Español

Este sitio también está en español. Leer en español

City · 44,710 residents · Arapahoe County, Colorado

Littleton , Colorado

In Littleton, a typical home is worth $630,600 and typical rent is $1,819 a month. Compared with all of Arapahoe County, the typical home value is 12% higher.

WhatsApp

  • Typical home value

    $630,600

    12% above the county

    17% above Colorado

    • Littleton
    • Arapahoe
    • Colorado

  • Typical rent

    $1,819a month

    4% below the county

    3% above Colorado

    • Littleton
    • Arapahoe
    • Colorado

  • Typical household income

    $98,839a year

    2% below the county

    4% above Colorado

    • Littleton
    • Arapahoe
    • Colorado

  • Households that own their home

    61%

    4 points below the county

    5 points below Colorado

    • Littleton
    • Arapahoe
    • Colorado

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$612,465
1.6% less than 12 months ago
Typical rent
$2,040 a month
0.7% less than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Littleton is in Arapahoe County. The FHA loan limit ($862,500 for a one-unit home), the fair market rents and the help on this page are those of all of Arapahoe County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Littleton apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Sheridan, the typical home value is $380,600: 40% less than in Littleton ($630,600).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Littleton

What homes there are in Littleton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Littleton there is a bit of everything: no kind of home reaches half. The most common are detached houses (49%); in Arapahoe County, 56%.

Year built

Homes in Littleton are older: the typical year built is 1982; in Arapahoe County, 1986.

There are fewer big homes in Littleton than in Arapahoe County: 52% have 3 bedrooms or more, against 60%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Arapahoe County is $2,169; about 71% of rents in Littleton are below it.

With a mortgage

$2,437 a month

Arapahoe County: $2,423 a month

Without a mortgage

$787 a month

Arapahoe County: $742 a month

Owners with a mortgage

68%

Arapahoe County: 74%

The typical cost for an owner with a mortgage in Littleton is $2,437 a month, near the figure in Arapahoe County ($2,423).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Littleton gained value more slowly than in Arapahoe County: 54% since 2015–2019, against 57%.

Since 2015–2019, the typical rent in Littleton rose 41%, more than in Arapahoe County (36%).

Housing prices ran ahead of income in Littleton: typical income rose 30%, against +54% for home values and +41% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLittletonArapahoe CountyColoradoUnited States
Rental vacancy 7.1%5.5%5.1%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room 1.7%3.4%2.4%3.4%
People per household 2.162.552.422.53
Drive alone 65%66%65%69%
Carpool 5%8%8%9%
Public transit 3%3%2%3%
Walk or bike 2%2%3%3%
Work from home 23%21%21%15%
Other means 2%2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

In Littleton, the rental vacancy rate is 7.1%; in Arapahoe County, 5.5%.

In Littleton, 1.7% of households live with more than one person per room, against 3.4% in Arapahoe County.

On average, a household in Littleton has 2.16 people, fewer than in Arapahoe County (2.55).

The car rules in Littleton: 65% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Littleton?

A typical home costs more than the typical income allows

We start with a typical home in Littleton, worth $630,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 61% of the typical household income in Littleton, which is $98,839 a year. For that payment to be 28% of income, a household would need to earn about $214,916 a year.

The calculator's FHA and conventional loan limits are those of all of Arapahoe County.

Your numbers

Local data
$

Starts at the typical home value in Littleton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $22,071 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,015

at 7.18% · 30 years

Loan amount
$619,178
Total interest
$890,852
Paid off in
November 2056

Includes $10,649 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,306 a month

  • Tight

    $2,306 to $2,965 a month

  • Hard

    more than $2,965 a month

    Your payment · 61%

Compared with the typical household income in Littleton ($98,839 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,015
Principal & interest$4,195
Property tax$279
Home insurance$263
FHA mortgage insurance (MIP)$279

You need at least $22,071 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Littleton and Arapahoe County

Littleton is in Arapahoe County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Littleton's own numbers

Typical home value
$630,600
Typical monthly rent
$1,819
Typical yearly household income
$98,839
Households that own their home
61%
Effective property tax rate
0.53%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Arapahoe County

FHA limit, one-unit home
$862,500
Conventional limit, one unit
$862,500
HUD fair market rent, 2 bedrooms
$2,169
Price change over 5 years (FHFA)
+36%
Homes in a high flood-risk zone
0.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Arapahoe County.

Everything about Arapahoe County

Buying

Buying a home in Littleton

A typical home in Littleton is worth $630,600: 12% above the county and 17% above Colorado. With the typical household income in Littleton ($98,839 a year), a typical home costs 6.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Littleton 6.4 years
  • Arapahoe 5.6 years
  • Colorado 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Arapahoe County

According to FHFA’s house price index, home prices in Arapahoe County rose 94% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Arapahoe County.

Period County Colorado U.S.
Last year (2025) −0.1% +0.1% +2.9%
5 years (2020–2025) +36% +38% +47%
10 years (2015–2025) +94% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Littleton next to Arapahoe County, Colorado and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Littleton $630,600
  • Arapahoe $561,200
  • Colorado $539,400
  • United States $332,700
Typical monthly rent
  • Littleton $1,819
  • Arapahoe $1,891
  • Colorado $1,761
  • United States $1,413
Typical yearly household income
  • Littleton $98,839
  • Arapahoe $101,087
  • Colorado $95,470
  • United States $80,734
See the full table
Littleton next to Arapahoe County and Colorado
Measure Littleton Arapahoe County Colorado U.S.
Typical home value $630,600 $561,200 $539,400 $332,700
Typical monthly rent $1,819 $1,891 $1,761 $1,413
Typical yearly household income $98,839 $101,087 $95,470 $80,734
Households that own their home 61% 65% 66% 65%
Typical yearly property tax $3,335 $2,938 $2,602 $3,119
Effective property tax rate 0.53% 0.52% 0.48% 0.94%
Renters with high rent for their income 57% 56% 53% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Arapahoe County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Littleton

For a typical $630,600 home in Littleton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Littleton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,015a month

    Least cash to close
    Down payment
    $22,071
    Cash to close
    $40,989
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $279

  • Conventional, 5% down $4,899a month

    Down payment
    $31,530
    Cash to close
    $50,448
    Rate
    7.18%
    Mortgage insurance
    PMI · $300

  • Conventional, 20% down, no PMI $3,959a month

    Down payment
    $126,120
    Cash to close
    $145,038
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,542a month

    Down payment
    $94,590
    Cash to close
    $113,508
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Littleton and for Arapahoe County.

Property tax

Effective rate in Littleton

0.53%of the home’s value each year

$3,335 a year for the typical owner in Littleton.

  • Littleton 0.53%
  • Arapahoe 0.52%
  • Colorado 0.48%

What Colorado publishes Senior homestead exemption (owners 65 and older) (Colorado General Assembly (Colorado Revised Statutes 2024, Title 39))

Exemptions and deadlines in Colorado

Flood risk in Arapahoe County

FEMA does not publish these numbers by city: they are for all of Arapahoe County.

Homes in the high-risk zone
0.2%
397
Of those, with NFIP insurance
48%
County Colorado U.S.
Homes in the high-risk zone 0.2% 1.1% 3.5%
Of those, with NFIP insurance 48% 24% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Littleton

Typical rent in Littleton is $1,819 a month: 4% below the county. In Littleton, 57% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Arapahoe County, by unit size. To pay the 2-bedroom one ($2,169 a month) without spending more than 30% of your income, you would need to earn $41.71 an hour working full time.

HUD fair market rent for all of Arapahoe County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,751 $33.67 $70,040
1 bedroom $1,831 $35.21 $73,240
2 bedrooms $2,169 $41.71 $86,760
3 bedrooms $2,846 $54.73 $113,840
4 bedrooms $3,183 $61.21 $127,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Littleton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Littleton has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,990 in 80120 to $2,510 in 80123.

1 of the 2 is above the fair market rent for Arapahoe County ($2,169).

  • 80120 $1,990$2,610
  • 80123 $2,510$3,290

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Littleton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Littleton

HUD lists 12 buildings with rents for lower incomes in Littleton. These are the largest.

  • Amity Plaza 200 W Sterne Pkwy, Littleton 80120 180 low-income homes · For families (303) 795-0462
  • Littleton Assisted Living Fac 5844 S Curtice St, Littleton 80120 111 low-income homes · Studio: 107 · 1 bd: 4 · In service since 1994
  • Bradley House 5844 S Datura St, Littleton 80120 72 low-income homes · For families (720) 726-5080
  • Powers Circle Apts 123 W Powers Cir, Littleton 80120 69 low-income homes · Studio: 15 · 1 bd: 20 · 2 bd: 32 · 3 bd: 2 · In service since 2014 · For families
  • Alyson Court 5807 S Gallup St, Littleton 80120 60 low-income homes · For older adults (303) 797-0155

See all 65 buildings in Arapahoe County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Littleton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Arapahoe County; 1 says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Littleton

No down payment, repair or rent-help program on our list is for Littleton or Arapahoe County. The ones below are statewide in Colorado: they work in Littleton the same as in the rest of the state.

Which programs do I qualify for? All programs in Colorado

  • CHFA Down Payment Assistance

    Statewide in Colorado

    Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000. Offered by Colorado Housing and Finance Authority (CHFA).

    GrantDeferred

    See the program Official page

  • CHFA FirstGeneration

    Statewide in Colorado

    Open, per the source

    $25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage. Offered by Colorado Housing and Finance Authority (CHFA).

    Deferred

    See the program Official page

Housing counselors near Littleton

The HUD-approved agencies closest to the center of Littleton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Douglas County Housing Partnership

    9350 Heritage Hills Circle, Lone Tree · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 2 more
    (303) 784-7859

  • Southwest Improvement Council

    5045 W 1st Ave, Denver · 9 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (303) 934-0923

  • Colorado Housing Assistance Corporation

    670 Santa Fe Dr, Denver · 9 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (303) 572-9445

Every agency in Arapahoe County All counseling agencies in Colorado

Help in Spanish near Littleton

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Littleton

HUD’s record names them for Littleton or Arapahoe County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Littleton Housing Authority Public housing and Section 8 vouchers (303) 794-9608

3 other authorities have an office in Arapahoe County: see the list Source: HUD

Cities

Other cities in Arapahoe County

These cities are also in Arapahoe County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Arapahoe County Housing in Colorado

Nearby cities

The cities closest to Littleton, with the typical home value.

Neighboring counties

If Arapahoe County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Littleton.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Littleton

Short answers with the numbers for Littleton and all of Arapahoe County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Littleton?

The typical home value in Littleton is $630,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Arapahoe County it is $561,200.

How much does it cost to rent in Littleton?

Typical rent in Littleton is $1,819 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Arapahoe County is $2,169.

What is the FHA loan limit in Littleton?

Littleton uses the FHA limit for all of Arapahoe County (2026): $862,500 for a one-unit home and $1,658,700 for a four-unit home.

How much property tax do owners pay in Littleton?

The typical homeowner in Littleton pays $3,335 a year, according to the U.S. Census Bureau. That is 0.53% of the home’s value; in Arapahoe County, the rate is 0.52%.

Where can I find free help to buy or rent in Littleton?

There is 1 HUD-approved counseling agency with an office in Arapahoe County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).