Renting · Section 8
Data from November 2026
Renting in Northwest Hills Planning Region, Connecticut
Northwest Hills Planning Region has a HUD fair market rent of $1,560 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,193 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $30.00 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,560
- a month, HUD, Fiscal year 2027
- 23% less than in Connecticut
- Typical rent
- $1,193
- a month, Census, Average 2020–2024
- 20% less than in Connecticut
- Wage needed
- $30.00
- an hour, 2 bedrooms
- Or $62,400 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 44%
- spend 30% or more of income on rent
- 16% less than in Connecticut
Only here
Renting in Northwest Hills Planning Region: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Northwest Hills Planning Region has the lowest typical rent in its area: $1,193, less than any of its 6 neighboring places; next is Naugatuck Valley Planning Region ($1,330).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Northwest Hills Planning Region. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,086 | $20.88 | $43,440 |
| 1 bedroom | $1,280 | $24.62 | $51,200 |
| 2 bedrooms | $1,560 | $30.00 | $62,400 |
| 3 bedrooms | $2,061 | $39.63 | $82,440 |
| 4 bedrooms | $2,359 | $45.37 | $94,360 |
HUD area: Northwest Hills Planning Region, CT. Source: HUD, Fiscal year 2027
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Northwest Hills Planning Region, 44% of renter households are in that position; in Connecticut, 53%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
44%
of renter households spend 30% or more of their income on rent.
11,342 households rent in Northwest Hills Planning Region
- Spend half or more of their income 26%
- Spend 30% or more, but less than half 18%
- Spend less than 30% 56%
Compared with the state and the country
- Northwest Hills 44%
- Connecticut 53%
- United States 51%
Low-income apartments
Low-income apartments in Northwest Hills Planning Region
HUD lists 30 properties with homes for low-income households in Northwest Hills Planning Region: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 9
- HUD-assisted
- 14
- public housing
- 7
1,602 homes in all; 1,514 of them low-income, according to HUD.
- Torrington Towers Public housing Torrington 06790 200 low-income homes · Run by Torrington Housing Authority · Average payment: $442 a month · Average wait: 17 months · (860) 482-3581
- Woodland Hills Apts Tax credit (LIHTC) 330 Highland Ave, Torrington 176 low-income homes · 1 bd: 24 · 2 bd: 108 · 3 bd: 44 · In service since 2004 · For families
- Woodland Hills Apts HUD-assisted 330 Highland Ave, Torrington 06790 176 low-income homes · For families · (860) 496-1606
- Michael R. Koury Terrace Public housing Torrington 06790 100 low-income homes · Run by Torrington Housing Authority · Average payment: $463 a month · Average wait: 27 months · (860) 482-3581
- Chestnut Grove Apts Public housing 80 Chestnut St, Winsted 06098 80 low-income homes · Run by Winchester Housing Authority · Average payment: $452 a month · Average wait: 7 months · (860) 379-4573
- Torringford West HUD-assisted 356 Torringford West St, Torrington 06790 79 low-income homes · For older adults · (860) 489-7328
- Torringford West Apartments Tax credit (LIHTC) 356 Torringford West St, Torrington 78 low-income homes · 1 bd: 78 · In service since 2013 · For older adults
- Northside Terraces aka Graham Village HUD-assisted 4 Terrace Dr, Torrington 06790 92 homes, 72 low-income · For families · (860) 482-4707
- Northside Terraces Tax credit (LIHTC) 4 Terrace Dr, Torrington 91 homes, 59 low-income · 1 bd: 12 · 2 bd: 59 · 3 bd: 20 · In service since 1996
- Laurel Acres Public housing 523 Torringford West St, Torrington 06790 56 low-income homes · Run by Torrington Housing Authority · Average payment: $514 a month · Average wait: 27 months · (860) 482-3581
- Glen Tax credit (LIHTC) 130 Willow St, Winsted 48 low-income homes · 1 bd: 33 · 2 bd: 15
- Laurel Commons LP Tax credit (LIHTC) 75 Gay St, Winsted 44 low-income homes · 1 bd: 15 · 2 bd: 28 · 3 bd: 1 · In service since 2004 · For older adults
- Y House Tax credit (LIHTC) 259 Prospect St, Torrington 42 low-income homes · Studio: 42 · In service since 2000
- Willow Gardens Public housing 52 Willow St, Torrington 06790 39 low-income homes · Run by Torrington Housing Authority · Average payment: $561 a month · (860) 482-3581
- Station Place Apts HUD-assisted 103-2 Whitford CT, Canaan 06018 37 low-income homes · For families · (860) 824-7979
- Thompson Heights Public housing 301 Litchfield St, Torrington 06790 35 low-income homes · Run by Torrington Housing Authority · Average payment: $489 a month · Average wait: 21 months · (860) 482-3581
- Greenwoods Garden Public housing 11 Greenwoods Ave, Winsted 06098 26 low-income homes · Run by Winchester Housing Authority · Average payment: $488 a month · Average wait: 37 months · (860) 379-4573
- Beckley House HUD-assisted 85 S Canaan Rd, Canaan 06018 24 low-income homes · For older adults · (860) 824-7884
- South Common Tax credit (LIHTC) 22 S Commons, Kent 24 low-income homes · 1 bd: 8 · 2 bd: 10 · 3 bd: 6 · In service since 2003 · For older adults, people with disabilities, families
- Susan M.B. Perry Senior Hsg HUD-assisted 115 Spencer St, Winsted 06098 20 low-income homes · For older adults · (860) 951-9411
- Bernhardt Meadow HUD-assisted 19 Bernhardt Meadow Ln, Roxbury 06783 18 low-income homes · For older adults · (860) 355-3017
- Burlington GP Home HUD-assisted 8 Carriage Dr, Burlington 06013 18 low-income homes · For people with disabilities · (860) 242-2274
- Hartland Group Homes HUD-assisted 47 Old Town Rd, East Hartland 06027 12 low-income homes · For people with disabilities · (860) 242-2274
- Norfolk Senior Housing: Meadowbrook HUD-assisted 9 Shepard Rd, Norfolk 06058 28 homes, 11 low-income · For older adults · (860) 542-5470
- Beckley House Expansion at Geer HUD-assisted 85 S Canaan Rd, Canaan 06018 10 low-income homes · For older adults · (860) 824-7884
- Bonney Brook HUD-assisted 33 Kent Rd S, Cornwall Bridge 06754 10 low-income homes · For older adults · (203) 230-4809
- 26 & 30 Maud Street Tax credit (LIHTC) 26 Maud St, Torrington 6 low-income homes · In service since 1988
- Harwinton Group Home HUD-assisted 181 Hill Rd, Harwinton 06791 6 low-income homes · For people with disabilities · (860) 242-2274
- Templeton Farms HUD-assisted 16 Swifts Ln, Kent 06757 24 homes, 5 low-income · For older adults · (860) 927-4000
- Wisell House Tax credit (LIHTC) 541 Main St, Torrington 3 low-income homes · In service since 1993
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Northwest Hills Planning Region
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Northwest Hills Planning Region. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $26,150 | $43,600 | $69,750 |
| 2 people | $29,900 | $49,800 | $79,700 |
| 3 people | $33,650 | $56,050 | $89,650 |
| 4 people | $37,350 | $62,250 | $99,600 |
| 5 people | $40,350 | $67,250 | $107,600 |
| 6 people | $44,360 | $72,250 | $115,550 |
| 7 people | $50,040 | $77,200 | $123,550 |
| 8 people | $55,720 | $82,200 | $131,500 |
Area median income: $122,800. HUD income limits by family size, Fiscal year 2026. Area: Northwest Hills Planning Region, CT. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $977 – $1,195
- 1 bedroom $1,152 – $1,408
- 2 bedrooms $1,404 – $1,716
- 3 bedrooms $1,855 – $2,267
- 4 bedrooms $2,123 – $2,595
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Torrington Housing Authority Public housing and Section 8 vouchers · 350 vouchers · 430 public housing units (860) 482-3581 Torrington Housing Authority: csweeney@thact.org
- Winchester Housing Authority Public housing · 106 public housing units (860) 379-4573 Winchester Housing Authority: BETSY@WINCHESTERHOUSING.ORG
Housing agencies in Connecticut Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Connecticut
What Connecticut law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 2 months of rent
- Conn. Gen. Stat. §47a-21(b)
- Only a court order can remove youConn. Gen. Stat. §§47a-43, 47a-46
Help
Where to get help with rent in Northwest Hills Planning Region
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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Neighborhood Housing Services of Waterbury, Inc. (NEST)
193 Grand St, Waterbury · 23 miles away · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
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Neighborhood Housing Services of New Britain, Inc.
223 Broad St, New Britain · 25 miles away · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
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Urban League of Greater Hartford, Inc.
140 Woodland St, Hartford · 27 miles away
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Northwest Hills Planning Region. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Connecticut, the average home bill was $200 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,120
What you need before you get the keys.
What adds up
- First month
- $1,560
- Security deposit
- $1,560
- Total
- $3,120
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Northwest Hills Planning Region?
According to HUD (Fiscal year 2027): Studio: $1,086; 1 bedroom: $1,280; 2 bedrooms: $1,560; 3 bedrooms: $2,061; 4 bedrooms: $2,359. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Northwest Hills Planning Region?
Paying the 2-bedroom fair market rent ($1,560) without spending more than 30% of income takes $30.00 an hour full time, or $62,400 a year.
Who qualifies for Section 8 in Northwest Hills Planning Region?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $62,250 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Northwest Hills Planning Region?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,404 and $1,716 a month. Your agency publishes its figure.
How many low-income apartments are there in Northwest Hills Planning Region?
HUD lists 30 properties with homes for low-income households in Northwest Hills Planning Region: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Northwest Hills Planning Region?
HUD counts rent as a burden when it reaches 30% of income or more. In Northwest Hills Planning Region, 44% of renter households are in that position; in Connecticut, 53%, and nationwide, 51% (Average 2020–2024, Census).