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Renting · Section 8

Data from November 2026

Renting in St. Clair County, Illinois

St. Clair County has a HUD fair market rent of $1,349 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,090 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $25.94 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,349
a month, HUD, Fiscal year 2027
22% less than in Illinois
Typical rent
$1,090
a month, Census, Average 2020–2024
14% less than in Illinois
Wage needed
$25.94
an hour, 2 bedrooms
Or $53,960 a year, to spend no more than 30% of income on rent.
Rent-burdened households
48%
spend 30% or more of income on rent
About the same as in Illinois

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in St. Clair County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. St. Clair County has the highest typical rent in its area: $1,090, more than any of its 6 neighboring counties; next is Monroe County ($1,042).

  2. At $1,090, St. Clair County ranks 10th among the 102 counties in Illinois for the highest typical rent.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in St. Clair County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in St. Clair County was $1,333 a month in September 2026: 4.6% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,064 $20.46 $42,560
1 bedroom $1,104 $21.23 $44,160
2 bedrooms $1,349 $25.94 $53,960
3 bedrooms $1,731 $33.29 $69,240
4 bedrooms $1,997 $38.40 $79,880

HUD area: St. Louis, MO-IL HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 30 ZIP codes in St. Clair County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $960 in 62257 to $2,020 in 62225. 8 ZIP codes are above the county's fair market rent ($1,349).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In St. Clair County, 48% of renter households are in that position; in Illinois, 48%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

48%

of renter households spend 30% or more of their income on rent.

31,823 households rent in St. Clair County

  • Spend half or more of their income 26%
  • Spend 30% or more, but less than half 22%
  • Spend less than 30% 52%

Compared with the state and the country

  • St. Clair 48%
  • Illinois 48%
  • United States 51%

Low-income apartments

Low-income apartments in St. Clair County

HUD lists 54 properties with homes for low-income households in St. Clair County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
14
HUD-assisted
21
public housing
19

4,944 homes in all; 4,671 of them low-income, according to HUD.

  • John Deshields Homes Public housing 1235 McCasland Ave, E St Louis 62201 314 low-income homes · Run by The Housing Authority of City of East St. Louis · Average payment: $307 a month · Average wait: 15 months · (618) 646-7176
  • Roosevelt Homes Public housing 1328 N 44th St, East Saint Louis 62204 292 low-income homes · Run by The Housing Authority of City of East St. Louis · Average payment: $434 a month · Average wait: 35 months · (618) 646-7176
  • AMP 2 Private Mathison/Hawthorne Public housing 5914 Clarita St, Cahokia Heights 62207 257 low-income homes · Run by St. Clair County Housing Authority · Average payment: $385 a month · Average wait: 3 months · Homes at several sites · (618) 277-6988
  • Samuel Gompers Homes Public housing 450 N 6th St, E St Louis 62201 232 low-income homes · Run by The Housing Authority of City of East St. Louis · Average payment: $230 a month · Average wait: 34 months · (618) 646-7176
  • Orr-Weathers Apts Public housing 1400 Missouri Ave, E St Louis 62201 222 homes, 209 low-income · Run by The Housing Authority of City of East St. Louis · (618) 646-7176
  • Emmet Griffin Homes Public housing 2630 Lincoln Ave, East Saint Louis 62204 194 low-income homes · Run by The Housing Authority of City of East St. Louis · Average payment: $479 a month · Average wait: 28 months · (618) 646-7176
  • Lansdowne Towers Public housing 2903 Waverly Ave, Washingtn Park 62204 177 low-income homes · Run by The Housing Authority of City of East St. Louis · (618) 646-7176
  • Parsons Place Tax credit (LIHTC) 1060 N 18th St, East Saint Louis 62205 174 low-income homes · Studio: 1 · 1 bd: 23 · 2 bd: 113 · 3 bd: 37 · In service since 2002 · For people with disabilities, families
  • AMP 4 Belleville/Swansea Public housing 114 S Church St, Belleville 62220 166 low-income homes · Run by St. Clair County Housing Authority · Average payment: $397 a month · Average wait: 22 months · Homes at several sites · (618) 277-6988
  • AMP 1 Thomas Terry Apts. Public housing 600 S 6th St, Brooklyn 62059 158 homes, 156 low-income · Run by St. Clair County Housing Authority · Average payment: $412 a month · Average wait: 34 months · Homes at several sites · (618) 277-6988
  • Greystone Apartments HUD-assisted 336 Greystone Dr, Alorton 62207 148 low-income homes · For families · (618) 332-6446
  • Ofallon Apartments HUD-assisted 750 Weber Rd, O Fallon 62269 132 homes, 131 low-income · For older adults · (618) 632-9817
  • AMP 6 Scattered Sites South Public housing 310 E 8th St, Marissa 62257 134 homes, 127 low-income · Run by St. Clair County Housing Authority · Average payment: $421 a month · Average wait: 30 months · Homes at several sites · (618) 277-6988
  • Cedars of Lebanon HUD-assisted 600 S Horner St, Lebanon 62254 120 homes, 119 low-income · For older adults · (618) 537-6112
  • ST. Clair Village HUD-assisted 409 Carlyle E, Belleville 62221 240 homes, 111 low-income · For older adults · (618) 234-2203
  • Centreville Courts Tax credit (LIHTC) 100 Grambling Ct, East Saint Louis 62207 120 homes, 103 low-income · 2 bd: 76 · 3 bd: 27 · In service since 2000 · For people with disabilities, families
  • Cambridge House of O'fallon Tax credit (LIHTC) 844 Cambridge Blvd, O Fallon 62269 103 low-income homes · 1 bd: 99 · 2 bd: 4 · In service since 2003 · For older adults
  • Parsons Place Phase II Tax credit (LIHTC) 1060 N 18th St, East Saint Louis 62205 102 low-income homes · 1 bd: 17 · 2 bd: 57 · 3 bd: 28 · In service since 2005 · For families
  • Williamsburg Apts Tax credit (LIHTC) 6900 W Main St, Belleville 62223 88 low-income homes · Studio: 8 · 1 bd: 20 · 2 bd: 41 · 3 bd: 19 · In service since 2011
  • Central City Apts Tax credit (LIHTC) 1421 Bowman St, East Saint Louis 62205 84 low-income homes · 1 bd: 16 · 2 bd: 38 · 3 bd: 28 · 4 bd: 2 · In service since 2005 · For families
  • Knollwood Retirement Center ST Clair Tax credit (LIHTC) 912 Knollwood Village Rd, Caseyville 62232 98 homes, 83 low-income · Studio: 86 · 1 bd: 12 · In service since 2011
  • Dawson Manor HUD-assisted 1733 Russell Ave, East Saint Louis 62207 80 homes, 79 low-income · For families · (618) 274-0373
  • Touchette Elderly Apartments HUD-assisted 5900 Bond Ave, Centreville 62207 75 homes, 74 low-income · For older adults · (618) 332-5400
  • Jazz at Walter Circle Public housing East St Louis 62205 74 low-income homes · Run by The Housing Authority of City of East St. Louis · Average payment: $367 a month · Average wait: 6 months · Homes at several sites · (618) 646-7176
  • Orr-Weathers Apts Public housing 1400 Missouri Ave, E St Louis 62201 100 homes, 72 low-income · Run by The Housing Authority of City of East St. Louis · (618) 646-7176
  • Lincoln Park Villas Tax credit (LIHTC) 1159 S Lincoln Ave, O Fallon 62269 72 low-income homes · 1 bd: 18 · 2 bd: 54 · In service since 2019 · For older adults
  • Denverside Redevelopment HUD-assisted 1640 Boismenue Ave, East Saint Louis 62207 62 low-income homes · For families · (618) 875-0037
  • Westfield Manor HUD-assisted 7245 Westfield Plaza Dr, Belleville 62223 62 low-income homes · For older adults · (618) 233-5506
  • AMP 3 Ernest Smith Sr. Apts. Public housing 4701 Pearl Ave, Cahokia Heights 62207 59 homes, 58 low-income · Run by St. Clair County Housing Authority · Average payment: $352 a month · Average wait: 1 month · Homes at several sites · (618) 277-6988
  • Alta Sita Apartments HUD-assisted 3400 Brady Ave, East Saint Louis 62207 56 low-income homes · For families · (618) 271-3040
  • Rush Senior Gardens HUD-assisted 1520 Bond Ave, East Saint Louis 62207 53 low-income homes · For older adults · (314) 867-8993
  • Chevy Chase Apts HUD-assisted 208 Estate Dr, O Fallon 62269 52 low-income homes · For families · (618) 632-5520
  • Turnkey-Scattered Sites Public housing 1832 Russell Ave, East Saint Louis 62207 52 low-income homes · Run by The Housing Authority of City of East St. Louis · Average payment: $616 a month · Homes at several sites · (618) 646-7176
  • Touchette Elderly Apartments Phase II HUD-assisted 5900 Bond Ave, Centreville 62207 50 homes, 49 low-income · For older adults · (618) 482-9813
  • Wingate Manor I Tax credit (LIHTC) 161 Wingate Blvd, Shiloh 62221 48 low-income homes · 1 bd: 15 · 2 bd: 33 · In service since 2010
  • East Bank Pointe Tax credit (LIHTC) 4010 McCallum Ct, East Saint Louis 62207 50 homes, 45 low-income · 3 bd: 45 · In service since 2006 · For families
  • New Salem Place HUD-assisted 1200 Block of ST. Louis Avenue, East St Louis 62202 40 low-income homes · For older adults · (618) 875-8670
  • Valley Ridge Senior Community Tax credit (LIHTC) 8805 Braden Dr, Caseyville 62232 40 low-income homes · 1 bd: 20 · 2 bd: 20 · In service since 2001 · For people with disabilities
  • Central City Apartments Public housing 1404A Walter St, East Saint Louis 62205 84 homes, 35 low-income · Run by The Housing Authority of City of East St. Louis · Average payment: $412 a month · Average wait: 176 months · (618) 646-7176
  • Alpha Plaza Apartments HUD-assisted 401 Wimmer Pl, East Saint Louis 62205 34 low-income homes · For families · (618) 271-9338
  • AMP 5 Scattered Sites North Public housing 1923A N 61st St, Washingtn Park 62204 32 low-income homes · Run by St. Clair County Housing Authority · Average payment: $341 a month · Homes at several sites · (618) 277-6988
  • Cottage of Cathedral Square Apts Tax credit (LIHTC) 305 S 1st St, Belleville 62220 32 low-income homes · 1 bd: 16 · 2 bd: 16
  • Carriage House Place HUD-assisted 115 E B St, Belleville 62220 30 low-income homes · For older adults · (618) 277-6900
  • Sinai Village Tax credit (LIHTC) 1200 Saint Louis Ave, East St Louis 62201 30 low-income homes · 3 bd: 21 · 4 bd: 9 · In service since 2011
  • Eaton/Wilford Manor HUD-assisted 3911 State St, East Saint Louis 62205 24 low-income homes · For people with disabilities · (618) 482-7330
  • Lebanon Apts I Tax credit (LIHTC) 410 Summerfield St, Lebanon 62254 24 low-income homes · 1 bd: 6 · 2 bd: 18 · In service since 1992 · For families
  • Gwendolene Courts HUD-assisted 544 N 41st St, Belleville 62226 14 low-income homes · For older adults · (618) 277-3290
  • ST. Lukes Ame Church Rehab HUD-assisted 414 N 14th St, East St Louis 62201 12 low-income homes · For families · (618) 466-4345
  • Phoenix Courts Estates Public housing 7721 Marybelle Ave, Centreville 62203 10 low-income homes · Run by The Housing Authority of City of East St. Louis · (618) 646-7176
  • Center for Independent Living HUD-assisted 1501 S G St, East Saint Louis 62207 9 low-income homes · For people with disabilities · (618) 482-7330
  • Brede Manor HUD-assisted 809 N Charles St, Belleville 62220 8 low-income homes · For families · (618) 235-3000
  • Townhouse Court HUD-assisted 123 N 6th St, Brooklyn 62059 8 low-income homes · For families · (618) 277-3290
  • Forest Boulevard Estates Public housing 4201 Forest Blvd, East Saint Louis 62204 7 low-income homes · Run by The Housing Authority of City of East St. Louis · Homes at several sites · (618) 646-7176
  • Infill-Scattered Sites Public housing 611 N 33rd St, East Saint Louis 62205 6 homes, 4 low-income · Run by The Housing Authority of City of East St. Louis · Homes at several sites · (618) 646-7176

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in St. Clair County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in St. Clair County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: St. Louis, MO-IL HUD Metro FMR Area.
People Extremely low (30%) Very low (50%) Low
1 person $23,850 $39,750 $63,600
2 people $27,250 $45,400 $72,650
3 people $30,650 $51,100 $81,750
4 people $34,050 $56,750 $90,800
5 people $38,680 $61,300 $98,100
6 people $44,360 $65,850 $105,350
7 people $50,040 $70,400 $112,600
8 people $55,720 $74,950 $119,900

Area median income: $113,500. HUD income limits by family size, Fiscal year 2026. Area: St. Louis, MO-IL HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $958 – $1,170
  • 1 bedroom $994 – $1,214
  • 2 bedrooms $1,214 – $1,484
  • 3 bedrooms $1,558 – $1,904
  • 4 bedrooms $1,797 – $2,197

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Illinois Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Illinois

What Illinois law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
45 days
Illinois Security Deposit Return Act
If I fall behind on rent, what notice must I get?
5 days
735 ILCS 5/9-101 to 9-307 (Eviction Act)
How much notice ends a month-to-month rental?
30 days
735 ILCS 5/9-101 to 9-307 (Eviction Act)
  • Only a court order can remove you735 ILCS 5/9-101 to 9-307 (Eviction Act)
  • Protection from retaliation765 ILCS 721 (Landlord Retaliation Act)
  • Protection related to immigration statusIllinois Human Rights Act

Help

Where to get help with rent in St. Clair County

This HUD-approved agency has an office in St. Clair County. They counsel for free or at low cost.

  • Urban League of Metropolitan ST. Louis - ST. Clair County Operations

    10220 Lincoln Trail, Fairview Heights

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more

Rental assistance programs

The ones that serve in St. Clair County or the whole state, with what each page says about being open.

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in St. Clair County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Illinois, the average home bill was $110 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,698

What you need before you get the keys.

What adds up

First month
$1,349
Security deposit
$1,349
Total
$2,698

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in St. Clair County?

According to HUD (Fiscal year 2027): Studio: $1,064; 1 bedroom: $1,104; 2 bedrooms: $1,349; 3 bedrooms: $1,731; 4 bedrooms: $1,997. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in St. Clair County?

Paying the 2-bedroom fair market rent ($1,349) without spending more than 30% of income takes $25.94 an hour full time, or $53,960 a year.

Who qualifies for Section 8 in St. Clair County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $56,750 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in St. Clair County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,214 and $1,484 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in St. Clair County?

For 2 bedrooms they run from $960 in 62257 to $2,020 in 62225. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in St. Clair County?

HUD lists 54 properties with homes for low-income households in St. Clair County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in St. Clair County?

HUD counts rent as a burden when it reaches 30% of income or more. In St. Clair County, 48% of renter households are in that position; in Illinois, 48%, and nationwide, 51% (Average 2020–2024, Census).