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City · 55,180 residents · Riverside County, California

San Jacinto , California

In San Jacinto, a typical home is worth $433,700 and typical rent is $1,615 a month. Compared with all of Riverside County, the typical home value is 22% lower, typical rent is 15% lower, and the share of households that own their home is 6 points higher.

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  • Typical home value

    $433,700

    22% below the county

    41% below California

    • San Jacinto
    • Riverside
    • California

  • Typical rent

    $1,615a month

    15% below the county

    21% below California

    • San Jacinto
    • Riverside
    • California

  • Typical household income

    $80,647a year

    13% below the county

    19% below California

    • San Jacinto
    • Riverside
    • California

  • Households that own their home

    75%

    6 points above the county

    19 points above California

    • San Jacinto
    • Riverside
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$482,066
0.8% more than 12 months ago
Typical rent
$2,366 a month
4.1% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

San Jacinto is in Riverside County. The FHA loan limit ($690,000 for a one-unit home), the fair market rents and the help on this page are those of all of Riverside County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets San Jacinto apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Homeland, the typical home value is $238,200: 45% less than in San Jacinto ($433,700).

  2. The typical home in San Jacinto is worth $433,700, 22% less than in Riverside County as a whole ($557,300).

  3. The typical rent in San Jacinto is $1,615 a month, 15% less than in Riverside County as a whole ($1,901).

  4. San Jacinto has the 49th largest share of rent-burdened renters of the 616 cities in California with more than 5,000 people (68%).

  5. 75% of households in San Jacinto own their home, against 69% in Riverside County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in San Jacinto

What homes there are in San Jacinto, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 75% of homes here, against 69% in Riverside County.

There are more mobile homes here than in Riverside County: 13% of homes, against 9%.

Year built

Homes in San Jacinto are newer: the typical year built is 2000; in Riverside County, 1990.

By size, homes in San Jacinto look like those in Riverside County: 68% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in San Jacinto sit under the FHA limit for Riverside County ($690,000): about 90%.

Monthly rent with utilities

With a mortgage

$2,291 a month

Riverside County: $2,583 a month

Without a mortgage

$605 a month

Riverside County: $781 a month

Owners with a mortgage

72%

Riverside County: 69%

Owning costs less in San Jacinto: with a mortgage, the typical cost is $2,291 a month; in Riverside County, $2,583. Without one, $605.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in San Jacinto rose 80% since 2015–2019, more than in Riverside County (59%).

Since 2015–2019, the typical rent in San Jacinto rose 32%, less than in Riverside County (38%).

To compare: typical income in San Jacinto rose 55%; the home, +80%; the rent, +32%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSan JacintoRiverside CountyCaliforniaUnited States
Rental vacancy Unreliable estimate5.0%4.2%5.5%
Homeowner vacancy Unreliable estimate1.0%0.8%0.9%
More than one person per room 10.1%7.8%8.2%3.4%
People per household 3.763.152.842.53
Drive alone 75%73%66%69%
Carpool 12%11%10%9%
Public transit Unreliable estimate1%3%3%
Walk or bike 1%1%3%3%
Work from home 10%12%17%15%
Other means Unreliable estimate1%2%2%
Typical commute 30 to 39 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More households are short on space in San Jacinto: 10.1% have more than one person per room; in Riverside County, 7.8%.

On average, a household in San Jacinto has 3.76 people, more than in Riverside County (3.15).

To get to work, 75% of workers in San Jacinto drive alone; in Riverside County, 73%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in San Jacinto?

A typical home costs more than the typical income allows

We start with a typical home in San Jacinto, worth $433,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 53% of the typical household income in San Jacinto, which is $80,647 a year. For that payment to be 28% of income, a household would need to earn about $152,767 a year.

The calculator's FHA and conventional loan limits are those of all of Riverside County.

Your numbers

Local data
$

Starts at the typical home value in San Jacinto. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,180 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,565

at 7.18% · 30 years

Loan amount
$425,844
Total interest
$612,690
Paid off in
November 2056

Includes $7,324 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,882 a month

  • Tight

    $1,882 to $2,419 a month

  • Hard

    more than $2,419 a month

    Your payment · 53%

Compared with the typical household income in San Jacinto ($80,647 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,565
Principal & interest$2,885
Property tax$307
Home insurance$181
FHA mortgage insurance (MIP)$192

You need at least $15,180 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

San Jacinto and Riverside County

San Jacinto is in Riverside County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

San Jacinto's own numbers

Typical home value
$433,700
Typical monthly rent
$1,615
Typical yearly household income
$80,647
Households that own their home
75%
Effective property tax rate
0.85%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Riverside County

FHA limit, one-unit home
$690,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,103
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Riverside County.

Everything about Riverside County

Buying

Buying a home in San Jacinto

A typical home in San Jacinto is worth $433,700: 22% below the county and 41% below California. With the typical household income in San Jacinto ($80,647 a year), a typical home costs 5.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • San Jacinto 5.4 years
  • Riverside 6.0 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Riverside County

According to FHFA’s house price index, home prices in Riverside County rose 105% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Riverside County.

Period County California U.S.
Last year (2025) +1.3% +0.8% +2.9%
5 years (2020–2025) +54% +40% +47%
10 years (2015–2025) +105% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

San Jacinto next to Riverside County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • San Jacinto $433,700
  • Riverside $557,300
  • California $734,700
  • United States $332,700
Typical monthly rent
  • San Jacinto $1,615
  • Riverside $1,901
  • California $2,036
  • United States $1,413
Typical yearly household income
  • San Jacinto $80,647
  • Riverside $93,074
  • California $99,122
  • United States $80,734
See the full table
San Jacinto next to Riverside County and California
Measure San Jacinto Riverside County California U.S.
Typical home value $433,700 $557,300 $734,700 $332,700
Typical monthly rent $1,615 $1,901 $2,036 $1,413
Typical yearly household income $80,647 $93,074 $99,122 $80,734
Households that own their home 75% 69% 56% 65%
Typical yearly property tax $3,706 $4,348 $5,124 $3,119
Effective property tax rate 0.85% 0.78% 0.7% 0.94%
Renters with high rent for their income 68% 59% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Riverside County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in San Jacinto

For a typical $433,700 home in San Jacinto, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, San Jacinto's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,565a month

    Least cash to close
    Down payment
    $15,180
    Cash to close
    $28,191
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $192

  • Conventional, 5% down $3,485a month

    Down payment
    $21,685
    Cash to close
    $34,696
    Rate
    7.18%
    Mortgage insurance
    PMI · $206

  • Conventional, 20% down, no PMI $2,838a month

    Down payment
    $86,740
    Cash to close
    $99,751
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,239a month

    Down payment
    $65,055
    Cash to close
    $78,066
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for San Jacinto and for Riverside County.

Property tax

Effective rate in San Jacinto

0.85%of the home’s value each year

$3,706 a year for the typical owner in San Jacinto.

  • San Jacinto 0.85%
  • Riverside 0.78%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Riverside County

FEMA does not publish these numbers by city: they are for all of Riverside County.

Homes in the high-risk zone
1.9%
14,072
Of those, with NFIP insurance
16%
County California U.S.
Homes in the high-risk zone 1.9% 2.8% 3.5%
Of those, with NFIP insurance 16% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in San Jacinto

Typical rent in San Jacinto is $1,615 a month: 15% below the county. In San Jacinto, 68% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Riverside County, by unit size. To pay the 2-bedroom one ($2,103 a month) without spending more than 30% of your income, you would need to earn $40.44 an hour working full time.

HUD fair market rent for all of Riverside County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,605 $30.87 $64,200
1 bedroom $1,705 $32.79 $68,200
2 bedrooms $2,103 $40.44 $84,120
3 bedrooms $2,771 $53.29 $110,840
4 bedrooms $3,336 $64.15 $133,440

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in San Jacinto

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). San Jacinto has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,990 in 92583 to $3,070 in 92582.

1 of the 2 is above the fair market rent for Riverside County ($2,103).

  • 92582 $3,070$4,040
  • 92583 $1,990$2,630

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for San Jacinto when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in San Jacinto

HUD lists 5 buildings with rents for lower incomes in San Jacinto. These are the largest.

  • San Jacinto Villas 1692 S Santa Fe Ave, San Jacinto 92583 81 homes, 80 low-income · 2 bd: 40 · 3 bd: 41 · In service since 2008 · For families
  • Terracina Apts at San Jacinto 1825 S Santa Fe Ave, San Jacinto 92583 55 homes, 54 low-income · 2 bd: 32 · 3 bd: 23 · In service since 2009 · For families
  • San Jacinto Apts 633 E Main St, San Jacinto 92583 46 homes, 45 low-income · 1 bd: 45 · 2 bd: 1 · In service since 2010
  • San Jacinto Village Apartments 700 Idyllwild Dr, San Jacinto 92583 38 homes, 37 low-income · 1 bd: 16 · 2 bd: 16 · 3 bd: 6 · In service since 2015
  • Manzanita Garden Apartments 537 N Ramona BLVD., San Jacinto 92583 36 homes, 35 low-income · 1 bd: 16 · 2 bd: 16 · 3 bd: 4 · In service since 2016

See all 214 buildings in Riverside County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in San Jacinto

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 9 HUD-approved agencies with an office in Riverside County; 7 say they serve in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in San Jacinto

No down payment, repair or rent-help program on our list is for San Jacinto or Riverside County. The ones below are statewide in California: they work in San Jacinto the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near San Jacinto

The HUD-approved agencies closest to the center of San Jacinto, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Fair Housing Council of Riverside County, Inc.- Moreno Valley

    23890 Alessandro Blvd Ste A1, Moreno Valley · 17 miles away · Spanish

    • Mortgage delinquency and default
    • Fair housing pre-purchase workshops
    • and 4 more
    (951) 653-8314

  • Nid-Hca Riverside / San Bernardino County

    23945 Sunnymead Blvd, Moreno Valley · 17 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (951) 399-4538

  • Credit.org

    1825 Chicago Ave, Riverside · 24 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
    (800) 431-8157

Every agency in Riverside County All counseling agencies in California

Help in Spanish near San Jacinto

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of San Jacinto

HUD’s record names them for San Jacinto or Riverside County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Riverside Section 8 vouchers (951) 351-0700

All housing agencies in California Source: HUD

Cities

Other cities in Riverside County

These cities are also in Riverside County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Riverside County Housing in California
See 35 more cities in Riverside County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to San Jacinto, with the typical home value.

Neighboring counties

If Riverside County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in San Jacinto.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about San Jacinto

Short answers with the numbers for San Jacinto and all of Riverside County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in San Jacinto?

The typical home value in San Jacinto is $433,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Riverside County it is $557,300.

How much does it cost to rent in San Jacinto?

Typical rent in San Jacinto is $1,615 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Riverside County is $2,103.

What is the FHA loan limit in San Jacinto?

San Jacinto uses the FHA limit for all of Riverside County (2026): $690,000 for a one-unit home and $1,326,950 for a four-unit home.

How much property tax do owners pay in San Jacinto?

The typical homeowner in San Jacinto pays $3,706 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in Riverside County, the rate is 0.78%.

Where can I find free help to buy or rent in San Jacinto?

There are 9 HUD-approved counseling agencies with an office in Riverside County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).