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City · 39,576 residents · Fayette County, Georgia

Peachtree City , Georgia

In Peachtree City, a typical home is worth $482,500 and typical rent is $2,086 a month. Compared with all of Fayette County, the typical home value is 11% higher, typical rent is 10% higher, and the share of households that own their home is 8 points lower.

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  • Typical home value

    $482,500

    11% above the county

    59% above Georgia

    • Peachtree City
    • Fayette
    • Georgia

  • Typical rent

    $2,086a month

    10% above the county

    50% above Georgia

    • Peachtree City
    • Fayette
    • Georgia

  • Typical household income

    $113,987a year

    About the same as the county

    47% above Georgia

    • Peachtree City
    • Fayette
    • Georgia

  • Households that own their home

    72%

    8 points below the county

    6 points above Georgia

    • Peachtree City
    • Fayette
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$564,291
about the same as 12 months ago
Typical rent
$2,365 a month
3.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Peachtree City is in Fayette County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Fayette County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Peachtree City apart

What this place has that others do not, from public data, most unusual first.

  1. Peachtree City has the 3rd highest typical rent of the 162 cities in Georgia with more than 5,000 people ($2,086).

  2. Nearby, in Fairburn, the typical home value is $271,800: 44% less than in Peachtree City ($482,500).

  3. Nearby, in Tyrone, the typical rent is $1,191: 43% less than in Peachtree City ($2,086).

  4. 72% of households in Peachtree City own their home, against 80% in Fayette County.

  5. Peachtree City has the 15th highest typical household income of the 162 cities in Georgia with more than 5,000 people ($113,987).

  6. Peachtree City has the 16th highest typical home value of the 164 cities in Georgia with more than 5,000 people ($482,500).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Peachtree City

What homes there are in Peachtree City, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Peachtree City, but it weighs less than in Fayette County: 76% against 83%.

Year built

By age, homes in Peachtree City look like those in Fayette County: the typical year built is 1993.

There are fewer big homes in Peachtree City than in Fayette County: 78% have 3 bedrooms or more, against 85%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,512 a month

Fayette County: $2,322 a month

Without a mortgage

$688 a month

Fayette County: $647 a month

Owners with a mortgage

67%

Fayette County: 68%

Owning costs more in Peachtree City: with a mortgage, the typical cost is $2,512 a month; in Fayette County, $2,322. Without one, $688.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Peachtree City rose 42%; in Fayette County, it rose 55%.

Rents in Peachtree City rose faster than in Fayette County: 48% since 2015–2019, against 43%.

Here income did not keep up with housing: it rose 13%, while home values changed +42% and rent +48%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePeachtree CityFayette CountyGeorgiaUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate1.2%2.4%3.4%
People per household 2.542.722.622.53
Drive alone 66%72%71%69%
Carpool 4%7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 25%19%16%15%
Other means 4%2%2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.54 on average, against 2.72 in Fayette County.

In Peachtree City, 25% of workers work from home, more than in Fayette County (19%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Peachtree City?

A typical home costs more than the typical income allows

We start with a typical home in Peachtree City, worth $482,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Peachtree City, which is $113,987 a year. For that payment to be 28% of income, a household would need to earn about $170,301 a year.

The calculator's FHA and conventional loan limits are those of all of Fayette County.

Your numbers

Local data
$

Starts at the typical home value in Peachtree City. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,888 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,974

at 7.18% · 30 years

Loan amount
$473,760
Total interest
$681,630
Paid off in
November 2056

Includes $8,148 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,660 a month

  • Tight

    $2,660 to $3,420 a month

  • Hard

    more than $3,420 a month

    Your payment · 42%

Compared with the typical household income in Peachtree City ($113,987 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,974
Principal & interest$3,209
Property tax$350
Home insurance$201
FHA mortgage insurance (MIP)$213

You need at least $16,888 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Peachtree City and Fayette County

Peachtree City is in Fayette County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Peachtree City's own numbers

Typical home value
$482,500
Typical monthly rent
$2,086
Typical yearly household income
$113,987
Households that own their home
72%
Effective property tax rate
0.87%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Fayette County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
1.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fayette County.

Everything about Fayette County

Buying

Buying a home in Peachtree City

A typical home in Peachtree City is worth $482,500: 11% above the county and 59% above Georgia. With the typical household income in Peachtree City ($113,987 a year), a typical home costs 4.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Peachtree City 4.2 years
  • Fayette 3.9 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Fayette County

According to FHFA’s house price index, home prices in Fayette County rose 101% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Fayette County.

Period County Georgia U.S.
Last year (2025) +0.8% +2.2% +2.9%
5 years (2020–2025) +55% +58% +47%
10 years (2015–2025) +101% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Peachtree City next to Fayette County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Peachtree City $482,500
  • Fayette $436,400
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Peachtree City $2,086
  • Fayette $1,898
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Peachtree City $113,987
  • Fayette $111,978
  • Georgia $77,353
  • United States $80,734
See the full table
Peachtree City next to Fayette County and Georgia
Measure Peachtree City Fayette County Georgia U.S.
Typical home value $482,500 $436,400 $303,300 $332,700
Typical monthly rent $2,086 $1,898 $1,393 $1,413
Typical yearly household income $113,987 $111,978 $77,353 $80,734
Households that own their home 72% 80% 66% 65%
Typical yearly property tax $4,212 $3,285 $2,341 $3,119
Effective property tax rate 0.87% 0.75% 0.77% 0.94%
Renters with high rent for their income 62% 59% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fayette County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Peachtree City

For a typical $482,500 home in Peachtree City, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Peachtree City's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,974a month

    Least cash to close
    Down payment
    $16,888
    Cash to close
    $31,363
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $213

  • Conventional, 5% down $3,885a month

    Down payment
    $24,125
    Cash to close
    $38,600
    Rate
    7.18%
    Mortgage insurance
    PMI · $229

  • Conventional, 20% down, no PMI $3,166a month

    Down payment
    $96,500
    Cash to close
    $110,975
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,612a month

    Down payment
    $72,375
    Cash to close
    $86,850
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Peachtree City and for Fayette County.

Property tax

Effective rate in Peachtree City

0.87%of the home’s value each year

$4,212 a year for the typical owner in Peachtree City.

  • Peachtree City 0.87%
  • Fayette 0.75%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Fayette County

FEMA does not publish these numbers by city: they are for all of Fayette County.

Homes in the high-risk zone
1.5%
615
Of those, with NFIP insurance
29%
County Georgia U.S.
Homes in the high-risk zone 1.5% 2% 3.5%
Of those, with NFIP insurance 29% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Peachtree City

Typical rent in Peachtree City is $2,086 a month: 10% above the county. In Peachtree City, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Fayette County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.

HUD fair market rent for all of Fayette County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,554 $29.88 $62,160
1 bedroom $1,619 $31.13 $64,760
2 bedrooms $1,762 $33.88 $70,480
3 bedrooms $2,099 $40.37 $83,960
4 bedrooms $2,493 $47.94 $99,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Peachtree City

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Peachtree City is in ZIP code 30269.

For 2 bedrooms it is $2,170: $408 more than the fair market rent for Fayette County ($1,762).

  • 30269 $2,170$2,590

A ZIP code counts for Peachtree City when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Peachtree City

HUD lists 3 buildings with rents for lower incomes in Peachtree City. These are the largest.

  • Hearthside at Peachtree City 1000 Newgate Rd, Peachtree City 30269 84 homes, 82 low-income · 1 bd: 16 · 2 bd: 80 · In service since 2013
  • Peachtree Villas Apartments 100 Villa Pt, Peachtree City 30269 60 low-income homes · For older adults (770) 487-2454
  • Wisdom Woods Apartments 100 Wisdom Cir, Peachtree City 30269 23 homes, 22 low-income · For families (706) 884-0174

See all 4 buildings in Fayette County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Peachtree City

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Fayette County; none says it serves in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Peachtree City

No down payment, repair or rent-help program on our list is for Peachtree City or Fayette County. The ones below are statewide in Georgia: they work in Peachtree City the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Peachtree City

The HUD-approved agencies closest to the center of Peachtree City, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Veterans Center

    320 Lanier Ave W, Fayetteville · 7 miles away

    Also serves in Creole, French, and other languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (678) 792-8387

  • Nid-Hca Georgia

    4788 Jonesboro Rd, Bldg B, Ste1, Union City · 12 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (678) 735-6550

  • Nid-Hca Atlanta Metro Regional Office

    21 Highway 138 SW, Riverdale · 15 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (770) 472-3756

Every agency in Fayette County All counseling agencies in Georgia

Help in Spanish near Peachtree City

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Peachtree City

HUD lists no housing authority with an office in Fayette County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Georgia Source: HUD

Cities

Other cities in Fayette County

These cities are also in Fayette County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Fayette County Housing in Georgia

Nearby cities

The cities closest to Peachtree City, with the typical home value.

Neighboring counties

If Fayette County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Peachtree City.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Peachtree City

Short answers with the numbers for Peachtree City and all of Fayette County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Peachtree City?

The typical home value in Peachtree City is $482,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fayette County it is $436,400.

How much does it cost to rent in Peachtree City?

Typical rent in Peachtree City is $2,086 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fayette County is $1,762.

What is the FHA loan limit in Peachtree City?

Peachtree City uses the FHA limit for all of Fayette County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Peachtree City?

The typical homeowner in Peachtree City pays $4,212 a year, according to the U.S. Census Bureau. That is 0.87% of the home’s value; in Fayette County, the rate is 0.75%.

Where can I find free help to buy or rent in Peachtree City?

There is 1 HUD-approved counseling agency with an office in Fayette County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).