In Greeley, a typical home is worth $402,500 and typical rent is $1,388 a month. Compared with all of Weld County, typical household income is 28% lower, the typical home value is 15% lower, and the share of households that own their home is 15 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $389,483 to $413,427.
Typical rent
$1,454a month
= about the same as 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,258 to $1,454.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Greeley is in Weld County. The FHA loan limit ($575,000 for a one-unit home), the fair market rents and the help on this page are those of all of Weld County. See the county
What this place has that others do not, from public data, most unusual first.
1
61% of households in Greeley own their home, against 76% in Weld County.
2
The typical household income in Greeley is $69,881,28% less than in Weld County as a whole ($97,097).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Greeley
What homes there are in Greeley, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Greeley
Weld County
Colorado
United States
Kind of home: Greeley and its comparisons
Measure
Greeley
Weld County
Colorado
United States
Detached house
57%
73%
61%
61%
Attached house
6%
5%
8%
6%
Building of 2 to 4
10%
5%
5%
8%
Apartments (5 or more)
22%
11%
23%
19%
Mobile home
5%
6%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Greeley, but it weighs less than in Weld County: 57% against 73%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Greeley
Weld County
Colorado
United States
Year built: Greeley and its comparisons
Measure
Greeley
Weld County
Colorado
United States
Before 1960
17%
12%
16%
26%
1960–1979
29%
18%
24%
24%
1980–1999
22%
19%
28%
25%
2000–2009
16%
25%
17%
14%
2010 or later
16%
27%
16%
11%
Homes in Greeley are older: the typical year built is 1985; in Weld County, 2001.
There are fewer big homes in Greeley than in Weld County: 62% have 3 bedrooms or more, against 75%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K8%
$100K–$200K2%
$200K–$300K12%
$300K–$500K57%
$500K–$750K16%
FHA limit: $575,000
$750K–$1M3%
$1M or more2%
Value of owner-occupied homes: Greeley and its comparisons
Measure
Greeley
Under $100K
8%
$100K–$200K
2%
$200K–$300K
12%
$300K–$500K
57%
$500K–$750K
16%
$750K–$1M
3%
$1M or more
2%
By price, most homes in Greeley sit under the FHA limit for Weld County ($575,000): about 84%.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5009%
$500–$99913%
$1,000–$1,49936%
$1,500–$1,99928%
HUD fair market rent, 2 bedrooms: $1,647
$2,000–$2,4999%
$2,500–$2,9993%
$3,000 or moreUnreliable
Monthly rent with utilities: Greeley and its comparisons
Measure
Greeley
Under $500
9%
$500–$999
13%
$1,000–$1,499
36%
$1,500–$1,999
28%
$2,000–$2,499
9%
$2,500–$2,999
3%
$3,000 or more
Unreliable estimate
By rent, most homes in Greeley cost less than HUD's 2-bedroom fair market rent ($1,647): about 66%.
With a mortgage
$1,948 a month
Weld County: $2,276 a month
Without a mortgage
$600 a month
Weld County: $645 a month
Owners with a mortgage
69%
Weld County: 74%
In Greeley, 69% of owners have a mortgage, and their typical cost is $1,948 a month, against $2,276 in Weld County. Without one it drops to $600.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Greeley+63%
Weld County+58%
Colorado+57%
United States+53%
Typical rent
Greeley+38%
Weld County+42%
Colorado+39%
United States+33%
Typical household income
Greeley+21%
Weld County+31%
Colorado+32%
United States+29%
Change since 2015–2019: Greeley and its comparisons
Measure
Greeley
Weld County
Colorado
United States
Typical home value
+63%
+58%
+57%
+53%
Typical rent
+38%
+42%
+39%
+33%
Typical household income
+21%
+31%
+32%
+29%
From 2015–2019 to 2020–2024, the typical home value in Greeley rose 63%; in Weld County, it rose 58%.
Since 2015–2019, the typical rent in Greeley rose 38%, less than in Weld County (42%).
The typical household income in Greeley rose 21%: less than home values (+63%) and rent (+38%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Greeley and its comparisons
Measure
Greeley
Weld County
Colorado
United States
Rental vacancy
6.1%
6.1%
5.1%
5.5%
Homeowner vacancy
1.2%
0.8%
0.8%
0.9%
More than one person per room
3.7%
3.0%
2.4%
3.4%
People per household
2.68
2.78
2.42
2.53
Drive alone
73%
72%
65%
69%
Carpool
14%
10%
8%
9%
Public transit
Unreliable estimate
0%
2%
3%
Walk or bike
3%
2%
3%
3%
Work from home
9%
14%
21%
15%
Other means
1%
1%
1%
2%
Typical commute
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Open rentals in Greeley look like those in Weld County: the rental vacancy rate is 6.1%.
In Greeley, 3.7% of households live with more than one person per room, about the same as in Weld County.
A household in Greeley has 2.68 people on average, about the same as in Weld County (2.78).
In Greeley, 14% of workers share a car to get to work; in Weld County, 10%.
Do the math
What would you pay each month for a home in Greeley?
A typical home costs more than the typical income allows
We start with a typical home in Greeley, worth $402,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 55% of the typical household income in Greeley, which is $69,881 a year. For that payment to be 28% of income, a household would need to earn about $136,170 a year.
The calculator's FHA and conventional loan limits are those of all of Weld County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Greeley. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $14,088 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,177
at 7.18% · 30 years
Loan amount
$395,209
Total interest
$568,613
Paid off in
November 2056
Includes $6,797 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,631 a month
Tight
$1,631 to $2,096 a month
Hard
more than $2,096 a month
Your payment · 55%
Compared with the typical household income in Greeley ($69,881 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,677
Property tax
$154
Home insurance
$168
FHA mortgage insurance (MIP)
$178
You need at least $14,088 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,177; principal and interest $2,677.
The city and its county
Greeley and Weld County
Greeley is in Weld County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Greeley
Map of Weld County, Colorado, with Greeley marked. Around it, the neighboring counties.
Greeley
Weld County
Other cities with a page
Greeley's own numbers
Typical home value
$402,500
Typical monthly rent
$1,388
Typical yearly household income
$69,881
Households that own their home
61%
Effective property tax rate
0.46%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Weld County
FHA limit, one-unit home
$575,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,647
Price change over 5 years (FHFA)
+37%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Weld County.
A typical home in Greeley is worth $402,500: 15% below the county and 25% below Colorado. With the typical household income in Greeley ($69,881 a year), a typical home costs 5.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Greeley5.8 years
Weld4.9 years
Colorado5.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Weld County
According to FHFA’s house price index, home prices in Weld County rose 99% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Weld County.
Yearly change in FHFA’s price index in Weld County, 2016 to 2025
2016: +11.5% +11.5% 2016
2017: +10.1% +10.1% 2017
2018: +9.4% +9.4% 2018
2019: +5.7% +5.7% 2019
2020: +2.4% +2.4% 2020
2021: +11.9% +11.9% 2021
2022: +15.6% +15.6% 2022
2023: +2.9% +2.9% 2023
2024: +2.0% +2.0% 2024
2025: +0.7% +0.7% 2025
Change in FHFA’s price index in Weld County, Colorado and the United States
Period
County
Colorado
U.S.
Last year (2025)
+0.7%
+0.1%
+2.9%
5 years (2020–2025)
+37%
+38%
+47%
10 years (2015–2025)
+99%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Greeley next to Weld County, Colorado and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Greeley$402,500
Weld$471,700
Colorado$539,400
United States$332,700
Typical monthly rent
Greeley$1,388
Weld$1,539
Colorado$1,761
United States$1,413
Typical yearly household income
Greeley$69,881
Weld$97,097
Colorado$95,470
United States$80,734
See the full table
Greeley next to Weld County and Colorado
Measure
Greeley
Weld County
Colorado
U.S.
Typical home value
$402,500 ▼15% below the county
$471,700
$539,400
$332,700
Typical monthly rent
$1,388 ▼10% below the county
$1,539
$1,761
$1,413
Typical yearly household income
$69,881 ▼28% below the county
$97,097
$95,470
$80,734
Households that own their home
61% ▼15 points below the county
76%
66%
65%
Typical yearly property tax
$1,832 ▼25% below the county
$2,440
$2,602
$3,119
Effective property tax rate
0.46% ▼0.06 points below the county
0.52%
0.48%
0.94%
Renters with high rent for their income
60% ▲4 points above the county
55%
53%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Weld County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Greeley
For a typical $402,500 home in Greeley, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Greeley's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,177a month
Least cash to close
Down payment
$14,088
Cash to close
$26,163
Rate
7.18%
Mortgage insurance
FHA MIP · $178
Conventional, 5% down$3,104a month
Down payment
$20,125
Cash to close
$32,200
Rate
7.18%
Mortgage insurance
PMI · $191
Conventional, 20% down, no PMI$2,503a month
Down payment
$80,500
Cash to close
$92,575
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,875a month
Down payment
$60,375
Cash to close
$72,450
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Greeley
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,177
$14,088
$395,210
7.18%
FHA MIP · $178
$26,163
580
Conventional, 5% down
$3,104
$20,125
$382,375
7.18%
PMI · $191
$32,200
620*
Conventional, 20% down, no PMI
$2,503
$80,500
$322,000
7.18%
None
$92,575
620*
ITIN, 15% down (example)
$2,875
$60,375
$342,125
8.18%
None
$72,450
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Greeley is $1,388 a month: 10% below the county. In Greeley, 60% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Weld County, by unit size. To pay the 2-bedroom one ($1,647 a month) without spending more than 30% of your income, you would need to earn $31.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Weld County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,240
$23.85
$49,600
1 bedroom
$1,307
$25.13
$52,280
2 bedrooms
$1,647
$31.67
$65,880
3 bedrooms
$2,281
$43.87
$91,240
4 bedrooms
$2,753
$52.94
$110,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Greeley
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Greeley has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,450 in 80631 to $1,750 in 80634.
1 of the 2 is above the fair market rent for Weld County ($1,647).
Fair market rent by ZIP code and size in Greeley, fiscal year 2027.
80631
$1,090
$1,150
$1,450
$2,010
$2,420
80634
$1,320
$1,390
$1,750
$2,420
$2,930
ZIP code2 bd3 bd
80631 $1,450$2,010
80634 $1,750$2,420
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Greeley when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 26 buildings with rents for lower incomes in Greeley. These are the largest.
Serenity Village Apts3730 W 24th St, Greeley 80634192 low-income homes · 1 bd: 48 · 2 bd: 112 · 3 bd: 32 · In service since 2004 · For families
Birchwood Manor Apts2830 W 27th Street Ln, Greeley 80634162 homes, 161 low-income · 1 bd: 150 · 2 bd: 12 · In service since 2006 · For older adults(970) 330-6206
Woodside Village144 E 24th St, Greeley 80631160 low-income homes · For families(970) 356-5991
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Weld County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Greeley or Weld County. The ones below are statewide in Colorado: they work in Greeley the same as in the rest of the state.
Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000.Offered by Colorado Housing and Finance Authority (CHFA).
$25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage.Offered by Colorado Housing and Finance Authority (CHFA).
No legal help resource on our list is for Greeley or Weld County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Greeley and all of Weld County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Greeley?
The typical home value in Greeley is $402,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Weld County it is $471,700.
How much does it cost to rent in Greeley?
Typical rent in Greeley is $1,388 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Weld County is $1,647.
What is the FHA loan limit in Greeley?
Greeley uses the FHA limit for all of Weld County (2026): $575,000 for a one-unit home and $1,105,800 for a four-unit home.
How much property tax do owners pay in Greeley?
The typical homeowner in Greeley pays $1,832 a year, according to the U.S. Census Bureau. That is 0.46% of the home’s value; in Weld County, the rate is 0.52%.
Where can I find free help to buy or rent in Greeley?
We found no HUD-approved counseling agencies with an office in Weld County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
