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City · 5,629 residents · Jones County, Iowa

Anamosa , Iowa

In Anamosa, a typical home is worth $172,600 and typical rent is $966 a month. Compared with all of Jones County, typical rent is 23% higher, typical household income is 18% lower, and the share of households that own their home is 9 points lower.

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  • Typical home value

    $172,600

    7% below the county

    17% below Iowa

    • Anamosa
    • Jones
    • Iowa

  • Typical rent

    $966a month

    23% above the county

    About the same as Iowa

    • Anamosa
    • Jones
    • Iowa

  • Typical household income

    $60,650a year

    18% below the county

    19% below Iowa

    • Anamosa
    • Jones
    • Iowa

  • Households that own their home

    72%

    9 points below the county

    About the same as Iowa

    • Anamosa
    • Jones
    • Iowa

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$251,890
8.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Anamosa is in Jones County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jones County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Anamosa apart

What this place has that others do not, from public data, most unusual first.

  1. According to Zillow, in the 12 months to September 2026 the typical home value in Anamosa rose 8.2%; in Iowa, it rose 3.3%.

  2. Nearby, in Manchester, the typical home value is $139,400: 19% less than in Anamosa ($172,600).

  3. The typical rent in Anamosa is $966 a month, 23% more than in Jones County as a whole ($784).

  4. Nearby, in Manchester, the typical rent is $802: 17% less than in Anamosa ($966).

  5. The typical household income in Anamosa is $60,650, 18% less than in Jones County as a whole ($73,531).

  6. 72% of households in Anamosa own their home, against 81% in Jones County.

Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data

The homes here

Housing in Anamosa

What homes there are in Anamosa, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Anamosa, but it weighs less than in Jones County: 69% against 80%.

Year built

In Anamosa, half of the homes were built before 1973; in Jones County, before 1970.

There are fewer big homes in Anamosa than in Jones County: 62% have 3 bedrooms or more, against 65%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 97% of owner-occupied homes in Anamosa are worth less than $500,000, below the FHA loan limit for Jones County ($541,287).

Monthly rent with utilities

With a mortgage

$1,532 a month

Jones County: $1,462 a month

Without a mortgage

$583 a month

Jones County: $585 a month

Owners with a mortgage

60%

Jones County: 54%

The typical cost for an owner with a mortgage in Anamosa is $1,532 a month, near the figure in Jones County ($1,462).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Anamosa gained value faster than in Jones County: 67% against 34%.

Rents in Anamosa rose faster than in Jones County: 62% since 2015–2019, against 22%.

Here income did not keep up with housing: it rose 46%, while home values changed +67% and rent +62%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAnamosaJones CountyIowaUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimateUnreliable estimate1.6%3.4%
People per household 2.342.402.362.53
Drive alone 81%77%76%69%
Carpool Unreliable estimate8%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%3%3%
Work from home Unreliable estimate12%11%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimateUnreliable estimate10 to 19 minutes20 to 29 minutes

A household in Anamosa has 2.34 people on average, about the same as in Jones County (2.40).

To get to work, 81% of workers in Anamosa drive alone; in Jones County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Anamosa?

A typical home is tight for the typical income

We start with a typical home in Anamosa, worth $172,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Anamosa, which is $60,650 a year. For that payment to be 28% of income, a household would need to earn about $65,975 a year.

The calculator's FHA and conventional loan limits are those of all of Jones County.

Your numbers

Local data
$

Starts at the typical home value in Anamosa. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,041 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,539

at 7.18% · 30 years

Loan amount
$169,474
Total interest
$243,833
Paid off in
November 2056

Includes $2,915 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,415 a month

  • Tight

    $1,415 to $1,820 a month

    Your payment · 30%

  • Hard

    more than $1,820 a month

Compared with the typical household income in Anamosa ($60,650 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,539
Principal & interest$1,148
Property tax$243
Home insurance$72
FHA mortgage insurance (MIP)$76

You need at least $6,041 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Anamosa and Jones County

Anamosa is in Jones County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Anamosa's own numbers

Typical home value
$172,600
Typical monthly rent
$966
Typical yearly household income
$60,650
Households that own their home
72%
Effective property tax rate
1.69%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Jones County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$927
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
4.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jones County.

Everything about Jones County

Buying

Buying a home in Anamosa

A typical home in Anamosa is worth $172,600: 7% below the county and 17% below Iowa. With the typical household income in Anamosa ($60,650 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Anamosa 2.8 years
  • Jones 2.5 years
  • Iowa 2.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Jones County

According to FHFA’s house price index, home prices in Jones County rose 63% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Jones County.

Period County Iowa U.S.
Last year (2025) +3.1% +3.2% +2.9%
5 years (2020–2025) +39% +41% +47%
10 years (2015–2025) +63% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Anamosa next to Jones County, Iowa and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Anamosa $172,600
  • Jones $184,800
  • Iowa $208,000
  • United States $332,700
Typical monthly rent
  • Anamosa $966
  • Jones $784
  • Iowa $972
  • United States $1,413
Typical yearly household income
  • Anamosa $60,650
  • Jones $73,531
  • Iowa $75,059
  • United States $80,734
See the full table
Anamosa next to Jones County and Iowa
Measure Anamosa Jones County Iowa U.S.
Typical home value $172,600 $184,800 $208,000 $332,700
Typical monthly rent $966 $784 $972 $1,413
Typical yearly household income $60,650 $73,531 $75,059 $80,734
Households that own their home 72% 81% 72% 65%
Typical yearly property tax $2,916 $2,450 $2,897 $3,119
Effective property tax rate 1.69% 1.33% 1.39% 0.94%
Renters with high rent for their income 53% 35% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jones County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Anamosa

For a typical $172,600 home in Anamosa, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Anamosa's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,539a month

    Least cash to close
    Down payment
    $6,041
    Cash to close
    $11,219
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $76

  • Conventional, 5% down $1,508a month

    Down payment
    $8,630
    Cash to close
    $13,808
    Rate
    7.18%
    Mortgage insurance
    PMI · $82

  • Conventional, 20% down, no PMI $1,250a month

    Down payment
    $34,520
    Cash to close
    $39,698
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,410a month

    Down payment
    $25,890
    Cash to close
    $31,068
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Anamosa and for Jones County.

Property tax

Effective rate in Anamosa

1.69%of the home’s value each year

$2,916 a year for the typical owner in Anamosa.

  • Anamosa 1.69%
  • Jones 1.33%
  • Iowa 1.39%

What Iowa publishes Homestead exemption: 10% of taxable value (Iowa Department of Revenue)

Exemptions and deadlines in Iowa

Flood risk in Jones County

FEMA does not publish these numbers by city: they are for all of Jones County.

Homes in the high-risk zone
4.4%
535
Of those, with NFIP insurance
5.4%
County Iowa U.S.
Homes in the high-risk zone 4.4% 2.2% 3.5%
Of those, with NFIP insurance 5.4% 14% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Anamosa

Typical rent in Anamosa is $966 a month: 23% above the county. In Anamosa, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Jones County, by unit size. To pay the 2-bedroom one ($927 a month) without spending more than 30% of your income, you would need to earn $17.83 an hour working full time.

HUD fair market rent for all of Jones County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $646 $12.42 $25,840
1 bedroom $734 $14.12 $29,360
2 bedrooms $927 $17.83 $37,080
3 bedrooms $1,214 $23.35 $48,560
4 bedrooms $1,218 $23.42 $48,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Anamosa

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Anamosa is in ZIP code 52205.

For 2 bedrooms it is $1,130: $203 more than the fair market rent for Jones County ($927).

  • 52205 $1,130$1,480

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Anamosa when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Anamosa

HUD lists one building with rents for lower incomes in Anamosa.

  • Strawberry Hill Apartments 1800 Highway 64 E, Anamosa 52205 40 low-income homes · For families (319) 462-3941

See all 1 buildings in Jones County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Anamosa

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Jones County. The nearest ones are below; many serve by phone or online.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Anamosa

No down payment, repair or rent-help program on our list is for Anamosa or Jones County. The ones below are statewide in Iowa: they work in Anamosa the same as in the rest of the state.

Which programs do I qualify for? All programs in Iowa

Housing counselors near Anamosa

The HUD-approved agencies closest to the center of Anamosa, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Horizons, A Family Service Alliance (horizons Cccs)

    819 5th St SE, Cedar Rapids · 22 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (319) 398-3943

  • Eastern Iowa Regional Housing Authority

    7600 Commerce Park, Dubuque · 37 miles away

    • Budget and financial counseling
    • Home improvement and repairs
    • and 1 more
    (563) 556-4166

  • Catholic Charities of the Archdiocese of Dubuque

    1229 Mount Loretta Ave, Dubuque · 40 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (563) 588-0558

All counseling agencies in Iowa

Help in Spanish near Anamosa

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Anamosa

HUD lists no housing authority with an office in Jones County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Iowa Source: HUD

Cities

Nearby cities

The cities closest to Anamosa, with the typical home value.

Everything about Jones County Housing in Iowa

Neighboring counties

If Jones County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Anamosa.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Anamosa

Short answers with the numbers for Anamosa and all of Jones County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Anamosa?

The typical home value in Anamosa is $172,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jones County it is $184,800.

How much does it cost to rent in Anamosa?

Typical rent in Anamosa is $966 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jones County is $927.

What is the FHA loan limit in Anamosa?

Anamosa uses the FHA limit for all of Jones County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Anamosa?

The typical homeowner in Anamosa pays $2,916 a year, according to the U.S. Census Bureau. That is 1.69% of the home’s value; in Jones County, the rate is 1.33%.

Where can I find free help to buy or rent in Anamosa?

We found no HUD-approved counseling agencies with an office in Jones County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).