In DeWitt, a typical home is worth $237,100 and typical rent is $955 a month. Compared with all of Clinton County, the typical home value is 48% higher and typical household income is 38% higher.
DeWitt is in Clinton County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Clinton County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Clinton, the typical home value is $118,200: 50% less than in DeWitt ($237,100).
2
The typical home in DeWitt is worth $237,100,48% more than in Clinton County as a whole ($160,600).
3
The typical household income in DeWitt is $92,587,38% more than in Clinton County as a whole ($66,981).
4
Nearby, in Clinton, the typical rent is $791: 17% less than in DeWitt ($955).
5
DeWitt has the 7th highest homeownership rate of the 86 cities in Iowa with more than 5,000 people (79%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in DeWitt
What homes there are in DeWitt, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
DeWitt
Clinton County
Iowa
United States
Kind of home: DeWitt and its comparisons
Measure
DeWitt
Clinton County
Iowa
United States
Detached house
71%
78%
72%
61%
Attached house
Unreliable estimate
3%
5%
6%
Building of 2 to 4
9%
7%
6%
8%
Apartments (5 or more)
Unreliable estimate
10%
14%
19%
Mobile home
Unreliable estimate
2%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In DeWitt, 7 in 10 homes are single-family detached houses; in Clinton County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
DeWitt
Clinton County
Iowa
United States
Year built: DeWitt and its comparisons
Measure
DeWitt
Clinton County
Iowa
United States
Before 1960
36%
53%
38%
26%
1960–1979
26%
24%
24%
24%
1980–1999
14%
11%
17%
25%
2000–2009
17%
7%
11%
14%
2010 or later
Unreliable estimate
5%
11%
11%
Homes in DeWitt are newer: the typical year built is 1973; in Clinton County, 1957.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K33%
$200K–$300K37%
$300K–$500K25%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: DeWitt and its comparisons
Measure
DeWitt
Under $100K
Unreliable estimate
$100K–$200K
33%
$200K–$300K
37%
$300K–$500K
25%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99950%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: DeWitt and its comparisons
Measure
DeWitt
Under $500
Unreliable estimate
$500–$999
50%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,648 a month
Clinton County: $1,334 a month
Without a mortgage
$765 a month
Clinton County: $593 a month
Owners with a mortgage
58%
Clinton County: 58%
The typical cost for an owner with a mortgage in DeWitt is $1,648 a month, more than in Clinton County ($1,334); without one, $765.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
DeWitt+62%
Clinton County+36%
Iowa+41%
United States+53%
Typical rent
DeWittNo clear change
Clinton County+25%
Iowa+23%
United States+33%
Typical household income
DeWitt+73%
Clinton County+30%
Iowa+24%
United States+29%
Change since 2015–2019: DeWitt and its comparisons
Measure
DeWitt
Clinton County
Iowa
United States
Typical home value
+62%
+36%
+41%
+53%
Typical rent
No clear change
+25%
+23%
+33%
Typical household income
+73%
+30%
+24%
+29%
From 2015–2019 to 2020–2024, the typical home value in DeWitt rose 62%; in Clinton County, it rose 36%.
Rent in DeWitt moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: DeWitt and its comparisons
Measure
DeWitt
Clinton County
Iowa
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.6%
3.4%
People per household
2.50
2.34
2.36
2.53
Drive alone
81%
82%
76%
69%
Carpool
Unreliable estimate
6%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
3%
3%
3%
Work from home
Unreliable estimate
7%
11%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
Households in DeWitt are bigger: 2.50 people on average; in Clinton County, 2.34.
In DeWitt, 81% of workers drive alone to work; in Clinton County, 82%.
Do the math
What would you pay each month for a home in DeWitt?
A typical home is within reach of the typical income
We start with a typical home in DeWitt, worth $237,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in DeWitt, which is $92,587 a year.
The calculator's FHA and conventional loan limits are those of all of Clinton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in DeWitt. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,299 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,091
at 7.18% · 30 years
Loan amount
$232,805
Total interest
$334,952
Paid off in
November 2056
Includes $4,004 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,160 a month
Your payment · 27%
Tight
$2,160 to $2,778 a month
Hard
more than $2,778 a month
Compared with the typical household income in DeWitt ($92,587 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,577
Property tax
$310
Home insurance
$99
FHA mortgage insurance (MIP)
$105
You need at least $8,299 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,091; principal and interest $1,577.
The city and its county
DeWitt and Clinton County
DeWitt is in Clinton County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
DeWitt
Map of Clinton County, Iowa, with DeWitt marked. Around it, the neighboring counties.
DeWitt
Clinton County
Other cities with a page
DeWitt's own numbers
Typical home value
$237,100
Typical monthly rent
$955
Typical yearly household income
$92,587
Households that own their home
79%
Effective property tax rate
1.57%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Clinton County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$927
Price change over 5 years (FHFA)
+40%
Homes in a high flood-risk zone
3.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clinton County.
A typical home in DeWitt is worth $237,100: 48% above the county and 14% above Iowa. With the typical household income in DeWitt ($92,587 a year), a typical home costs 2.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
DeWitt2.6 years
Clinton2.4 years
Iowa2.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Clinton County
According to FHFA’s house price index, home prices in Clinton County rose 59% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Clinton County.
Yearly change in FHFA’s price index in Clinton County, 2016 to 2025
2016: +2.6% +2.6% 2016
2017: +2.8% +2.8% 2017
2018: +2.2% +2.2% 2018
2019: +3.5% +3.5% 2019
2020: +2.4% +2.4% 2020
2021: +8.2% +8.2% 2021
2022: +13.0% +13.0% 2022
2023: +3.2% +3.2% 2023
2024: +5.3% +5.3% 2024
2025: +5.1% +5.1% 2025
Change in FHFA’s price index in Clinton County, Iowa and the United States
Period
County
Iowa
U.S.
Last year (2025)
+5.1%
+3.2%
+2.9%
5 years (2020–2025)
+40%
+41%
+47%
10 years (2015–2025)
+59%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
DeWitt next to Clinton County, Iowa and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
DeWitt$237,100
Clinton$160,600
Iowa$208,000
United States$332,700
Typical monthly rent
DeWitt$955
Clinton$850
Iowa$972
United States$1,413
Typical yearly household income
DeWitt$92,587
Clinton$66,981
Iowa$75,059
United States$80,734
See the full table
DeWitt next to Clinton County and Iowa
Measure
DeWitt
Clinton County
Iowa
U.S.
Typical home value
$237,100 ▲48% above the county
$160,600
$208,000
$332,700
Typical monthly rent
$955 ▲12% above the county
$850
$972
$1,413
Typical yearly household income
$92,587 ▲38% above the county
$66,981
$75,059
$80,734
Households that own their home
79% ▲5 points above the county
75%
72%
65%
Typical yearly property tax
$3,734 ▲52% above the county
$2,461
$2,897
$3,119
Effective property tax rate
1.57% ▲0.04 points above the county
1.53%
1.39%
0.94%
Renters with high rent for their income
47% ▼1 points below the county
48%
44%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clinton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in DeWitt
For a typical $237,100 home in DeWitt, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, DeWitt's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,091a month
Least cash to close
Down payment
$8,299
Cash to close
$15,412
Rate
7.18%
Mortgage insurance
FHA MIP · $105
Conventional, 5% down$2,048a month
Down payment
$11,855
Cash to close
$18,968
Rate
7.18%
Mortgage insurance
PMI · $113
Conventional, 20% down, no PMI$1,694a month
Down payment
$47,420
Cash to close
$54,533
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,913a month
Down payment
$35,565
Cash to close
$42,678
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in DeWitt
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,091
$8,299
$232,806
7.18%
FHA MIP · $105
$15,412
580
Conventional, 5% down
$2,048
$11,855
$225,245
7.18%
PMI · $113
$18,968
620*
Conventional, 20% down, no PMI
$1,694
$47,420
$189,680
7.18%
None
$54,533
620*
ITIN, 15% down (example)
$1,913
$35,565
$201,535
8.18%
None
$42,678
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in DeWitt is $955 a month: 12% above the county. In DeWitt, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Clinton County, by unit size. To pay the 2-bedroom one ($927 a month) without spending more than 30% of your income, you would need to earn $17.83 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Clinton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$646
$12.42
$25,840
1 bedroom
$709
$13.63
$28,360
2 bedrooms
$927
$17.83
$37,080
3 bedrooms
$1,190
$22.88
$47,600
4 bedrooms
$1,549
$29.79
$61,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in DeWitt
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). DeWitt is in ZIP code 52742.
For 2 bedrooms it is $1,020: $93 more than the fair market rent for Clinton County ($927).
Fair market rent by ZIP code and size in DeWitt, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
52742
$710
$780
$1,020
$1,310
$1,700
ZIP code2 bd3 bd
52742 $1,020$1,310
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for DeWitt when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Clinton County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for DeWitt or Clinton County. The ones below are statewide in Iowa: they work in DeWitt the same as in the rest of the state.
With the Iowa state authority's FirstHome mortgage, a first-time buyer can get a second loan of up to 3% of the price (maximum $10,000) or up to 5% (maximum $15,000), with no monthly payments, repaid when you sell, refinance or pay off the mortgage.Offered by Iowa Finance Authority (IFA).
Iowa state authority second loan, with the Homes for Iowans mortgage, of up to 3% of the price (maximum $10,000) or 5% (maximum $15,000) for the down payment and closing costs; no monthly payments, and for any buyer.Offered by Iowa Finance Authority (IFA).
No legal help resource on our list is for DeWitt or Clinton County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for DeWitt and all of Clinton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in DeWitt?
The typical home value in DeWitt is $237,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clinton County it is $160,600.
How much does it cost to rent in DeWitt?
Typical rent in DeWitt is $955 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clinton County is $927.
What is the FHA loan limit in DeWitt?
DeWitt uses the FHA limit for all of Clinton County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in DeWitt?
The typical homeowner in DeWitt pays $3,734 a year, according to the U.S. Census Bureau. That is 1.57% of the home’s value; in Clinton County, the rate is 1.53%.
Where can I find free help to buy or rent in DeWitt?
We found no HUD-approved counseling agencies with an office in Clinton County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
