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City · 19,719 residents · Fayette County, Georgia

Fayetteville , Georgia

In Fayetteville, a typical home is worth $368,200 and typical rent is $1,720 a month. Compared with all of Fayette County, typical household income is 27% lower, the typical home value is 16% lower, and the share of households that own their home is 11 points lower.

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  • Typical home value

    $368,200

    16% below the county

    21% above Georgia

    • Fayetteville
    • Fayette
    • Georgia

  • Typical rent

    $1,720a month

    9% below the county

    23% above Georgia

    • Fayetteville
    • Fayette
    • Georgia

  • Typical household income

    $82,188a year

    27% below the county

    6% above Georgia

    • Fayetteville
    • Fayette
    • Georgia

  • Households that own their home

    69%

    11 points below the county

    3 points above Georgia

    • Fayetteville
    • Fayette
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$431,916
about the same as 12 months ago
Typical rent
$2,205 a month
5.4% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Fayetteville is in Fayette County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Fayette County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fayetteville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Riverdale, the typical home value is $178,800: 51% less than in Fayetteville ($368,200).

  2. Nearby, in Jonesboro, the typical rent is $1,068: 38% less than in Fayetteville ($1,720).

  3. The typical household income in Fayetteville is $82,188, 27% less than in Fayette County as a whole ($111,978).

  4. 69% of households in Fayetteville own their home, against 80% in Fayette County.

  5. The typical home in Fayetteville is worth $368,200, 16% less than in Fayette County as a whole ($436,400).

  6. Fayetteville has the 16th largest share of rent-burdened renters of the 157 cities in Georgia with more than 5,000 people (65%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fayetteville

What homes there are in Fayetteville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Fayetteville, 7 in 10 homes are single-family detached houses; in Fayette County, 8.

Year built

Homes in Fayetteville are newer: the typical year built is 1999; in Fayette County, 1993.

There are fewer big homes in Fayetteville than in Fayette County: 68% have 3 bedrooms or more, against 85%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,012 a month

Fayette County: $2,322 a month

Without a mortgage

$599 a month

Fayette County: $647 a month

Owners with a mortgage

68%

Fayette County: 68%

Owning costs less in Fayetteville: with a mortgage, the typical cost is $2,012 a month; in Fayette County, $2,322. Without one, $599.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Fayetteville gained value faster than in Fayette County: 64% against 55%.

Rents in Fayetteville rose faster than in Fayette County: 49% since 2015–2019, against 43%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFayettevilleFayette CountyGeorgiaUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate1.2%2.4%3.4%
People per household 2.512.722.622.53
Drive alone 79%72%71%69%
Carpool 9%7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 12%19%16%15%
Other means Unreliable estimate2%2%2%
Typical commute 30 to 39 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.51 on average, against 2.72 in Fayette County.

The car rules in Fayetteville: 79% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fayetteville?

A typical home costs more than the typical income allows

We start with a typical home in Fayetteville, worth $368,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Fayetteville, which is $82,188 a year. For that payment to be 28% of income, a household would need to earn about $128,511 a year.

The calculator's FHA and conventional loan limits are those of all of Fayette County.

Your numbers

Local data
$

Starts at the typical home value in Fayetteville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,887 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,999

at 7.18% · 30 years

Loan amount
$361,531
Total interest
$520,158
Paid off in
November 2056

Includes $6,218 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,918 a month

  • Tight

    $1,918 to $2,466 a month

  • Hard

    more than $2,466 a month

    Your payment · 44%

Compared with the typical household income in Fayetteville ($82,188 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,999
Principal & interest$2,449
Property tax$233
Home insurance$153
FHA mortgage insurance (MIP)$163

You need at least $12,887 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fayetteville and Fayette County

Fayetteville is in Fayette County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fayetteville's own numbers

Typical home value
$368,200
Typical monthly rent
$1,720
Typical yearly household income
$82,188
Households that own their home
69%
Effective property tax rate
0.76%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Fayette County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
1.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fayette County.

Everything about Fayette County

Buying

Buying a home in Fayetteville

A typical home in Fayetteville is worth $368,200: 16% below the county and 21% above Georgia. With the typical household income in Fayetteville ($82,188 a year), a typical home costs 4.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fayetteville 4.5 years
  • Fayette 3.9 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Fayette County

According to FHFA’s house price index, home prices in Fayette County rose 101% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Fayette County.

Period County Georgia U.S.
Last year (2025) +0.8% +2.2% +2.9%
5 years (2020–2025) +55% +58% +47%
10 years (2015–2025) +101% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fayetteville next to Fayette County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fayetteville $368,200
  • Fayette $436,400
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Fayetteville $1,720
  • Fayette $1,898
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Fayetteville $82,188
  • Fayette $111,978
  • Georgia $77,353
  • United States $80,734
See the full table
Fayetteville next to Fayette County and Georgia
Measure Fayetteville Fayette County Georgia U.S.
Typical home value $368,200 $436,400 $303,300 $332,700
Typical monthly rent $1,720 $1,898 $1,393 $1,413
Typical yearly household income $82,188 $111,978 $77,353 $80,734
Households that own their home 69% 80% 66% 65%
Typical yearly property tax $2,798 $3,285 $2,341 $3,119
Effective property tax rate 0.76% 0.75% 0.77% 0.94%
Renters with high rent for their income 65% 59% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fayette County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fayetteville

For a typical $368,200 home in Fayetteville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fayetteville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,999a month

    Least cash to close
    Down payment
    $12,887
    Cash to close
    $23,933
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $163

  • Conventional, 5% down $2,931a month

    Down payment
    $18,410
    Cash to close
    $29,456
    Rate
    7.18%
    Mortgage insurance
    PMI · $175

  • Conventional, 20% down, no PMI $2,382a month

    Down payment
    $73,640
    Cash to close
    $84,686
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,722a month

    Down payment
    $55,230
    Cash to close
    $66,276
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fayetteville and for Fayette County.

Property tax

Effective rate in Fayetteville

0.76%of the home’s value each year

$2,798 a year for the typical owner in Fayetteville.

  • Fayetteville 0.76%
  • Fayette 0.75%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Fayette County

FEMA does not publish these numbers by city: they are for all of Fayette County.

Homes in the high-risk zone
1.5%
615
Of those, with NFIP insurance
29%
County Georgia U.S.
Homes in the high-risk zone 1.5% 2% 3.5%
Of those, with NFIP insurance 29% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fayetteville

Typical rent in Fayetteville is $1,720 a month: 9% below the county. In Fayetteville, 65% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Fayette County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of Fayette County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fayetteville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fayetteville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,780 in 30214 to $1,960 in 30215.

2 of the 2 are above the fair market rent for Fayette County ($1,762).

  • 30214 $1,780$2,120
  • 30215 $1,960$2,340

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fayetteville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Fayetteville

HUD lists one building with rents for lower incomes in Fayetteville.

  • Hearthside Lafayette 105 Meeting Place Dr, Fayetteville 30214 125 homes, 75 low-income · For older adults

See all 4 buildings in Fayette County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Fayetteville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Fayette County; none says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Fayetteville

No down payment, repair or rent-help program on our list is for Fayetteville or Fayette County. The ones below are statewide in Georgia: they work in Fayetteville the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Fayetteville

The HUD-approved agencies closest to the center of Fayetteville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Veterans Center

    320 Lanier Ave W, Fayetteville · 1 miles away

    Also serves in Creole, French, and other languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (678) 792-8387

  • Nid-Hca Atlanta Metro Regional Office

    21 Highway 138 SW, Riverdale · 8 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (770) 472-3756

  • Nid-Hca Georgia

    4788 Jonesboro Rd, Bldg B, Ste1, Union City · 9 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (678) 735-6550

Every agency in Fayette County All counseling agencies in Georgia

Help in Spanish near Fayetteville

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fayetteville

HUD lists no housing authority with an office in Fayette County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Georgia Source: HUD

Cities

Other cities in Fayette County

These cities are also in Fayette County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Fayette County Housing in Georgia

Nearby cities

The cities closest to Fayetteville, with the typical home value.

Neighboring counties

If Fayette County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fayetteville.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Fayetteville

Short answers with the numbers for Fayetteville and all of Fayette County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fayetteville?

The typical home value in Fayetteville is $368,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fayette County it is $436,400.

How much does it cost to rent in Fayetteville?

Typical rent in Fayetteville is $1,720 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fayette County is $1,762.

What is the FHA loan limit in Fayetteville?

Fayetteville uses the FHA limit for all of Fayette County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Fayetteville?

The typical homeowner in Fayetteville pays $2,798 a year, according to the U.S. Census Bureau. That is 0.76% of the home’s value; in Fayette County, the rate is 0.75%.

Where can I find free help to buy or rent in Fayetteville?

There is 1 HUD-approved counseling agency with an office in Fayette County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).