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Renting · Section 8

Data from November 2026

Renting in Rock Island County, Illinois

Rock Island County has a HUD fair market rent of $1,056 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $889 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $20.31 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,056
a month, HUD, Fiscal year 2027
39% less than in Illinois
Typical rent
$889
a month, Census, Average 2020–2024
30% less than in Illinois
Wage needed
$20.31
an hour, 2 bedrooms
Or $42,240 a year, to spend no more than 30% of income on rent.
Rent-burdened households
48%
spend 30% or more of income on rent
About the same as in Illinois

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Rock Island County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Rock Island County has the highest typical rent in its area: $889, more than any of its 6 neighboring counties; next is Whiteside County ($856).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Rock Island County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Rock Island County was $950 a month in September 2026: 4.6% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $787 $15.13 $31,480
1 bedroom $852 $16.38 $34,080
2 bedrooms $1,056 $20.31 $42,240
3 bedrooms $1,396 $26.85 $55,840
4 bedrooms $1,697 $32.63 $67,880

HUD area: Davenport-Moline-Rock Island, IA-IL MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 17 ZIP codes in Rock Island County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,030 in 61232 to $1,580 in 61257. 9 ZIP codes are above the county's fair market rent ($1,056).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Rock Island County, 48% of renter households are in that position; in Illinois, 48%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

48%

of renter households spend 30% or more of their income on rent.

18,731 households rent in Rock Island County

  • Spend half or more of their income 24%
  • Spend 30% or more, but less than half 24%
  • Spend less than 30% 52%

Compared with the state and the country

  • Rock Island 48%
  • Illinois 48%
  • United States 51%

Low-income apartments

Low-income apartments in Rock Island County

HUD lists 48 properties with homes for low-income households in Rock Island County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
20
HUD-assisted
21
public housing
8

4,980 homes in all; 4,848 of them low-income, according to HUD.

  • Spring Brook/Spring Valley Public housing 1150 41st St, Moline 61265 366 low-income homes · Run by Moline Housing Authority · Average payment: $368 a month · Average wait: 10 months · (309) 764-1819
  • Century Woods Apartments HUD-assisted 1400 5th St, Rock Island 61201 230 low-income homes · For families · (309) 786-2625
  • Pheasant Ridge Apts Tax credit (LIHTC) 3500 70th St, Moline 61265 216 low-income homes · 1 bd: 72 · 2 bd: 144 · In service since 2005
  • Spencer Towers Public housing 111 20th St, Rock Island 61201 199 low-income homes · Run by Housing Authority of the City of Rock Island · Average payment: $270 a month · Average wait: 12 months · (309) 788-0825
  • Valley View Apts Phase I Tax credit (LIHTC) 4700 60th ST, Moline 61265 192 low-income homes · 1 bd: 64 · 2 bd: 80 · 3 bd: 48 · In service since 2009
  • Heather Ridge Apartments HUD-assisted 9500ba1 14 ST W, Rock Island 61201 169 low-income homes · For families · (309) 787-1654
  • Deerfield Woods Phase II HUD-assisted 1053 51st Ave, East Moline 61244 168 low-income homes · For families · (309) 762-1348
  • Blackhawk Hills Apartments HUD-assisted 5100 Kennedy Dr, East Moline 61244 164 low-income homes · For families · (309) 792-9570
  • Maple Ridge Apts Tax credit (LIHTC) · HUD-assisted 3700 5th St, Rock Island 61201 162 low-income homes · 1 bd: 19 · 2 bd: 97 · 3 bd: 46 · In service since 2004 · For families · (309) 786-2639
  • Colona House HUD-assisted 54 41st Ave, East Moline 61244 153 low-income homes · For families · (309) 762-1414
  • Oak Grove Public housing 501 21st St, East Moline 61244 155 homes, 151 low-income · Run by Grtr Metro. Area Hsng Auth of Rock Island County · Average payment: $405 a month · Average wait: 23 months · (309) 755-4527
  • Coventry HUD-assisted 1900 6th Ave, Rock Island 61201 147 low-income homes · For older adults · (309) 788-0117
  • Old Orchard Estates Tax credit (LIHTC) 3351 Orchard Ln, Carbon Cliff 61239 144 low-income homes · 1 bd: 24 · 2 bd: 96 · 3 bd: 24 · In service since 1996 · For families
  • Ridgewood Towers Tax credit (LIHTC) 545 Avenue Of The Cities, East Moline 61244 140 low-income homes · 1 bd: 140 · In service since 2012
  • Ridgewood Towers HUD-assisted 545 42nd Ave, East Moline 61244 140 low-income homes · For older adults · (309) 755-1490
  • Watch Hill Tower HUD-assisted 3705 9th St, Rock Island 61201 140 low-income homes · For older adults · (309) 794-0001
  • Hillside Heights Public housing 825 17th St, Moline 61265 120 low-income homes · Run by Moline Housing Authority · Average payment: $337 a month · Average wait: 11 months · (309) 764-1819
  • Mansur Wood Living Center Tax credit (LIHTC) 900 Crampton Ave, Carbon Cliff 61239 116 low-income homes · 2 bd: 46 · 3 bd: 70 · In service since 2000 · For people with disabilities, families
  • Le Clair Apts Tax credit (LIHTC) 421 19th St, Moline 61265 110 low-income homes · 1 bd: 39 · 2 bd: 68 · 3 bd: 3 · In service since 1995 · For people with disabilities, families
  • Loma Linda HUD-assisted 1801 10th Avenue A Ct, Silvis 61282 110 low-income homes · For families · (309) 792-5280
  • Heartland Park Elderly Living Center Tax credit (LIHTC) 1424 36th Ave, Moline 61265 101 low-income homes · 1 bd: 81 · 2 bd: 20 · In service since 1999 · For older adults, people with disabilities
  • Moline Apts Tax credit (LIHTC) 1275 49th Avenue Ct, East Moline 61244 120 homes, 100 low-income · 1 bd: 20 · 2 bd: 40 · 3 bd: 40 · In service since 1997 · For families
  • Illini Towers HUD-assisted 940 Crosstown Ave, Silvis 61282 100 low-income homes · For older adults · (309) 796-7490
  • Langman Apts. HUD-assisted 2301 1st St E, Milan 61264 100 low-income homes · For older adults · (309) 787-3063
  • Heartland Towers Tax credit (LIHTC) 1700 Hospital Rd, Silvis 61282 100 homes, 99 low-income · 1 bd: 99 · In service since 1997
  • Westwood Terrace HUD-assisted 2200 First ST, Moline 61265 97 low-income homes · For older adults · (309) 797-7979
  • William Young Homes II Public housing 521 4th Ave E, Milan 61264 100 homes, 96 low-income · Run by Grtr Metro. Area Hsng Auth of Rock Island County · Average payment: $471 a month · Average wait: 18 months · (309) 755-4527
  • Deerfield Woods Apartments Phase I HUD-assisted 1063 50th Ave, East Moline 61244 78 low-income homes · For families · (309) 762-1348
  • Highland Manor HUD-assisted 4200 22nd Ave, Moline 61265 78 low-income homes · For families · (309) 764-7780
  • Village Woods Apts Tax credit (LIHTC) 300 20th Ave W, Milan 61264 96 homes, 72 low-income · 1 bd: 4 · 2 bd: 64 · 3 bd: 4 · In service since 1997
  • Milan Manor HUD-assisted 2000 4th St W, Milan 61264 72 low-income homes · For families · (309) 787-7070
  • Morningstar Senior Residence HUD-assisted 3601 6th Ave, Moline 61265 60 low-income homes · For people with disabilities · (740) 382-4885
  • Garfield School Senior Residences Tax credit (LIHTC) 1518 25th Ave, Moline 61265 57 low-income homes · 1 bd: 48 · 2 bd: 9 · In service since 2019 · For older adults
  • Moline High School Loft Apts Tax credit (LIHTC) 1001 16th St, Moline 61265 60 homes, 54 low-income · 1 bd: 25 · 2 bd: 22 · 3 bd: 13 · In service since 2006
  • Moline Enterprise Live-Work Lofts Tax credit (LIHTC) 1809 River Dr, Moline 61265 69 homes, 50 low-income · 1 bd: 29 · 2 bd: 26 · 3 bd: 14 · In service since 2012
  • Maple Ridge Apts Tax credit (LIHTC) 1000 East of Intersection of East Court ST. and U. S. 150, Paris 61201 50 low-income homes · 1 bd: 5 · 2 bd: 35 · 3 bd: 10 · In service since 2011
  • Sanders Apts. HUD-assisted 4201 22nd Ave, Moline 61265 40 low-income homes · For older adults · (309) 764-7780
  • Cascade Garden Public housing 655 Cascade Garden Dr, Rock Island 61201 70 homes, 33 low-income · Run by Housing Authority of the City of Rock Island · Average payment: $347 a month · Average wait: 23 months · (309) 788-0825
  • Cotton Mill Living Center Tax credit (LIHTC) 1220 51st Ave, Rock Island 61201 31 low-income homes · 1 bd: 31 · In service since 2000 · For older adults, people with disabilities
  • Goldman Apts Tax credit (LIHTC) 1629 2nd Ave, Rock Island 61201 28 low-income homes · Studio: 3 · 1 bd: 12 · 2 bd: 13 · In service since 2001
  • Voss Brothers Lofts Tax credit (LIHTC) 2125 3rd Ave, Rock Island 61201 35 homes, 26 low-income · Studio: 2 · 1 bd: 8 · 2 bd: 9 · 3 bd: 7 · In service since 2006 · For families
  • Sala Flats Tax credit (LIHTC) 1829 4th Ave, Rock Island 61201 33 homes, 25 low-income · Studio: 7 · 1 bd: 9 · 2 bd: 8 · 3 bd: 9 · In service since 2005 · For families
  • Whispering Hills HUD-assisted Taylor DR, Port Byron 61275 24 low-income homes · For families · (515) 223-0300
  • Morning Star Housing HUD-assisted 11000 14th Street, Rock Island 61201 14 low-income homes · For people with disabilities · (740) 382-4885
  • Old Chicago Family Housing Tax credit (LIHTC) 1216 4th Ave, Rock Island 61201 11 low-income homes · 2 bd: 6 · 3 bd: 5 · In service since 1998 · For people with disabilities, families
  • 3rd & 11th Townhouses Public housing 1020 3rd Ave, Rock Island 61201 7 low-income homes · Run by Housing Authority of the City of Rock Island · Homes at several sites · (309) 788-0825
  • Fiesta Manor HUD-assisted 1014 5th Ave, Moline 61265 6 low-income homes · For families · (309) 764-4401
  • 3rd and 11th Street Addition Public housing 314 11th St, Rock Island 61201 2 low-income homes · Run by Housing Authority of the City of Rock Island · (309) 788-0825

One property has two programs at the same address and appears once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Rock Island County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Rock Island County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Davenport-Moline-Rock Island, IA-IL MSA.
People Extremely low (30%) Very low (50%) Low
1 person $20,500 $34,150 $54,600
2 people $23,400 $39,000 $62,400
3 people $27,320 $43,900 $70,200
4 people $33,000 $48,750 $78,000
5 people $38,680 $52,650 $84,250
6 people $44,360 $56,550 $90,500
7 people $50,040 $60,450 $96,750
8 people $55,720 $64,350 $103,000

Area median income: $97,500. HUD income limits by family size, Fiscal year 2026. Area: Davenport-Moline-Rock Island, IA-IL MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $708 – $866
  • 1 bedroom $767 – $937
  • 2 bedrooms $950 – $1,162
  • 3 bedrooms $1,256 – $1,536
  • 4 bedrooms $1,527 – $1,867

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Illinois Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Illinois

What Illinois law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
45 days
Illinois Security Deposit Return Act
If I fall behind on rent, what notice must I get?
5 days
735 ILCS 5/9-101 to 9-307 (Eviction Act)
How much notice ends a month-to-month rental?
30 days
735 ILCS 5/9-101 to 9-307 (Eviction Act)
  • Only a court order can remove you735 ILCS 5/9-101 to 9-307 (Eviction Act)
  • Protection from retaliation765 ILCS 721 (Landlord Retaliation Act)
  • Protection related to immigration statusIllinois Human Rights Act

Help

Where to get help with rent in Rock Island County

This HUD-approved agency has an office in Rock Island County. They counsel for free or at low cost.

  • Economic Growth Corporation

    371 3rd St W, Milan

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more

Rental assistance programs

The ones that serve in Rock Island County or the whole state, with what each page says about being open.

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Rock Island County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Illinois, the average home bill was $110 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,112

What you need before you get the keys.

What adds up

First month
$1,056
Security deposit
$1,056
Total
$2,112

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Rock Island County?

According to HUD (Fiscal year 2027): Studio: $787; 1 bedroom: $852; 2 bedrooms: $1,056; 3 bedrooms: $1,396; 4 bedrooms: $1,697. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Rock Island County?

Paying the 2-bedroom fair market rent ($1,056) without spending more than 30% of income takes $20.31 an hour full time, or $42,240 a year.

Who qualifies for Section 8 in Rock Island County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $48,750 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Rock Island County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $950 and $1,162 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Rock Island County?

For 2 bedrooms they run from $1,030 in 61232 to $1,580 in 61257. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Rock Island County?

HUD lists 48 properties with homes for low-income households in Rock Island County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Rock Island County?

HUD counts rent as a burden when it reaches 30% of income or more. In Rock Island County, 48% of renter households are in that position; in Illinois, 48%, and nationwide, 51% (Average 2020–2024, Census).