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Renting · Section 8

Data from November 2026

Renting in Collier County, Florida

Collier County has a HUD fair market rent of $2,036 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,862 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $39.15 an hour, full time.

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Fair market rent, 2 bedrooms
$2,036
a month, HUD, Fiscal year 2027
4% more than in Florida
Typical rent
$1,862
a month, Census, Average 2020–2024
12% more than in Florida
Wage needed
$39.15
an hour, 2 bedrooms
Or $81,440 a year, to spend no more than 30% of income on rent.
Rent-burdened households
63%
spend 30% or more of income on rent
5% more than in Florida

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in Collier County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Glades County, the typical rent is $886: 52% less than in Collier County ($1,862).

  2. At $90,045, Collier County ranks 3rd among the 67 counties in Florida for the highest typical household income.

  3. At $1,862, Collier County ranks 5th among the 67 counties in Florida for the highest typical rent.

  4. Collier County has the 7th largest share of rent-burdened renters of the 66 counties in Florida with this figure (63%).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Collier County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Collier County was $2,607 a month in September 2026: 2.2% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,418 $27.27 $56,720
1 bedroom $1,870 $35.96 $74,800
2 bedrooms $2,036 $39.15 $81,440
3 bedrooms $2,584 $49.69 $103,360
4 bedrooms $2,815 $54.13 $112,600

HUD area: Naples-Marco Island, FL MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 27 ZIP codes in Collier County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,790 in 34142 to $2,490 in 34120. 19 ZIP codes are above the county's fair market rent ($2,036).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Collier County, 63% of renter households are in that position; in Florida, 60%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

63%

of renter households spend 30% or more of their income on rent.

38,817 households rent in Collier County

  • Spend half or more of their income 35%
  • Spend 30% or more, but less than half 29%
  • Spend less than 30% 37%

Compared with the state and the country

  • Collier 63%
  • Florida 60%
  • United States 51%

Low-income apartments

Low-income apartments in Collier County

HUD lists 32 properties with homes for low-income households in Collier County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
27
HUD-assisted
6

4,236 homes in all; 4,013 of them low-income, according to HUD.

  • Tuscan Isle Tax credit (LIHTC) 8650 Weir Dr, Naples 34104 298 low-income homes · 1 bd: 70 · 2 bd: 168 · 3 bd: 60 · In service since 2004
  • Summer Lakes II Tax credit (LIHTC) 5600 Jonquil Cir, Naples 34109 276 low-income homes · 1 bd: 12 · 2 bd: 112 · 3 bd: 152 · In service since 2007 · For families
  • Noah's Landing Tax credit (LIHTC) 10555 Noahs Cir, Naples 34116 264 homes, 262 low-income · 1 bd: 44 · 2 bd: 124 · 3 bd: 96 · In service since 2003 · For families
  • Goodlette Arms HUD-assisted 950 Goodlette Rd, Naples 34102 250 homes, 242 low-income · For older adults · (239) 262-3229
  • Whistler's Cove Tax credit (LIHTC) 11420 Whistlers Cove Cir, Naples 34113 240 homes, 237 low-income · 1 bd: 24 · 2 bd: 216 · In service since 2000
  • Villas of Capri Tax credit (LIHTC) 7725 Tara Cir, Naples 34104 235 low-income homes · 1 bd: 31 · 2 bd: 96 · 3 bd: 108 · In service since 1997 · For families
  • College Park Tax credit (LIHTC) 6435 College Park Cir, Naples 34113 210 low-income homes · 2 bd: 210 · In service since 1991
  • Brittany Bay II Tax credit (LIHTC) 14925 Lighthouse Rd, Naples 34119 208 low-income homes · 1 bd: 48 · 2 bd: 96 · 3 bd: 48 · 4 bd: 16 · In service since 2003 · For families
  • Brittany Bay Tax credit (LIHTC) 14820 Triangle Bay Dr, Naples 34119 182 low-income homes · 1 bd: 32 · 2 bd: 96 · 3 bd: 38 · 4 bd: 16 · In service since 2002 · For families
  • Ospreys Landing Tax credit (LIHTC) 100 Ospreys Lndg, Naples 34104 176 low-income homes · 1 bd: 16 · 2 bd: 96 · 3 bd: 64 · In service since 1995 · For families
  • Whistler's Green Tax credit (LIHTC) 4700 Whistlers Green Cir, Naples 34116 168 low-income homes · 1 bd: 32 · 2 bd: 80 · 3 bd: 56 · In service since 2000 · For families
  • Oakhaven Apts Tax credit (LIHTC) 580 Oakhaven Cir, Immokalee 34142 160 low-income homes · 2 bd: 40 · 3 bd: 120 · In service since 1993 · For families
  • Saddlebrook Village Tax credit (LIHTC) 8625 Saddlebrook Cir, Naples 34104 140 low-income homes · 2 bd: 116 · 3 bd: 24 · In service since 2000
  • Summer Lakes Tax credit (LIHTC) 5520 Jonquil LN, Naples 34109 140 low-income homes · 2 bd: 70 · 3 bd: 70 · In service since 2004 · For families
  • Bear Creek - Naples Tax credit (LIHTC) 2367 Bear Creek Dr, Naples 34109 120 low-income homes · 2 bd: 72 · 3 bd: 48 · In service since 1995 · For families
  • Windsong Club Tax credit (LIHTC) 11086 Windsong Cir, Naples 34109 120 low-income homes · 1 bd: 32 · 2 bd: 64 · 3 bd: 24 · In service since 1993 · For families
  • Wild Pines of Naples II Tax credit (LIHTC) 2580 Wild Pines Ln, Naples 34112 104 low-income homes · 1 bd: 104 · In service since 2001 · For families
  • Immokalee Apts HUD-assisted 601 W Delaware Ave, Immokalee 34142 100 low-income homes · For families · (239) 657-6185
  • Crestview Park II Tax credit (LIHTC) 715 Crestview Dr, Immokalee 34142 96 low-income homes · 2 bd: 48 · 3 bd: 48 · In service since 2008 · For families
  • Laurel Ridge Tax credit (LIHTC) 5460 Laurel Ridge Ln, Naples 34116 78 low-income homes · 3 bd: 78 · In service since 1994 · For families
  • Jasmine Cay Tax credit (LIHTC) 100 Jasmine Cir, Naples 34102 72 low-income homes · 2 bd: 64 · 3 bd: 8 · In service since 1995 · For families
  • George Washington Carver Tax credit (LIHTC) · HUD-assisted 350 10th St N, Naples 34102 70 low-income homes · 1 bd: 12 · 2 bd: 36 · 3 bd: 22 · In service since 2006 · For families · (239) 261-4595
  • Garden Lake of Immokolee Tax credit (LIHTC) 1022 Garden Lake Cir, Immokalee 34142 65 low-income homes
  • Eden Gardens Tax credit (LIHTC) 1375 Boxwood Dr, Immokalee 34142 51 low-income homes · 2 bd: 23 · 3 bd: 20 · 4 bd: 8 · In service since 2009
  • Summer Glen Tax credit (LIHTC) 1012 Summer Glen Blvd, Immokalee 34142 45 low-income homes · 1 bd: 40 · 2 bd: 5 · In service since 1993 · For families
  • Sanders Pines Tax credit (LIHTC) 2411 Sanders Pine Cir, Immokalee 34142 40 low-income homes · 2 bd: 16 · 3 bd: 24 · In service since 1992 · For families
  • Cypress Run HUD-assisted 550 Hope Cir, Immokalee 34142 40 homes, 39 low-income · For older adults · (239) 657-9032
  • Timber Ridge of Immokalee Tax credit (LIHTC) 2711 Wilton Ct, Immokalee 34142 34 low-income homes · 3 bd: 26 · 4 bd: 8 · In service since 1996 · For families
  • Bromelia Place Tax credit (LIHTC) 612 N 11th St, Immokalee 34142 30 low-income homes · In service since 2007 · For older adults, families
  • Collier Housing Alternatives HUD-assisted 4211 Thomasson Ln, Naples 34112 10 homes, 9 low-income · For people with disabilities · (239) 455-1031
  • Housing Alternatives of SW Florida HUD-assisted 3401 21st Ave SW, Naples 34117 6 low-income homes · For people with disabilities · (239) 793-0332
  • Crestview Park Tax credit (LIHTC) 2903 Lake Trafford Rd, Immokalee 34142 208 homes · 2 bd: 104 · 3 bd: 104 · In service since 2008 · For families

One property has two programs at the same address and appears once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Collier County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Collier County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$25,450 $42,350 $67,800
$29,050 $48,400 $77,450
$32,700 $54,450 $87,150
$36,300 $60,500 $96,800
$39,250 $65,350 $104,550
$44,360 $70,200 $112,300
$50,040 $75,050 $120,050
$55,720 $79,900 $127,800

Area median income: $121,000. HUD income limits by family size, Fiscal year 2026. Area: Naples-Marco Island, FL MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,276 – $1,560
  • 1 bedroom $1,683 – $2,057
  • 2 bedrooms $1,832 – $2,240
  • 3 bedrooms $2,326 – $2,842
  • 4 bedrooms $2,534 – $3,097

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Florida Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Florida

What Florida law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
15 days
Fla. Stat. §83.49(3)(a)
If I fall behind on rent, what notice must I get?
3 days
Fla. Stat. §83.56(3)
How much notice ends a month-to-month rental?
30 days
Fla. Stat. §83.57(3)
  • Only a court order can remove youFla. Stat. §83.67(2)
  • Protection from retaliationFla. Stat. §83.64

Help

Where to get help with rent in Collier County

This HUD-approved agency has an office in Collier County. They counsel for free or at low cost.

  • Housing Development Corporation of SW Florida, Inc.

    3200 Bailey Ln Ste 109, Naples

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (239) 434-2397

Rental assistance programs

The ones that serve in Collier County or the whole state, with what each page says about being open.

See every agency in Florida Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Collier County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Florida, the average home bill was $156 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$4,072

What you need before you get the keys.

What adds up

First month
$2,036
Security deposit
$2,036
Total
$4,072

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Collier County?

According to HUD (Fiscal year 2027): Studio: $1,418; 1 bedroom: $1,870; 2 bedrooms: $2,036; 3 bedrooms: $2,584; 4 bedrooms: $2,815. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Collier County?

Paying the 2-bedroom fair market rent ($2,036) without spending more than 30% of income takes $39.15 an hour full time, or $81,440 a year.

Who qualifies for Section 8 in Collier County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $60,500 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Collier County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,832 and $2,240 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Collier County?

For 2 bedrooms they run from $1,790 in 34142 to $2,490 in 34120. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Collier County?

HUD lists 32 properties with homes for low-income households in Collier County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Collier County?

HUD counts rent as a burden when it reaches 30% of income or more. In Collier County, 63% of renter households are in that position; in Florida, 60%, and nationwide, 51% (Average 2020–2024, Census).