City · 38,707 residents · Riverside County, California
La Quinta, California
In La Quinta, a typical home is worth $661,600 and typical rent is $1,785 a month. Compared with all of Riverside County, the typical home value is 19% higher, typical household income is 7% higher, and the share of households that own their home is 7 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $647,765 to $738,846.
Typical rent
$3,617a month
▲ 3.7% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,785 to $3,617.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
La Quinta is in Riverside County. The FHA loan limit ($690,000 for a one-unit home), the fair market rents and the help on this page are those of all of Riverside County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Coachella, the typical home value is $367,600: 44% less than in La Quinta ($661,600).
2
Nearby, in Coachella, the typical rent is $1,144: 36% less than in La Quinta ($1,785).
3
The typical home in La Quinta is worth $661,600,19% more than in Riverside County as a whole ($557,300).
4
76% of households in La Quinta own their home, against 69% in Riverside County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in La Quinta
What homes there are in La Quinta, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
La Quinta
Riverside County
California
United States
Kind of home: La Quinta and its comparisons
Measure
La Quinta
Riverside County
California
United States
Detached house
76%
69%
57%
61%
Attached house
11%
6%
7%
6%
Building of 2 to 4
5%
5%
8%
8%
Apartments (5 or more)
7%
12%
24%
19%
Mobile home
2%
9%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 76% of homes here, against 69% in Riverside County.
Year built
Before 19601960–19791980–19992000–20092010 or later
La Quinta
Riverside County
California
United States
Year built: La Quinta and its comparisons
Measure
La Quinta
Riverside County
California
United States
Before 1960
3%
9%
27%
26%
1960–1979
11%
21%
29%
24%
1980–1999
38%
34%
25%
25%
2000–2009
36%
24%
11%
14%
2010 or later
11%
11%
8%
11%
Here half of the homes date from 1999 or later; in Riverside County, from 1990 or later.
In La Quinta, 75% of homes have 3 bedrooms or more, more than in Riverside County (66%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K2%
$100K–$200KUnreliable
$200K–$300K4%
$300K–$500K22%
$500K–$750K33%
$750K–$1M18%
$1M or more21%
Value of owner-occupied homes: La Quinta and its comparisons
Measure
La Quinta
Under $100K
2%
$100K–$200K
Unreliable estimate
$200K–$300K
4%
$300K–$500K
22%
$500K–$750K
33%
$750K–$1M
18%
$1M or more
21%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99912%
$1,000–$1,49919%
$1,500–$1,99922%
$2,000–$2,49920%
$2,500–$2,9998%
$3,000 or more12%
Monthly rent with utilities: La Quinta and its comparisons
Measure
La Quinta
Under $500
Unreliable estimate
$500–$999
12%
$1,000–$1,499
19%
$1,500–$1,999
22%
$2,000–$2,499
20%
$2,500–$2,999
8%
$3,000 or more
12%
With a mortgage
$2,752 a month
Riverside County: $2,583 a month
Without a mortgage
$1,094 a month
Riverside County: $781 a month
Owners with a mortgage
60%
Riverside County: 69%
In La Quinta, 60% of owners have a mortgage, and their typical cost is $2,752 a month, against $2,583 in Riverside County. Without one it drops to $1,094.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
La Quinta+66%
Riverside County+59%
California+46%
United States+53%
Typical rent
La Quinta+23%
Riverside County+38%
California+36%
United States+33%
Typical household income
La Quinta+28%
Riverside County+39%
California+32%
United States+29%
Change since 2015–2019: La Quinta and its comparisons
Measure
La Quinta
Riverside County
California
United States
Typical home value
+66%
+59%
+46%
+53%
Typical rent
+23%
+38%
+36%
+33%
Typical household income
+28%
+39%
+32%
+29%
Since 2015–2019, homes in La Quinta gained value faster than in Riverside County: 66% against 59%.
The typical rent in La Quinta rose 23% over the same time; in Riverside County, it rose 38%.
While home values in La Quinta changed +66% and rent +23%, the typical household income rose 28%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: La Quinta and its comparisons
Measure
La Quinta
Riverside County
California
United States
Rental vacancy
23.0%
5.0%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
1.0%
0.8%
0.9%
More than one person per room
3.5%
7.8%
8.2%
3.4%
People per household
2.42
3.15
2.84
2.53
Drive alone
72%
73%
66%
69%
Carpool
8%
11%
10%
9%
Public transit
Unreliable estimate
1%
3%
3%
Walk or bike
1%
1%
3%
3%
Work from home
18%
12%
17%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
The rental vacancy rate in La Quinta is 23.0%, higher than in Riverside County (5.0%).
In La Quinta, 3.5% of households live with more than one person per room, against 7.8% in Riverside County.
Households in La Quinta are smaller: 2.42 people on average; in Riverside County, 3.15.
Working from home is more common in La Quinta: 18%, against 12% in Riverside County.
Do the math
What would you pay each month for a home in La Quinta?
A typical home costs more than the typical income allows
We start with a typical home in La Quinta, worth $661,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 66% of the typical household income in La Quinta, which is $99,250 a year. For that payment to be 28% of income, a household would need to earn about $233,042 a year.
The calculator's FHA and conventional loan limits are those of all of Riverside County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in La Quinta. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $23,156 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,438
at 7.18% · 30 years
Loan amount
$649,617
Total interest
$934,646
Paid off in
November 2056
Includes $11,173 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,316 a month
Tight
$2,316 to $2,978 a month
Hard
more than $2,978 a month
Your payment · 66%
Compared with the typical household income in La Quinta ($99,250 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,401
Property tax
$469
Home insurance
$276
FHA mortgage insurance (MIP)
$293
You need at least $23,156 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,438; principal and interest $4,401.
The city and its county
La Quinta and Riverside County
La Quinta is in Riverside County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
La Quinta
Map of Riverside County, California, with La Quinta marked. Around it, the neighboring counties.
La Quinta
Riverside County
Other cities with a page
La Quinta's own numbers
Typical home value
$661,600
Typical monthly rent
$1,785
Typical yearly household income
$99,250
Households that own their home
76%
Effective property tax rate
0.85%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Riverside County
FHA limit, one-unit home
$690,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,103
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Riverside County.
A typical home in La Quinta is worth $661,600: 19% above the county and 10% below California. With the typical household income in La Quinta ($99,250 a year), a typical home costs 6.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
La Quinta6.7 years
Riverside6.0 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Riverside County
According to FHFA’s house price index, home prices in Riverside County rose 105% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Riverside County.
Yearly change in FHFA’s price index in Riverside County, 2016 to 2025
2016: +6.6% +6.6% 2016
2017: +7.7% +7.7% 2017
2018: +7.1% +7.1% 2018
2019: +4.0% +4.0% 2019
2020: +4.1% +4.1% 2020
2021: +17.3% +17.3% 2021
2022: +19.1% +19.1% 2022
2023: +3.1% +3.1% 2023
2024: +5.8% +5.8% 2024
2025: +1.3% +1.3% 2025
Change in FHFA’s price index in Riverside County, California and the United States
Period
County
California
U.S.
Last year (2025)
+1.3%
+0.8%
+2.9%
5 years (2020–2025)
+54%
+40%
+47%
10 years (2015–2025)
+105%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
La Quinta next to Riverside County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
La Quinta$661,600
Riverside$557,300
California$734,700
United States$332,700
Typical monthly rent
La Quinta$1,785
Riverside$1,901
California$2,036
United States$1,413
Typical yearly household income
La Quinta$99,250
Riverside$93,074
California$99,122
United States$80,734
See the full table
La Quinta next to Riverside County and California
Measure
La Quinta
Riverside County
California
U.S.
Typical home value
$661,600 ▲19% above the county
$557,300
$734,700
$332,700
Typical monthly rent
$1,785 ▼6% below the county
$1,901
$2,036
$1,413
Typical yearly household income
$99,250 ▲7% above the county
$93,074
$99,122
$80,734
Households that own their home
76% ▲7 points above the county
69%
56%
65%
Typical yearly property tax
$5,636 ▲30% above the county
$4,348
$5,124
$3,119
Effective property tax rate
0.85% ▲0.07 points above the county
0.78%
0.7%
0.94%
Renters with high rent for their income
55% ▼4 points below the county
59%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Riverside County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in La Quinta
For a typical $661,600 home in La Quinta, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, La Quinta's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,438a month
Least cash to close
Down payment
$23,156
Cash to close
$43,004
Rate
7.18%
Mortgage insurance
FHA MIP · $293
Conventional, 5% down$5,316a month
Down payment
$33,080
Cash to close
$52,928
Rate
7.18%
Mortgage insurance
PMI · $314
Conventional, 20% down, no PMI$4,330a month
Down payment
$132,320
Cash to close
$152,168
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,941a month
Down payment
$99,240
Cash to close
$119,088
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in La Quinta
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,438
$23,156
$649,617
7.18%
FHA MIP · $293
$43,004
580
Conventional, 5% down
$5,316
$33,080
$628,520
7.18%
PMI · $314
$52,928
620*
Conventional, 20% down, no PMI
$4,330
$132,320
$529,280
7.18%
None
$152,168
620*
ITIN, 15% down (example)
$4,941
$99,240
$562,360
8.18%
None
$119,088
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in La Quinta is $1,785 a month: 6% below the county. In La Quinta, 55% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Riverside County, by unit size. To pay the 2-bedroom one ($2,103 a month) without spending more than 30% of your income, you would need to earn $40.44 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Riverside County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,605
$30.87
$64,200
1 bedroom
$1,705
$32.79
$68,200
2 bedrooms
$2,103
$40.44
$84,120
3 bedrooms
$2,771
$53.29
$110,840
4 bedrooms
$3,336
$64.15
$133,440
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in La Quinta
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). La Quinta is in ZIP code 92253.
For 2 bedrooms it is $2,130: $27 more than the fair market rent for Riverside County ($2,103).
Fair market rent by ZIP code and size in La Quinta, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
92253
$1,630
$1,730
$2,130
$2,810
$3,380
ZIP code2 bd3 bd
92253 $2,130$2,810
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for La Quinta when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 8 buildings with rents for lower incomes in La Quinta. These are the largest.
Wolff Waters Place Apts47795 Dune Palms Rd, La Quinta 92253218 homes, 216 low-income · 1 bd: 22 · 2 bd: 68 · 3 bd: 104 · 4 bd: 24 · In service since 2009 · For families
Coral Mountain Apts79625 Vista Coralina Ln, La Quinta 92253176 homes, 174 low-income · 1 bd: 40 · 2 bd: 82 · 3 bd: 54 · In service since 2014
Washington Street Apartments78075 Hidden River Road, La Quinta 92253140 homes, 138 low-income · 1 bd: 138 · 2 bd: 1 · 3 bd: 1 · In service since 2018 · For older adults
Season at Miraflores47747 Gertrude Way, La Quinta 92253118 homes, 116 low-income · 1 bd: 94 · 2 bd: 24 · In service since 2003 · For older adults
Villa Cortina Apts50701 Washington St, La Quinta 92253116 homes, 114 low-income · 2 bd: 76 · 3 bd: 36 · 4 bd: 4 · In service since 1997 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 9 HUD-approved agencies with an office in Riverside County; 7 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for La Quinta or Riverside County. The ones below are statewide in California: they work in La Quinta the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for La Quinta or Riverside County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for La Quinta and all of Riverside County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in La Quinta?
The typical home value in La Quinta is $661,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Riverside County it is $557,300.
How much does it cost to rent in La Quinta?
Typical rent in La Quinta is $1,785 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Riverside County is $2,103.
What is the FHA loan limit in La Quinta?
La Quinta uses the FHA limit for all of Riverside County (2026): $690,000 for a one-unit home and $1,326,950 for a four-unit home.
How much property tax do owners pay in La Quinta?
The typical homeowner in La Quinta pays $5,636 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in Riverside County, the rate is 0.78%.
Where can I find free help to buy or rent in La Quinta?
There are 9 HUD-approved counseling agencies with an office in Riverside County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
