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Renting · Section 8

Data from November 2026

Renting in Kootenai County, Idaho

Kootenai County has a HUD fair market rent of $1,507 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,492 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $28.98 an hour, full time.

Figure your move-in cash Section 8 here
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Fair market rent, 2 bedrooms
$1,507
a month, HUD, Fiscal year 2027
10% more than in Idaho
Typical rent
$1,492
a month, Census, Average 2020–2024
21% more than in Idaho
Wage needed
$28.98
an hour, 2 bedrooms
Or $60,280 a year, to spend no more than 30% of income on rent.
Rent-burdened households
53%
spend 30% or more of income on rent
13% more than in Idaho

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in Kootenai County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Kootenai County has the 2nd highest typical rent of the 43 counties in Idaho with this figure ($1,492).

  2. Kootenai County has the highest typical rent in its area: $1,492, more than any of its 6 neighboring counties; next is Bonner County ($1,122).

  3. At 53%, Kootenai County ranks 4th among the 36 counties in Idaho with this figure for the largest share of rent-burdened renters.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Kootenai County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Kootenai County was $1,825 a month in September 2026: 4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,272 $24.46 $50,880
1 bedroom $1,290 $24.81 $51,600
2 bedrooms $1,507 $28.98 $60,280
3 bedrooms $2,087 $40.13 $83,480
4 bedrooms $2,519 $48.44 $100,760

HUD area: Coeur d'Alene, ID MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 16 ZIP codes in Kootenai County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,400 in 83810 to $1,800 in 83835. 3 ZIP codes are above the county's fair market rent ($1,507).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Kootenai County, 53% of renter households are in that position; in Idaho, 47%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

53%

of renter households spend 30% or more of their income on rent.

20,438 households rent in Kootenai County

  • Spend half or more of their income 21%
  • Spend 30% or more, but less than half 32%
  • Spend less than 30% 47%

Compared with the state and the country

  • Kootenai 53%
  • Idaho 47%
  • United States 51%

Low-income apartments

Low-income apartments in Kootenai County

HUD lists 53 properties with homes for low-income households in Kootenai County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
40
HUD-assisted
14

2,642 homes in all; 2,330 of them low-income, according to HUD.

  • Falls Creek Tax credit (LIHTC) 2831 N Julia St, Coeur D Alene 83815 170 homes, 168 low-income · 1 bd: 42 · 2 bd: 86 · 3 bd: 42 · In service since 2008 · For families
  • Heritage Place HUD-assisted 702 N Highway 95, Coeur D Alene 83814 130 homes, 129 low-income · For older adults · (208) 664-8119
  • Lakeside Manor / Lakeside Village Tax credit (LIHTC) · HUD-assisted 3016 N Government Way, Coeur D Alene 83815 126 low-income homes · Studio: 10 · 1 bd: 62 · 2 bd: 24 · 3 bd: 30 · In service since 2018 · For older adults, families · (208) 664-6800
  • Riverstone Place Tax credit (LIHTC) 2433 W John Loop, Coeur D Alene 83814 114 homes, 113 low-income · 1 bd: 18 · 2 bd: 66 · 3 bd: 30 · In service since 2014 · For families
  • Lake Wood Ranch Tax credit (LIHTC) 3755 N 4th St, Coeur D Alene 83815 80 homes, 79 low-income · 1 bd: 48 · 2 bd: 32 · In service since 1996 · For older adults
  • Pointe Tax credit (LIHTC) 5791 W Expo Pkwy, Post Falls 83854 75 homes, 74 low-income · 1 bd: 6 · 2 bd: 45 · 3 bd: 24 · In service since 2017 · For families
  • Riverstone Silver Tax credit (LIHTC) 2050 W Whistler Loop, Coeur D Alene 83814 80 homes, 71 low-income · 1 bd: 13 · 2 bd: 67 · In service since 2016 · For older adults
  • Cherry Ridge Tax credit (LIHTC) 1053 W Emma Ave, Coeur D Alene 83814 72 homes, 71 low-income · 1 bd: 18 · 2 bd: 54 · In service since 1996 · For families
  • Seltice Senior - Has Not Received 8609s Tax credit (LIHTC) 2059 W Killington Dr, Coeur D Alene 83814 66 homes, 65 low-income · 1 bd: 12 · 2 bd: 54 · In service since 2016 · For older adults
  • Lakeside Village HUD-assisted 3053 N 2nd St, Coeur D Alene 83815 66 homes, 55 low-income · For families · (208) 664-4290
  • North Creek Tax credit (LIHTC) 3642 W Chukar Cir, Post Falls 83854 55 homes, 54 low-income · 2 bd: 36 · 3 bd: 19 · In service since 2007 · For families
  • Hudson Park Tax credit (LIHTC) 1256 W Marie Ave, Coeur D Alene 83815 60 homes, 53 low-income · 1 bd: 12 · 2 bd: 38 · 3 bd: 10 · In service since 2015 · For families
  • Kathleen Corners Tax credit (LIHTC) 3350 W Kathy Loop, Coeur D Alene 83815 60 homes, 53 low-income · 1 bd: 12 · 2 bd: 36 · 3 bd: 12 · In service since 2005 · For families
  • Montrose Tax credit (LIHTC) 2280 W Compass Loop, Post Falls 83854 60 homes, 53 low-income · 1 bd: 12 · 2 bd: 36 · 3 bd: 12 · In service since 2007 · For families
  • Montrose Senior Apartments Tax credit (LIHTC) 2265 W Compass Loop, Post Falls 83854 60 homes, 53 low-income · 1 bd: 10 · 2 bd: 50 · In service since 2007 · For older adults
  • Silver Lake II Tax credit (LIHTC) 698 W Wilbur Ave, Coeur D Alene 83815 60 homes, 53 low-income · 1 bd: 12 · 2 bd: 36 · 3 bd: 12 · In service since 1999 · For families
  • Park Ridge Tax credit (LIHTC) 3321 E Park Ridge Loop, Post Falls 83854 54 homes, 53 low-income · 2 bd: 20 · 3 bd: 34 · In service since 2005 · For families
  • Tullamore Commons Tax credit (LIHTC) 3797 E Carradale Ave, Post Falls 83854 50 homes, 44 low-income · 1 bd: 8 · 2 bd: 32 · 3 bd: 10 · In service since 2010 · For families
  • Lake Country Apartments HUD-assisted 1421 N 9th St, Coeur D Alene 83814 44 low-income homes · For families · (208) 667-9682
  • Tullamore Senior - Post Falls Tax credit (LIHTC) 3282 Carradale Avenue, Post Falls 83854 44 low-income homes · 1 bd: 7 · 2 bd: 37 · In service since 2010 · For older adults
  • Silver Creek Tax credit (LIHTC) 3720 W Tayjan Ln, Post Falls 83854 42 homes, 41 low-income · 1 bd: 21 · 2 bd: 18 · 3 bd: 3 · In service since 2012 · For older adults
  • Tullamore Commons II Tax credit (LIHTC) 3677 E Donegal Ln, Post Falls 83854 51 homes, 40 low-income · 1 bd: 8 · 2 bd: 31 · 3 bd: 12 · In service since 2013 · For families
  • Mill River Seniors Tax credit (LIHTC) 3505 W Sunapee Loop, Coeur D Alene 83814 50 homes, 39 low-income · 1 bd: 8 · 2 bd: 42 · In service since 2011 · For older adults
  • Riverstone West Tax credit (LIHTC) 2238 W John Loop, Coeur D Alene 83814 50 homes, 39 low-income · 1 bd: 8 · 2 bd: 30 · 3 bd: 12 · In service since 2011 · For families
  • Hayden Country Ridge Tax credit (LIHTC) 61 E Country Ridge Ct, Hayden 83835 45 homes, 39 low-income · 1 bd: 9 · 2 bd: 27 · 3 bd: 9 · In service since 2001 · For older adults
  • Silver Lake Tax credit (LIHTC) 692 W Wilbur Ave, Coeur D Alene 83815 45 homes, 39 low-income · 1 bd: 6 · 2 bd: 30 · 3 bd: 9 · In service since 1997 · For families
  • Kathy Reed House HUD-assisted 570 W Neider Ave, Coeur D Alene 83815 37 homes, 36 low-income · For people with disabilities · (208) 664-3095
  • Park Wood Place Tax credit (LIHTC) 15760 N Westwood Dr, Rathdrum 83858 36 homes, 35 low-income · 1 bd: 4 · 2 bd: 24 · 3 bd: 8 · In service since 2004 · For families
  • Sarah Street Tax credit (LIHTC) 9359 N Government Way, Hayden 83835 36 homes, 35 low-income · 1 bd: 36 · In service since 1993 · For older adults
  • Post Falls Terrace HUD-assisted 1120 N Idaho St, Post Falls 83854 35 low-income homes · For older adults · (208) 773-3493
  • Valley View Tax credit (LIHTC) 3224 E Painters Loop, Post Falls 83854 35 low-income homes · 1 bd: 7 · 2 bd: 26 · 3 bd: 2 · In service since 2015 · For families
  • Silver Creek II Tax credit (LIHTC) 3619 W Tayjan Ln, Post Falls 83854 40 homes, 32 low-income · 1 bd: 17 · 2 bd: 23 · In service since 2013 · For older adults
  • Trail Lodge Tax credit (LIHTC) 3825 N Ramsey Rd, Coeur D Alene 83815 150 homes, 30 low-income · 1 bd: 20 · 2 bd: 94 · 3 bd: 36 · In service since 1996 · For families
  • Riverstone West III Tax credit (LIHTC) 2308 W John Loop, Coeur D Alene 83814 38 homes, 30 low-income · 1 bd: 6 · 2 bd: 21 · 3 bd: 11 · In service since 2014 · For families
  • Coeur Dalene Senior Tax credit (LIHTC) 7712 N Heartland Dr, Coeur D Alene 83815 38 homes, 29 low-income · 1 bd: 17 · 2 bd: 21 · In service since 2000 · For older adults
  • Park Wood Place II Tax credit (LIHTC) 15855 N Meyer Rd, Rathdrum 83858 36 homes, 28 low-income · 1 bd: 4 · 2 bd: 22 · 3 bd: 10 · In service since 2006 · For families
  • Treehouse - Rathdrum Tax credit (LIHTC) 14462 N Treehouse Ct, Rathdrum 83858 36 homes, 28 low-income · 1 bd: 4 · 2 bd: 24 · 3 bd: 8 · In service since 2002 · For families
  • Heritage Place III dba Orchard Ridge Independent HUD-assisted 1205 Lincoln Way, Coeur D Alene 83814 25 low-income homes · For older adults · (800) 221-1737
  • Hayden Crossing Tax credit (LIHTC) 88 W Sargent Dr, Hayden 83835 30 homes, 23 low-income · 1 bd: 12 · 2 bd: 18 · In service since 2003 · For older adults
  • Heartland Crossing Tax credit (LIHTC) 7745 N Heartland Dr, Coeur D Alene 83815 30 homes, 23 low-income · 1 bd: 9 · 2 bd: 14 · In service since 2003 · For older adults
  • Maple Grove - Coeur Dalene Tax credit (LIHTC) 3157 N Fruitland Ln, Coeur D Alene 83815 30 homes, 23 low-income · 2 bd: 18 · 3 bd: 12 · In service since 1992 · For families
  • Parkside Tax credit (LIHTC) 1814 N Spokane St, Post Falls 83854 24 homes, 23 low-income · 1 bd: 6 · 2 bd: 16 · 3 bd: 2 · In service since 2015 · For families
  • Prairie Run HUD-assisted 7760 N Heartland Dr, Coeur D Alene 83815 22 homes, 21 low-income · For older adults · (208) 762-9809
  • Timber Cove Tax credit (LIHTC) 8131 W Montana St, Rathdrum 83858 22 homes, 21 low-income · 1 bd: 20 · 2 bd: 2 · In service since 2002 · For older adults
  • Meadowood Glen II HUD-assisted 1183 E 3rd Ave, Post Falls 83854 20 low-income homes · For older adults · (208) 664-3114
  • Seltice Place Tax credit (LIHTC) 3955 E 2nd Ave, Post Falls 83854 20 homes, 19 low-income · 2 bd: 12 · 3 bd: 8 · In service since 1992 · For families
  • Lincoln Way Terrace HUD-assisted 530 W Harrison Ave, Coeur D Alene 83814 18 low-income homes · For older adults · (208) 664-5081
  • Pine Grove Village Tax credit (LIHTC) 7032 W Heritage St, Rathdrum 83858 16 low-income homes · 1 bd: 15 · 2 bd: 1 · In service since 1992 · For older adults
  • Lynn Peterson House HUD-assisted 550 W Neider Ave, Coeur D Alene 83815 15 homes, 14 low-income · For people with disabilities · (208) 699-7886
  • John OBrien House HUD-assisted 102 E Homestead Ave, Coeur D Alene 83814 14 homes, 13 low-income · For people with disabilities · (208) 664-3095
  • Maple Tree Court HUD-assisted 401 E Jefferson ST, Spirit Lake 83869 12 low-income homes · For older adults · (208) 623-6835
  • Timberlane Apartments HUD-assisted 5923 W Massachusetts St, Spirit Lake 83869 12 homes, 8 low-income · For families · (208) 627-7697
  • Homestead Tax credit (LIHTC) 106 E Homestead Ave, Coeur D Alene 83814 6 low-income homes · 2 bd: 6 · In service since 1993 · For families

One property has two programs at the same address and appears once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Kootenai County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Kootenai County; the state's agencies can help you. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$21,750 $36,150 $58,000
$24,850 $41,400 $66,250
$27,950 $46,550 $74,550
$33,000 $51,750 $82,800
$38,680 $55,850 $89,450
$44,360 $60,050 $96,050
$50,040 $64,150 $102,700
$55,720 $68,350 $109,300

Area median income: $108,300. HUD income limits by family size, Fiscal year 2026. Area: Coeur d'Alene, ID MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,145 – $1,399
  • 1 bedroom $1,161 – $1,419
  • 2 bedrooms $1,356 – $1,658
  • 3 bedrooms $1,878 – $2,296
  • 4 bedrooms $2,267 – $2,771

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

HUD lists no housing agency with an office in Kootenai County. You can apply at another agency in your state: you do not have to live where you apply. HUD

Housing agencies in Idaho HUD list of housing agencies

Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Idaho

What Idaho law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
21 days
Idaho Code §6-321(2)
If I fall behind on rent, what notice must I get?
3 days
Idaho Code §6-303(2)
How much notice before a rent increase?
30 days
Idaho Code §55-304(2)

Help

Where to get help with rent in Kootenai County

This HUD-approved agency has an office in Kootenai County. They counsel for free or at low cost.

  • Idaho Housing and Finance Association--Coeur D'alene Branch Office

    915 W Canfield Ave, Coeur D Alene · Spanish

    • Mortgage delinquency and default
    • Homelessness services
    • and 4 more
    (877) 695-2655
See every agency in Idaho Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Kootenai County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Idaho, the average home bill was $109 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$3,014

What you need before you get the keys.

What adds up

First month
$1,507
Security deposit
$1,507
Total
$3,014

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Kootenai County?

According to HUD (Fiscal year 2027): Studio: $1,272; 1 bedroom: $1,290; 2 bedrooms: $1,507; 3 bedrooms: $2,087; 4 bedrooms: $2,519. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Kootenai County?

Paying the 2-bedroom fair market rent ($1,507) without spending more than 30% of income takes $28.98 an hour full time, or $60,280 a year.

Who qualifies for Section 8 in Kootenai County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $51,750 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Kootenai County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,356 and $1,658 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Kootenai County?

For 2 bedrooms they run from $1,400 in 83810 to $1,800 in 83835. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Kootenai County?

HUD lists 53 properties with homes for low-income households in Kootenai County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Kootenai County?

HUD counts rent as a burden when it reaches 30% of income or more. In Kootenai County, 53% of renter households are in that position; in Idaho, 47%, and nationwide, 51% (Average 2020–2024, Census).