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City · 5,989 residents · Dubuque County, Iowa

Asbury , Iowa

In Asbury, a typical home is worth $339,000 and typical rent is $1,522 a month. Compared with all of Dubuque County, typical household income is 61% higher, typical rent is 59% higher, and the share of households that own their home is 18 points higher.

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  • Typical home value

    $339,000

    43% above the county

    63% above Iowa

    • Asbury
    • Dubuque
    • Iowa

  • Typical rent

    $1,522a month

    59% above the county

    57% above Iowa

    • Asbury
    • Dubuque
    • Iowa

  • Typical household income

    $124,957a year

    61% above the county

    66% above Iowa

    • Asbury
    • Dubuque
    • Iowa

  • Households that own their home

    92%

    18 points above the county

    20 points above Iowa

    • Asbury
    • Dubuque
    • Iowa

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$389,647
4% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Asbury is in Dubuque County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dubuque County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Asbury apart

What this place has that others do not, from public data, most unusual first.

  1. Asbury has the highest homeownership rate of the 86 cities in Iowa with more than 5,000 people: 92%.

  2. Asbury has the highest typical rent of the 85 cities in Iowa with more than 5,000 people: $1,522.

  3. Nearby, in Maquoketa, the typical home value is $132,500: 61% less than in Asbury ($339,000).

  4. The typical household income in Asbury is $124,957, 61% more than in Dubuque County as a whole ($77,630).

  5. Nearby, in Maquoketa, the typical rent is $795: 48% less than in Asbury ($1,522).

  6. The typical home in Asbury is worth $339,000, 43% more than in Dubuque County as a whole ($237,300).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Asbury

What homes there are in Asbury, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Asbury: 84% of homes, more than in Dubuque County (71%).

Year built

Homes in Asbury are newer: the typical year built is 2003; in Dubuque County, 1970.

There is more room for a big family here: 86% of homes have 3 bedrooms or more, against 67% in Dubuque County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,140 a month

Dubuque County: $1,562 a month

Without a mortgage

$714 a month

Dubuque County: $645 a month

Owners with a mortgage

65%

Dubuque County: 62%

In Asbury, 65% of owners have a mortgage, and their typical cost is $2,140 a month, against $1,562 in Dubuque County. Without one it drops to $714.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Asbury rose 33%; in Dubuque County, it rose 42%.

Rents in Asbury rose faster than in Dubuque County: 99% since 2015–2019, against 23%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAsburyDubuque CountyIowaUnited States
Rental vacancy Unreliable estimate2.1%5.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.6%1.6%3.4%
People per household 2.802.312.362.53
Drive alone 85%79%76%69%
Carpool Unreliable estimate5%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 13%12%11%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

On average, a household in Asbury has 2.80 people, more than in Dubuque County (2.31).

The car rules in Asbury: 85% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Asbury?

A typical home is within reach of the typical income

We start with a typical home in Asbury, worth $339,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Asbury, which is $124,957 a year.

The calculator's FHA and conventional loan limits are those of all of Dubuque County.

Your numbers

Local data
$

Starts at the typical home value in Asbury. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,865 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,911

at 7.18% · 30 years

Loan amount
$332,860
Total interest
$478,907
Paid off in
November 2056

Includes $5,725 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,916 a month

    Your payment · 28%

  • Tight

    $2,916 to $3,749 a month

  • Hard

    more than $3,749 a month

Compared with the typical household income in Asbury ($124,957 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,911
Principal & interest$2,255
Property tax$364
Home insurance$141
FHA mortgage insurance (MIP)$150

You need at least $11,865 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Asbury and Dubuque County

Asbury is in Dubuque County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Asbury's own numbers

Typical home value
$339,000
Typical monthly rent
$1,522
Typical yearly household income
$124,957
Households that own their home
92%
Effective property tax rate
1.29%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dubuque County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,131
Price change over 5 years (FHFA)
+44%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dubuque County.

Everything about Dubuque County

Buying

Buying a home in Asbury

A typical home in Asbury is worth $339,000: 43% above the county and 63% above Iowa. With the typical household income in Asbury ($124,957 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Asbury 2.7 years
  • Dubuque 3.1 years
  • Iowa 2.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Dubuque County

According to FHFA’s house price index, home prices in Dubuque County rose 67% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dubuque County.

Period County Iowa U.S.
Last year (2025) +5.2% +3.2% +2.9%
5 years (2020–2025) +44% +41% +47%
10 years (2015–2025) +67% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Asbury next to Dubuque County, Iowa and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Asbury $339,000
  • Dubuque $237,300
  • Iowa $208,000
  • United States $332,700
Typical monthly rent
  • Asbury $1,522
  • Dubuque $959
  • Iowa $972
  • United States $1,413
Typical yearly household income
  • Asbury $124,957
  • Dubuque $77,630
  • Iowa $75,059
  • United States $80,734
See the full table
Asbury next to Dubuque County and Iowa
Measure Asbury Dubuque County Iowa U.S.
Typical home value $339,000 $237,300 $208,000 $332,700
Typical monthly rent $1,522 $959 $972 $1,413
Typical yearly household income $124,957 $77,630 $75,059 $80,734
Households that own their home 92% 73% 72% 65%
Typical yearly property tax $4,370 $2,919 $2,897 $3,119
Effective property tax rate 1.29% 1.23% 1.39% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dubuque County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Asbury

For a typical $339,000 home in Asbury, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Asbury's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,911a month

    Least cash to close
    Down payment
    $11,865
    Cash to close
    $22,035
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $150

  • Conventional, 5% down $2,848a month

    Down payment
    $16,950
    Cash to close
    $27,120
    Rate
    7.18%
    Mortgage insurance
    PMI · $161

  • Conventional, 20% down, no PMI $2,343a month

    Down payment
    $67,800
    Cash to close
    $77,970
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,656a month

    Down payment
    $50,850
    Cash to close
    $61,020
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Asbury and for Dubuque County.

Property tax

Effective rate in Asbury

1.29%of the home’s value each year

$4,370 a year for the typical owner in Asbury.

  • Asbury 1.29%
  • Dubuque 1.23%
  • Iowa 1.39%

What Iowa publishes Homestead exemption: 10% of taxable value (Iowa Department of Revenue)

Exemptions and deadlines in Iowa

Flood risk in Dubuque County

FEMA does not publish these numbers by city: they are for all of Dubuque County.

Homes in the high-risk zone
1%
343
Of those, with NFIP insurance
15%
County Iowa U.S.
Homes in the high-risk zone 1% 2.2% 3.5%
Of those, with NFIP insurance 15% 14% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Asbury

Typical rent in Asbury is $1,522 a month: 59% above the county.

HUD publishes a fair market rent for all of Dubuque County, by unit size. To pay the 2-bedroom one ($1,131 a month) without spending more than 30% of your income, you would need to earn $21.75 an hour working full time.

HUD fair market rent for all of Dubuque County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $788 $15.15 $31,520
1 bedroom $891 $17.13 $35,640
2 bedrooms $1,131 $21.75 $45,240
3 bedrooms $1,516 $29.15 $60,640
4 bedrooms $1,865 $35.87 $74,600

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Asbury

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Asbury is in ZIP code 52002.

For 2 bedrooms it is $1,250: $119 more than the fair market rent for Dubuque County ($1,131).

  • 52002 $1,250$1,680

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Asbury when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Asbury

HUD lists one building with rents for lower incomes in Asbury.

  • Asbury Meadows Apts 2325 Radford Rd, Asbury 52002 32 low-income homes · 2 bd: 12 · 3 bd: 14 · 4 bd: 6 · In service since 2006 · For families

See all 23 buildings in Dubuque County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Asbury

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Dubuque County; 1 says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Asbury

No down payment, repair or rent-help program on our list is for Asbury or Dubuque County. The ones below are statewide in Iowa: they work in Asbury the same as in the rest of the state.

Which programs do I qualify for? All programs in Iowa

Housing counselors near Asbury

The HUD-approved agencies closest to the center of Asbury, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Eastern Iowa Regional Housing Authority

    7600 Commerce Park, Dubuque · 1 miles away

    • Budget and financial counseling
    • Home improvement and repairs
    • and 1 more
    (563) 556-4166

  • Catholic Charities of the Archdiocese of Dubuque

    1229 Mount Loretta Ave, Dubuque · 6 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (563) 588-0558

  • Horizons, A Family Service Alliance (horizons Cccs)

    819 5th St SE, Cedar Rapids · 58 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (319) 398-3943

Every agency in Dubuque County All counseling agencies in Iowa

Help in Spanish near Asbury

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Asbury

In HUD’s record, no housing authority with an office in Dubuque County is named for Asbury or Dubuque County.

2 other authorities have an office in Dubuque County: see the list Source: HUD

Cities

Other cities in Dubuque County

These cities are also in Dubuque County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Dubuque County Housing in Iowa

Nearby cities

The cities closest to Asbury, with the typical home value.

Neighboring counties

If Dubuque County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Asbury.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Asbury

Short answers with the numbers for Asbury and all of Dubuque County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Asbury?

The typical home value in Asbury is $339,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dubuque County it is $237,300.

How much does it cost to rent in Asbury?

Typical rent in Asbury is $1,522 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dubuque County is $1,131.

What is the FHA loan limit in Asbury?

Asbury uses the FHA limit for all of Dubuque County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Asbury?

The typical homeowner in Asbury pays $4,370 a year, according to the U.S. Census Bureau. That is 1.29% of the home’s value; in Dubuque County, the rate is 1.23%.

Where can I find free help to buy or rent in Asbury?

There are 2 HUD-approved counseling agencies with an office in Dubuque County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).