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City · 41,896 residents · Linn County, Iowa

Marion , Iowa

In Marion, a typical home is worth $241,700 and typical rent is $961 a month. Compared with all of Linn County, the typical home value is 13% higher and typical household income is 12% higher.

Marion in numbers

  • Typical home value

    $241,700

    13% above the county

    16% above Iowa

    • Marion
    • Linn
    • Iowa
  • Typical rent

    $961a month

    About the same as the county

    About the same as Iowa

    • Marion
    • Linn
    • Iowa
  • Typical household income

    $86,743a year

    12% above the county

    16% above Iowa

    • Marion
    • Linn
    • Iowa
  • Households that own their home

    77%

    4 points above the county

    6 points above Iowa

    • Marion
    • Linn
    • Iowa

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$279,729
4.2% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $228,859 to $279,729.
Typical rent
$1,287 a month
12.8% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $913 to $1,287.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Marion is in Linn County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Linn County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Marion apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Anamosa, the typical home value is $172,600: 29% less than in Marion ($241,700).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Marion

What homes there are in Marion, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Marion and its comparisons
MeasureMarionLinn CountyIowaUnited States
Detached house 66%67%72%61%
Attached house 9%5%5%6%
Building of 2 to 4 6%6%6%8%
Apartments (5 or more) 15%19%14%19%
Mobile home 4%3%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

As in Linn County, most homes in Marion are detached houses (66%).

Year built
Year built: Marion and its comparisons
MeasureMarionLinn CountyIowaUnited States
Before 1960 17%27%38%26%
1960–1979 20%26%24%24%
1980–1999 21%20%17%25%
2000–2009 19%14%11%14%
2010 or later 23%13%11%11%

The typical home in Marion was built in 1994, 16 years after the typical one in Linn County.

In Marion, 71% of homes have 3 bedrooms or more, more than in Linn County (64%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Marion and its comparisons
MeasureMarion
Under $100K 6%
$100K–$200K 30%
$200K–$300K 28%
$300K–$500K 30%
$500K–$750K 6%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate

The FHA loan limit for Linn County is $541,287, and about 94% of owner-occupied homes in Marion are worth less than that.

Monthly rent with utilities
Monthly rent with utilities: Marion and its comparisons
MeasureMarion
Under $500 Unreliable estimate
$500–$999 45%
$1,000–$1,499 25%
$1,500–$1,999 12%
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$1,770 a month

Linn County: $1,584 a month

Without a mortgage

$744 a month

Linn County: $693 a month

Owners with a mortgage

68%

Linn County: 65%

Owning costs more in Marion: with a mortgage, the typical cost is $1,770 a month; in Linn County, $1,584. Without one, $744.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Marion and its comparisons
MeasureMarionLinn CountyIowaUnited States
Typical home value +43%+37%+41%+53%
Typical rent +33%+24%+23%+33%
Typical household income +20%+20%+24%+29%

From 2015–2019 to 2020–2024, the typical home value in Marion rose 43%; in Linn County, it rose 37%.

The typical rent in Marion rose 33% over the same time; in Linn County, it rose 24%.

Here income did not keep up with housing: it rose 20%, while home values changed +43% and rent +33%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Marion and its comparisons
MeasureMarionLinn CountyIowaUnited States
Rental vacancy Unreliable estimate9.4%5.7%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate1.1%1.6%3.4%
People per household 2.452.352.362.53
Drive alone 72%76%76%69%
Carpool 6%6%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 19%15%11%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

By size, households in Marion look like those in Linn County: 2.45 people on average.

Many people here do not commute at all: 19% work from home; in Linn County, 15%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Marion?

A typical home is tight for the typical income

We start with a typical home in Marion, worth $241,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Marion, which is $86,743 a year. For that payment to be 28% of income, a household would need to earn about $93,078 a year.

The calculator's FHA and conventional loan limits are those of all of Linn County.

Your numbers

Local data
$

Starts at the typical home value in Marion. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,460 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,172

at 7.18% · 30 years

Loan amount
$237,322
Total interest
$341,450
Paid off in
November 2056

Includes $4,082 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,024 a month

  • Tight

    $2,024 to $2,602 a month

    Your payment · 30%

  • Hard

    more than $2,602 a month

Compared with the typical household income in Marion ($86,743 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,172
Monthly payment breakdown
Principal & interest$1,608
Property tax$357
Home insurance$101
FHA mortgage insurance (MIP)$107

You need at least $8,460 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,172; principal and interest $1,608.

The city and its county

Marion and Linn County

Marion is in Linn County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Linn County, Iowa, with Marion marked. Around it, the neighboring counties.

Marion's own numbers

Typical home value
$241,700
Typical monthly rent
$961
Typical yearly household income
$86,743
Households that own their home
77%
Effective property tax rate
1.77%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Linn County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,054
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
1.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Linn County.

Everything about Linn County

Buying

Buying a home in Marion

A typical home in Marion is worth $241,700: 13% above the county and 16% above Iowa. With the typical household income in Marion ($86,743 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Marion 2.8 years
  • Linn 2.8 years
  • Iowa 2.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Linn County

According to FHFA’s house price index, home prices in Linn County rose 56% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Linn County.

Yearly change in FHFA’s price index in Linn County, 2016 to 2025
  1. 2020: +2.1%
  2. 2021: +9.0%
  3. 2022: +10.6%
  4. 2023: +7.2%
  5. 2024: +3.6%
  6. 2025: +3.0%
Change in FHFA’s price index in Linn County, Iowa and the United States
Period County Iowa U.S.
Last year (2025) +3.0% +3.2% +2.9%
5 years (2020–2025) +38% +41% +47%
10 years (2015–2025) +56% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Marion next to Linn County, Iowa and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Marion $241,700
  • Linn $214,300
  • Iowa $208,000
  • United States $332,700
Typical monthly rent
  • Marion $961
  • Linn $945
  • Iowa $972
  • United States $1,413
Typical yearly household income
  • Marion $86,743
  • Linn $77,649
  • Iowa $75,059
  • United States $80,734
See the full table
Marion next to Linn County and Iowa
Measure Marion Linn County Iowa U.S.
Typical home value $241,700 13% above the county $214,300 $208,000 $332,700
Typical monthly rent $961 $945 $972 $1,413
Typical yearly household income $86,743 12% above the county $77,649 $75,059 $80,734
Households that own their home 77% 4 points above the county 74% 72% 65%
Typical yearly property tax $4,280 21% above the county $3,547 $2,897 $3,119
Effective property tax rate 1.77% 0.11 points above the county 1.66% 1.39% 0.94%
Renters with high rent for their income 54% 10 points above the county 45% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Linn County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Marion

For a typical $241,700 home in Marion, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Marion's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,172a month

    Least cash to close
    Down payment
    $8,460
    Cash to close
    $15,711
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $107
  • Conventional, 5% down $2,128a month

    Down payment
    $12,085
    Cash to close
    $19,336
    Rate
    7.18%
    Mortgage insurance
    PMI · $115
  • Conventional, 20% down, no PMI $1,767a month

    Down payment
    $48,340
    Cash to close
    $55,591
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,991a month

    Down payment
    $36,255
    Cash to close
    $43,506
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Marion and for Linn County.

Property tax

Effective rate in Marion

1.77%of the home’s value each year

$4,280 a year for the typical owner in Marion.

  • Marion 1.77%
  • Linn 1.66%
  • Iowa 1.39%

What Iowa publishes Homestead exemption: 10% of taxable value (Iowa Department of Revenue)

Exemptions and deadlines in Iowa

Flood risk in Linn County

FEMA does not publish these numbers by city: they are for all of Linn County.

Homes in the high-risk zone
1.2%
1,061
Of those, with NFIP insurance
24%
Homes in the high-risk zone and with NFIP insurance: Linn County, Iowa and the U.S.
Measure County Iowa U.S.
Homes in the high-risk zone 1.2% 2.2% 3.5%
Of those, with NFIP insurance 24% 14% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Marion

Typical rent in Marion is $961 a month: about the same as the county. In Marion, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Linn County, by unit size. To pay the 2-bedroom one ($1,054 a month) without spending more than 30% of your income, you would need to earn $20.27 an hour working full time.

HUD fair market rent for all of Linn County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Linn County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $734 $14.12 $29,360
1 bedroom $806 $15.50 $32,240
2 bedrooms $1,054 $20.27 $42,160
3 bedrooms $1,459 $28.06 $58,360
4 bedrooms $1,762 $33.88 $70,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Marion

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Marion is in ZIP code 52302.

For 2 bedrooms it is $1,030: $24 less than the fair market rent for Linn County ($1,054).

  • 52302 $1,030$1,430

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Marion when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Marion

HUD lists 9 buildings with rents for lower incomes in Marion. These are the largest.

  • Chapel Ridge of Marion 1 Chapelridge Cir, Marion 52302 144 low-income homes · 1 bd: 16 · 2 bd: 104 · 3 bd: 72 · 4 bd: 8 · In service since 2005 · For families
  • The Arbor at Lindale Trail 1362 Blairs Ferry Rd, Marion 52302 70 homes, 60 low-income · 1 bd: 12 · 2 bd: 58 · In service since 2016 · For older adults
  • Blairs Ferry Senior 830 Blairs Ferry Rd, Marion 52302 60 homes, 57 low-income · 1 bd: 21 · 2 bd: 39 · In service since 2017 · For older adults
  • Hilltop Manor 439 Lindale Dr, Marion 52302 54 homes, 53 low-income · For older adults (319) 373-8696
  • Oak Village Senior Residences 101 S 11th St, Marion 52302 46 low-income homes · For older adults (319) 377-1347

See all 53 buildings in Linn County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Marion

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Linn County; none says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Marion

No down payment, repair or rent-help program on our list is for Marion or Linn County. The ones below are statewide in Iowa: they work in Marion the same as in the rest of the state.

Housing counselors near Marion

The HUD-approved agencies closest to the center of Marion, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Horizons, A Family Service Alliance (horizons Cccs)

    819 5th St SE, Cedar Rapids · 6 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
  • CCCS of Rochester-Northeastern Iowa

    1003 W 4th St, Waterloo · 50 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
  • Family Management Financial Solutions, Inc.

    2310 Falls Ave Ste 4, Waterloo · 51 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more

Every agency in Linn County All counseling agencies in Iowa

Help in Spanish near Marion

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Marion

In HUD’s record, no housing authority with an office in Linn County is named for Marion or Linn County.

One other authority has an office in Linn County: see the list Source: HUD

Questions

Housing questions about Marion

Short answers with the numbers for Marion and all of Linn County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Marion?

The typical home value in Marion is $241,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Linn County it is $214,300.

How much does it cost to rent in Marion?

Typical rent in Marion is $961 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Linn County is $1,054.

What is the FHA loan limit in Marion?

Marion uses the FHA limit for all of Linn County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Marion?

The typical homeowner in Marion pays $4,280 a year, according to the U.S. Census Bureau. That is 1.77% of the home’s value; in Linn County, the rate is 1.66%.

Where can I find free help to buy or rent in Marion?

There is 1 HUD-approved counseling agency with an office in Linn County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).