In Barnesville, a typical home is worth $176,500 and typical rent is $846 a month. Compared with all of Lamar County, the typical home value is 18% lower, typical household income is 14% lower, and the share of households that own their home is 26 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $182,976 to $256,855.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Barnesville is in Lamar County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lamar County. See the county
What this place has that others do not, from public data, most unusual first.
1
Barnesville has the smallest share of rent-burdened renters of the 157 cities in Georgia with more than 5,000 people: 28%.
2
49% of households in Barnesville own their home, against 76% in Lamar County.
3
According to Zillow, in the 12 months to September 2026 the typical home value in Barnesville rose 4.7%; in Georgia, it fell 0.6%.
4
The typical home in Barnesville is worth $176,500,18% less than in Lamar County as a whole ($216,500).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Barnesville
What homes there are in Barnesville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Barnesville
Lamar County
Georgia
United States
Kind of home: Barnesville and its comparisons
Measure
Barnesville
Lamar County
Georgia
United States
Detached house
72%
73%
66%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
15%
5%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
16%
19%
Mobile home
Unreliable estimate
17%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Barnesville, 7 in 10 homes are single-family detached houses, about the same as in Lamar County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Barnesville
Lamar County
Georgia
United States
Year built: Barnesville and its comparisons
Measure
Barnesville
Lamar County
Georgia
United States
Before 1960
31%
17%
12%
26%
1960–1979
31%
26%
20%
24%
1980–1999
24%
29%
33%
25%
2000–2009
14%
21%
21%
14%
2010 or later
Unreliable estimate
7%
14%
11%
In Barnesville, half of the homes were built before 1973; in Lamar County, before 1988.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K36%
$200K–$300K25%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Barnesville and its comparisons
Measure
Barnesville
Under $100K
Unreliable estimate
$100K–$200K
36%
$200K–$300K
25%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99958%
$1,000–$1,49927%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Barnesville and its comparisons
Measure
Barnesville
Under $500
Unreliable estimate
$500–$999
58%
$1,000–$1,499
27%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,166 a month
Lamar County: $1,469 a month
Without a mortgage
$569 a month
Lamar County: $526 a month
Owners with a mortgage
56%
Lamar County: 55%
In Barnesville, 56% of owners have a mortgage, and their typical cost is $1,166 a month, against $1,469 in Lamar County. Without one it drops to $569.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
BarnesvilleNo clear change
Lamar County+49%
Georgia+72%
United States+53%
Typical rent
Barnesville+29%
Lamar County+24%
Georgia+39%
United States+33%
Typical household income
Barnesville+110%
Lamar County+50%
Georgia+32%
United States+29%
Change since 2015–2019: Barnesville and its comparisons
Measure
Barnesville
Lamar County
Georgia
United States
Typical home value
No clear change
+49%
+72%
+53%
Typical rent
+29%
+24%
+39%
+33%
Typical household income
+110%
+50%
+32%
+29%
The typical home value in Barnesville stayed about the same since 2015–2019: the Census sees no clear change.
Since 2015–2019, the typical rent in Barnesville rose 29%, more than in Lamar County (24%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Barnesville and its comparisons
Measure
Barnesville
Lamar County
Georgia
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.4%
3.4%
People per household
2.35
2.60
2.62
2.53
Drive alone
85%
83%
71%
69%
Carpool
9%
9%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
1%
3%
Work from home
Unreliable estimate
6%
16%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.35 on average, against 2.60 in Lamar County.
In Barnesville, 85% of workers drive alone to work; in Lamar County, 83%.
Do the math
What would you pay each month for a home in Barnesville?
A typical home is tight for the typical income
We start with a typical home in Barnesville, worth $176,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Barnesville, which is $57,411 a year. For that payment to be 28% of income, a household would need to earn about $62,486 a year.
The calculator's FHA and conventional loan limits are those of all of Lamar County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Barnesville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,178 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,458
at 7.18% · 30 years
Loan amount
$173,303
Total interest
$249,342
Paid off in
November 2056
Includes $2,981 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,340 a month
Tight
$1,340 to $1,722 a month
Your payment · 30%
Hard
more than $1,722 a month
Compared with the typical household income in Barnesville ($57,411 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,174
Property tax
$132
Home insurance
$74
FHA mortgage insurance (MIP)
$78
You need at least $6,178 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,458; principal and interest $1,174.
The city and its county
Barnesville and Lamar County
Barnesville is in Lamar County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Barnesville
Map of Lamar County, Georgia, with Barnesville marked. Around it, the neighboring counties.
Barnesville
Lamar County
Other cities with a page
Barnesville's own numbers
Typical home value
$176,500
Typical monthly rent
$846
Typical yearly household income
$57,411
Households that own their home
49%
Effective property tax rate
0.9%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Lamar County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,002
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lamar County.
A typical home in Barnesville is worth $176,500: 18% below the county and 42% below Georgia. With the typical household income in Barnesville ($57,411 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Barnesville3.1 years
Lamar3.2 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Lamar County
According to FHFA’s house price index, home prices in Lamar County rose 120% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Lamar County.
Yearly change in FHFA’s price index in Lamar County, 2016 to 2025
2016: +3.8% +3.8% 2016
2017: +10.2% +10.2% 2017
2018: +4.3% +4.3% 2018
2019: +7.8% +7.8% 2019
2020: +5.4% +5.4% 2020
2021: +15.6% +15.6% 2021
2022: +18.4% +18.4% 2022
2023: +11.7% +11.7% 2023
2024: +8.3% +8.3% 2024
2025: −1.9% −1.9% 2025
Change in FHFA’s price index in Lamar County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
−1.9%
+2.2%
+2.9%
5 years (2020–2025)
+62%
+58%
+47%
10 years (2015–2025)
+120%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Barnesville next to Lamar County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Barnesville$176,500
Lamar$216,500
Georgia$303,300
United States$332,700
Typical monthly rent
Barnesville$846
Lamar$878
Georgia$1,393
United States$1,413
Typical yearly household income
Barnesville$57,411
Lamar$67,062
Georgia$77,353
United States$80,734
See the full table
Barnesville next to Lamar County and Georgia
Measure
Barnesville
Lamar County
Georgia
U.S.
Typical home value
$176,500 ▼18% below the county
$216,500
$303,300
$332,700
Typical monthly rent
$846 ▼4% below the county
$878
$1,393
$1,413
Typical yearly household income
$57,411 ▼14% below the county
$67,062
$77,353
$80,734
Households that own their home
49% ▼26 points below the county
76%
66%
65%
Typical yearly property tax
$1,594 ▼14% below the county
$1,864
$2,341
$3,119
Effective property tax rate
0.9% ▲0.04 points above the county
0.86%
0.77%
0.94%
Renters with high rent for their income
28% ▼1 points below the county
29%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lamar County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Barnesville
For a typical $176,500 home in Barnesville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Barnesville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,458a month
Least cash to close
Down payment
$6,178
Cash to close
$11,473
Rate
7.18%
Mortgage insurance
FHA MIP · $78
Conventional, 5% down$1,426a month
Down payment
$8,825
Cash to close
$14,120
Rate
7.18%
Mortgage insurance
PMI · $84
Conventional, 20% down, no PMI$1,162a month
Down payment
$35,300
Cash to close
$40,595
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,326a month
Down payment
$26,475
Cash to close
$31,770
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Barnesville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,458
$6,178
$173,303
7.18%
FHA MIP · $78
$11,473
580
Conventional, 5% down
$1,426
$8,825
$167,675
7.18%
PMI · $84
$14,120
620*
Conventional, 20% down, no PMI
$1,162
$35,300
$141,200
7.18%
None
$40,595
620*
ITIN, 15% down (example)
$1,326
$26,475
$150,025
8.18%
None
$31,770
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Barnesville is $846 a month: 4% below the county. In Barnesville, 28% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Lamar County, by unit size. To pay the 2-bedroom one ($1,002 a month) without spending more than 30% of your income, you would need to earn $19.27 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Lamar County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$790
$15.19
$31,600
1 bedroom
$795
$15.29
$31,800
2 bedrooms
$1,002
$19.27
$40,080
3 bedrooms
$1,387
$26.67
$55,480
4 bedrooms
$1,451
$27.90
$58,040
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Barnesville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Barnesville is in ZIP code 30204.
For 2 bedrooms it is $1,060: $58 more than the fair market rent for Lamar County ($1,002).
Fair market rent by ZIP code and size in Barnesville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
30204
$890
$950
$1,060
$1,390
$1,510
ZIP code2 bd3 bd
30204 $1,060$1,390
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Barnesville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 4 buildings with rents for lower incomes in Barnesville. These are the largest.
Hillside Homes408 Woodall St, Barnesville 30204132 low-income homes · Run by Housing Authority of the City of Barnesville · Average payment: $354 a month · Average wait: 26 months(770) 358-3935
Towaliga Village Apartments285 Indian Trl, Barnesville 3020472 low-income homes · For older adults(770) 358-3935
Villas on Forsyth101 Virginia Ave, Barnesville 3020442 homes, 33 low-income · In service since 2009
Powell Place200 Ward Dr, Barnesville 302049 low-income homes · In service since 2011
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Lamar County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Barnesville or Lamar County. The ones below are statewide in Georgia: they work in Barnesville the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
No legal help resource on our list is for Barnesville or Lamar County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Barnesville and all of Lamar County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Barnesville?
The typical home value in Barnesville is $176,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lamar County it is $216,500.
How much does it cost to rent in Barnesville?
Typical rent in Barnesville is $846 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lamar County is $1,002.
What is the FHA loan limit in Barnesville?
Barnesville uses the FHA limit for all of Lamar County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Barnesville?
The typical homeowner in Barnesville pays $1,594 a year, according to the U.S. Census Bureau. That is 0.9% of the home’s value; in Lamar County, the rate is 0.86%.
Where can I find free help to buy or rent in Barnesville?
We found no HUD-approved counseling agencies with an office in Lamar County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
