Este sitio también está en español. Leer en español

City · 15,991 residents · Dubois County, Indiana

Jasper , Indiana

In Jasper, a typical home is worth $235,100 and typical rent is $810 a month. Compared with all of Dubois County, typical household income is 9% lower and the share of households that own their home is 14 points lower.

Jasper in numbers

  • Typical home value

    $235,100

    2% above the county

    8% above Indiana

    • Jasper
    • Dubois
    • Indiana
  • Typical rent

    $810a month

    3% below the county

    24% below Indiana

    • Jasper
    • Dubois
    • Indiana
  • Typical household income

    $68,817a year

    9% below the county

    4% below Indiana

    • Jasper
    • Dubois
    • Indiana
  • Households that own their home

    61%

    14 points below the county

    9 points below Indiana

    • Jasper
    • Dubois
    • Indiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$273,669
5.2% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $211,494 to $273,669.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Jasper is in Dubois County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dubois County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Jasper apart

What this place has that others do not, from public data, most unusual first.

  1. Jasper has the 2nd smallest share of rent-burdened renters of the 120 cities in Indiana with more than 5,000 people (29%).

  2. Nearby, in Princeton, the typical home value is $128,700: 45% less than in Jasper ($235,100).

  3. 61% of households in Jasper own their home, against 75% in Dubois County.

  4. Nearby, in Tell City, the typical rent is $657: 19% less than in Jasper ($810).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Jasper

What homes there are in Jasper, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Jasper and its comparisons
MeasureJasperDubois CountyIndianaUnited States
Detached house 70%79%73%61%
Attached house 5%2%4%6%
Building of 2 to 4 13%8%6%8%
Apartments (5 or more) Unreliable estimate7%13%19%
Mobile home Unreliable estimate4%4%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

Detached houses are the majority in Jasper (70%), but less so than in Dubois County (79%).

Year built
Year built: Jasper and its comparisons
MeasureJasperDubois CountyIndianaUnited States
Before 1960 29%28%31%26%
1960–1979 18%23%24%24%
1980–1999 31%30%23%25%
2000–2009 10%11%12%14%
2010 or later 12%9%10%11%

In Jasper, half of the homes were built before 1982; in Dubois County, before 1980.

There are fewer big homes in Jasper than in Dubois County: 61% have 3 bedrooms or more, against 68%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Jasper and its comparisons
MeasureJasper
Under $100K 9%
$100K–$200K 32%
$200K–$300K 27%
$300K–$500K 26%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate

The FHA limit for Dubois County is high ($541,287): at least 94% of owner-occupied homes in Jasper are worth less than $500,000.

Monthly rent with utilities
Monthly rent with utilities: Jasper and its comparisons
MeasureJasper
Under $500 Unreliable estimate
$500–$999 59%
$1,000–$1,499 20%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$1,398 a month

Dubois County: $1,349 a month

Without a mortgage

$506 a month

Dubois County: $475 a month

Owners with a mortgage

63%

Dubois County: 58%

In Jasper, 63% of owners have a mortgage; their typical cost is $1,398 a month, about the same as in Dubois County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Jasper and its comparisons
MeasureJasperDubois CountyIndianaUnited States
Typical home value +51%+47%+54%+53%
Typical rent +22%+26%+29%+33%
Typical household income +21%+25%+28%+29%

Since 2015–2019, homes in Jasper gained value faster than in Dubois County: 51% against 47%.

Since 2015–2019, the typical rent in Jasper rose 22%, less than in Dubois County (26%).

The typical household income in Jasper rose 21% over that time; home values changed +51% and rent +22%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Jasper and its comparisons
MeasureJasperDubois CountyIndianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.6%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimateUnreliable estimate1.8%3.4%
People per household 2.372.442.462.53
Drive alone 81%85%76%69%
Carpool 9%7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home 8%6%11%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

A household in Jasper has 2.37 people on average, about the same as in Dubois County (2.44).

To get to work, 81% of workers in Jasper drive alone; in Dubois County, 85%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Jasper?

A typical home is tight for the typical income

We start with a typical home in Jasper, worth $235,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Jasper, which is $68,817 a year. For that payment to be 28% of income, a household would need to earn about $82,140 a year.

The calculator's FHA and conventional loan limits are those of all of Dubois County.

Your numbers

Local data
$

Starts at the typical home value in Jasper. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,229 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,917

at 7.18% · 30 years

Loan amount
$230,841
Total interest
$332,126
Paid off in
November 2056

Includes $3,970 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,606 a month

  • Tight

    $1,606 to $2,065 a month

    Your payment · 33%

  • Hard

    more than $2,065 a month

Compared with the typical household income in Jasper ($68,817 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,917
Monthly payment breakdown
Principal & interest$1,564
Property tax$151
Home insurance$98
FHA mortgage insurance (MIP)$104

You need at least $8,229 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,917; principal and interest $1,564.

The city and its county

Jasper and Dubois County

Jasper is in Dubois County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Dubois County, Indiana, with Jasper marked. Around it, the neighboring counties.

Jasper's own numbers

Typical home value
$235,100
Typical monthly rent
$810
Typical yearly household income
$68,817
Households that own their home
61%
Effective property tax rate
0.77%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dubois County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dubois County.

Everything about Dubois County

Buying

Buying a home in Jasper

A typical home in Jasper is worth $235,100: 2% above the county and 8% above Indiana. With the typical household income in Jasper ($68,817 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Jasper 3.4 years
  • Dubois 3.0 years
  • Indiana 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Dubois County

According to FHFA’s house price index, home prices in Dubois County rose 72% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dubois County.

Yearly change in FHFA’s price index in Dubois County, 2016 to 2025
  1. 2020: +3.4%
  2. 2021: +9.2%
  3. 2022: +9.7%
  4. 2023: +9.8%
  5. 2024: +2.6%
  6. 2025: +7.7%
Change in FHFA’s price index in Dubois County, Indiana and the United States
Period County Indiana U.S.
Last year (2025) +7.7% +4.3% +2.9%
5 years (2020–2025) +45% +53% +47%
10 years (2015–2025) +72% +95% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Jasper next to Dubois County, Indiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Jasper $235,100
  • Dubois $230,100
  • Indiana $218,200
  • United States $332,700
Typical monthly rent
  • Jasper $810
  • Dubois $834
  • Indiana $1,062
  • United States $1,413
Typical yearly household income
  • Jasper $68,817
  • Dubois $75,979
  • Indiana $71,957
  • United States $80,734
See the full table
Jasper next to Dubois County and Indiana
Measure Jasper Dubois County Indiana U.S.
Typical home value $235,100 2% above the county $230,100 $218,200 $332,700
Typical monthly rent $810 3% below the county $834 $1,062 $1,413
Typical yearly household income $68,817 9% below the county $75,979 $71,957 $80,734
Households that own their home 61% 14 points below the county 75% 71% 65%
Typical yearly property tax $1,802 19% above the county $1,514 $1,614 $3,119
Effective property tax rate 0.77% 0.11 points above the county 0.66% 0.74% 0.94%
Renters with high rent for their income 29% 3 points below the county 32% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dubois County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Jasper

For a typical $235,100 home in Jasper, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jasper's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,917a month

    Least cash to close
    Down payment
    $8,229
    Cash to close
    $15,282
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $104
  • Conventional, 5% down $1,874a month

    Down payment
    $11,755
    Cash to close
    $18,808
    Rate
    7.18%
    Mortgage insurance
    PMI · $112
  • Conventional, 20% down, no PMI $1,523a month

    Down payment
    $47,020
    Cash to close
    $54,073
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,740a month

    Down payment
    $35,265
    Cash to close
    $42,318
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Jasper and for Dubois County.

Property tax

Effective rate in Jasper

0.77%of the home’s value each year

$1,802 a year for the typical owner in Jasper.

  • Jasper 0.77%
  • Dubois 0.66%
  • Indiana 0.74%

What Indiana publishes Homestead standard deduction: the amount drops each year (Indiana Department of Local Government Finance (DLGF), Form HC10)

Exemptions and deadlines in Indiana

Flood risk in Dubois County

FEMA does not publish these numbers by city: they are for all of Dubois County.

Homes in the high-risk zone
1.1%
210
Of those, with NFIP insurance
13%
Homes in the high-risk zone and with NFIP insurance: Dubois County, Indiana and the U.S.
Measure County Indiana U.S.
Homes in the high-risk zone 1.1% 2.3% 3.5%
Of those, with NFIP insurance 13% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Jasper

Typical rent in Jasper is $810 a month: 3% below the county. In Jasper, 29% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Dubois County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.

HUD fair market rent for all of Dubois County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Dubois County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $759 $14.60 $30,360
1 bedroom $775 $14.90 $31,000
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,351 $25.98 $54,040
4 bedrooms $1,695 $32.60 $67,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Jasper

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jasper is in ZIP code 47546.

For 2 bedrooms it is $1,010: $4 less than the fair market rent for Dubois County ($1,014).

  • 47546 $1,010$1,360

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jasper when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Jasper

HUD lists 7 buildings with rents for lower incomes in Jasper. These are the largest.

  • Meadowood Apartments 660 Rumbach Ave, Jasper 47546 72 low-income homes · For older adults (812) 482-5913
  • Jasper Lofts 402 E 13th St, Jasper 47546 67 low-income homes · 1 bd: 15 · 2 bd: 21 · 3 bd: 31 · In service since 2017 · For families
  • Vine Street Lofts 4 Vine Street, Jasper 47546 62 low-income homes · 1 bd: 26 · 2 bd: 36 · In service since 2018 · For older adults
  • Badendorff Arms 271 Baden Strasse, Jasper 47546 24 low-income homes · For families (812) 634-1790
  • Clifford Biers House 140 E 37th St, Jasper 47546 10 low-income homes · For people with disabilities (812) 482-3503

See all 18 buildings in Dubois County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Jasper

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Dubois County; none says it serves in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Jasper

No down payment, repair or rent-help program on our list is for Jasper or Dubois County. The ones below are statewide in Indiana: they work in Jasper the same as in the rest of the state.

  • Next Home

    Statewide in Indiana

    Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage. Offered by Indiana Housing and Community Development Authority (IHCDA).

    Type not stated

    See the program Official page

  • First Step

    Statewide in Indiana

    Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends. Offered by Indiana Housing and Community Development Authority (IHCDA).

Housing counselors near Jasper

The HUD-approved agencies closest to the center of Jasper, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Dubois Pike Warrick Economic Opportunity Committee, Inc. D/B/A Tri-Cap

    607 3rd Ave, Jasper · 2 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
  • Lincoln Hills Development Corporation

    302 Main St, Tell City · 32 miles away

    • Mortgage delinquency and default
    • Fair housing pre-purchase workshops
    • and 6 more
  • Hope of Evansville, Inc

    900 N Main St, Evansville · 44 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more

Every agency in Dubois County All counseling agencies in Indiana

Help in Spanish near Jasper

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Jasper

In HUD’s record, no housing authority with an office in Dubois County is named for Jasper or Dubois County.

One other authority has an office in Dubois County: see the list Source: HUD

Questions

Housing questions about Jasper

Short answers with the numbers for Jasper and all of Dubois County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Jasper?

The typical home value in Jasper is $235,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dubois County it is $230,100.

How much does it cost to rent in Jasper?

Typical rent in Jasper is $810 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dubois County is $1,014.

What is the FHA loan limit in Jasper?

Jasper uses the FHA limit for all of Dubois County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Jasper?

The typical homeowner in Jasper pays $1,802 a year, according to the U.S. Census Bureau. That is 0.77% of the home’s value; in Dubois County, the rate is 0.66%.

Where can I find free help to buy or rent in Jasper?

There is 1 HUD-approved counseling agency with an office in Dubois County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).