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City · 5,741 residents · Butts County, Georgia

Jackson , Georgia

In Jackson, a typical home is worth $168,400 and typical rent is $817 a month. Compared with all of Butts County, typical household income is 33% lower, the typical home value is 30% lower, and the share of households that own their home is 21 points lower.

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  • Typical home value

    $168,400

    30% below the county

    44% below Georgia

    • Jackson
    • Butts
    • Georgia

  • Typical rent

    $817a month

    13% below the county

    41% below Georgia

    • Jackson
    • Butts
    • Georgia

  • Typical household income

    $46,191a year

    33% below the county

    40% below Georgia

    • Jackson
    • Butts
    • Georgia

  • Households that own their home

    53%

    21 points below the county

    13 points below Georgia

    • Jackson
    • Butts
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$282,667
0.7% more than 12 months ago
Typical rent
$1,802 a month
45.8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Jackson is in Butts County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Butts County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Jackson apart

What this place has that others do not, from public data, most unusual first.

  1. 53% of households in Jackson own their home, against 74% in Butts County.

  2. The typical household income in Jackson is $46,191, 33% less than in Butts County as a whole ($69,241).

  3. The typical home in Jackson is worth $168,400, 30% less than in Butts County as a whole ($240,600).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Jackson

What homes there are in Jackson, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Jackson, 7 in 10 homes are single-family detached houses; in Butts County, 8.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,286 a month

Butts County: $1,386 a month

Without a mortgage

$440 a month

Butts County: $497 a month

Owners with a mortgage

59%

Butts County: 57%

In Jackson, 59% of owners have a mortgage, and their typical cost is $1,286 a month, against $1,386 in Butts County. Without one it drops to $440.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Jackson rose 41% since 2015–2019, less than in Butts County (81%).

Since 2015–2019, the typical rent in Jackson did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureJacksonButts CountyGeorgiaUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.4%3.4%
People per household 2.672.692.622.53
Drive alone 75%80%71%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home Unreliable estimate11%16%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

A household in Jackson has 2.67 people on average, about the same as in Butts County (2.69).

To get to work, 75% of workers in Jackson drive alone; in Butts County, 80%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Jackson?

A typical home costs more than the typical income allows

We start with a typical home in Jackson, worth $168,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Jackson, which is $46,191 a year. For that payment to be 28% of income, a household would need to earn about $59,979 a year.

The calculator's FHA and conventional loan limits are those of all of Butts County.

Your numbers

Local data
$

Starts at the typical home value in Jackson. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,894 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,400

at 7.18% · 30 years

Loan amount
$165,350
Total interest
$237,900
Paid off in
November 2056

Includes $2,844 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,078 a month

  • Tight

    $1,078 to $1,386 a month

  • Hard

    more than $1,386 a month

    Your payment · 36%

Compared with the typical household income in Jackson ($46,191 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,400
Principal & interest$1,120
Property tax$135
Home insurance$70
FHA mortgage insurance (MIP)$74

You need at least $5,894 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Jackson and Butts County

Jackson is in Butts County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Jackson's own numbers

Typical home value
$168,400
Typical monthly rent
$817
Typical yearly household income
$46,191
Households that own their home
53%
Effective property tax rate
0.96%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Butts County

FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,002
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
2.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Butts County.

Everything about Butts County

Buying

Buying a home in Jackson

A typical home in Jackson is worth $168,400: 30% below the county and 44% below Georgia. With the typical household income in Jackson ($46,191 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Jackson 3.6 years
  • Butts 3.5 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Butts County

According to FHFA’s house price index, home prices in Butts County rose 116% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Butts County.

Period County Georgia U.S.
Last year (2025) −3.3% +2.2% +2.9%
5 years (2020–2025) +62% +58% +47%
10 years (2015–2025) +116% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Jackson next to Butts County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Jackson $168,400
  • Butts $240,600
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Jackson $817
  • Butts $941
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Jackson $46,191
  • Butts $69,241
  • Georgia $77,353
  • United States $80,734
See the full table
Jackson next to Butts County and Georgia
Measure Jackson Butts County Georgia U.S.
Typical home value $168,400 $240,600 $303,300 $332,700
Typical monthly rent $817 $941 $1,393 $1,413
Typical yearly household income $46,191 $69,241 $77,353 $80,734
Households that own their home 53% 74% 66% 65%
Typical yearly property tax $1,616 $1,976 $2,341 $3,119
Effective property tax rate 0.96% 0.82% 0.77% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Butts County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Jackson

For a typical $168,400 home in Jackson, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jackson's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,400a month

    Least cash to close
    Down payment
    $5,894
    Cash to close
    $10,946
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $74

  • Conventional, 5% down $1,369a month

    Down payment
    $8,420
    Cash to close
    $13,472
    Rate
    7.18%
    Mortgage insurance
    PMI · $80

  • Conventional, 20% down, no PMI $1,118a month

    Down payment
    $33,680
    Cash to close
    $38,732
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,273a month

    Down payment
    $25,260
    Cash to close
    $30,312
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Jackson and for Butts County.

Property tax

Effective rate in Jackson

0.96%of the home’s value each year

$1,616 a year for the typical owner in Jackson.

  • Jackson 0.96%
  • Butts 0.82%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Butts County

FEMA does not publish these numbers by city: they are for all of Butts County.

Homes in the high-risk zone
2.8%
263
Of those, with NFIP insurance
32%
County Georgia U.S.
Homes in the high-risk zone 2.8% 2% 3.5%
Of those, with NFIP insurance 32% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Jackson

Typical rent in Jackson is $817 a month: 13% below the county.

HUD publishes a fair market rent for all of Butts County, by unit size. To pay the 2-bedroom one ($1,002 a month) without spending more than 30% of your income, you would need to earn $19.27 an hour working full time.

HUD fair market rent for all of Butts County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $884 $17.00 $35,360
1 bedroom $920 $17.69 $36,800
2 bedrooms $1,002 $19.27 $40,080
3 bedrooms $1,376 $26.46 $55,040
4 bedrooms $1,675 $32.21 $67,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Jackson

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jackson is in ZIP code 30233.

For 2 bedrooms it is $1,030: $28 more than the fair market rent for Butts County ($1,002).

  • 30233 $1,030$1,390

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jackson when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Jackson

HUD lists 6 buildings with rents for lower incomes in Jackson. These are the largest.

  • Mallet Park 379 Mallet St, Jackson 30233 89 low-income homes · Run by Housing Authority of the City of Jackson · Average payment: $376 a month · Average wait: 22 months (770) 358-3935
  • Heritage Apartments 812 Brownlee Rd, Jackson 30233 51 low-income homes · In service since 2003
  • Brook Point 157 Pulliam Dr, Jackson 30233 50 low-income homes · In service since 1991
  • Magnolia Grove 336 April Ln, Jackson 30233 33 low-income homes · For older adults (770) 504-9286
  • Pepperton Villas 127 Harper St, Jackson 30233 28 low-income homes · In service since 1994

See all 6 buildings in Butts County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Jackson

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Butts County. The nearest ones are below; many serve by phone or online.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Jackson

No down payment, repair or rent-help program on our list is for Jackson or Butts County. The ones below are statewide in Georgia: they work in Jackson the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Jackson

The HUD-approved agencies closest to the center of Jackson, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Homeowners Employment Corporation

    1500 Klondike Rd SW, Conyers · 26 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    404-492-6554-503

  • Nid-Hca Atlanta Metro Regional Office

    21 Highway 138 SW, Riverdale · 30 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (770) 472-3756

  • Veterans Center

    320 Lanier Ave W, Fayetteville · 30 miles away

    Also serves in Creole, French, and other languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (678) 792-8387

All counseling agencies in Georgia

Help in Spanish near Jackson

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Jackson

HUD’s record names them for Jackson or Butts County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Jackson Public housing (770) 358-3935

All housing agencies in Georgia Source: HUD

Cities

Nearby cities

The cities closest to Jackson, with the typical home value.

Everything about Butts County Housing in Georgia

Neighboring counties

If Butts County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Jackson.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Jackson

Short answers with the numbers for Jackson and all of Butts County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Jackson?

The typical home value in Jackson is $168,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Butts County it is $240,600.

How much does it cost to rent in Jackson?

Typical rent in Jackson is $817 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Butts County is $1,002.

What is the FHA loan limit in Jackson?

Jackson uses the FHA limit for all of Butts County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.

How much property tax do owners pay in Jackson?

The typical homeowner in Jackson pays $1,616 a year, according to the U.S. Census Bureau. That is 0.96% of the home’s value; in Butts County, the rate is 0.82%.

Where can I find free help to buy or rent in Jackson?

We found no HUD-approved counseling agencies with an office in Butts County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).