Español

Este sitio también está en español. Leer en español

City · 5,737 residents · Johnson County, Iowa

Tiffin , Iowa

In Tiffin, a typical home is worth $338,500 and typical rent is $1,224 a month. Compared with all of Johnson County, typical household income is 35% higher, the typical home value is 10% higher, and the share of households that own their home is 21 points higher.

WhatsApp

  • Typical home value

    $338,500

    10% above the county

    63% above Iowa

    • Tiffin
    • Johnson
    • Iowa

  • Typical rent

    $1,224a month

    9% above the county

    26% above Iowa

    • Tiffin
    • Johnson
    • Iowa

  • Typical household income

    $100,952a year

    35% above the county

    34% above Iowa

    • Tiffin
    • Johnson
    • Iowa

  • Households that own their home

    80%

    21 points above the county

    8 points above Iowa

    • Tiffin
    • Johnson
    • Iowa

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$345,702
1.7% more than 12 months ago
Typical rent
$1,771 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Tiffin is in Johnson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Johnson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Tiffin apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Cedar Rapids, the typical home value is $187,100: 45% less than in Tiffin ($338,500).

  2. 80% of households in Tiffin own their home, against 59% in Johnson County.

  3. The typical household income in Tiffin is $100,952, 35% more than in Johnson County as a whole ($74,935).

  4. Nearby, in Marion, the typical rent is $961: 21% less than in Tiffin ($1,224).

  5. Tiffin has the 7th highest typical home value of the 86 cities in Iowa with more than 5,000 people ($338,500).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Tiffin

What homes there are in Tiffin, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Tiffin; the largest group, attached houses (townhouses), adds up to 42%, against 12% in Johnson County.

Year built

Homes in Tiffin are newer: the typical year built is 2012; in Johnson County, 1992.

In Tiffin, 82% of homes have 3 bedrooms or more, more than in Johnson County (58%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,940 a month

Johnson County: $1,948 a month

Without a mortgage

$1,071 a month

Johnson County: $734 a month

Owners with a mortgage

83%

Johnson County: 64%

Owning costs about the same in Tiffin as in Johnson County: with a mortgage, $1,940 a month; without one, $1,071.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Tiffin rose 45% since 2015–2019, more than in Johnson County (36%).

Rents in Tiffin rose faster than in Johnson County: 23% since 2015–2019, against 15%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTiffinJohnson CountyIowaUnited States
Rental vacancy Unreliable estimate6.5%5.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.8%1.6%3.4%
People per household 2.382.342.362.53
Drive alone 79%65%76%69%
Carpool Unreliable estimate6%8%9%
Public transit Unreliable estimate4%1%3%
Walk or bike Unreliable estimate10%3%3%
Work from home 19%14%11%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes10 to 19 minutes20 to 29 minutes

By size, households in Tiffin look like those in Johnson County: 2.38 people on average.

Many people here do not commute at all: 19% work from home; in Johnson County, 14%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Tiffin?

A typical home is tight for the typical income

We start with a typical home in Tiffin, worth $338,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Tiffin, which is $100,952 a year. For that payment to be 28% of income, a household would need to earn about $126,970 a year.

The calculator's FHA and conventional loan limits are those of all of Johnson County.

Your numbers

Local data
$

Starts at the typical home value in Tiffin. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,848 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,963

at 7.18% · 30 years

Loan amount
$332,368
Total interest
$478,200
Paid off in
November 2056

Includes $5,716 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,356 a month

  • Tight

    $2,356 to $3,029 a month

    Your payment · 35%

  • Hard

    more than $3,029 a month

Compared with the typical household income in Tiffin ($100,952 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,963
Principal & interest$2,252
Property tax$420
Home insurance$141
FHA mortgage insurance (MIP)$150

You need at least $11,848 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Tiffin and Johnson County

Tiffin is in Johnson County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Tiffin's own numbers

Typical home value
$338,500
Typical monthly rent
$1,224
Typical yearly household income
$100,952
Households that own their home
80%
Effective property tax rate
1.49%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Johnson County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,180
Price change over 5 years (FHFA)
+36%
Homes in a high flood-risk zone
3.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Johnson County.

Everything about Johnson County

Buying

Buying a home in Tiffin

A typical home in Tiffin is worth $338,500: 10% above the county and 63% above Iowa. With the typical household income in Tiffin ($100,952 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Tiffin 3.4 years
  • Johnson 4.1 years
  • Iowa 2.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Johnson County

According to FHFA’s house price index, home prices in Johnson County rose 55% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Johnson County.

Period County Iowa U.S.
Last year (2025) +4.6% +3.2% +2.9%
5 years (2020–2025) +36% +41% +47%
10 years (2015–2025) +55% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Tiffin next to Johnson County, Iowa and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Tiffin $338,500
  • Johnson $308,600
  • Iowa $208,000
  • United States $332,700
Typical monthly rent
  • Tiffin $1,224
  • Johnson $1,122
  • Iowa $972
  • United States $1,413
Typical yearly household income
  • Tiffin $100,952
  • Johnson $74,935
  • Iowa $75,059
  • United States $80,734
See the full table
Tiffin next to Johnson County and Iowa
Measure Tiffin Johnson County Iowa U.S.
Typical home value $338,500 $308,600 $208,000 $332,700
Typical monthly rent $1,224 $1,122 $972 $1,413
Typical yearly household income $100,952 $74,935 $75,059 $80,734
Households that own their home 80% 59% 72% 65%
Typical yearly property tax $5,050 $4,681 $2,897 $3,119
Effective property tax rate 1.49% 1.52% 1.39% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Johnson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Tiffin

For a typical $338,500 home in Tiffin, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tiffin's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,963a month

    Least cash to close
    Down payment
    $11,848
    Cash to close
    $22,003
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $150

  • Conventional, 5% down $2,901a month

    Down payment
    $16,925
    Cash to close
    $27,080
    Rate
    7.18%
    Mortgage insurance
    PMI · $161

  • Conventional, 20% down, no PMI $2,396a month

    Down payment
    $67,700
    Cash to close
    $77,855
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,709a month

    Down payment
    $50,775
    Cash to close
    $60,930
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tiffin and for Johnson County.

Property tax

Effective rate in Tiffin

1.49%of the home’s value each year

$5,050 a year for the typical owner in Tiffin.

  • Tiffin 1.49%
  • Johnson 1.52%
  • Iowa 1.39%

What Iowa publishes Homestead exemption: 10% of taxable value (Iowa Department of Revenue)

Exemptions and deadlines in Iowa

Flood risk in Johnson County

FEMA does not publish these numbers by city: they are for all of Johnson County.

Homes in the high-risk zone
3.4%
1,871
Of those, with NFIP insurance
9.5%
County Iowa U.S.
Homes in the high-risk zone 3.4% 2.2% 3.5%
Of those, with NFIP insurance 9.5% 14% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Tiffin

Typical rent in Tiffin is $1,224 a month: 9% above the county.

HUD publishes a fair market rent for all of Johnson County, by unit size. To pay the 2-bedroom one ($1,180 a month) without spending more than 30% of your income, you would need to earn $22.69 an hour working full time.

HUD fair market rent for all of Johnson County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $942 $18.12 $37,680
1 bedroom $1,002 $19.27 $40,080
2 bedrooms $1,180 $22.69 $47,200
3 bedrooms $1,634 $31.42 $65,360
4 bedrooms $1,972 $37.92 $78,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Tiffin

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tiffin is in ZIP code 52340.

For 2 bedrooms it is $1,320: $140 more than the fair market rent for Johnson County ($1,180).

  • 52340 $1,320$1,830

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tiffin when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Tiffin

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Johnson County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Tiffin

No down payment, repair or rent-help program on our list is for Tiffin or Johnson County. The ones below are statewide in Iowa: they work in Tiffin the same as in the rest of the state.

Which programs do I qualify for? All programs in Iowa

Housing counselors near Tiffin

The HUD-approved agencies closest to the center of Tiffin, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Horizons, A Family Service Alliance (horizons Cccs)

    819 5th St SE, Cedar Rapids · 19 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (319) 398-3943

  • Muscatine Municipal Housing Agency

    215 Sycamore St, Muscatine · 37 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (563) 264-1554

  • CCCS of Rochester-Northeastern Iowa

    1003 W 4th St, Waterloo · 65 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (800) 714-4388

All counseling agencies in Iowa

Help in Spanish near Tiffin

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Tiffin

In HUD’s record, no housing authority with an office in Johnson County is named for Tiffin or Johnson County.

2 other authorities have an office in Johnson County: see the list Source: HUD

Cities

Other cities in Johnson County

These cities are also in Johnson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Johnson County Housing in Iowa

Nearby cities

The cities closest to Tiffin, with the typical home value.

Neighboring counties

If Johnson County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Tiffin.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Tiffin

Short answers with the numbers for Tiffin and all of Johnson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Tiffin?

The typical home value in Tiffin is $338,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Johnson County it is $308,600.

How much does it cost to rent in Tiffin?

Typical rent in Tiffin is $1,224 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Johnson County is $1,180.

What is the FHA loan limit in Tiffin?

Tiffin uses the FHA limit for all of Johnson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Tiffin?

The typical homeowner in Tiffin pays $5,050 a year, according to the U.S. Census Bureau. That is 1.49% of the home’s value; in Johnson County, the rate is 1.52%.

Where can I find free help to buy or rent in Tiffin?

We found no HUD-approved counseling agencies with an office in Johnson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).