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City · 23,234 residents · Johnson County, Iowa

Coralville , Iowa

In Coralville, a typical home is worth $298,500 and typical rent is $1,057 a month. Compared with all of Johnson County, typical household income is 8% lower and typical rent is 6% lower.

Coralville in numbers

  • Typical home value

    $298,500

    3% below the county

    44% above Iowa

    • Coralville
    • Johnson
    • Iowa
  • Typical rent

    $1,057a month

    6% below the county

    9% above Iowa

    • Coralville
    • Johnson
    • Iowa
  • Typical household income

    $69,144a year

    8% below the county

    8% below Iowa

    • Coralville
    • Johnson
    • Iowa
  • Households that own their home

    56%

    3 points below the county

    16 points below Iowa

    • Coralville
    • Johnson
    • Iowa

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$260,650
2.8% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $212,759 to $260,650.
Typical rent
$1,282 a month
10.2% more than 12 months ago
Typical rent from Zillow, December 2021 to September 2026: from $947 to $1,282.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Coralville is in Johnson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Johnson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Coralville apart

What this place has that others do not, from public data, most unusual first.

  1. Coralville has the 4th lowest homeownership rate of the 86 cities in Iowa with more than 5,000 people (56%).

  2. Nearby, in Cedar Rapids, the typical home value is $187,100: 37% less than in Coralville ($298,500).

  3. Coralville has the 7th largest share of rent-burdened renters of the 81 cities in Iowa with more than 5,000 people (55%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Coralville

What homes there are in Coralville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Coralville and its comparisons
MeasureCoralvilleJohnson CountyIowaUnited States
Detached house 37%48%72%61%
Attached house 14%12%5%6%
Building of 2 to 4 8%6%6%8%
Apartments (5 or more) 39%31%14%19%
Mobile home 2%4%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Coralville, the apartment is the most common kind of home: 39%, against 31% in Johnson County.

Year built
Year built: Coralville and its comparisons
MeasureCoralvilleJohnson CountyIowaUnited States
Before 1960 9%17%38%26%
1960–1979 19%20%24%24%
1980–1999 32%26%17%25%
2000–2009 16%16%11%14%
2010 or later 24%22%11%11%

In Coralville, half of the homes were built before 1995; in Johnson County, before 1992.

There are fewer big homes in Coralville than in Johnson County: 46% have 3 bedrooms or more, against 58%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Coralville and its comparisons
MeasureCoralville
Under $100K 7%
$100K–$200K 12%
$200K–$300K 32%
$300K–$500K 36%
$500K–$750K 10%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate

By price, most homes in Coralville sit under the FHA limit for Johnson County ($541,287): about 88%.

Monthly rent with utilities
Monthly rent with utilities: Coralville and its comparisons
MeasureCoralville
Under $500 Unreliable estimate
$500–$999 42%
$1,000–$1,499 42%
$1,500–$1,999 12%
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable estimate

With a mortgage

$1,874 a month

Johnson County: $1,948 a month

Without a mortgage

$803 a month

Johnson County: $734 a month

Owners with a mortgage

62%

Johnson County: 64%

Owning costs about the same in Coralville as in Johnson County: with a mortgage, $1,874 a month; without one, $803.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Coralville and its comparisons
MeasureCoralvilleJohnson CountyIowaUnited States
Typical home value +31%+36%+41%+53%
Typical rent +18%+15%+23%+33%
Typical household income +15%+20%+24%+29%

From 2015–2019 to 2020–2024, the typical home value in Coralville rose 31%; in Johnson County, it rose 36%.

The typical rent in Coralville rose 18% since 2015–2019, about the same as in Johnson County (15%).

The typical household income in Coralville rose 15%: less than home values (+31%) and rent (+18%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Coralville and its comparisons
MeasureCoralvilleJohnson CountyIowaUnited States
Rental vacancy Unreliable estimate6.5%5.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.8%1.6%3.4%
People per household 2.222.342.362.53
Drive alone 74%65%76%69%
Carpool 5%6%8%9%
Public transit 4%4%1%3%
Walk or bike 3%10%3%3%
Work from home 13%14%11%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

Fewer people live in each home here: 2.22 on average, against 2.34 in Johnson County.

The car rules in Coralville: 74% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Coralville?

A typical home costs more than the typical income allows

We start with a typical home in Coralville, worth $298,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Coralville, which is $69,144 a year. For that payment to be 28% of income, a household would need to earn about $113,246 a year.

The calculator's FHA and conventional loan limits are those of all of Johnson County.

Your numbers

Local data
$

Starts at the typical home value in Coralville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,448 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,642

at 7.18% · 30 years

Loan amount
$293,093
Total interest
$421,692
Paid off in
November 2056

Includes $5,041 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,613 a month

  • Tight

    $1,613 to $2,074 a month

  • Hard

    more than $2,074 a month

    Your payment · 46%

Compared with the typical household income in Coralville ($69,144 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,642
Monthly payment breakdown
Principal & interest$1,986
Property tax$401
Home insurance$124
FHA mortgage insurance (MIP)$132

You need at least $10,448 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,642; principal and interest $1,986.

The city and its county

Coralville and Johnson County

Coralville is in Johnson County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Johnson County, Iowa, with Coralville marked. Around it, the neighboring counties.

Coralville's own numbers

Typical home value
$298,500
Typical monthly rent
$1,057
Typical yearly household income
$69,144
Households that own their home
56%
Effective property tax rate
1.61%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Johnson County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,180
Price change over 5 years (FHFA)
+36%
Homes in a high flood-risk zone
3.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Johnson County.

Everything about Johnson County

Buying

Buying a home in Coralville

A typical home in Coralville is worth $298,500: 3% below the county and 44% above Iowa. With the typical household income in Coralville ($69,144 a year), a typical home costs 4.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Coralville 4.3 years
  • Johnson 4.1 years
  • Iowa 2.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Johnson County

According to FHFA’s house price index, home prices in Johnson County rose 55% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Johnson County.

Yearly change in FHFA’s price index in Johnson County, 2016 to 2025
  1. 2020: +0.9%
  2. 2021: +5.3%
  3. 2022: +10.6%
  4. 2023: +8.5%
  5. 2024: +2.9%
  6. 2025: +4.6%
Change in FHFA’s price index in Johnson County, Iowa and the United States
Period County Iowa U.S.
Last year (2025) +4.6% +3.2% +2.9%
5 years (2020–2025) +36% +41% +47%
10 years (2015–2025) +55% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Coralville next to Johnson County, Iowa and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Coralville $298,500
  • Johnson $308,600
  • Iowa $208,000
  • United States $332,700
Typical monthly rent
  • Coralville $1,057
  • Johnson $1,122
  • Iowa $972
  • United States $1,413
Typical yearly household income
  • Coralville $69,144
  • Johnson $74,935
  • Iowa $75,059
  • United States $80,734
See the full table
Coralville next to Johnson County and Iowa
Measure Coralville Johnson County Iowa U.S.
Typical home value $298,500 3% below the county $308,600 $208,000 $332,700
Typical monthly rent $1,057 6% below the county $1,122 $972 $1,413
Typical yearly household income $69,144 8% below the county $74,935 $75,059 $80,734
Households that own their home 56% 3 points below the county 59% 72% 65%
Typical yearly property tax $4,799 3% above the county $4,681 $2,897 $3,119
Effective property tax rate 1.61% 0.09 points above the county 1.52% 1.39% 0.94%
Renters with high rent for their income 55% 1 points below the county 56% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Johnson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Coralville

For a typical $298,500 home in Coralville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Coralville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,642a month

    Least cash to close
    Down payment
    $10,448
    Cash to close
    $19,403
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $132
  • Conventional, 5% down $2,588a month

    Down payment
    $14,925
    Cash to close
    $23,880
    Rate
    7.18%
    Mortgage insurance
    PMI · $142
  • Conventional, 20% down, no PMI $2,143a month

    Down payment
    $59,700
    Cash to close
    $68,655
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,419a month

    Down payment
    $44,775
    Cash to close
    $53,730
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Coralville and for Johnson County.

Property tax

Effective rate in Coralville

1.61%of the home’s value each year

$4,799 a year for the typical owner in Coralville.

  • Coralville 1.61%
  • Johnson 1.52%
  • Iowa 1.39%

What Iowa publishes Homestead exemption: 10% of taxable value (Iowa Department of Revenue)

Exemptions and deadlines in Iowa

Flood risk in Johnson County

FEMA does not publish these numbers by city: they are for all of Johnson County.

Homes in the high-risk zone
3.4%
1,871
Of those, with NFIP insurance
9.5%
Homes in the high-risk zone and with NFIP insurance: Johnson County, Iowa and the U.S.
Measure County Iowa U.S.
Homes in the high-risk zone 3.4% 2.2% 3.5%
Of those, with NFIP insurance 9.5% 14% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Coralville

Typical rent in Coralville is $1,057 a month: 6% below the county. In Coralville, 55% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Johnson County, by unit size. To pay the 2-bedroom one ($1,180 a month) without spending more than 30% of your income, you would need to earn $22.69 an hour working full time.

HUD fair market rent for all of Johnson County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Johnson County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $942 $18.12 $37,680
1 bedroom $1,002 $19.27 $40,080
2 bedrooms $1,180 $22.69 $47,200
3 bedrooms $1,634 $31.42 $65,360
4 bedrooms $1,972 $37.92 $78,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Coralville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Coralville is in ZIP code 52241.

For 2 bedrooms it is $1,180: the same as the fair market rent for Johnson County.

  • 52241 $1,180$1,630

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Coralville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Coralville

HUD lists 2 buildings with rents for lower incomes in Coralville. These are the largest.

  • Coralville Senior Residences 1799 5th St, Coralville 52241 57 low-income homes · For older adults (319) 396-9083
  • Coral Ridge Apartments 915 20th Ave, Coralville 52241 56 homes, 50 low-income · 2 bd: 56 · In service since 2018 · For older adults

See all 29 buildings in Johnson County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Coralville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Johnson County. The nearest ones are below; many serve by phone or online.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Coralville

No down payment, repair or rent-help program on our list is for Coralville or Johnson County. The ones below are statewide in Iowa: they work in Coralville the same as in the rest of the state.

Housing counselors near Coralville

The HUD-approved agencies closest to the center of Coralville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Horizons, A Family Service Alliance (horizons Cccs)

    819 5th St SE, Cedar Rapids · 19 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
  • Muscatine Municipal Housing Agency

    215 Sycamore St, Muscatine · 34 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
  • CCCS of Rochester-Northeastern Iowa

    1003 W 4th St, Waterloo · 67 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more

All counseling agencies in Iowa

Help in Spanish near Coralville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Coralville

In HUD’s record, no housing authority with an office in Johnson County is named for Coralville or Johnson County.

2 other authorities have an office in Johnson County: see the list Source: HUD

Cities

Other cities in Johnson County

These cities are also in Johnson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Coralville

Short answers with the numbers for Coralville and all of Johnson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Coralville?

The typical home value in Coralville is $298,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Johnson County it is $308,600.

How much does it cost to rent in Coralville?

Typical rent in Coralville is $1,057 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Johnson County is $1,180.

What is the FHA loan limit in Coralville?

Coralville uses the FHA limit for all of Johnson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Coralville?

The typical homeowner in Coralville pays $4,799 a year, according to the U.S. Census Bureau. That is 1.61% of the home’s value; in Johnson County, the rate is 1.52%.

Where can I find free help to buy or rent in Coralville?

We found no HUD-approved counseling agencies with an office in Johnson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).