In Windsor, a typical home is worth $604,000 and typical rent is $1,793 a month. Compared with all of Weld County, typical household income is 31% higher and the typical home value is 28% higher.
Typical home value from Zillow, September 2021 to September 2026: from $535,968 to $575,160.
Typical rent
$2,222a month
▲ 1.5% more than 12 months ago
Typical rent from Zillow, December 2021 to September 2026: from $1,917 to $2,222.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Windsor is in Weld County. The FHA loan limit ($575,000 for a one-unit home), the fair market rents and the help on this page are those of all of Weld County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Greeley, the typical home value is $402,500: 33% less than in Windsor ($604,000).
2
The typical household income in Windsor is $127,028,31% more than in Weld County as a whole ($97,097).
3
The typical home in Windsor is worth $604,000,28% more than in Weld County as a whole ($471,700).
4
Nearby, in Greeley, the typical rent is $1,388: 23% less than in Windsor ($1,793).
5
The typical rent in Windsor is $1,793 a month, 17% more than in Weld County as a whole ($1,539).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Windsor
What homes there are in Windsor, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Windsor
Weld County
Colorado
United States
Kind of home: Windsor and its comparisons
Measure
Windsor
Weld County
Colorado
United States
Detached house
80%
73%
61%
61%
Attached house
5%
5%
8%
6%
Building of 2 to 4
2%
5%
5%
8%
Apartments (5 or more)
13%
11%
23%
19%
Mobile home
Unreliable estimate
6%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 80% of homes here, against 73% in Weld County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Windsor
Weld County
Colorado
United States
Year built: Windsor and its comparisons
Measure
Windsor
Weld County
Colorado
United States
Before 1960
4%
12%
16%
26%
1960–1979
7%
18%
24%
24%
1980–1999
18%
19%
28%
25%
2000–2009
25%
25%
17%
14%
2010 or later
47%
27%
16%
11%
Homes in Windsor are newer: the typical year built is 2009; in Weld County, 2001.
There is more room for a big family here: 79% of homes have 3 bedrooms or more, against 75% in Weld County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K1%
$300K–$500K28%
$500K–$750K41%
$750K–$1M20%
$1M or more6%
Value of owner-occupied homes: Windsor and its comparisons
Measure
Windsor
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
1%
$300K–$500K
28%
$500K–$750K
41%
$750K–$1M
20%
$1M or more
6%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49926%
$1,500–$1,99928%
$2,000–$2,49912%
$2,500–$2,99911%
$3,000 or more15%
Monthly rent with utilities: Windsor and its comparisons
Measure
Windsor
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
26%
$1,500–$1,999
28%
$2,000–$2,499
12%
$2,500–$2,999
11%
$3,000 or more
15%
With a mortgage
$2,483 a month
Weld County: $2,276 a month
Without a mortgage
$754 a month
Weld County: $645 a month
Owners with a mortgage
78%
Weld County: 74%
Owning costs more in Windsor: with a mortgage, the typical cost is $2,483 a month; in Weld County, $2,276. Without one, $754.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Windsor+49%
Weld County+58%
Colorado+57%
United States+53%
Typical rent
Windsor+41%
Weld County+42%
Colorado+39%
United States+33%
Typical household income
Windsor+27%
Weld County+31%
Colorado+32%
United States+29%
Change since 2015–2019: Windsor and its comparisons
Measure
Windsor
Weld County
Colorado
United States
Typical home value
+49%
+58%
+57%
+53%
Typical rent
+41%
+42%
+39%
+33%
Typical household income
+27%
+31%
+32%
+29%
From 2015–2019 to 2020–2024, the typical home value in Windsor rose 49%; in Weld County, it rose 58%.
Much as in Weld County, the typical rent in Windsor rose 41% since 2015–2019.
The typical household income in Windsor rose 27%: less than home values (+49%) and rent (+41%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Windsor and its comparisons
Measure
Windsor
Weld County
Colorado
United States
Rental vacancy
Unreliable estimate
6.1%
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
0.8%
0.8%
0.9%
More than one person per room
Unreliable estimate
3.0%
2.4%
3.4%
People per household
2.53
2.78
2.42
2.53
Drive alone
72%
72%
65%
69%
Carpool
5%
10%
8%
9%
Public transit
Unreliable estimate
0%
2%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
20%
14%
21%
15%
Other means
1%
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.53 on average, against 2.78 in Weld County.
In Windsor, 20% of workers work from home, more than in Weld County (14%).
Do the math
What would you pay each month for a home in Windsor?
A typical home costs more than the typical income allows
We start with a typical home in Windsor, worth $604,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Windsor, which is $127,028 a year. For that payment to be 28% of income, a household would need to earn about $208,223 a year. Note: at that price the loan is above the FHA limit for Weld County ($575,000), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Weld County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Windsor. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $21,140 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,859
at 7.18% · 30 years
Loan amount
$593,060
Total interest
$853,274
Paid off in
November 2056
Includes $10,200 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,964 a month
Tight
$2,964 to $3,811 a month
Hard
more than $3,811 a month
Your payment · 46%
Compared with the typical household income in Windsor ($127,028 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,018
Property tax
$322
Home insurance
$252
FHA mortgage insurance (MIP)
$267
This loan is over the FHA limit
You'd borrow $582,860, but the FHA limit for a one-unit home in Windsor is $575,000. You'd need a bigger down payment or a different loan.
You need at least $21,140 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,859; principal and interest $4,018.
The city and its county
Windsor and Weld County
Windsor is in Weld County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Windsor
Map of Weld County, Colorado, with Windsor marked. Around it, the neighboring counties.
Windsor
Weld County
Other cities with a page
Windsor's own numbers
Typical home value
$604,000
Typical monthly rent
$1,793
Typical yearly household income
$127,028
Households that own their home
78%
Effective property tax rate
0.64%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Weld County
FHA limit, one-unit home
$575,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,647
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Weld County.
A typical home in Windsor is worth $604,000: 28% above the county and 12% above Colorado. With the typical household income in Windsor ($127,028 a year), a typical home costs 4.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Windsor4.8 years
Weld4.9 years
Colorado5.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Weld County
According to FHFA’s house price index, home prices in Weld County rose 99% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Weld County.
Yearly change in FHFA’s price index in Weld County, 2016 to 2025
2016: +11.5% +11.5% 2016
2017: +10.1% +10.1% 2017
2018: +9.4% +9.4% 2018
2019: +5.7% +5.7% 2019
2020: +2.4% +2.4% 2020
2021: +11.9% +11.9% 2021
2022: +15.6% +15.6% 2022
2023: +2.9% +2.9% 2023
2024: +2.0% +2.0% 2024
2025: +0.7% +0.7% 2025
Change in FHFA’s price index in Weld County, Colorado and the United States
Period
County
Colorado
U.S.
Last year (2025)
+0.7%
+0.1%
+2.9%
5 years (2020–2025)
+37%
+38%
+47%
10 years (2015–2025)
+99%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Windsor next to Weld County, Colorado and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Windsor$604,000
Weld$471,700
Colorado$539,400
United States$332,700
Typical monthly rent
Windsor$1,793
Weld$1,539
Colorado$1,761
United States$1,413
Typical yearly household income
Windsor$127,028
Weld$97,097
Colorado$95,470
United States$80,734
See the full table
Windsor next to Weld County and Colorado
Measure
Windsor
Weld County
Colorado
U.S.
Typical home value
$604,000 ▲28% above the county
$471,700
$539,400
$332,700
Typical monthly rent
$1,793 ▲17% above the county
$1,539
$1,761
$1,413
Typical yearly household income
$127,028 ▲31% above the county
$97,097
$95,470
$80,734
Households that own their home
78% ▲2 points above the county
76%
66%
65%
Typical yearly property tax
$3,863 ▲58% above the county
$2,440
$2,602
$3,119
Effective property tax rate
0.64% ▲0.12 points above the county
0.52%
0.48%
0.94%
Renters with high rent for their income
63% ▲7 points above the county
55%
53%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Weld County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Windsor
For a typical $604,000 home in Windsor, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Windsor's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,859a month
Above the FHA limit for Weld County ($575,000)
Down payment
$21,140
Cash to close
$39,260
Rate
7.18%
Mortgage insurance
FHA MIP · $267
Conventional, 5% down$4,748a month
Least cash to close
Down payment
$30,200
Cash to close
$48,320
Rate
7.18%
Mortgage insurance
PMI · $287
Conventional, 20% down, no PMI$3,847a month
Down payment
$120,800
Cash to close
$138,920
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,406a month
Down payment
$90,600
Cash to close
$108,720
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Windsor
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Weld County ($575,000)
$4,859
$21,140
$593,060
7.18%
FHA MIP · $267
$39,260
580
Conventional, 5% down Least cash to close
$4,748
$30,200
$573,800
7.18%
PMI · $287
$48,320
620*
Conventional, 20% down, no PMI
$3,847
$120,800
$483,200
7.18%
None
$138,920
620*
ITIN, 15% down (example)
$4,406
$90,600
$513,400
8.18%
None
$108,720
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Windsor is $1,793 a month: 17% above the county. In Windsor, 63% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Weld County, by unit size. To pay the 2-bedroom one ($1,647 a month) without spending more than 30% of your income, you would need to earn $31.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Weld County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,240
$23.85
$49,600
1 bedroom
$1,307
$25.13
$52,280
2 bedrooms
$1,647
$31.67
$65,880
3 bedrooms
$2,281
$43.87
$91,240
4 bedrooms
$2,753
$52.94
$110,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Windsor
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Windsor is in ZIP code 80550.
For 2 bedrooms it is $1,930: $283 more than the fair market rent for Weld County ($1,647).
Fair market rent by ZIP code and size in Windsor, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
80550
$1,490
$1,560
$1,930
$2,660
$3,170
ZIP code2 bd3 bd
80550 $1,930$2,660
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Windsor when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Weld County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Windsor or Weld County. The ones below are statewide in Colorado: they work in Windsor the same as in the rest of the state.
Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000.Offered by Colorado Housing and Finance Authority (CHFA).
$25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage.Offered by Colorado Housing and Finance Authority (CHFA).
No legal help resource on our list is for Windsor or Weld County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Windsor and all of Weld County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Windsor?
The typical home value in Windsor is $604,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Weld County it is $471,700.
How much does it cost to rent in Windsor?
Typical rent in Windsor is $1,793 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Weld County is $1,647.
What is the FHA loan limit in Windsor?
Windsor uses the FHA limit for all of Weld County (2026): $575,000 for a one-unit home and $1,105,800 for a four-unit home.
How much property tax do owners pay in Windsor?
The typical homeowner in Windsor pays $3,863 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Weld County, the rate is 0.52%.
Where can I find free help to buy or rent in Windsor?
We found no HUD-approved counseling agencies with an office in Weld County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
