In Bettendorf, a typical home is worth $306,500 and typical rent is $1,187 a month. Compared with all of Scott County, the typical home value is 38% higher, typical household income is 28% higher, and the share of households that own their home is 5 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $274,109 to $337,961.
Typical rent
$1,466a month
▲ 4.9% more than 12 months ago
Typical rent from Zillow, December 2021 to September 2026: from $1,170 to $1,466.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Bettendorf is in Scott County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Scott County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Clinton, the typical home value is $118,200: 61% less than in Bettendorf ($306,500).
2
Nearby, in Clinton, the typical rent is $791: 33% less than in Bettendorf ($1,187).
3
The typical home in Bettendorf is worth $306,500,38% more than in Scott County as a whole ($222,000).
4
The typical household income in Bettendorf is $100,495,28% more than in Scott County as a whole ($78,277).
5
According to Zillow, in the 12 months to September 2026 the typical home value in Bettendorf rose 6.3%; in Iowa, it rose 3.3%.
6
The typical rent in Bettendorf is $1,187 a month, 18% more than in Scott County as a whole ($1,005).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Bettendorf
What homes there are in Bettendorf, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Bettendorf
Scott County
Iowa
United States
Kind of home: Bettendorf and its comparisons
Measure
Bettendorf
Scott County
Iowa
United States
Detached house
69%
68%
72%
61%
Attached house
11%
7%
5%
6%
Building of 2 to 4
4%
6%
6%
8%
Apartments (5 or more)
15%
18%
14%
19%
Mobile home
Unreliable estimate
2%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Bettendorf, 7 in 10 homes are single-family detached houses, about the same as in Scott County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Bettendorf
Scott County
Iowa
United States
Year built: Bettendorf and its comparisons
Measure
Bettendorf
Scott County
Iowa
United States
Before 1960
16%
32%
38%
26%
1960–1979
35%
30%
24%
24%
1980–1999
20%
17%
17%
25%
2000–2009
11%
11%
11%
14%
2010 or later
18%
10%
11%
11%
The typical home in Bettendorf was built in 1979, 7 years after the typical one in Scott County.
There is more room for a big family here: 70% of homes have 3 bedrooms or more, against 61% in Scott County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K3%
$100K–$200K21%
$200K–$300K25%
$300K–$500K34%
$500K–$750K13%
FHA limit: $541,287
$750K–$1M3%
$1M or moreUnreliable
Value of owner-occupied homes: Bettendorf and its comparisons
Measure
Bettendorf
Under $100K
3%
$100K–$200K
21%
$200K–$300K
25%
$300K–$500K
34%
$500K–$750K
13%
$750K–$1M
3%
$1M or more
Unreliable estimate
The FHA loan limit for Scott County is $541,287, and about 85% of owner-occupied homes in Bettendorf are worth less than that.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99927%
$1,000–$1,49931%
$1,500–$1,99924%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or more5%
Monthly rent with utilities: Bettendorf and its comparisons
Measure
Bettendorf
Under $500
Unreliable estimate
$500–$999
27%
$1,000–$1,499
31%
$1,500–$1,999
24%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
5%
With a mortgage
$1,968 a month
Scott County: $1,572 a month
Without a mortgage
$709 a month
Scott County: $611 a month
Owners with a mortgage
68%
Scott County: 66%
The typical cost for an owner with a mortgage in Bettendorf is $1,968 a month, more than in Scott County ($1,572); without one, $709.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Bettendorf+36%
Scott County+36%
Iowa+41%
United States+53%
Typical rent
Bettendorf+30%
Scott County+27%
Iowa+23%
United States+33%
Typical household income
Bettendorf+22%
Scott County+28%
Iowa+24%
United States+29%
Change since 2015–2019: Bettendorf and its comparisons
Measure
Bettendorf
Scott County
Iowa
United States
Typical home value
+36%
+36%
+41%
+53%
Typical rent
+30%
+27%
+23%
+33%
Typical household income
+22%
+28%
+24%
+29%
From 2015–2019 to 2020–2024, home values in Bettendorf rose at about the same pace as in Scott County: 36% against 36%.
Since 2015–2019, the typical rent in Bettendorf rose 30%, more than in Scott County (27%).
The typical household income in Bettendorf rose 22%: less than home values (+36%) and rent (+30%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Bettendorf and its comparisons
Measure
Bettendorf
Scott County
Iowa
United States
Rental vacancy
Unreliable estimate
5.6%
5.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.8%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.2%
1.6%
3.4%
People per household
2.41
2.34
2.36
2.53
Drive alone
83%
79%
76%
69%
Carpool
5%
7%
8%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
11%
11%
11%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
Much as in Scott County, a household in Bettendorf has 2.41 people on average.
To get to work, 83% of workers in Bettendorf drive alone; in Scott County, 79%.
Do the math
What would you pay each month for a home in Bettendorf?
A typical home is tight for the typical income
We start with a typical home in Bettendorf, worth $306,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Bettendorf, which is $100,495 a year. For that payment to be 28% of income, a household would need to earn about $114,311 a year.
The calculator's FHA and conventional loan limits are those of all of Scott County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Bettendorf. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,728 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,667
at 7.18% · 30 years
Loan amount
$300,948
Total interest
$432,994
Paid off in
November 2056
Includes $5,176 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,345 a month
Tight
$2,345 to $3,015 a month
Your payment · 32%
Hard
more than $3,015 a month
Compared with the typical household income in Bettendorf ($100,495 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,039
Property tax
$365
Home insurance
$128
FHA mortgage insurance (MIP)
$136
You need at least $10,728 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,667; principal and interest $2,039.
The city and its county
Bettendorf and Scott County
Bettendorf is in Scott County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Bettendorf
Map of Scott County, Iowa, with Bettendorf marked. Around it, the neighboring counties.
Bettendorf
Scott County
Other cities with a page
Bettendorf's own numbers
Typical home value
$306,500
Typical monthly rent
$1,187
Typical yearly household income
$100,495
Households that own their home
75%
Effective property tax rate
1.43%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Scott County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,056
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Scott County.
A typical home in Bettendorf is worth $306,500: 38% above the county and 47% above Iowa. With the typical household income in Bettendorf ($100,495 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Bettendorf3.0 years
Scott2.8 years
Iowa2.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Scott County
According to FHFA’s house price index, home prices in Scott County rose 58% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Scott County.
Yearly change in FHFA’s price index in Scott County, 2016 to 2025
2016: +3.3% +3.3% 2016
2017: +2.7% +2.7% 2017
2018: +2.7% +2.7% 2018
2019: +2.8% +2.8% 2019
2020: +2.1% +2.1% 2020
2021: +7.7% +7.7% 2021
2022: +10.1% +10.1% 2022
2023: +6.9% +6.9% 2023
2024: +4.6% +4.6% 2024
2025: +4.1% +4.1% 2025
Change in FHFA’s price index in Scott County, Iowa and the United States
Period
County
Iowa
U.S.
Last year (2025)
+4.1%
+3.2%
+2.9%
5 years (2020–2025)
+38%
+41%
+47%
10 years (2015–2025)
+58%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Bettendorf next to Scott County, Iowa and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Bettendorf$306,500
Scott$222,000
Iowa$208,000
United States$332,700
Typical monthly rent
Bettendorf$1,187
Scott$1,005
Iowa$972
United States$1,413
Typical yearly household income
Bettendorf$100,495
Scott$78,277
Iowa$75,059
United States$80,734
See the full table
Bettendorf next to Scott County and Iowa
Measure
Bettendorf
Scott County
Iowa
U.S.
Typical home value
$306,500 ▲38% above the county
$222,000
$208,000
$332,700
Typical monthly rent
$1,187 ▲18% above the county
$1,005
$972
$1,413
Typical yearly household income
$100,495 ▲28% above the county
$78,277
$75,059
$80,734
Households that own their home
75% ▲5 points above the county
70%
72%
65%
Typical yearly property tax
$4,394 ▲34% above the county
$3,273
$2,897
$3,119
Effective property tax rate
1.43% ▼0.04 points below the county
1.47%
1.39%
0.94%
Renters with high rent for their income
39% ▼8 points below the county
47%
44%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Scott County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Bettendorf
For a typical $306,500 home in Bettendorf, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bettendorf's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,667a month
Least cash to close
Down payment
$10,728
Cash to close
$19,923
Rate
7.18%
Mortgage insurance
FHA MIP · $136
Conventional, 5% down$2,611a month
Down payment
$15,325
Cash to close
$24,520
Rate
7.18%
Mortgage insurance
PMI · $146
Conventional, 20% down, no PMI$2,154a month
Down payment
$61,300
Cash to close
$70,495
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,437a month
Down payment
$45,975
Cash to close
$55,170
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Bettendorf
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,667
$10,728
$300,949
7.18%
FHA MIP · $136
$19,923
580
Conventional, 5% down
$2,611
$15,325
$291,175
7.18%
PMI · $146
$24,520
620*
Conventional, 20% down, no PMI
$2,154
$61,300
$245,200
7.18%
None
$70,495
620*
ITIN, 15% down (example)
$2,437
$45,975
$260,525
8.18%
None
$55,170
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Bettendorf is $1,187 a month: 18% above the county. In Bettendorf, 39% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Scott County, by unit size. To pay the 2-bedroom one ($1,056 a month) without spending more than 30% of your income, you would need to earn $20.31 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Scott County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$787
$15.13
$31,480
1 bedroom
$852
$16.38
$34,080
2 bedrooms
$1,056
$20.31
$42,240
3 bedrooms
$1,396
$26.85
$55,840
4 bedrooms
$1,697
$32.63
$67,880
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Bettendorf
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bettendorf is in ZIP code 52722.
For 2 bedrooms it is $1,290: $234 more than the fair market rent for Scott County ($1,056).
Fair market rent by ZIP code and size in Bettendorf, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
52722
$960
$1,040
$1,290
$1,710
$2,070
ZIP code2 bd3 bd
52722 $1,290$1,710
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bettendorf when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Scott County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Bettendorf or Scott County. The ones below are statewide in Iowa: they work in Bettendorf the same as in the rest of the state.
With the Iowa state authority's FirstHome mortgage, a first-time buyer can get a second loan of up to 3% of the price (maximum $10,000) or up to 5% (maximum $15,000), with no monthly payments, repaid when you sell, refinance or pay off the mortgage.Offered by Iowa Finance Authority (IFA).
Iowa state authority second loan, with the Homes for Iowans mortgage, of up to 3% of the price (maximum $10,000) or 5% (maximum $15,000) for the down payment and closing costs; no monthly payments, and for any buyer.Offered by Iowa Finance Authority (IFA).
No legal help resource on our list is for Bettendorf or Scott County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Bettendorf and all of Scott County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Bettendorf?
The typical home value in Bettendorf is $306,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Scott County it is $222,000.
How much does it cost to rent in Bettendorf?
Typical rent in Bettendorf is $1,187 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Scott County is $1,056.
What is the FHA loan limit in Bettendorf?
Bettendorf uses the FHA limit for all of Scott County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Bettendorf?
The typical homeowner in Bettendorf pays $4,394 a year, according to the U.S. Census Bureau. That is 1.43% of the home’s value; in Scott County, the rate is 1.47%.
Where can I find free help to buy or rent in Bettendorf?
We found no HUD-approved counseling agencies with an office in Scott County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
