610 a month · (413) 592-6132
- City View Commons I Tax credit (LIHTC) 4 Federal Ct, Springfield 150 low-income homes · Studio: 24 · 1 bd: 101 · 2 bd: 25 · In service since 2010 · For people with disabilities
- Independence House HUD-assisted 1475 Roosevelt Ave, Springfield 01109 150 low-income homes · For older adults
- Reed Village Public housing 72 Lionel Benoit Rd, Springfield 01109 150 low-income homes · Run by Springfield Housing Authority · Average payment: $602 a month · Average wait: 6 months · (413) 785-4500
- Christopher Court Public housing 1118 Saint James Ave, Springfield 01104 149 low-income homes · Run by Springfield Housing Authority · Average payment: $547 a month · Average wait: 33 months · (413) 785-4500
- Northern Heights Tax credit (LIHTC) 769 Main St, Springfield 149 low-income homes · Studio: 19 · 1 bd: 42 · 2 bd: 57 · 3 bd: 18 · 4 bd: 12 · In service since 2007 · For families
- Worthington Commons Tax credit (LIHTC) 109 Federal St, Springfield 149 low-income homes · Studio: 19 · 1 bd: 49 · 2 bd: 55 · 3 bd: 25 · 4 bd: 1
- Eastgate Apartments - Bay Meadow HUD-assisted 1306 Bay St, Springfield 01109 148 low-income homes · For families
- John L Sullivan Apt Public housing 31 Morgan St, Springfield 01107 148 low-income homes · Run by Springfield Housing Authority · Average payment: $501 a month · Average wait: 23 months · (413) 785-4500
- Ebrook LP Tax credit (LIHTC) 259 Fernbank Rd, Springfield 160 homes, 143 low-income · 1 bd: 42 · 2 bd: 94 · 3 bd: 24 · In service since 2000
- Bay Meadow Apts Tax credit (LIHTC) 100 Bay Meadow Rd, Springfield 148 homes, 143 low-income · 1 bd: 64 · 2 bd: 66 · 3 bd: 18
- Bay State Apts HUD-assisted 414 Chestnut St, Springfield 01104 346 homes, 142 low-income · For older adults
- Johnny Appleseed Apt Public housing 500 Hancock St, Springfield 01105 136 low-income homes · Run by Springfield Housing Authority · Average payment: $381 a month · Average wait: 30 months · (413) 785-4500
- Wilbraham Commons HUD-assisted 269 Stony Hill Rd, Wilbraham 01095 136 low-income homes · For families
- John I. Robinson Gardens Public housing 85 Robert Dyer Cir, Springfield 01109 136 homes, 133 low-income · Run by Springfield Housing Authority · Average payment: $624 a month · Average wait: 15 months · (413) 785-4500
- Falls View Apartments HUD-assisted 132 E Main St, Chicopee 01020 130 low-income homes · For older adults
- Citywide Apts. HUD-assisted 511 Main St, Springfield 01105 127 low-income homes · For families
- BH Eht Tax credit (LIHTC) 55 Kenyon St, Springfield 124 low-income homes · 1 bd: 54 · 2 bd: 60 · 3 bd: 20 · In service since 2017 · For families
- South Canal LP Tax credit (LIHTC) 559 S Canal St, Holyoke 127 homes, 122 low-income · Studio: 7 · 1 bd: 44 · 2 bd: 40 · 3 bd: 25 · 4 bd: 11
- Pine-Renee Apt Public housing 25 Pine St, Springfield 01105 122 low-income homes · Run by Springfield Housing Authority · Average payment: $567 a month · Average wait: 26 months · (413) 785-4500
- City View Commons II Tax credit (LIHTC) 5 Federal Ct, Springfield 120 low-income homes · Studio: 16 · 1 bd: 72 · 2 bd: 32 · In service since 2011 · For people with disabilities, families, people experiencing homelessness
- Lyman Terrace Public housing 70 Walnut St, Holyoke 01040 116 low-income homes · Run by Holyoke Housing Authority · Average payment: $352 a month · (413) 539-2220
- Garand Court HUD-assisted 11 Myrtle St, Springfield 01105 115 homes, 114 low-income · For families
- Mason-Wright Retirement Comm Tax credit (LIHTC) 74 Walnut St, Springfield 110 low-income homes · Studio: 54 · 1 bd: 56 · For older adults
- Villa Nueva Vista HUD-assisted 2 E Hooker St, Springfield 01107 110 homes, 109 low-income · For families
- General Shepard HUD-assisted 25 Thomas St, Westfield 01085 106 low-income homes · For older adults
- Allen Park I Tax credit (LIHTC) 251 Allen Park Rd, Springfield 170 homes, 105 low-income · 1 bd: 20 · 2 bd: 118 · 3 bd: 32
- Mckinley Assoc. HUD-assisted 38 Asinof Ave, Chicopee 01013 105 low-income homes · For older adults
- City View Commons I HUD-assisted 916 Worthington St, Springfield 01105 152 homes, 104 low-income · For families
- Concord Heights HUD-assisted 76 Oswego St, Springfield 01105 104 low-income homes · For families
- SPRINGFIELD Gentile Apt HUD-assisted 85 William St, Springfield 01105 102 low-income homes · For older adults
- Seniority House HUD-assisted 307 Chestnut St, Springfield 01104 167 homes, 100 low-income · For older adults
- Riverplace Apts I Tax credit (LIHTC) 82 Park St, Holyoke 100 low-income homes · In service since 1988
- Prospect Heights HUD-assisted 41 Chestnut St, Holyoke 01040 96 homes, 95 low-income · For older adults
- 287 Essex Street HUD-assisted 287 Essex St, Holyoke 01040 94 low-income homes · For older adults
- Museum Park I Tax credit (LIHTC) 70 Chestnut St, Springfield 94 homes, 92 low-income · Studio: 1 · 1 bd: 78 · 2 bd: 12 · In service since 2004 · For older adults
- Worthington House Campus Tax credit (LIHTC) 755 Worthington St, Springfield 92 low-income homes · Studio: 92 · In service since 2010 · For people with disabilities, people experiencing homelessness
- Hotel Worthy HUD-assisted 193 Worthington St, Springfield 01103 91 low-income homes · For older adults
- City View Commons II HUD-assisted 5 Federal Ct, Springfield 01105 120 homes, 90 low-income · For families
- Longhill Gardens Apts Tax credit (LIHTC) 61 Longhill St, Springfield 109 homes, 88 low-income · 1 bd: 69 · 2 bd: 40 · In service since 2010 · For families, people experiencing homelessness
- Lyman Terrace 1 Tax credit (LIHTC) 46 Hamilton St, Holyoke 88 low-income homes · 1 bd: 28 · 2 bd: 38 · 3 bd: 19 · 4 bd: 3 · In service since 2018 · For families
- Lyman Terrace 1 Tax credit (LIHTC) 46 Hamilton St, Holyoke 88 low-income homes · 1 bd: 28 · 2 bd: 38 · 3 bd: 19 · 4 bd: 3 · In service since 2020 · For families
- Liberty Hill Town Houses Tax credit (LIHTC) 5 Nursery St, Springfield 88 homes, 86 low-income · 2 bd: 17 · 3 bd: 67 · 4 bd: 4
- Moxon Apt Public housing 35 Pendleton Ave, Springfield 01109 84 low-income homes · Run by Springfield Housing Authority · Average payment: $586 a month · Average wait: 21 months · (413) 785-4500
- Edgewinn Tax credit (LIHTC) 134 Union St, Westfield 84 homes, 81 low-income · 2 bd: 84 · In service since 2002
- Genesis Lifecare HUD-assisted 832 Converse St, Longmeadow 01106 80 low-income homes · For older adults · (413) 525-4321
- Hampden Affordable Housing Tax credit (LIHTC) 275 Chestnut St, Springfield 104 homes, 79 low-income · Studio: 79
- Canterbury Arms Apt Public housing 165 E Main St, Chicopee 01020 76 low-income homes · Run by Chicopee Housing Authority · Average payment: $350 a month · (413) 592-6132
- Spring Hill Apts Tax credit (LIHTC) 725 Union St, Springfield 71 low-income homes · 2 bd: 29 · 3 bd: 26 · 4 bd: 16 · In service since 1998
- Chestnut Park Apartments Tax credit (LIHTC) 70 Chestnut St, Holyoke 69 low-income homes · Studio: 4 · 1 bd: 29 · 2 bd: 36 · In service since 2015 · For families
- Northeast Apts II Tax credit (LIHTC) 9 N East St, Holyoke 69 low-income homes · 1 bd: 27 · 2 bd: 34 · 3 bd: 8 · In service since 2000
- Cumberland Homes Tax credit (LIHTC) 16 Cumberland St, Springfield 76 homes, 68 low-income · 1 bd: 24 · 2 bd: 36 · 3 bd: 16 · In service since 2012 · For families
- Emerson Manor HUD-assisted 114 Emerson Rd, Longmeadow 01106 68 low-income homes · For older adults · (413) 567-0601
- Phoenix Apts (south City) Tax credit (LIHTC) 562 S Summer St, Holyoke 66 low-income homes · In service since 1992
- South City Housing Tax credit (LIHTC) 344 Main St, Holyoke 66 low-income homes · 1 bd: 6 · 2 bd: 38 · 3 bd: 18 · 4 bd: 4
- Belle Franklin I Tax credit (LIHTC) 77 Belle St, Springfield 68 homes, 65 low-income · 1 bd: 6 · 2 bd: 61 · 4 bd: 1 · In service since 2003
- Chateau Apartments HUD-assisted 5 Temple St, Springfield 01105 65 low-income homes · For families
- Costello House HUD-assisted 1475 Roosevelt Ave, Springfield 01109 62 low-income homes · For older adults
- BH Eht Tax credit (LIHTC) 103 Albermarle St, Springfield 61 low-income homes · 2 bd: 21 · 3 bd: 24 · 4 bd: 16 · In service since 2020 · For families
- E Henry Twiggs 2 Tax credit (LIHTC) 103 Albermarle St, Springfield 61 low-income homes · 2 bd: 21 · 3 bd: 24 · 4 bd: 16 · In service since 2018 · For older adults
- Allen Park II Tax credit (LIHTC) 251 Allen Park Rd, Springfield 94 homes, 60 low-income · 1 bd: 8 · 2 bd: 75 · 3 bd: 11
- Kenwyn + Quadrangle Court Tax credit (LIHTC) 413 Belmont Ave, Springfield 60 low-income homes · 1 bd: 7 · 2 bd: 41 · 3 bd: 11 · 4 bd: 1 · In service since 2015 · For families
- Pulaski Heights HUD-assisted 76 Maple St, Holyoke 01040 101 homes, 57 low-income · For older adults
- Liberty Hill HUD-assisted 5 Nursery St, Springfield 01104 88 homes, 57 low-income · For families
- Hampden H.a./Springmeadow Apts HUD-assisted 26 Springmeadow Ln, Hampden 01036 56 low-income homes · For older adults
- Memorial Square Tax credit (LIHTC) 2295 Main St, Springfield 56 low-income homes · Studio: 6 · 1 bd: 17 · 2 bd: 22 · 3 bd: 11 · In service since 2017 · For families
- Macarthur Terrace HUD-assisted 65 Broadway St, Chicopee 01020 222 homes, 55 low-income · For families
- High Street Commons Tax credit (LIHTC) 38 High St, Springfield 55 low-income homes · 1 bd: 26 · 2 bd: 25 · 3 bd: 4 · In service since 2005 · For families
- Memorial Square I HUD-assisted 2295 Main Streert, Springfield 01107 55 low-income homes · For families
- Chestnut Park Tax credit (LIHTC) 60 Chestnut St, Holyoke 54 low-income homes · Studio: 6 · 1 bd: 24 · 2 bd: 24 · In service since 2015 · For families
- Agawam Veterans Tax credit (LIHTC) 702 S Westfield St, Feeding Hills 51 low-income homes · 1 bd: 51 · In service since 2017
- Arbors at Chicopee Tax credit (LIHTC) 929 Memorial Dr, Chicopee 90 homes, 50 low-income · Studio: 4 · 1 bd: 78 · 2 bd: 8
- Mosely Apartments Tax credit (LIHTC) 25 Dartmouth St, Westfield 68 homes, 50 low-income · 1 bd: 57 · 2 bd: 11 · In service since 2019 · For families
- Churchill Home II Public housing 319 Chestnut St, Holyoke 01040 50 low-income homes · Run by Holyoke Housing Authority · Average payment: $636 a month · Average wait: 267 months · Homes at several sites · (413) 539-2220
- Churchill Homes Public housing 69 Franklin St, Holyoke 01040 50 low-income homes · Run by Holyoke Housing Authority · Average payment: $726 a month · Average wait: 68 months · (413) 539-2220
- Churchill Homes II Tax credit (LIHTC) 334 Elm St, Holyoke 50 low-income homes · 2 bd: 8 · 3 bd: 34 · 4 bd: 8 · In service since 2003 · For families
- Dom Polski Tax credit (LIHTC) 144 Cabot St, Chicopee 50 low-income homes · Studio: 5 · 1 bd: 42 · 2 bd: 3
- Dom Polski HUD-assisted 144 Cabot St, Chicopee 01013 50 low-income homes · For older adults
- Hampshire Pine Apts Phase II Tax credit (LIHTC) 100 Hampshire St, Holyoke 50 low-income homes · 2 bd: 35 · 3 bd: 15 · In service since 1999
- Reed Village HUD-assisted 5 Lionel Benoit Rd, Springfield 01109 50 low-income homes · For families
- Mont Marie Senior Residence HUD-assisted 32 Lower Westfield Rd, Holyoke 01040 50 homes, 49 low-income · For older adults
- Cathedral Hill Apartments HUD-assisted 29 Bowdoin St, Springfield 01109 56 homes, 48 low-income · For families
- ST James Manor Tax credit (LIHTC) 744 Saint James Ave, Springfield 48 low-income homes · 1 bd: 48 · In service since 1999
- Belle Street Tax credit (LIHTC) 77 Belle St, Springfield 47 low-income homes · In service since 1988
- Veterans Park Apartments HUD-assisted 598 Dwight St, Holyoke 01040 47 low-income homes · For older adults
- East Mountain View HUD-assisted 138 E Mountain Rd, Westfield 01085 46 low-income homes · For older adults
- New Court Terrace Tax credit (LIHTC) 86 Byers St, Springfield 45 low-income homes · Studio: 29 · 1 bd: 1 · 2 bd: 9 · 3 bd: 6 · In service since 2004 · For families
- Van Der Heyden HUD-assisted 774 State St, Springfield 01109 45 low-income homes · For families
- Falcon Housing HUD-assisted 28 Miles Morgan Ct, Wilbraham 01095 45 homes, 44 low-income · For older adults
- Kendall Hotel Tax credit (LIHTC) 2 Springfield St, Chicopee 44 low-income homes · In service since 1993
- Verano Apts Tax credit (LIHTC) 560 562 S Summer ST, Holyoke 44 low-income homes · 1 bd: 5 · 2 bd: 15 · 3 bd: 18 · 4 bd: 6 · In service since 2006 · For families
- Jefferson Ave School Apts HUD-assisted 67 Jefferson Ave, Springfield 01107 44 homes, 43 low-income · For older adults
- Chapin School Veterans Tax credit (LIHTC) 40 Meadow St, Chicopee 43 low-income homes · 1 bd: 43 · In service since 2015 · For families
- Highland House HUD-assisted 250 Oak Grove Ave, Springfield 01109 42 low-income homes · For older adults
- ST James Commons HUD-assisted 573 State St, Springfield 01109 42 low-income homes · For families
- Borinquen Apts Tax credit (LIHTC) 2772 Main St, Springfield 41 low-income homes · 1 bd: 13 · 2 bd: 13 · 3 bd: 11 · 4 bd: 4 · In service since 2011 · For people with disabilities, families, people experiencing homelessness
- Ahrend Circle Apartments HUD-assisted 216 Sheep Pasture Rd, Southwick 01077 40 low-income homes · For older adults
- Bel-Air Homes HUD-assisted 5 Allendale St, Springfield 01107 40 low-income homes · For families
- Brownstone Gardens III HUD-assisted 110 Somers Rd, East Longmeadow 01028 40 low-income homes · For older adults
- Kendall Apartments Tax credit (LIHTC) 2 Springfield St, Chicopee 39 low-income homes · Studio: 39 · In service since 2017 · For families
- South Holyoke Housing Tax credit (LIHTC) 18 Hamilton St, Holyoke 48 homes, 38 low-income · 1 bd: 1 · 2 bd: 11 · 3 bd: 27 · 4 bd: 9 · In service since 1988
- Belle Franklin II Tax credit (LIHTC) 254 Franklin St, Springfield 36 low-income homes · 2 bd: 36 · In service since 2004 · For families
- Cumberland Homes Apts Phase II Tax credit (LIHTC) 1698 Dwight St, Springfield 36 low-income homes · 1 bd: 12 · 2 bd: 16 · 3 bd: 8 · In service since 2011 · For families
- Voces de Esperanza Tax credit (LIHTC) 46 Franklin St, Holyoke 36 low-income homes · 1 bd: 6 · 2 bd: 20 · 3 bd: 10 · In service since 1998
- Indian Motocycle Tax credit (LIHTC) 837 State St, Springfield 139 homes, 34 low-income
- E Henry Twiggs Estates HUD-assisted 9 Kenyon St, Springfield 01109 75 homes, 34 low-income · For families
- Cabotville Common Tax credit (LIHTC) 63 West St, Chicopee 33 low-income homes · 1 bd: 3 · 2 bd: 17 · 3 bd: 13 · In service since 1997
- Puerta de la Esperanza Tax credit (LIHTC) 18 Hamilton St, Holyoke 33 low-income homes · 2 bd: 26 · 3 bd: 7 · In service since 2002
- Quadrangle Court Tax credit (LIHTC) 114 Byers St, Springfield 33 low-income homes · 1 bd: 4 · 2 bd: 17 · 3 bd: 12 · In service since 1998
- Brownstone Gardens II HUD-assisted 75 Pleasant St, East Longmeadow 01028 32 low-income homes · For older adults
- Jefferson Park Tax credit (LIHTC) 85 Jefferson Ave, Springfield 31 low-income homes · 1 bd: 6 · 2 bd: 11 · 3 bd: 14 · In service since 2007 · For families
- Better Homes Tapley LLC Tax credit (LIHTC) 221 Bay St, Springfield 30 low-income homes · 1 bd: 3 · 2 bd: 22 · 3 bd: 5 · In service since 1994
- ST Joseph Res @ Mont Marie HUD-assisted 34 Lower Westfield Rd, Holyoke 01040 30 low-income homes · For older adults · (413) 532-4182
- Maple Properties Tax credit (LIHTC) 55 Maple St, Springfield 32 homes, 29 low-income · Studio: 4 · 1 bd: 8 · 2 bd: 11 · 3 bd: 9 · In service since 2000
- Genesis House III HUD-assisted 832 Converse St, Longmeadow 01106 29 low-income homes · For older adults
- Stevens Memorial Senior HSG HUD-assisted 12 Chestnut St, Ludlow 01056 28 low-income homes · For older adults
- YWCA Transitional Housing Tax credit (LIHTC) 1 Clough St, Springfield 28 low-income homes · Studio: 14 · 2 bd: 9 · 3 bd: 5 · In service since 2010 · For people with disabilities, families, people experiencing homelessness
- Federal Apts Tax credit (LIHTC) 7 Armory St, Springfield 25 low-income homes · 1 bd: 10 · 2 bd: 12 · 3 bd: 3 · In service since 1998
- Kirkwood Place Tax credit (LIHTC) 4216 Main St, Palmer 26 homes, 24 low-income · 1 bd: 26 · In service since 1993
- Eastern Cooperative Homes HUD-assisted 150 Eastern Ave, Springfield 01109 24 low-income homes · For families
- Holyoke Nueva Vida Apts Tax credit (LIHTC) 554 S Summer St, Holyoke 24 low-income homes · 2 bd: 12 · 3 bd: 8 · 4 bd: 4 · In service since 1995
- Patton Street Tax credit (LIHTC) 70 Patton St, Springfield 24 low-income homes · In service since 1989
- Symphony Apts Tax credit (LIHTC) 26 Summit St, Springfield 24 low-income homes · Studio: 8 · 1 bd: 8 · 2 bd: 8 · In service since 2011 · For families
- Belmont- Kenwyn Park Apts Tax credit (LIHTC) 413 Belmont Ave, Springfield 27 homes, 23 low-income · 1 bd: 3 · 2 bd: 24 · In service since 1995
- Kenwyn Tax credit (LIHTC) 6 Kenwood Park, Springfield 27 homes, 23 low-income · 1 bd: 3 · 2 bd: 20
- Memorial Parish House Tax credit (LIHTC) 2309 Main St, Springfield 23 low-income homes · 1 bd: 1 · 2 bd: 22 · In service since 1996
- Museum Park II Tax credit (LIHTC) 70 Chestnut St, Springfield 22 low-income homes · Studio: 7 · 1 bd: 12 · 2 bd: 3 · In service since 2007 · For families
- Parkview Apts Tax credit (LIHTC) 23 Federal St, Springfield 25 homes, 21 low-income · 1 bd: 2 · 2 bd: 12 · 3 bd: 11 · In service since 2001
- 10 Cortland ST Tax credit (LIHTC) 10 Cortland St, Springfield 21 low-income homes · In service since 1988
- Emerson Manor II HUD-assisted 114 Emerson Rd, Longmeadow 01106 21 low-income homes · For older adults · (413) 525-4321
- Sanford Apts Tax credit (LIHTC) 330 Elm St, Westfield 21 low-income homes · Studio: 15 · 1 bd: 6 · In service since 2009 · For people with disabilities, people experiencing homelessness
- Ames Priviledge Unit 2 Tax credit (LIHTC) 1 Springfield St, Chicopee 40 homes, 20 low-income · 1 bd: 12 · 2 bd: 28 · In service since 2014 · For families
- Silver Meadow HUD-assisted 1 Royce Ln, Wales 01081 20 low-income homes · For older adults
- Elm Street Revitalization (westfield) Tax credit (LIHTC) 105 Elm St, Westfield 19 low-income homes · 1 bd: 6 · 2 bd: 13 · In service since 2010 · For people with disabilities, families, people experiencing homelessness
- Prospect Hill Apts Tax credit (LIHTC) 33 Montgomery St, Westfield 17 low-income homes · 2 bd: 11 · 3 bd: 6 · In service since 2009 · For people with disabilities, families, people experiencing homelessness
- Walnut Street Apts HUD-assisted 83 Walnut St, Springfield 01105 16 low-income homes · For families · (413) 783-6020
- Hale Meekins Residence HUD-assisted 203 School St, Agawam 01001 15 low-income homes · For people with disabilities
- Pine Street Residence HUD-assisted 157 Pine St, Springfield 01105 15 low-income homes · For people with disabilities · (413) 734-5376
- Riverplace Apts II Tax credit (LIHTC) 95 Beech St, Holyoke 15 low-income homes · In service since 1988
- Springfield Housing Authority HUD-assisted 144 Cedar St, Springfield 01105 20 homes, 14 low-income · For families
- Mental Health Assoc. 1 HUD-assisted 145 Union St, Springfield 01105 11 low-income homes · For people with disabilities
- Outing Park II HUD-assisted 65 Oswego St, Springfield 01105 118 homes, 10 low-income · For families
- First Assoc Property Homes HUD-assisted 675 Williams St, Longmeadow 01106 9 homes, 8 low-income · For people with disabilities
- Greenwood Park I HUD-assisted 24 Drury Ln, Longmeadow 01106 9 homes, 8 low-income · For people with disabilities · (413) 525-4321
- Algonquin/Casino HUD-assisted 50 Algonquin St, Chicopee 01013 8 low-income homes · For people with disabilities
- Avon Place HUD-assisted 52 Avon Pl, Springfield 01105 8 low-income homes · For people with disabilities
- Greater Springfield Residences HUD-assisted 168 Greystone Ave, West Springfield 01089 8 low-income homes · For people with disabilities
- Greenwood Park II HUD-assisted 97 Brookwood Dr, Longmeadow 01106 8 low-income homes · For people with disabilities · (413) 525-4321
- Kelley Apts Tax credit (LIHTC) 218 Main St, Monson 8 low-income homes · In service since 1988
- Cherry Hill/Mental Health Ass HUD-assisted 37 Maple Crest Cir, Holyoke 01040 7 low-income homes · For people with disabilities
- Mill Street HUD-assisted 127 Mill St, Springfield 01108 10 homes, 6 low-income · For people with disabilities
- Edview Residence HUD-assisted 159 Ridgeview Cir, Ludlow 01056 7 homes, 6 low-income · For families
- Alden House HUD-assisted 528 McKinstry Ave, Chicopee 01020 6 low-income homes · For people with disabilities
- Highland Residence HUD-assisted 1346 Northampton St, Holyoke 01040 6 low-income homes · For people with disabilities
- Honeyman Residence HUD-assisted 517 N Chicopee St, Chicopee 01020 6 low-income homes · For people with disabilities
- Mckinstry Residence HUD-assisted 69 McKinstry Ave, Chicopee 01013 6 low-income homes · For people with disabilities
- Chestnut Crossing Apartments HUD-assisted 275 Chestnut St, Springfield 01104 96 homes, 5 low-income · (413) 785-5312
- Aviator - Assoc Comm Living HUD-assisted Lot#4 Aviator Way, Westfield 01085 5 low-income homes · For people with disabilities
- Elm Court Condominiums HUD-assisted 82 Maple St, Springfield 01105 5 low-income homes · For people with disabilities
- Meadow Street Group Home HUD-assisted 223 Meadow St, Agawam 01001 5 low-income homes · For people with disabilities
- Park Avenue HUD-assisted 95 Park Ave, West Springfield 01089 5 low-income homes · For people with disabilities
- Sixteenth Association Residences HUD-assisted 101 Mulberry St, Springfield 01105 5 low-income homes · For people with disabilities
- Holyoke Farms HUD-assisted 87 Farnum Dr, Holyoke 01040 225 homes, 4 low-income · (413) 534-3413
- ST James Manor HUD-assisted 744 Saint James Ave, Springfield 01104 48 homes, 4 low-income · For families
- Florida Street 208 HUD-assisted 208 Florida St, Springfield 01109 6 homes, 4 low-income · For people with disabilities
- Forest Park HUD-assisted 51 Forest Park Ave, Springfield 01108 5 homes, 4 low-income · For people with disabilities
- Glendale Residence HUD-assisted 53 Glendale Rd, East Longmeadow 01028 5 homes, 4 low-income · For people with disabilities
- Lloyde Avenue Group Home HUD-assisted 110 Lloyd Ave, Springfield 01119 5 homes, 4 low-income · For people with disabilities
- Sheridan Street Residence HUD-assisted 561 Sheridan St, Chicopee 01020 5 homes, 4 low-income · For people with disabilities
- Tinkham Road HUD-assisted 802 Tinkham Rd, Wilbraham 01095 5 homes, 4 low-income · For people with disabilities
- Central Street Apartments Public housing 421 Central St, Springfield 01105 4 low-income homes · Run by Springfield Housing Authority · Homes at several sites · (413) 785-4500
- Champlain House HUD-assisted 123 Champlain Ave, Springfield 01151 4 low-income homes · For people with disabilities · (413) 785-5285
- Franklin Street Residences HUD-assisted 110 Franklin St, Westfield 01085 4 low-income homes · For people with disabilities · (413) 734-5376
- Granby Road HUD-assisted 345 Granby Rd, Chicopee 01013 4 low-income homes · For older adults
- Second Assoc Properties HUD-assisted 65 Price St, Springfield 01104 4 low-income homes · For people with disabilities
- Springfield Housing Authority B HUD-assisted 129 King St, Springfield 01109 4 low-income homes · For families
- Elias Brookings HUD-assisted 261 Oak Grove Ave, Springfield 01109 42 homes, 3 low-income · (413) 310-2091
- Parker Street - Mha Springfield HUD-assisted 370 Parker St, Springfield 01129 4 homes, 3 low-income · For people with disabilities · (413) 785-5285
- Eighteenth Assoc Properties HUD-assisted 55 Colony Cir, Westfield 01085 3 low-income homes · For people with disabilities
- Elm Court Condominiums HUD-assisted 1241 Elm St, West Springfield 01089 3 low-income homes · For people with disabilities
- Kirby School Condominiums HUD-assisted 90 McKinstry Ave, Chicopee 01013 3 low-income homes · For people with disabilities
- San Miguel HUD-assisted 72 San Miguel St, Springfield 01104 3 low-income homes · For people with disabilities
- Swiss Village Condo HUD-assisted 82 S Maple St, Westfield 01085 3 low-income homes · For people with disabilities
- Powdermill Village HUD-assisted 126 Union St, Westfield 01085 250 homes · For families
- Eastbrook Apartments HUD-assisted 193 Fernbank Rd, Springfield 01129 160 homes · For families · (413) 543-4007
- Concord Heights Tax credit (LIHTC) 4 Federal Ct, Springfield 104 homes · 1 bd: 52 · 2 bd: 52 · In service since 2013 · For families
- Outing Park Apts I Tax credit (LIHTC) 37 Saratoga St, Springfield 94 homes · 2 bd: 80 · 3 bd: 14 · In service since 2013 · For families
- Hunter Place Apts Tax credit (LIHTC) Hunter PL, Springfield 80 homes
- Cross Town Corners Tax credit (LIHTC) 116 Hancock St, Springfield 47 homes
- The Kenwyn Tax credit (LIHTC) 415 Belmont Ave, Springfield 23 homes
- Quad Angle Tax credit (LIHTC) 130 Byers St, Springfield In service since 2016 · For families
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Hampden County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 5 agencies serve in Hampden County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $27,650 | $46,000 | $73,650 |
| 2 people | $31,600 | $52,550 | $84,200 |
| 3 people | $35,550 | $59,200 | $94,700 |
| 4 people | $39,450 | $65,750 | $105,200 |
| 5 people | $42,650 | $71,050 | $113,650 |
| 6 people | $45,800 | $76,300 | $122,050 |
| 7 people | $50,040 | $81,550 | $130,450 |
| 8 people | $55,720 | $86,800 | $138,900 |
Area median income: $96,700. HUD income limits by family size, Fiscal year 2026. Area: Springfield, MA MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,138 – $1,390
- 1 bedroom $1,279 – $1,563
- 2 bedrooms $1,620 – $1,980
- 3 bedrooms $2,017 – $2,465
- 4 bedrooms $2,133 – $2,607
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Springfield Housing Authority Public housing and Section 8 vouchers · 3,463 vouchers · 1,753 public housing units (413) 785-4500 Springfield Housing Authority: djordan@shamass.org
- Holyoke Housing Authority Public housing and Section 8 vouchers · 1,918 vouchers · 754 public housing units (413) 539-2220 Holyoke Housing Authority: mmainville@holyokehousing.org
- Chicopee Housing Authority Public housing and Section 8 vouchers · 574 vouchers · 383 public housing units (413) 592-6132 Chicopee Housing Authority: bpnarey@chicopeehousing.org
- Westfield Housing Authority Section 8 vouchers · 517 vouchers (413) 568-9283 Westfield Housing Authority: dkelly@westfieldhousing.com
- West Springfield Housing Authority Section 8 vouchers · 255 vouchers (413) 788-0988 West Springfield Housing Authority: kirk@wsha37.org
Housing agencies in Massachusetts Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Massachusetts
What Massachusetts law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1 month of rent
- M.G.L. c. 186, §15B(1)(b)
- When must they return my deposit?
- 30 days
- M.G.L. c. 186, §15B(4)
- If I fall behind on rent, what notice must I get?
- 14 days
- M.G.L. c. 186, §11
- How much notice ends a month-to-month rental?
- 30 days
- M.G.L. c. 186, §12
- Only a court order can remove youM.G.L. c. 186, §15F
- Protection from retaliationM.G.L. c. 186, §18
- Repair and deduct from the rentM.G.L. c. 111, §127L
Help
Where to get help with rent in Hampden County
These HUD-approved agencies have offices in Hampden County. They counsel for free or at low cost.
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Cambridge Credit Counseling Corporation
67 Hunt St, Agawam · Spanish
Also serves in Polish.
- Mortgage delinquency and default
- Budget and financial counseling
- and 4 more
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Springfield Partners for Community Action
721 State Street, 2nd Floor, Springfield · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 8 more
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Way Finders, Inc.
1780 Main St, Springfield · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Hampden County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Massachusetts, the average home bill was $167 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,600
What you need before you get the keys.
What adds up
- First month
- $1,800
- Security deposit
- $1,800
- Total
- $3,600
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Hampden County?
According to HUD (Fiscal year 2027): Studio: $1,264; 1 bedroom: $1,421; 2 bedrooms: $1,800; 3 bedrooms: $2,241; 4 bedrooms: $2,370. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Hampden County?
Paying the 2-bedroom fair market rent ($1,800) without spending more than 30% of income takes $34.62 an hour full time, or $72,000 a year.
Who qualifies for Section 8 in Hampden County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $65,750 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Hampden County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,620 and $1,980 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Hampden County?
For 2 bedrooms they run from $1,570 in 01008 to $2,700 in 01106. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Hampden County?
HUD lists 221 properties with homes for low-income households in Hampden County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Hampden County?
HUD counts rent as a burden when it reaches 30% of income or more. In Hampden County, 54% of renter households are in that position; in Massachusetts, 52%, and nationwide, 51% (Average 2020–2024, Census).