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City · 44,235 residents · Coweta County, Georgia

Newnan , Georgia

In Newnan, a typical home is worth $364,700 and typical rent is $1,542 a month. Compared with all of Coweta County, typical household income is 14% lower and the share of households that own their home is 20 points lower.

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  • Typical home value

    $364,700

    2% above the county

    20% above Georgia

    • Newnan
    • Coweta
    • Georgia

  • Typical rent

    $1,542a month

    4% above the county

    11% above Georgia

    • Newnan
    • Coweta
    • Georgia

  • Typical household income

    $82,292a year

    14% below the county

    6% above Georgia

    • Newnan
    • Coweta
    • Georgia

  • Households that own their home

    58%

    20 points below the county

    7 points below Georgia

    • Newnan
    • Coweta
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$365,120
1.1% less than 12 months ago
Typical rent
$1,770 a month
2.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Newnan is in Coweta County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Coweta County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Newnan apart

What this place has that others do not, from public data, most unusual first.

  1. 58% of households in Newnan own their home, against 78% in Coweta County.

  2. Nearby, in Fairburn, the typical home value is $271,800: 25% less than in Newnan ($364,700).

  3. Nearby, in Tyrone, the typical rent is $1,191: 23% less than in Newnan ($1,542).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Newnan

What homes there are in Newnan, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Newnan (61%), but less so than in Coweta County (82%).

Year built

Here half of the homes date from 2004 or later; in Coweta County, from 1999 or later.

In Newnan, 13% of homes have 1 bedroom or none (studios); 64% have 3 bedrooms or more, against 82% in Coweta County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Newnan sit under the FHA limit for Coweta County ($718,750): about 95%.

Monthly rent with utilities

With a mortgage

$1,881 a month

Coweta County: $1,867 a month

Without a mortgage

$603 a month

Coweta County: $601 a month

Owners with a mortgage

72%

Coweta County: 68%

Owning costs about the same in Newnan as in Coweta County: with a mortgage, $1,881 a month; without one, $603.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Newnan rose 77% since 2015–2019, more than in Coweta County (69%).

Since 2015–2019, the typical rent in Newnan rose 48%, more than in Coweta County (36%).

Housing prices ran ahead of income in Newnan: typical income rose 29%, against +77% for home values and +48% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNewnanCoweta CountyGeorgiaUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.8%5.5%
Homeowner vacancy Unreliable estimate0.7%1.1%0.9%
More than one person per room Unreliable estimate1.3%2.4%3.4%
People per household 2.542.702.622.53
Drive alone 75%76%71%69%
Carpool 8%7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 13%14%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.54 on average, against 2.70 in Coweta County.

To get to work, 75% of workers in Newnan drive alone; in Coweta County, 76%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Newnan?

A typical home costs more than the typical income allows

We start with a typical home in Newnan, worth $364,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Newnan, which is $82,292 a year. For that payment to be 28% of income, a household would need to earn about $127,290 a year.

The calculator's FHA and conventional loan limits are those of all of Coweta County.

Your numbers

Local data
$

Starts at the typical home value in Newnan. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,765 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,970

at 7.18% · 30 years

Loan amount
$358,094
Total interest
$515,213
Paid off in
November 2056

Includes $6,159 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,920 a month

  • Tight

    $1,920 to $2,469 a month

  • Hard

    more than $2,469 a month

    Your payment · 43%

Compared with the typical household income in Newnan ($82,292 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,970
Principal & interest$2,426
Property tax$231
Home insurance$152
FHA mortgage insurance (MIP)$161

You need at least $12,765 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Newnan and Coweta County

Newnan is in Coweta County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Newnan's own numbers

Typical home value
$364,700
Typical monthly rent
$1,542
Typical yearly household income
$82,292
Households that own their home
58%
Effective property tax rate
0.76%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Coweta County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Coweta County.

Everything about Coweta County

Buying

Buying a home in Newnan

A typical home in Newnan is worth $364,700: 2% above the county and 20% above Georgia. With the typical household income in Newnan ($82,292 a year), a typical home costs 4.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Newnan 4.4 years
  • Coweta 3.7 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Coweta County

According to FHFA’s house price index, home prices in Coweta County rose 114% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Coweta County.

Period County Georgia U.S.
Last year (2025) +3.6% +2.2% +2.9%
5 years (2020–2025) +61% +58% +47%
10 years (2015–2025) +114% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Newnan next to Coweta County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Newnan $364,700
  • Coweta $357,500
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Newnan $1,542
  • Coweta $1,488
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Newnan $82,292
  • Coweta $95,548
  • Georgia $77,353
  • United States $80,734
See the full table
Newnan next to Coweta County and Georgia
Measure Newnan Coweta County Georgia U.S.
Typical home value $364,700 $357,500 $303,300 $332,700
Typical monthly rent $1,542 $1,488 $1,393 $1,413
Typical yearly household income $82,292 $95,548 $77,353 $80,734
Households that own their home 58% 78% 66% 65%
Typical yearly property tax $2,784 $2,624 $2,341 $3,119
Effective property tax rate 0.76% 0.73% 0.77% 0.94%
Renters with high rent for their income 62% 55% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Coweta County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Newnan

For a typical $364,700 home in Newnan, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Newnan's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,970a month

    Least cash to close
    Down payment
    $12,765
    Cash to close
    $23,706
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $161

  • Conventional, 5% down $2,903a month

    Down payment
    $18,235
    Cash to close
    $29,176
    Rate
    7.18%
    Mortgage insurance
    PMI · $173

  • Conventional, 20% down, no PMI $2,359a month

    Down payment
    $72,940
    Cash to close
    $83,881
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,697a month

    Down payment
    $54,705
    Cash to close
    $65,646
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Newnan and for Coweta County.

Property tax

Effective rate in Newnan

0.76%of the home’s value each year

$2,784 a year for the typical owner in Newnan.

  • Newnan 0.76%
  • Coweta 0.73%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Coweta County

FEMA does not publish these numbers by city: they are for all of Coweta County.

Homes in the high-risk zone
0.3%
146
Of those, with NFIP insurance
28%
County Georgia U.S.
Homes in the high-risk zone 0.3% 2% 3.5%
Of those, with NFIP insurance 28% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Newnan

Typical rent in Newnan is $1,542 a month: 4% above the county. In Newnan, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Coweta County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of Coweta County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Newnan

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Newnan has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,510 in 30263 to $1,850 in 30265.

1 of the 2 is above the fair market rent for Coweta County ($1,762).

  • 30263 $1,510$1,800
  • 30265 $1,850$2,200

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Newnan when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Newnan

HUD lists 15 buildings with rents for lower incomes in Newnan. These are the largest.

  • Jefferson Grove 414 Jefferson Bypass, Newnan 30263 160 low-income homes · 1 bd: 24 · 2 bd: 72 · 3 bd: 64 · In service since 2019 · For families
  • Milo Hunter Homes 3 Joe Norman Blvd, Newnan 30263 143 low-income homes · Run by Housing Authority of the City of Newnan · Average payment: $371 a month · Average wait: 31 months · Homes at several sites (770) 253-6461
  • Sallie Jones Mordicue Homes 2 Cliff Cir, Newnan 30263 136 homes, 135 low-income · Run by Housing Authority of the City of Newnan · Average payment: $492 a month · Average wait: 31 months · Homes at several sites (770) 253-6461
  • John Jordan Homes 128 W Washington St, Newnan 30263 119 homes, 117 low-income · Run by Housing Authority of the City of Newnan · Average payment: $422 a month · Average wait: 23 months · Homes at several sites (770) 253-6461
  • Highland Apartments 16 Lake St, Newnan 30263 100 homes, 99 low-income · In service since 2010 · For families (770) 251-1646

See all 19 buildings in Coweta County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Newnan

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Coweta County. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Newnan

No down payment, repair or rent-help program on our list is for Newnan or Coweta County. The ones below are statewide in Georgia: they work in Newnan the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Newnan

The HUD-approved agencies closest to the center of Newnan, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Veterans Center

    320 Lanier Ave W, Fayetteville · 19 miles away

    Also serves in Creole, French, and other languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (678) 792-8387

  • Nid-Hca Georgia

    4788 Jonesboro Rd, Bldg B, Ste1, Union City · 19 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (678) 735-6550

  • Nid-Hca Emerson

    4710 Washington Road, College Park · 24 miles away

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 4 more
    (404) 410-6689

All counseling agencies in Georgia

Help in Spanish near Newnan

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Newnan

HUD’s record names them for Newnan or Coweta County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Newnan Public housing and Section 8 vouchers (770) 253-6461

4 other authorities have an office in Coweta County: see the list Source: HUD

Cities

Other cities in Coweta County

These cities are also in Coweta County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Coweta County Housing in Georgia

Nearby cities

The cities closest to Newnan, with the typical home value.

Neighboring counties

If Coweta County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Newnan.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Newnan

Short answers with the numbers for Newnan and all of Coweta County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Newnan?

The typical home value in Newnan is $364,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Coweta County it is $357,500.

How much does it cost to rent in Newnan?

Typical rent in Newnan is $1,542 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Coweta County is $1,762.

What is the FHA loan limit in Newnan?

Newnan uses the FHA limit for all of Coweta County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Newnan?

The typical homeowner in Newnan pays $2,784 a year, according to the U.S. Census Bureau. That is 0.76% of the home’s value; in Coweta County, the rate is 0.73%.

Where can I find free help to buy or rent in Newnan?

We found no HUD-approved counseling agencies with an office in Coweta County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).