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Renting · Section 8

Data from November 2026

Renting in Jackson County, Florida

Jackson County has a HUD fair market rent of $962 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $865 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $18.50 an hour, full time.

Figure your move-in cash Section 8 here
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Fair market rent, 2 bedrooms
$962
a month, HUD, Fiscal year 2027
51% less than in Florida
Typical rent
$865
a month, Census, Average 2020–2024
48% less than in Florida
Wage needed
$18.50
an hour, 2 bedrooms
Or $38,480 a year, to spend no more than 30% of income on rent.
Rent-burdened households
53%
spend 30% or more of income on rent
12% less than in Florida

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in Jackson County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. 13% of households in Jackson County have no internet at home, against 6% in Florida.

  2. At $49,149, Jackson County ranks 6th among the 67 counties in Florida for the lowest typical household income.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Jackson County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Jackson County was $1,230 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $724 $13.92 $28,960
1 bedroom $733 $14.10 $29,320
2 bedrooms $962 $18.50 $38,480
3 bedrooms $1,264 $24.31 $50,560
4 bedrooms $1,273 $24.48 $50,920

HUD area: Jackson County, FL. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 18 ZIP codes in Jackson County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $970 in 32420 to $1,150 in 32431. 18 ZIP codes are above the county's fair market rent ($962).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Jackson County, 53% of renter households are in that position; in Florida, 60%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

53%

of renter households spend 30% or more of their income on rent.

4,159 households rent in Jackson County

  • Spend half or more of their income 25%
  • Spend 30% or more, but less than half 28%
  • Spend less than 30% 47%

Compared with the state and the country

  • Jackson 53%
  • Florida 60%
  • United States 51%

Low-income apartments

Low-income apartments in Jackson County

HUD lists 17 properties with homes for low-income households in Jackson County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
11
HUD-assisted
6
public housing
3

938 homes in all; 933 of them low-income, according to HUD.

  • Three Rivers Tax credit (LIHTC) · HUD-assisted 3070 Carters Mill Rd, Marianna 32446 100 low-income homes · 2 bd: 36 · 3 bd: 64 · In service since 2015 · For families · (850) 482-5358
  • Cottondale Village Tax credit (LIHTC) 4052 Old Cottondale Rd, Marianna 32448 82 low-income homes · 1 bd: 20 · 2 bd: 44 · 3 bd: 18 · In service since 2011 · For families
  • Pebble Hill Estates Tax credit (LIHTC) 2817 Brightwell Ave, Marianna 32448 80 low-income homes · 2 bd: 40 · 3 bd: 40 · In service since 2008 · For families
  • Railroad/Orange Hill Par Public housing 2914 Albert St, Marianna 32448 80 low-income homes · Run by Housing Authority of the City of Marianna · Average payment: $417 a month · Average wait: 8 months · (850) 482-3512
  • Hatton House Tax credit (LIHTC) 2045 Third Ave, Sneads 32460 76 homes, 75 low-income · 1 bd: 55 · 2 bd: 21 · In service since 2001
  • Grace Lowe Homes Public housing 5490 College Dr, Graceville 32440 67 homes, 66 low-income · Run by Northwest Florida Regional Housing Authority · Average payment: $386 a month · Average wait: 10 months · Homes at several sites · (850) 263-5303
  • Holly Hill Tax credit (LIHTC) 4414 Holly Hill Dr, Marianna 32448 53 homes, 52 low-income · 1 bd: 12 · 2 bd: 25 · 3 bd: 16 · In service since 2003 · For families
  • Cottondale Village Apartments I HUD-assisted 4052 Old Cottondale Rd, Marianna 32448 50 low-income homes · For families · (850) 526-4062
  • Graceland Manor Tax credit (LIHTC) · HUD-assisted 5445 Brown St, Graceville 32440 50 low-income homes · 1 bd: 12 · 2 bd: 30 · 3 bd: 8 · In service since 2011 · For families · (850) 263-4464
  • Chipola Tax credit (LIHTC) · HUD-assisted 4401 Constitution Ln, Marianna 32448 48 low-income homes · Studio: 6 · 1 bd: 42 · In service since 2019 · For older adults, families · (850) 526-4407
  • Orchard Pointe Tax credit (LIHTC) 4405 Gator Hole Ln, Marianna 32448 48 low-income homes · 1 bd: 8 · 2 bd: 24 · 3 bd: 16 · In service since 2001 · For families
  • John Fulmer/Ridgewood Public housing 5351 11th St, Malone 32445 43 homes, 42 low-income · Run by Northwest Florida Regional Housing Authority · Average payment: $399 a month · Average wait: 12 months · Homes at several sites · (850) 263-5303
  • Gibb Marianna Village HUD-assisted 2933 Milton Ave, Marianna 32448 40 homes, 39 low-income · For people with disabilities · (850) 482-4663
  • Spring Gate Manor Tax credit (LIHTC) 4381 Kent Dr, Marianna 32448 34 low-income homes · In service since 1995 · For families
  • Cottondale Village Apartments II HUD-assisted 4052 Old Cottondale Rd, Marianna 32448 32 low-income homes · For families · (850) 526-4062
  • Graceville Estates Tax credit (LIHTC) 1082 Sanders Ave, Graceville 32440 30 low-income homes · In service since 1993
  • Cedar Creek (cottondale) Tax credit (LIHTC) 3131 Willow St, Cottondale 32431 25 low-income homes · 1 bd: 24 · 2 bd: 1 · In service since 1994 · For families

3 properties have two programs at the same address and appear once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Jackson County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Jackson County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$16,450 $27,400 $43,850
$21,640 $31,350 $50,100
$27,320 $35,250 $56,350
$33,000 $39,150 $62,600
$38,680 $42,250 $67,650
$44,360 $45,400 $72,650
$48,550 $48,550 $77,650
$51,700 $51,700 $82,650

Area median income: $65,000. HUD income limits by family size, Fiscal year 2026. Area: Jackson County, FL. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $652 – $796
  • 1 bedroom $660 – $806
  • 2 bedrooms $866 – $1,058
  • 3 bedrooms $1,138 – $1,390
  • 4 bedrooms $1,146 – $1,400

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Florida Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Florida

What Florida law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
15 days
Fla. Stat. §83.49(3)(a)
If I fall behind on rent, what notice must I get?
3 days
Fla. Stat. §83.56(3)
How much notice ends a month-to-month rental?
30 days
Fla. Stat. §83.57(3)
  • Only a court order can remove youFla. Stat. §83.67(2)
  • Protection from retaliationFla. Stat. §83.64

Help

Where to get help with rent in Jackson County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • University of Florida/Florida Cooperative Extension - Washington County Cooperative Extension Service

    1424 Jackson Ave, Chipley · 20 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 7 more
    (850) 638-6265

  • University of Florida/Florida Cooperative Extension - Holmes County Cooperative Extension Service

    1169 E Highway 90, Bonifay · 27 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 7 more
    (850) 547-1108

  • Tallahassee Urban League, Inc

    923 Old Bainbridge Rd, Tallahassee · 59 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (850) 222-6111

Rental assistance programs

The ones that serve in Jackson County or the whole state, with what each page says about being open.

See every agency in Florida Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Jackson County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Florida, the average home bill was $156 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$1,924

What you need before you get the keys.

What adds up

First month
$962
Security deposit
$962
Total
$1,924

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Jackson County?

According to HUD (Fiscal year 2027): Studio: $724; 1 bedroom: $733; 2 bedrooms: $962; 3 bedrooms: $1,264; 4 bedrooms: $1,273. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Jackson County?

Paying the 2-bedroom fair market rent ($962) without spending more than 30% of income takes $18.50 an hour full time, or $38,480 a year.

Who qualifies for Section 8 in Jackson County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $39,150 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Jackson County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $866 and $1,058 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Jackson County?

For 2 bedrooms they run from $970 in 32420 to $1,150 in 32431. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Jackson County?

HUD lists 17 properties with homes for low-income households in Jackson County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Jackson County?

HUD counts rent as a burden when it reaches 30% of income or more. In Jackson County, 53% of renter households are in that position; in Florida, 60%, and nationwide, 51% (Average 2020–2024, Census).