Renting · Section 8
Data from November 2026
Renting in Grady County, Georgia
Grady County has a HUD fair market rent of $1,002 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $779 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $19.27 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,002
- a month, HUD, Fiscal year 2027
- 34% less than in Georgia
- Typical rent
- $779
- a month, Census, Average 2020–2024
- 44% less than in Georgia
- Wage needed
- $19.27
- an hour, 2 bedrooms
- Or $40,080 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 42%
- spend 30% or more of income on rent
- 21% less than in Georgia
Only here
Renting in Grady County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Among the neighboring counties, Baker County has the lowest typical rent ($631), 19% below the $779 in Grady County.
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13% of households in Grady County have no internet at home, against 7% in Georgia.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Grady County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $761 | $14.63 | $30,440 |
| 1 bedroom | $766 | $14.73 | $30,640 |
| 2 bedrooms | $1,002 | $19.27 | $40,080 |
| 3 bedrooms | $1,369 | $26.33 | $54,760 |
| 4 bedrooms | $1,571 | $30.21 | $62,840 |
HUD area: Grady County, GA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 5 ZIP codes in Grady County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,000 in 39897 to $1,080 in 39827. 3 ZIP codes are above the county's fair market rent ($1,002).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 39827 | Grady County, GA | $820 | $830 | $1,080 | $1,480 | $1,690 |
|---|---|---|---|---|---|---|
| 39828 | Grady County, GA | $910 | $950 | $1,040 | $1,370 | $1,570 |
| 39828 | Thomas County, GA | $910 | $950 | $1,040 | $1,370 | $1,570 |
| 39897 | Decatur County, GA | $770 | $770 | $1,000 | $1,370 | $1,570 |
| 39897 | Grady County, GA | $770 | $770 | $1,000 | $1,370 | $1,570 |
- 39827 · Grady County, GA $1,080$1,480
- 39828 · Grady County, GA $1,040$1,370
- 39828 · Thomas County, GA $1,040$1,370
- 39897 · Decatur County, GA $1,000$1,370
- 39897 · Grady County, GA $1,000$1,370
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Grady County, 42% of renter households are in that position; in Georgia, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
42%
of renter households spend 30% or more of their income on rent.
3,426 households rent in Grady County
- Spend half or more of their income 20%
- Spend 30% or more, but less than half 21%
- Spend less than 30% 58%
Compared with the state and the country
- Grady 42%
- Georgia 52%
- United States 51%
Low-income apartments
Low-income apartments in Grady County
HUD lists 11 properties with homes for low-income households in Grady County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 5
- HUD-assisted
- 6
497 homes in all; 341 of them low-income, according to HUD.
- Washington Homes HUD-assisted 224 6th Ave NE, Cairo 39828 179 low-income homes · For families · (229) 377-2065
- JT Pine Forest Tax credit (LIHTC) 480 11th St SW, Cairo 39828 63 low-income homes · 1 bd: 8 · 2 bd: 48 · 3 bd: 7 · In service since 2001
- Kirby Creek Apartments Tax credit (LIHTC) 105 Joyner Rd, Cairo 39828 56 homes, 44 low-income · 1 bd: 8 · 2 bd: 32 · 3 bd: 16 · In service since 2007
- Haven on Broad HUD-assisted 1400 S Broad St, Cairo 39828 17 low-income homes · For older adults · (229) 377-8746
- GIBB Cairo Village HUD-assisted 211 Ridge Ave, Cairo 39828 14 low-income homes · For people with disabilities · (229) 377-4668
- Haven on Broad South HUD-assisted 1400 S Broad St, Cairo 39828 14 low-income homes · For older adults
- Wilson-Weston Village HUD-assisted 295 Waldrop Ave SW, Whigham 39897 6 low-income homes · For families · (229) 377-2065
- Grady County Options HUD-assisted 70 Alton Hall Rd, Cairo 39828 5 homes, 4 low-income · For people with disabilities · (229) 439-7061
- Windwood Villas Apartments Tax credit (LIHTC) 331 Loblolly Ln, Cairo 39828 53 homes · In service since 2012
- Hunter's Glen Tax credit (LIHTC) 340 6th Ave NE, Cairo 39828 48 homes · In service since 2004
- Village at Wedgewood Tax credit (LIHTC) 307 17th Ave NW, Cairo 39827 42 homes · 1 bd: 16 · 2 bd: 17 · In service since 2009
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Grady County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Grady County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $16,450 | $27,400 | $43,800 |
| 2 people | $21,640 | $31,300 | $50,050 |
| 3 people | $27,320 | $35,200 | $56,300 |
| 4 people | $33,000 | $39,100 | $62,550 |
| 5 people | $38,680 | $42,250 | $67,600 |
| 6 people | $44,360 | $45,400 | $72,600 |
| 7 people | $48,500 | $48,500 | $77,600 |
| 8 people | $51,650 | $51,650 | $82,600 |
Area median income: $78,200. HUD income limits by family size, Fiscal year 2026. Area: Grady County, GA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $685 – $837
- 1 bedroom $689 – $843
- 2 bedrooms $902 – $1,102
- 3 bedrooms $1,232 – $1,506
- 4 bedrooms $1,414 – $1,728
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of the City of Cairo Public housing (229) 377-2065 Housing Authority of the City of Cairo: cairoha@windstream.net
Housing agencies in Georgia Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Georgia
What Georgia law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 2 months of rent
- O.C.G.A. §44-7-30.1
- When must they return my deposit?
- 30 days
- O.C.G.A. §44-7-34
- If I fall behind on rent, what notice must I get?
- 3 business days
- O.C.G.A. §44-7-50(a)
- How much notice ends a month-to-month rental?
- 60 days
- O.C.G.A. §44-7-7
- Only a court order can remove youO.C.G.A. §44-7-14.1; §44-7-50 et seq.
- Protection from retaliationO.C.G.A. §44-7-24
Help
Where to get help with rent in Grady County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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City of Albany, Georgia
230 S Jackson St Ste 315, Albany · 49 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
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Nid-Hca Albany (FLETCHER)
230 S Jackson St Ste 154, Albany · 49 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
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Family Visions Outreach, Inc.
601 West Price St., Sylvester · 51 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
Rental assistance programs
The ones that serve in Grady County or the whole state, with what each page says about being open.
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Low Income Home Energy Assistance Program (LIHEAP)
Run by Georgia Department of Human Services, Division of Family & Children Services (DFCS)
Help from the federal LIHEAP program in Georgia to pay the home energy bill, through your county's community action agency
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Grady County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Georgia, the average home bill was $151 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,004
What you need before you get the keys.
What adds up
- First month
- $1,002
- Security deposit
- $1,002
- Total
- $2,004
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Grady County?
According to HUD (Fiscal year 2027): Studio: $761; 1 bedroom: $766; 2 bedrooms: $1,002; 3 bedrooms: $1,369; 4 bedrooms: $1,571. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Grady County?
Paying the 2-bedroom fair market rent ($1,002) without spending more than 30% of income takes $19.27 an hour full time, or $40,080 a year.
Who qualifies for Section 8 in Grady County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $39,100 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Grady County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $902 and $1,102 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Grady County?
For 2 bedrooms they run from $1,000 in 39897 to $1,080 in 39827. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Grady County?
HUD lists 11 properties with homes for low-income households in Grady County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Grady County?
HUD counts rent as a burden when it reaches 30% of income or more. In Grady County, 42% of renter households are in that position; in Georgia, 52%, and nationwide, 51% (Average 2020–2024, Census).