In Tell City, a typical home is worth $139,000 and typical rent is $657 a month. Compared with all of Perry County, the typical home value is 15% lower, typical household income is 13% lower, and the share of households that own their home is 10 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $144,441 to $184,506.
Typical rent
$1,040a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Tell City is in Perry County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Perry County. See the county
What this place has that others do not, from public data, most unusual first.
1
Tell City has the lowest typical rent of the 132 cities in Indiana with more than 5,000 people: $657.
2
65% of households in Tell City own their home, against 76% in Perry County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Tell City
What homes there are in Tell City, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Tell City
Perry County
Indiana
United States
Kind of home: Tell City and its comparisons
Measure
Tell City
Perry County
Indiana
United States
Detached house
73%
74%
73%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
5%
4%
6%
8%
Apartments (5 or more)
16%
8%
13%
19%
Mobile home
6%
14%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Tell City, 7 in 10 homes are single-family detached houses, about the same as in Perry County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Tell City
Perry County
Indiana
United States
Year built: Tell City and its comparisons
Measure
Tell City
Perry County
Indiana
United States
Before 1960
39%
31%
31%
26%
1960–1979
32%
25%
24%
24%
1980–1999
21%
27%
23%
25%
2000–2009
4%
13%
12%
14%
2010 or later
Unreliable estimate
5%
10%
11%
In Tell City, half of the homes were built before 1966; in Perry County, before 1976.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitCould be either sideUnreliable estimate
Under $100K30%
$100K–$200K43%
$200K–$300K21%
$300K–$500K6%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Tell City and its comparisons
Measure
Tell City
Under $100K
30%
$100K–$200K
43%
$200K–$300K
21%
$300K–$500K
6%
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
With an FHA limit of $541,287, at least 100% of owner-occupied homes in Tell City sit below it: they are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50031%
$500–$99944%
$1,000–$1,49918%
HUD fair market rent, 2 bedrooms: $1,014
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Tell City and its comparisons
Measure
Tell City
Under $500
31%
$500–$999
44%
$1,000–$1,499
18%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
HUD's 2-bedroom fair market rent (FMR) for Perry County is $1,014; about 75% of rents in Tell City are below it.
With a mortgage
$999 a month
Perry County: $1,131 a month
Without a mortgage
$462 a month
Perry County: $429 a month
Owners with a mortgage
61%
Perry County: 59%
The typical cost for an owner with a mortgage in Tell City is $999 a month, less than in Perry County ($1,131); without one, $462.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Tell City+37%
Perry County+47%
Indiana+54%
United States+53%
Typical rent
Tell CityNo clear change
Perry County+19%
Indiana+29%
United States+33%
Typical household income
Tell City+18%
Perry County+17%
Indiana+28%
United States+29%
Change since 2015–2019: Tell City and its comparisons
Measure
Tell City
Perry County
Indiana
United States
Typical home value
+37%
+47%
+54%
+53%
Typical rent
No clear change
+19%
+29%
+33%
Typical household income
+18%
+17%
+28%
+29%
The typical home value in Tell City rose 37% since 2015–2019, less than in Perry County (47%).
The typical rent in Tell City stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Tell City and its comparisons
Measure
Tell City
Perry County
Indiana
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.8%
3.4%
People per household
2.10
2.31
2.46
2.53
Drive alone
87%
85%
76%
69%
Carpool
Unreliable estimate
7%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
6%
11%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.10 on average, against 2.31 in Perry County.
In Tell City, 87% of workers drive alone to work; in Perry County, 85%.
Do the math
What would you pay each month for a home in Tell City?
A typical home is within reach of the typical income
We start with a typical home in Tell City, worth $139,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Tell City, which is $52,949 a year.
The calculator's FHA and conventional loan limits are those of all of Perry County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Tell City. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,865 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,139
at 7.18% · 30 years
Loan amount
$136,482
Total interest
$196,366
Paid off in
November 2056
Includes $2,347 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,235 a month
Your payment · 26%
Tight
$1,235 to $1,588 a month
Hard
more than $1,588 a month
Compared with the typical household income in Tell City ($52,949 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$925
Property tax
$95
Home insurance
$58
FHA mortgage insurance (MIP)
$61
You need at least $4,865 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,139; principal and interest $925.
The city and its county
Tell City and Perry County
Tell City is in Perry County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Tell City
Map of Perry County, Indiana, with Tell City marked. Around it, the neighboring counties.
Tell City
Perry County
Other cities with a page
Tell City's own numbers
Typical home value
$139,000
Typical monthly rent
$657
Typical yearly household income
$52,949
Households that own their home
65%
Effective property tax rate
0.82%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Perry County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
3.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Perry County.
A typical home in Tell City is worth $139,000: 15% below the county and 36% below Indiana. With the typical household income in Tell City ($52,949 a year), a typical home costs 2.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Tell City2.6 years
Perry2.7 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Perry County
According to FHFA’s house price index, home prices in Perry County rose 71% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Perry County.
Yearly change in FHFA’s price index in Perry County, 2016 to 2025
2016: +3.7% +3.7% 2016
2017: −1.8% −1.8% 2017
2018: +9.0% +9.0% 2018
2019: +0.9% +0.9% 2019
2020: +3.9% +3.9% 2020
2021: +10.4% +10.4% 2021
2022: +19.8% +19.8% 2022
2023: −2.9% −2.9% 2023
2024: +8.0% +8.0% 2024
2025: +6.0% +6.0% 2025
Change in FHFA’s price index in Perry County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+6.0%
+4.3%
+2.9%
5 years (2020–2025)
+47%
+53%
+47%
10 years (2015–2025)
+71%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Tell City next to Perry County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Tell City$139,000
Perry$163,400
Indiana$218,200
United States$332,700
Typical monthly rent
Tell City$657
Perry$682
Indiana$1,062
United States$1,413
Typical yearly household income
Tell City$52,949
Perry$61,151
Indiana$71,957
United States$80,734
See the full table
Tell City next to Perry County and Indiana
Measure
Tell City
Perry County
Indiana
U.S.
Typical home value
$139,000 ▼15% below the county
$163,400
$218,200
$332,700
Typical monthly rent
$657 ▼4% below the county
$682
$1,062
$1,413
Typical yearly household income
$52,949 ▼13% below the county
$61,151
$71,957
$80,734
Households that own their home
65% ▼10 points below the county
76%
71%
65%
Typical yearly property tax
$1,140 ▲3% above the county
$1,106
$1,614
$3,119
Effective property tax rate
0.82% ▲0.14 points above the county
0.68%
0.74%
0.94%
Renters with high rent for their income
41% ▼3 points below the county
44%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Perry County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Tell City
For a typical $139,000 home in Tell City, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tell City's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,139a month
Least cash to close
Down payment
$4,865
Cash to close
$9,035
Rate
7.18%
Mortgage insurance
FHA MIP · $61
Conventional, 5% down$1,113a month
Down payment
$6,950
Cash to close
$11,120
Rate
7.18%
Mortgage insurance
PMI · $66
Conventional, 20% down, no PMI$906a month
Down payment
$27,800
Cash to close
$31,970
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,035a month
Down payment
$20,850
Cash to close
$25,020
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Tell City
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,139
$4,865
$136,482
7.18%
FHA MIP · $61
$9,035
580
Conventional, 5% down
$1,113
$6,950
$132,050
7.18%
PMI · $66
$11,120
620*
Conventional, 20% down, no PMI
$906
$27,800
$111,200
7.18%
None
$31,970
620*
ITIN, 15% down (example)
$1,035
$20,850
$118,150
8.18%
None
$25,020
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Tell City is $657 a month: 4% below the county. In Tell City, 41% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Perry County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Perry County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$759
$14.60
$30,360
1 bedroom
$775
$14.90
$31,000
2 bedrooms
$1,014
$19.50
$40,560
3 bedrooms
$1,259
$24.21
$50,360
4 bedrooms
$1,695
$32.60
$67,800
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Tell City
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tell City is in ZIP code 47586.
For 2 bedrooms it is $1,010: $4 less than the fair market rent for Perry County ($1,014).
Fair market rent by ZIP code and size in Tell City, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
47586
$760
$780
$1,010
$1,260
$1,700
ZIP code2 bd3 bd
47586 $1,010$1,260
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tell City when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Tell City. These are the largest.
Twilight Towers1648 10th St, Tell City 47586199 low-income homes · Run by Housing Authority of the City of Tell City · Average payment: $380 a month · Average wait: 10 months(812) 547-8581
Village Apts of Tell City1617 14th St, Tell City 4758632 low-income homes · 1 bd: 28 · 2 bd: 4 · In service since 1992
LHDC Tell City Housing for Elderly824 Washington St, Tell City 4758624 low-income homes · For older adults(812) 547-3435
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Perry County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Tell City or Perry County. The ones below are statewide in Indiana: they work in Tell City the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
No legal help resource on our list is for Tell City or Perry County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Tell City and all of Perry County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Tell City?
The typical home value in Tell City is $139,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Perry County it is $163,400.
How much does it cost to rent in Tell City?
Typical rent in Tell City is $657 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Perry County is $1,014.
What is the FHA loan limit in Tell City?
Tell City uses the FHA limit for all of Perry County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Tell City?
The typical homeowner in Tell City pays $1,140 a year, according to the U.S. Census Bureau. That is 0.82% of the home’s value; in Perry County, the rate is 0.68%.
Where can I find free help to buy or rent in Tell City?
There is 1 HUD-approved counseling agency with an office in Perry County. They can help you get ready to buy, with your credit, or with rent.
