City · 394,432 residents · Arapahoe County, Colorado
Aurora, Colorado
In Aurora, a typical home is worth $469,100 and typical rent is $1,835 a month. Compared with all of Arapahoe County, the typical home value is 16% lower and typical household income is 13% lower.
Typical home value from Zillow, September 2021 to September 2026: from $440,891 to $447,833.
Typical rent
$1,742a month
▼ 1.2% less than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,631 to $1,742.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Aurora is in Arapahoe County. The FHA loan limit ($862,500 for a one-unit home), the fair market rents and the help on this page are those of all of Arapahoe County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Aurora is worth $469,100,16% less than in Arapahoe County as a whole ($561,200).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Aurora
What homes there are in Aurora, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Aurora
Arapahoe County
Colorado
United States
Kind of home: Aurora and its comparisons
Measure
Aurora
Arapahoe County
Colorado
United States
Detached house
53%
56%
61%
61%
Attached house
11%
10%
8%
6%
Building of 2 to 4
5%
4%
5%
8%
Apartments (5 or more)
30%
29%
23%
19%
Mobile home
2%
1%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Aurora, 5 in 10 homes are single-family detached houses; in Arapahoe County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or later
Aurora
Arapahoe County
Colorado
United States
Year built: Aurora and its comparisons
Measure
Aurora
Arapahoe County
Colorado
United States
Before 1960
8%
9%
16%
26%
1960–1979
29%
29%
24%
24%
1980–1999
34%
34%
28%
25%
2000–2009
15%
15%
17%
14%
2010 or later
15%
12%
16%
11%
The typical year built in Aurora is 1985, about the same as in Arapahoe County (1986).
Homes in Aurora are smaller: 56% have 3 bedrooms or more; in Arapahoe County, 60%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K4%
$100K–$200K2%
$200K–$300K7%
$300K–$500K45%
$500K–$750K31%
$750K–$1M8%
FHA limit: $862,500
$1M or more3%
Value of owner-occupied homes: Aurora and its comparisons
Measure
Aurora
Under $100K
4%
$100K–$200K
2%
$200K–$300K
7%
$300K–$500K
45%
$500K–$750K
31%
$750K–$1M
8%
$1M or more
3%
About 93% of owner-occupied homes in Aurora are worth less than the FHA loan limit for Arapahoe County ($862,500).
Monthly rent with utilities
Under the limitOver the limit
Under $5002%
$500–$9993%
$1,000–$1,49923%
$1,500–$1,99933%
$2,000–$2,49922%
HUD fair market rent, 2 bedrooms: $2,169
$2,500–$2,99912%
$3,000 or more6%
Monthly rent with utilities: Aurora and its comparisons
Measure
Aurora
Under $500
2%
$500–$999
3%
$1,000–$1,499
23%
$1,500–$1,999
33%
$2,000–$2,499
22%
$2,500–$2,999
12%
$3,000 or more
6%
By rent, most homes in Aurora cost less than HUD's 2-bedroom fair market rent ($2,169): about 68%.
With a mortgage
$2,217 a month
Arapahoe County: $2,423 a month
Without a mortgage
$657 a month
Arapahoe County: $742 a month
Owners with a mortgage
75%
Arapahoe County: 74%
Owning costs less in Aurora: with a mortgage, the typical cost is $2,217 a month; in Arapahoe County, $2,423. Without one, $657.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Aurora+62%
Arapahoe County+57%
Colorado+57%
United States+53%
Typical rent
Aurora+38%
Arapahoe County+36%
Colorado+39%
United States+33%
Typical household income
Aurora+36%
Arapahoe County+31%
Colorado+32%
United States+29%
Change since 2015–2019: Aurora and its comparisons
Measure
Aurora
Arapahoe County
Colorado
United States
Typical home value
+62%
+57%
+57%
+53%
Typical rent
+38%
+36%
+39%
+33%
Typical household income
+36%
+31%
+32%
+29%
From 2015–2019 to 2020–2024, the typical home value in Aurora rose 62%; in Arapahoe County, it rose 57%.
Much as in Arapahoe County, the typical rent in Aurora rose 38% since 2015–2019.
The typical household income in Aurora rose 36% over that time; home values changed +62% and rent +38%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Aurora and its comparisons
Measure
Aurora
Arapahoe County
Colorado
United States
Rental vacancy
5.3%
5.5%
5.1%
5.5%
Homeowner vacancy
0.7%
0.6%
0.8%
0.9%
More than one person per room
5.2%
3.4%
2.4%
3.4%
People per household
2.70
2.55
2.42
2.53
Drive alone
67%
66%
65%
69%
Carpool
10%
8%
8%
9%
Public transit
3%
3%
2%
3%
Walk or bike
2%
2%
3%
3%
Work from home
17%
21%
21%
15%
Other means
2%
2%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Arapahoe County, the rental vacancy rate in Aurora is 5.3%.
More than one person per room: that is how 5.2% of households in Aurora live, more than in Arapahoe County (3.4%).
Households in Aurora are bigger: 2.70 people on average; in Arapahoe County, 2.55.
The car rules in Aurora: 67% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Aurora?
A typical home costs more than the typical income allows
We start with a typical home in Aurora, worth $469,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Aurora, which is $88,368 a year. For that payment to be 28% of income, a household would need to earn about $159,707 a year.
The calculator's FHA and conventional loan limits are those of all of Arapahoe County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Aurora. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $16,419 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,727
at 7.18% · 30 years
Loan amount
$460,603
Total interest
$662,700
Paid off in
November 2056
Includes $7,922 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,062 a month
Tight
$2,062 to $2,651 a month
Hard
more than $2,651 a month
Your payment · 51%
Compared with the typical household income in Aurora ($88,368 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,120
Property tax
$203
Home insurance
$196
FHA mortgage insurance (MIP)
$207
You need at least $16,419 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,727; principal and interest $3,120.
The city and its county
Aurora and Arapahoe County
Aurora is in Arapahoe County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Aurora
Map of Arapahoe County, Colorado, with Aurora marked. Around it, the neighboring counties.
Aurora
Arapahoe County
Other cities with a page
Aurora's own numbers
Typical home value
$469,100
Typical monthly rent
$1,835
Typical yearly household income
$88,368
Households that own their home
62%
Effective property tax rate
0.52%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Arapahoe County
FHA limit, one-unit home
$862,500
Conventional limit, one unit
$862,500
HUD fair market rent, 2 bedrooms
$2,169
Price change over 5 years (FHFA)
+36%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Arapahoe County.
A typical home in Aurora is worth $469,100: 16% below the county and 13% below Colorado. With the typical household income in Aurora ($88,368 a year), a typical home costs 5.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Aurora5.3 years
Arapahoe5.6 years
Colorado5.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Arapahoe County
According to FHFA’s house price index, home prices in Arapahoe County rose 94% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Arapahoe County.
Yearly change in FHFA’s price index in Arapahoe County, 2016 to 2025
2016: +12.0% +12.0% 2016
2017: +9.8% +9.8% 2017
2018: +8.6% +8.6% 2018
2019: +4.3% +4.3% 2019
2020: +2.7% +2.7% 2020
2021: +13.7% +13.7% 2021
2022: +16.5% +16.5% 2022
2023: +0.9% +0.9% 2023
2024: +1.9% +1.9% 2024
2025: −0.1% −0.1% 2025
Change in FHFA’s price index in Arapahoe County, Colorado and the United States
Period
County
Colorado
U.S.
Last year (2025)
−0.1%
+0.1%
+2.9%
5 years (2020–2025)
+36%
+38%
+47%
10 years (2015–2025)
+94%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Aurora next to Arapahoe County, Colorado and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Aurora$469,100
Arapahoe$561,200
Colorado$539,400
United States$332,700
Typical monthly rent
Aurora$1,835
Arapahoe$1,891
Colorado$1,761
United States$1,413
Typical yearly household income
Aurora$88,368
Arapahoe$101,087
Colorado$95,470
United States$80,734
See the full table
Aurora next to Arapahoe County and Colorado
Measure
Aurora
Arapahoe County
Colorado
U.S.
Typical home value
$469,100 ▼16% below the county
$561,200
$539,400
$332,700
Typical monthly rent
$1,835 ▼3% below the county
$1,891
$1,761
$1,413
Typical yearly household income
$88,368 ▼13% below the county
$101,087
$95,470
$80,734
Households that own their home
62% ▼2 points below the county
65%
66%
65%
Typical yearly property tax
$2,457 ▼16% below the county
$2,938
$2,602
$3,119
Effective property tax rate
0.52%
0.52%
0.48%
0.94%
Renters with high rent for their income
60% ▲4 points above the county
56%
53%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Arapahoe County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Aurora
For a typical $469,100 home in Aurora, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Aurora's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,727a month
Least cash to close
Down payment
$16,419
Cash to close
$30,492
Rate
7.18%
Mortgage insurance
FHA MIP · $207
Conventional, 5% down$3,641a month
Down payment
$23,455
Cash to close
$37,528
Rate
7.18%
Mortgage insurance
PMI · $223
Conventional, 20% down, no PMI$2,941a month
Down payment
$93,820
Cash to close
$107,893
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,375a month
Down payment
$70,365
Cash to close
$84,438
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Aurora
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,727
$16,419
$460,603
7.18%
FHA MIP · $207
$30,492
580
Conventional, 5% down
$3,641
$23,455
$445,645
7.18%
PMI · $223
$37,528
620*
Conventional, 20% down, no PMI
$2,941
$93,820
$375,280
7.18%
None
$107,893
620*
ITIN, 15% down (example)
$3,375
$70,365
$398,735
8.18%
None
$84,438
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Aurora is $1,835 a month: 3% below the county. In Aurora, 60% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Arapahoe County, by unit size. To pay the 2-bedroom one ($2,169 a month) without spending more than 30% of your income, you would need to earn $41.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Arapahoe County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,751
$33.67
$70,040
1 bedroom
$1,831
$35.21
$73,240
2 bedrooms
$2,169
$41.71
$86,760
3 bedrooms
$2,846
$54.73
$113,840
4 bedrooms
$3,183
$61.21
$127,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Aurora
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Aurora has 11 ZIP codes with their own.
For 2 bedrooms it runs from $1,890 in 80010 to $2,890 in 80018.
5 of the 11 are above the fair market rent for Arapahoe County ($2,169).
2-bedroom fair market rent in each of the 11 ZIP codes of Aurora, beside the one for Arapahoe County. For 2 bedrooms it runs from $1,890 in 80010 to $2,890 in 80018. 5 of the 11 are above the fair market rent for Arapahoe County ($2,169).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $2,169
Lowest: $1,890 (80010)Highest: $2,890 (80018)
Fair market rent by ZIP code and size in Aurora, fiscal year 2027.
80010
$1,480
$1,580
$1,890
$2,470
$2,750
80011
$1,620
$1,700
$2,010
$2,640
$2,950
80012
$1,710
$1,790
$2,120
$2,780
$3,110
80013
$1,950
$2,030
$2,410
$3,160
$3,540
80014
$1,820
$1,900
$2,250
$2,950
$3,300
80016
$2,010
$2,100
$2,490
$3,270
$3,650
80017
$1,680
$1,760
$2,080
$2,730
$3,050
80018
$2,330
$2,440
$2,890
$3,790
$4,240
80019
$1,480
$1,580
$1,890
$2,470
$2,750
80045
$1,920
$2,010
$2,380
$3,120
$3,490
80137
$1,630
$1,700
$2,020
$2,650
$2,970
ZIP code2 bd3 bd
80010 $1,890$2,470
80011 $2,010$2,640
80012 $2,120$2,780
80013 $2,410$3,160
80014 $2,250$2,950
80016 $2,490$3,270
80017 $2,080$2,730
80018 $2,890$3,790
80019 $1,890$2,470
80045 $2,380$3,120
80137 $2,020$2,650
6 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Aurora when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 27 buildings with rents for lower incomes in Aurora. These are the largest.
Weatherstone Apts15594 E 12th Ave, Aurora 80011204 low-income homes · 1 bd: 18 · 2 bd: 168 · 3 bd: 18 · In service since 2006 · For families(303) 366-7874
Residences at First Avenue101 Kenton St, Aurora 80010181 low-income homes · 1 bd: 68 · 2 bd: 99 · 3 bd: 11 · 4 bd: 3 · In service since 2007 · For families
Terrace Park Apts15790 E Alameda Pkwy, Aurora 80017179 low-income homes · 1 bd: 116 · 2 bd: 63 · In service since 2008 · For families
Lumien at Fitzsimons12025 E 13th Ave, Aurora 80010177 low-income homes · 1 bd: 70 · 2 bd: 95 · 3 bd: 12 · In service since 2017 · For families
Village at Hampden Town Center3601 S Dallas St, Aurora 80014132 homes, 131 low-income · 1 bd: 73 · 2 bd: 59 · In service since 2005 · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Arapahoe County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Aurora or Arapahoe County. The ones below are statewide in Colorado: they work in Aurora the same as in the rest of the state.
Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000.Offered by Colorado Housing and Finance Authority (CHFA).
$25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage.Offered by Colorado Housing and Finance Authority (CHFA).
No legal help resource on our list is for Aurora or Arapahoe County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Aurora and all of Arapahoe County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Aurora?
The typical home value in Aurora is $469,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Arapahoe County it is $561,200.
How much does it cost to rent in Aurora?
Typical rent in Aurora is $1,835 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Arapahoe County is $2,169.
What is the FHA loan limit in Aurora?
Aurora uses the FHA limit for all of Arapahoe County (2026): $862,500 for a one-unit home and $1,658,700 for a four-unit home.
How much property tax do owners pay in Aurora?
The typical homeowner in Aurora pays $2,457 a year, according to the U.S. Census Bureau. That is 0.52% of the home’s value; in Arapahoe County, the rate is 0.52%.
Where can I find free help to buy or rent in Aurora?
There is 1 HUD-approved counseling agency with an office in Arapahoe County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
