Español

Este sitio también está en español. Leer en español

City · 100,913 residents · Scott County, Iowa

Davenport , Iowa

In Davenport, a typical home is worth $166,400 and typical rent is $978 a month. Compared with all of Scott County, the typical home value is 25% lower, typical household income is 15% lower, and the share of households that own their home is 7 points lower.

WhatsApp

  • Typical home value

    $166,400

    25% below the county

    20% below Iowa

    • Davenport
    • Scott
    • Iowa

  • Typical rent

    $978a month

    3% below the county

    About the same as Iowa

    • Davenport
    • Scott
    • Iowa

  • Typical household income

    $66,200a year

    15% below the county

    12% below Iowa

    • Davenport
    • Scott
    • Iowa

  • Households that own their home

    63%

    7 points below the county

    9 points below Iowa

    • Davenport
    • Scott
    • Iowa

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$194,286
3.8% more than 12 months ago
Typical rent
$965 a month
4% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Davenport is in Scott County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Scott County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Davenport apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Clinton, the typical home value is $118,200: 29% less than in Davenport ($166,400).

  2. The typical home in Davenport is worth $166,400, 25% less than in Scott County as a whole ($222,000).

  3. Nearby, in Clinton, the typical rent is $791: 19% less than in Davenport ($978).

  4. The typical household income in Davenport is $66,200, 15% less than in Scott County as a whole ($78,277).

  5. 63% of households in Davenport own their home, against 70% in Scott County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Davenport

What homes there are in Davenport, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Davenport (64%), but less so than in Scott County (68%).

Year built

Homes in Davenport are older: the typical year built is 1967; in Scott County, 1972.

There are fewer big homes in Davenport than in Scott County: 54% have 3 bedrooms or more, against 61%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Scott County is $541,287, and about 97% of owner-occupied homes in Davenport are worth less than that.

Monthly rent with utilities

Measured against HUD's 2-bedroom fair market rent ($1,056), about 57% of rented homes in Davenport cost less.

With a mortgage

$1,357 a month

Scott County: $1,572 a month

Without a mortgage

$568 a month

Scott County: $611 a month

Owners with a mortgage

65%

Scott County: 66%

The typical cost for an owner with a mortgage in Davenport is $1,357 a month, less than in Scott County ($1,572); without one, $568.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Davenport rose 26%; in Scott County, it rose 36%.

The typical rent in Davenport rose 27% since 2015–2019, about the same as in Scott County (27%).

To compare: typical income in Davenport rose 30%; the home, +26%; the rent, +27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureDavenportScott CountyIowaUnited States
Rental vacancy 5.9%5.6%5.7%5.5%
Homeowner vacancy 1.5%0.8%0.8%0.9%
More than one person per room 1.2%1.2%1.6%3.4%
People per household 2.262.342.362.53
Drive alone 77%79%76%69%
Carpool 8%7%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike 3%2%3%3%
Work from home 10%11%11%15%
Other means 1%1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

Open rentals in Davenport look like those in Scott County: the rental vacancy rate is 5.9%.

Much as in Scott County, 1.2% of households in Davenport have more than one person per room.

Much as in Scott County, a household in Davenport has 2.26 people on average.

To get to work, 77% of workers in Davenport drive alone; in Scott County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Davenport?

A typical home is within reach of the typical income

We start with a typical home in Davenport, worth $166,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Davenport, which is $66,200 a year.

The calculator's FHA and conventional loan limits are those of all of Scott County.

Your numbers

Local data
$

Starts at the typical home value in Davenport. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,824 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,484

at 7.18% · 30 years

Loan amount
$163,386
Total interest
$235,074
Paid off in
November 2056

Includes $2,810 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,545 a month

    Your payment · 27%

  • Tight

    $1,545 to $1,986 a month

  • Hard

    more than $1,986 a month

Compared with the typical household income in Davenport ($66,200 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,484
Principal & interest$1,107
Property tax$234
Home insurance$69
FHA mortgage insurance (MIP)$74

You need at least $5,824 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Davenport and Scott County

Davenport is in Scott County, Iowa. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Davenport's own numbers

Typical home value
$166,400
Typical monthly rent
$978
Typical yearly household income
$66,200
Households that own their home
63%
Effective property tax rate
1.69%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Scott County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,056
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Scott County.

Everything about Scott County

Buying

Buying a home in Davenport

A typical home in Davenport is worth $166,400: 25% below the county and 20% below Iowa. With the typical household income in Davenport ($66,200 a year), a typical home costs 2.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Davenport 2.5 years
  • Scott 2.8 years
  • Iowa 2.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Scott County

According to FHFA’s house price index, home prices in Scott County rose 58% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Scott County.

Period County Iowa U.S.
Last year (2025) +4.1% +3.2% +2.9%
5 years (2020–2025) +38% +41% +47%
10 years (2015–2025) +58% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Davenport next to Scott County, Iowa and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Davenport $166,400
  • Scott $222,000
  • Iowa $208,000
  • United States $332,700
Typical monthly rent
  • Davenport $978
  • Scott $1,005
  • Iowa $972
  • United States $1,413
Typical yearly household income
  • Davenport $66,200
  • Scott $78,277
  • Iowa $75,059
  • United States $80,734
See the full table
Davenport next to Scott County and Iowa
Measure Davenport Scott County Iowa U.S.
Typical home value $166,400 $222,000 $208,000 $332,700
Typical monthly rent $978 $1,005 $972 $1,413
Typical yearly household income $66,200 $78,277 $75,059 $80,734
Households that own their home 63% 70% 72% 65%
Typical yearly property tax $2,815 $3,273 $2,897 $3,119
Effective property tax rate 1.69% 1.47% 1.39% 0.94%
Renters with high rent for their income 50% 47% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Scott County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Davenport

For a typical $166,400 home in Davenport, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Davenport's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,484a month

    Least cash to close
    Down payment
    $5,824
    Cash to close
    $10,816
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $74

  • Conventional, 5% down $1,454a month

    Down payment
    $8,320
    Cash to close
    $13,312
    Rate
    7.18%
    Mortgage insurance
    PMI · $79

  • Conventional, 20% down, no PMI $1,205a month

    Down payment
    $33,280
    Cash to close
    $38,272
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,359a month

    Down payment
    $24,960
    Cash to close
    $29,952
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Davenport and for Scott County.

Property tax

Effective rate in Davenport

1.69%of the home’s value each year

$2,815 a year for the typical owner in Davenport.

  • Davenport 1.69%
  • Scott 1.47%
  • Iowa 1.39%

What Iowa publishes Homestead exemption: 10% of taxable value (Iowa Department of Revenue)

Exemptions and deadlines in Iowa

Flood risk in Scott County

FEMA does not publish these numbers by city: they are for all of Scott County.

Homes in the high-risk zone
3%
1,816
Of those, with NFIP insurance
24%
County Iowa U.S.
Homes in the high-risk zone 3% 2.2% 3.5%
Of those, with NFIP insurance 24% 14% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Davenport

Typical rent in Davenport is $978 a month: 3% below the county. In Davenport, 50% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Scott County, by unit size. To pay the 2-bedroom one ($1,056 a month) without spending more than 30% of your income, you would need to earn $20.31 an hour working full time.

HUD fair market rent for all of Scott County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $787 $15.13 $31,480
1 bedroom $852 $16.38 $34,080
2 bedrooms $1,056 $20.31 $42,240
3 bedrooms $1,396 $26.85 $55,840
4 bedrooms $1,697 $32.63 $67,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Davenport

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Davenport has 6 ZIP codes with their own.

For 2 bedrooms it runs from $1,030 in 52803 to $1,130 in 52802.

4 of the 6 are above the fair market rent for Scott County ($1,056).

  • 52801 $1,100$1,450
  • 52802 $1,130$1,490
  • 52803 $1,030$1,350
  • 52804 $1,060$1,400
  • 52806 $1,120$1,480
  • 52807 $1,050$1,390

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Davenport when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Davenport

HUD lists 35 buildings with rents for lower incomes in Davenport. These are the largest.

  • Cross Creek Apts of Davenport 5901 Elmore Ave, Davenport 52807 192 low-income homes · 1 bd: 64 · 2 bd: 80 · 3 bd: 48 · In service since 2009 · For families
  • Cross Creek Apts of Davenport Phase II 5901 Elmore Ave, Davenport 52807 144 low-income homes · 1 bd: 48 · 2 bd: 80 · 3 bd: 16 · In service since 2010 · For families
  • The Heritage 501 W 3rd St, Davenport 52801 120 low-income homes · For older adults (563) 232-1988
  • Spring Village Apts 3320 Spring St, Davenport 52807 120 homes, 117 low-income · 1 bd: 118 · 2 bd: 2 · In service since 2006 · For older adults
  • Fairmont Pines 3525 W 42nd St, Davenport 52806 112 low-income homes · 1 bd: 14 · 2 bd: 27 · 3 bd: 41 · 4 bd: 30 · In service since 2009 · For families (563) 391-4747

See all 45 buildings in Scott County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Davenport

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Scott County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Davenport

No down payment, repair or rent-help program on our list is for Davenport or Scott County. The ones below are statewide in Iowa: they work in Davenport the same as in the rest of the state.

Which programs do I qualify for? All programs in Iowa

Housing counselors near Davenport

The HUD-approved agencies closest to the center of Davenport, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Muscatine Municipal Housing Agency

    215 Sycamore St, Muscatine · 25 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (563) 264-1554

  • Horizons, A Family Service Alliance (horizons Cccs)

    819 5th St SE, Cedar Rapids · 62 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (319) 398-3943

  • Catholic Charities of the Archdiocese of Dubuque

    1229 Mount Loretta Ave, Dubuque · 64 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (563) 588-0558

All counseling agencies in Iowa

Help in Spanish near Davenport

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Davenport

HUD’s record names them for Davenport or Scott County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Davenport Housing Commission Public housing and Section 8 vouchers (563) 888-2202

All housing agencies in Iowa Source: HUD

Cities

Other cities in Scott County

These cities are also in Scott County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Scott County Housing in Iowa

Nearby cities

The cities closest to Davenport, with the typical home value.

Neighboring counties

If Scott County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Davenport.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Davenport

Short answers with the numbers for Davenport and all of Scott County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Davenport?

The typical home value in Davenport is $166,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Scott County it is $222,000.

How much does it cost to rent in Davenport?

Typical rent in Davenport is $978 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Scott County is $1,056.

What is the FHA loan limit in Davenport?

Davenport uses the FHA limit for all of Scott County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Davenport?

The typical homeowner in Davenport pays $2,815 a year, according to the U.S. Census Bureau. That is 1.69% of the home’s value; in Scott County, the rate is 1.47%.

Where can I find free help to buy or rent in Davenport?

We found no HUD-approved counseling agencies with an office in Scott County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).