City · 34,129 residents · Arapahoe County, Colorado
Englewood, Colorado
In Englewood, a typical home is worth $572,900 and typical rent is $1,668 a month. Compared with all of Arapahoe County, typical household income is 14% lower, typical rent is 12% lower, and the share of households that own their home is 16 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $490,433 to $494,514.
Typical rent
$1,836a month
= about the same as 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,679 to $1,836.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Englewood is in Arapahoe County. The FHA loan limit ($862,500 for a one-unit home), the fair market rents and the help on this page are those of all of Arapahoe County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Sheridan, the typical home value is $380,600: 34% less than in Englewood ($572,900).
2
49% of households in Englewood own their home, against 65% in Arapahoe County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Englewood
What homes there are in Englewood, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Englewood
Arapahoe County
Colorado
United States
Kind of home: Englewood and its comparisons
Measure
Englewood
Arapahoe County
Colorado
United States
Detached house
50%
56%
61%
61%
Attached house
6%
10%
8%
6%
Building of 2 to 4
6%
4%
5%
8%
Apartments (5 or more)
38%
29%
23%
19%
Mobile home
1%
1%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Englewood there is a bit of everything: no kind of home reaches half. The most common are detached houses (50%); in Arapahoe County, 56%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Englewood
Arapahoe County
Colorado
United States
Year built: Englewood and its comparisons
Measure
Englewood
Arapahoe County
Colorado
United States
Before 1960
46%
9%
16%
26%
1960–1979
23%
29%
24%
24%
1980–1999
14%
34%
28%
25%
2000–2009
5%
15%
17%
14%
2010 or later
12%
12%
16%
11%
Homes in Englewood are older: the typical year built is 1964; in Arapahoe County, 1986.
Homes in Englewood are smaller: 40% have 3 bedrooms or more; in Arapahoe County, 60%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K4%
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K29%
$500K–$750K50%
$750K–$1M12%
$1M or more3%
Value of owner-occupied homes: Englewood and its comparisons
Measure
Englewood
Under $100K
4%
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
29%
$500K–$750K
50%
$750K–$1M
12%
$1M or more
3%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$9995%
$1,000–$1,49932%
$1,500–$1,99929%
$2,000–$2,49915%
$2,500–$2,9999%
$3,000 or more7%
Monthly rent with utilities: Englewood and its comparisons
Measure
Englewood
Under $500
Unreliable estimate
$500–$999
5%
$1,000–$1,499
32%
$1,500–$1,999
29%
$2,000–$2,499
15%
$2,500–$2,999
9%
$3,000 or more
7%
With a mortgage
$2,251 a month
Arapahoe County: $2,423 a month
Without a mortgage
$580 a month
Arapahoe County: $742 a month
Owners with a mortgage
75%
Arapahoe County: 74%
In Englewood, 75% of owners have a mortgage, and their typical cost is $2,251 a month, against $2,423 in Arapahoe County. Without one it drops to $580.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Englewood+66%
Arapahoe County+57%
Colorado+57%
United States+53%
Typical rent
Englewood+40%
Arapahoe County+36%
Colorado+39%
United States+33%
Typical household income
Englewood+45%
Arapahoe County+31%
Colorado+32%
United States+29%
Change since 2015–2019: Englewood and its comparisons
Measure
Englewood
Arapahoe County
Colorado
United States
Typical home value
+66%
+57%
+57%
+53%
Typical rent
+40%
+36%
+39%
+33%
Typical household income
+45%
+31%
+32%
+29%
The typical home value in Englewood rose 66% since 2015–2019, more than in Arapahoe County (57%).
Rents in Englewood rose faster than in Arapahoe County: 40% since 2015–2019, against 36%.
To compare: typical income in Englewood rose 45%; the home, +66%; the rent, +40%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Englewood and its comparisons
Measure
Englewood
Arapahoe County
Colorado
United States
Rental vacancy
5.9%
5.5%
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.8%
0.9%
More than one person per room
2.5%
3.4%
2.4%
3.4%
People per household
2.01
2.55
2.42
2.53
Drive alone
63%
66%
65%
69%
Carpool
6%
8%
8%
9%
Public transit
3%
3%
2%
3%
Walk or bike
4%
2%
3%
3%
Work from home
23%
21%
21%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Arapahoe County, the rental vacancy rate in Englewood is 5.9%.
In Englewood, 2.5% of households live with more than one person per room, about the same as in Arapahoe County.
Fewer people live in each home here: 2.01 on average, against 2.55 in Arapahoe County.
The car rules in Englewood: 63% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Englewood?
A typical home costs more than the typical income allows
We start with a typical home in Englewood, worth $572,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 62% of the typical household income in Englewood, which is $86,800 a year. For that payment to be 28% of income, a household would need to earn about $192,591 a year.
The calculator's FHA and conventional loan limits are those of all of Arapahoe County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Englewood. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $20,052 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,494
at 7.18% · 30 years
Loan amount
$562,523
Total interest
$809,338
Paid off in
November 2056
Includes $9,675 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,025 a month
Tight
$2,025 to $2,604 a month
Hard
more than $2,604 a month
Your payment · 62%
Compared with the typical household income in Englewood ($86,800 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,811
Property tax
$191
Home insurance
$239
FHA mortgage insurance (MIP)
$253
You need at least $20,052 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,494; principal and interest $3,811.
The city and its county
Englewood and Arapahoe County
Englewood is in Arapahoe County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Englewood
Map of Arapahoe County, Colorado, with Englewood marked. Around it, the neighboring counties.
Englewood
Arapahoe County
Other cities with a page
Englewood's own numbers
Typical home value
$572,900
Typical monthly rent
$1,668
Typical yearly household income
$86,800
Households that own their home
49%
Effective property tax rate
0.4%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Arapahoe County
FHA limit, one-unit home
$862,500
Conventional limit, one unit
$862,500
HUD fair market rent, 2 bedrooms
$2,169
Price change over 5 years (FHFA)
+36%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Arapahoe County.
A typical home in Englewood is worth $572,900: 2% above the county and 6% above Colorado. With the typical household income in Englewood ($86,800 a year), a typical home costs 6.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Englewood6.6 years
Arapahoe5.6 years
Colorado5.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Arapahoe County
According to FHFA’s house price index, home prices in Arapahoe County rose 94% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Arapahoe County.
Yearly change in FHFA’s price index in Arapahoe County, 2016 to 2025
2016: +12.0% +12.0% 2016
2017: +9.8% +9.8% 2017
2018: +8.6% +8.6% 2018
2019: +4.3% +4.3% 2019
2020: +2.7% +2.7% 2020
2021: +13.7% +13.7% 2021
2022: +16.5% +16.5% 2022
2023: +0.9% +0.9% 2023
2024: +1.9% +1.9% 2024
2025: −0.1% −0.1% 2025
Change in FHFA’s price index in Arapahoe County, Colorado and the United States
Period
County
Colorado
U.S.
Last year (2025)
−0.1%
+0.1%
+2.9%
5 years (2020–2025)
+36%
+38%
+47%
10 years (2015–2025)
+94%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Englewood next to Arapahoe County, Colorado and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Englewood$572,900
Arapahoe$561,200
Colorado$539,400
United States$332,700
Typical monthly rent
Englewood$1,668
Arapahoe$1,891
Colorado$1,761
United States$1,413
Typical yearly household income
Englewood$86,800
Arapahoe$101,087
Colorado$95,470
United States$80,734
See the full table
Englewood next to Arapahoe County and Colorado
Measure
Englewood
Arapahoe County
Colorado
U.S.
Typical home value
$572,900 ▲2% above the county
$561,200
$539,400
$332,700
Typical monthly rent
$1,668 ▼12% below the county
$1,891
$1,761
$1,413
Typical yearly household income
$86,800 ▼14% below the county
$101,087
$95,470
$80,734
Households that own their home
49% ▼16 points below the county
65%
66%
65%
Typical yearly property tax
$2,314 ▼21% below the county
$2,938
$2,602
$3,119
Effective property tax rate
0.4% ▼0.12 points below the county
0.52%
0.48%
0.94%
Renters with high rent for their income
53% ▼3 points below the county
56%
53%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Arapahoe County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Englewood
For a typical $572,900 home in Englewood, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Englewood's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,494a month
Least cash to close
Down payment
$20,052
Cash to close
$37,239
Rate
7.18%
Mortgage insurance
FHA MIP · $253
Conventional, 5% down$4,389a month
Down payment
$28,645
Cash to close
$45,832
Rate
7.18%
Mortgage insurance
PMI · $272
Conventional, 20% down, no PMI$3,534a month
Down payment
$114,580
Cash to close
$131,767
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,064a month
Down payment
$85,935
Cash to close
$103,122
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Englewood
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,494
$20,052
$562,523
7.18%
FHA MIP · $253
$37,239
580
Conventional, 5% down
$4,389
$28,645
$544,255
7.18%
PMI · $272
$45,832
620*
Conventional, 20% down, no PMI
$3,534
$114,580
$458,320
7.18%
None
$131,767
620*
ITIN, 15% down (example)
$4,064
$85,935
$486,965
8.18%
None
$103,122
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Englewood is $1,668 a month: 12% below the county. In Englewood, 53% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Arapahoe County, by unit size. To pay the 2-bedroom one ($2,169 a month) without spending more than 30% of your income, you would need to earn $41.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Arapahoe County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,751
$33.67
$70,040
1 bedroom
$1,831
$35.21
$73,240
2 bedrooms
$2,169
$41.71
$86,760
3 bedrooms
$2,846
$54.73
$113,840
4 bedrooms
$3,183
$61.21
$127,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Englewood
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Englewood has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,910 in 80110 to $1,970 in 80113.
None is above the fair market rent for Arapahoe County ($2,169).
Fair market rent by ZIP code and size in Englewood, fiscal year 2027.
80110
$1,540
$1,610
$1,910
$2,510
$2,800
80113
$1,590
$1,660
$1,970
$2,580
$2,890
ZIP code2 bd3 bd
80110 $1,910$2,510
80113 $1,970$2,580
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Englewood when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 11 buildings with rents for lower incomes in Englewood. These are the largest.
Traditions at Englewood3500 S Sherman St, Englewood 80113180 homes, 178 low-income · Studio: 8 · 1 bd: 91 · 2 bd: 81 · In service since 2016 · For families
Broadway Lofts3401 S Broadway, Englewood 80113111 low-income homes · 1 bd: 72 · 2 bd: 39 · In service since 2017 · For families
Englewood3425 S Sherman St, Englewood 80113110 low-income homes · Run by Englewood Housing Authority · Average payment: $385 a month · Average wait: 9 months(303) 761-6200
Simon Center3333 S Lincoln St, Englewood 80113105 homes, 104 low-income · For older adults(303) 781-5414
Foundry Apartments501 W Bates Ave, Englewood 8011070 low-income homes · 1 bd: 42 · 2 bd: 28 · In service since 2017 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Arapahoe County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Englewood or Arapahoe County. The ones below are statewide in Colorado: they work in Englewood the same as in the rest of the state.
Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000.Offered by Colorado Housing and Finance Authority (CHFA).
$25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage.Offered by Colorado Housing and Finance Authority (CHFA).
No legal help resource on our list is for Englewood or Arapahoe County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Englewood and all of Arapahoe County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Englewood?
The typical home value in Englewood is $572,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Arapahoe County it is $561,200.
How much does it cost to rent in Englewood?
Typical rent in Englewood is $1,668 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Arapahoe County is $2,169.
What is the FHA loan limit in Englewood?
Englewood uses the FHA limit for all of Arapahoe County (2026): $862,500 for a one-unit home and $1,658,700 for a four-unit home.
How much property tax do owners pay in Englewood?
The typical homeowner in Englewood pays $2,314 a year, according to the U.S. Census Bureau. That is 0.4% of the home’s value; in Arapahoe County, the rate is 0.52%.
Where can I find free help to buy or rent in Englewood?
There is 1 HUD-approved counseling agency with an office in Arapahoe County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
