City · 137,627 residents · San Bernardino County, California
Victorville, California
In Victorville, a typical home is worth $385,600 and typical rent is $1,618 a month. Compared with all of San Bernardino County, the typical home value is 24% lower and typical household income is 13% lower.
Typical home value from Zillow, September 2021 to September 2026: from $373,803 to $435,551.
Typical rent
$2,248a month
▲ 4.8% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,893 to $2,248.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Victorville is in San Bernardino County. The FHA loan limit ($690,000 for a one-unit home), the fair market rents and the help on this page are those of all of San Bernardino County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Victorville is worth $385,600,24% less than in San Bernardino County as a whole ($505,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Victorville
What homes there are in Victorville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Victorville
San Bernardino County
California
United States
Kind of home: Victorville and its comparisons
Measure
Victorville
San Bernardino County
California
United States
Detached house
76%
70%
57%
61%
Attached house
1%
5%
7%
6%
Building of 2 to 4
8%
6%
8%
8%
Apartments (5 or more)
10%
14%
24%
19%
Mobile home
6%
5%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Victorville, 8 in 10 homes are single-family detached houses; in San Bernardino County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Victorville
San Bernardino County
California
United States
Year built: Victorville and its comparisons
Measure
Victorville
San Bernardino County
California
United States
Before 1960
7%
18%
27%
26%
1960–1979
12%
25%
29%
24%
1980–1999
42%
35%
25%
25%
2000–2009
29%
15%
11%
14%
2010 or later
10%
8%
8%
11%
Homes in Victorville are newer: the typical year built is 1994; in San Bernardino County, 1983.
In Victorville, 74% of homes have 3 bedrooms or more, more than in San Bernardino County (64%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K8%
$100K–$200K3%
$200K–$300K13%
$300K–$500K64%
$500K–$750K12%
FHA limit: $690,000
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Victorville and its comparisons
Measure
Victorville
Under $100K
8%
$100K–$200K
3%
$200K–$300K
13%
$300K–$500K
64%
$500K–$750K
12%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
The FHA loan limit for San Bernardino County is $690,000, and about 96% of owner-occupied homes in Victorville are worth less than that.
Monthly rent with utilities
Under the limitOver the limit
Under $5003%
$500–$99916%
$1,000–$1,49925%
$1,500–$1,99926%
$2,000–$2,49918%
HUD fair market rent, 2 bedrooms: $2,103
$2,500–$2,9999%
$3,000 or more3%
Monthly rent with utilities: Victorville and its comparisons
Measure
Victorville
Under $500
3%
$500–$999
16%
$1,000–$1,499
25%
$1,500–$1,999
26%
$2,000–$2,499
18%
$2,500–$2,999
9%
$3,000 or more
3%
HUD's 2-bedroom fair market rent (FMR) for San Bernardino County is $2,103; about 74% of rents in Victorville are below it.
With a mortgage
$1,991 a month
San Bernardino County: $2,368 a month
Without a mortgage
$641 a month
San Bernardino County: $678 a month
Owners with a mortgage
73%
San Bernardino County: 69%
Owning costs less in Victorville: with a mortgage, the typical cost is $1,991 a month; in San Bernardino County, $2,368. Without one, $641.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Victorville+74%
San Bernardino County+54%
California+46%
United States+53%
Typical rent
Victorville+29%
San Bernardino County+40%
California+36%
United States+33%
Typical household income
Victorville+38%
San Bernardino County+35%
California+32%
United States+29%
Change since 2015–2019: Victorville and its comparisons
Measure
Victorville
San Bernardino County
California
United States
Typical home value
+74%
+54%
+46%
+53%
Typical rent
+29%
+40%
+36%
+33%
Typical household income
+38%
+35%
+32%
+29%
Since 2015–2019, homes in Victorville gained value faster than in San Bernardino County: 74% against 54%.
Since 2015–2019, the typical rent in Victorville rose 29%, less than in San Bernardino County (40%).
While home values in Victorville changed +74% and rent +29%, the typical household income rose 38%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Victorville and its comparisons
Measure
Victorville
San Bernardino County
California
United States
Rental vacancy
6.2%
3.4%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
0.8%
0.9%
More than one person per room
9.0%
9.3%
8.2%
3.4%
People per household
3.49
3.20
2.84
2.53
Drive alone
76%
74%
66%
69%
Carpool
13%
11%
10%
9%
Public transit
Unreliable estimate
1%
3%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
9%
11%
17%
15%
Other means
1%
1%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
The rental vacancy rate in Victorville is 6.2%, higher than in San Bernardino County (3.4%).
Much as in San Bernardino County, 9.0% of households in Victorville have more than one person per room.
On average, a household in Victorville has 3.49 people, more than in San Bernardino County (3.20).
In Victorville, 76% of workers drive alone to work; in San Bernardino County, 74%.
Do the math
What would you pay each month for a home in Victorville?
A typical home costs more than the typical income allows
We start with a typical home in Victorville, worth $385,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Victorville, which is $74,410 a year. For that payment to be 28% of income, a household would need to earn about $134,584 a year.
The calculator's FHA and conventional loan limits are those of all of San Bernardino County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Victorville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,496 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,140
at 7.18% · 30 years
Loan amount
$378,616
Total interest
$544,739
Paid off in
November 2056
Includes $6,512 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,736 a month
Tight
$1,736 to $2,232 a month
Hard
more than $2,232 a month
Your payment · 51%
Compared with the typical household income in Victorville ($74,410 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,565
Property tax
$244
Home insurance
$161
FHA mortgage insurance (MIP)
$171
You need at least $13,496 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,140; principal and interest $2,565.
The city and its county
Victorville and San Bernardino County
Victorville is in San Bernardino County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Victorville
Map of San Bernardino County, California, with Victorville marked. Around it, the neighboring counties.
Victorville
San Bernardino County
Other cities with a page
Victorville's own numbers
Typical home value
$385,600
Typical monthly rent
$1,618
Typical yearly household income
$74,410
Households that own their home
61%
Effective property tax rate
0.76%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of San Bernardino County
FHA limit, one-unit home
$690,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,103
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
1.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of San Bernardino County.
A typical home in Victorville is worth $385,600: 24% below the county and 48% below California. With the typical household income in Victorville ($74,410 a year), a typical home costs 5.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Victorville5.2 years
San Bernardino5.9 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in San Bernardino County
According to FHFA’s house price index, home prices in San Bernardino County rose 103% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of San Bernardino County.
Yearly change in FHFA’s price index in San Bernardino County, 2016 to 2025
2016: +6.8% +6.8% 2016
2017: +7.4% +7.4% 2017
2018: +7.0% +7.0% 2018
2019: +4.4% +4.4% 2019
2020: +4.0% +4.0% 2020
2021: +17.4% +17.4% 2021
2022: +18.6% +18.6% 2022
2023: +2.7% +2.7% 2023
2024: +5.3% +5.3% 2024
2025: +1.2% +1.2% 2025
Change in FHFA’s price index in San Bernardino County, California and the United States
Period
County
California
U.S.
Last year (2025)
+1.2%
+0.8%
+2.9%
5 years (2020–2025)
+52%
+40%
+47%
10 years (2015–2025)
+103%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Victorville next to San Bernardino County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Victorville$385,600
San Bernardino$505,000
California$734,700
United States$332,700
Typical monthly rent
Victorville$1,618
San Bernardino$1,801
California$2,036
United States$1,413
Typical yearly household income
Victorville$74,410
San Bernardino$85,478
California$99,122
United States$80,734
See the full table
Victorville next to San Bernardino County and California
Measure
Victorville
San Bernardino County
California
U.S.
Typical home value
$385,600 ▼24% below the county
$505,000
$734,700
$332,700
Typical monthly rent
$1,618 ▼10% below the county
$1,801
$2,036
$1,413
Typical yearly household income
$74,410 ▼13% below the county
$85,478
$99,122
$80,734
Households that own their home
61% ▼1 points below the county
62%
56%
65%
Typical yearly property tax
$2,936 ▼17% below the county
$3,538
$5,124
$3,119
Effective property tax rate
0.76% ▲0.06 points above the county
0.7%
0.7%
0.94%
Renters with high rent for their income
62% ▲3 points above the county
59%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below San Bernardino County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Victorville
For a typical $385,600 home in Victorville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Victorville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,140a month
Least cash to close
Down payment
$13,496
Cash to close
$25,064
Rate
7.18%
Mortgage insurance
FHA MIP · $171
Conventional, 5% down$3,070a month
Down payment
$19,280
Cash to close
$30,848
Rate
7.18%
Mortgage insurance
PMI · $183
Conventional, 20% down, no PMI$2,495a month
Down payment
$77,120
Cash to close
$88,688
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,851a month
Down payment
$57,840
Cash to close
$69,408
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Victorville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,140
$13,496
$378,616
7.18%
FHA MIP · $171
$25,064
580
Conventional, 5% down
$3,070
$19,280
$366,320
7.18%
PMI · $183
$30,848
620*
Conventional, 20% down, no PMI
$2,495
$77,120
$308,480
7.18%
None
$88,688
620*
ITIN, 15% down (example)
$2,851
$57,840
$327,760
8.18%
None
$69,408
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Victorville is $1,618 a month: 10% below the county. In Victorville, 62% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of San Bernardino County, by unit size. To pay the 2-bedroom one ($2,103 a month) without spending more than 30% of your income, you would need to earn $40.44 an hour working full time.
HUD fair market rent for all of San Bernardino County
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in San Bernardino County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,605
$30.87
$64,200
1 bedroom
$1,705
$32.79
$68,200
2 bedrooms
$2,103
$40.44
$84,120
3 bedrooms
$2,771
$53.29
$110,840
4 bedrooms
$3,336
$64.15
$133,440
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Victorville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Victorville has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,990 in 92394 to $2,100 in 92392.
None is above the fair market rent for San Bernardino County ($2,103).
2-bedroom fair market rent in each of the 3 ZIP codes of Victorville, beside the one for San Bernardino County. For 2 bedrooms it runs from $1,990 in 92394 to $2,100 in 92392. None is above the fair market rent for San Bernardino County ($2,103).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $2,103
Lowest: $1,990 (92394)Highest: $2,100 (92392)
Fair market rent by ZIP code and size in Victorville, fiscal year 2027.
92392
$1,600
$1,700
$2,100
$2,770
$3,330
92394
$1,530
$1,600
$1,990
$2,630
$3,170
92395
$1,530
$1,600
$1,990
$2,630
$3,170
ZIP code2 bd3 bd
92392 $2,100$2,770
92394 $1,990$2,630
92395 $1,990$2,630
3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Victorville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 6 HUD-approved agencies with an office in San Bernardino County; 5 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Victorville or San Bernardino County. The ones below are statewide in California: they work in Victorville the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
2 of the 3 agencies on this list say they serve in Spanish.
Ask for service in Spanish
When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.
Housing authorities of Victorville
HUD’s record names them for Victorville or San Bernardino County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.
Housing Authority of the County of San BernardinoPublic housing and Section 8 vouchers(909) 890-0644
No legal help resource on our list is for Victorville or San Bernardino County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
These cities are also in San Bernardino County. They share its loan limits and fair market rents, but home values and rent change from one to the next.
Short answers with the numbers for Victorville and all of San Bernardino County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Victorville?
The typical home value in Victorville is $385,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in San Bernardino County it is $505,000.
How much does it cost to rent in Victorville?
Typical rent in Victorville is $1,618 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in San Bernardino County is $2,103.
What is the FHA loan limit in Victorville?
Victorville uses the FHA limit for all of San Bernardino County (2026): $690,000 for a one-unit home and $1,326,950 for a four-unit home.
How much property tax do owners pay in Victorville?
The typical homeowner in Victorville pays $2,936 a year, according to the U.S. Census Bureau. That is 0.76% of the home’s value; in San Bernardino County, the rate is 0.7%.
Where can I find free help to buy or rent in Victorville?
There are 6 HUD-approved counseling agencies with an office in San Bernardino County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
