Renting · Section 8
Data from November 2026
Renting in Napa County, California
Napa County has a HUD fair market rent of $3,375 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $2,237 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $64.90 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $3,375
- a month, HUD, Fiscal year 2027
- 28% more than in California
- Typical rent
- $2,237
- a month, Census, Average 2020–2024
- 10% more than in California
- Wage needed
- $64.90
- an hour, 2 bedrooms
- Or $135,000 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 55%
- spend 30% or more of income on rent
- About the same as in California
Only here
Renting in Napa County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Nearby, in Colusa County, the typical rent is $1,157: 48% less than in Napa County ($2,237).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Napa County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Napa County was $2,906 a month in September 2026: 2.3% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $2,350 | $45.19 | $94,000 |
| 1 bedroom | $2,580 | $49.62 | $103,200 |
| 2 bedrooms | $3,375 | $64.90 | $135,000 |
| 3 bedrooms | $4,201 | $80.79 | $168,040 |
| 4 bedrooms | $5,094 | $97.96 | $203,760 |
HUD area: Napa, CA MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 13 ZIP codes in Napa County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $2,990 in 94508 to $3,790 in 94503. 7 ZIP codes are above the county's fair market rent ($3,375).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 94503 | Napa, CA | $2,640 | $2,890 | $3,790 | $4,710 | $5,710 |
|---|---|---|---|---|---|---|
| 94503 | Vallejo, CA | $2,640 | $2,890 | $3,790 | $4,710 | $5,710 |
| 94508 | Napa, CA | $2,060 | $2,280 | $2,990 | $3,800 | $4,450 |
| 94558 | Napa, CA | $2,460 | $2,700 | $3,530 | $4,390 | $5,330 |
| 94558 | Vallejo, CA | $2,460 | $2,700 | $3,530 | $4,390 | $5,330 |
| 94559 | Napa, CA | $2,300 | $2,530 | $3,310 | $4,120 | $5,000 |
| 94562 | Napa, CA | $2,350 | $2,580 | $3,380 | $4,210 | $5,100 |
| 94567 | Napa, CA | $2,370 | $2,610 | $3,410 | $4,240 | $5,150 |
| 94573 | Napa, CA | $2,300 | $2,530 | $3,300 | $4,110 | $4,990 |
| 94574 | Napa, CA | $2,160 | $2,370 | $3,100 | $3,860 | $4,680 |
| 94574 | Santa Rosa-Petaluma, CA | $2,160 | $2,370 | $3,100 | $3,860 | $4,680 |
| 94576 | Napa, CA | $2,160 | $2,370 | $3,100 | $3,860 | $4,680 |
| 94599 | Napa, CA | $2,530 | $2,780 | $3,640 | $4,530 | $5,490 |
- 94503 · Napa, CA $3,790$4,710
- 94503 · Vallejo, CA $3,790$4,710
- 94508 · Napa, CA $2,990$3,800
- 94558 · Napa, CA $3,530$4,390
- 94558 · Vallejo, CA $3,530$4,390
- 94559 · Napa, CA $3,310$4,120
- 94562 · Napa, CA $3,380$4,210
- 94567 · Napa, CA $3,410$4,240
- 94573 · Napa, CA $3,300$4,110
- 94574 · Napa, CA $3,100$3,860
- 94574 · Santa Rosa-Petaluma, CA $3,100$3,860
- 94576 · Napa, CA $3,100$3,860
- 94599 · Napa, CA $3,640$4,530
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Napa County, 55% of renter households are in that position; in California, 55%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
55%
of renter households spend 30% or more of their income on rent.
18,208 households rent in Napa County
- Spend half or more of their income 27%
- Spend 30% or more, but less than half 28%
- Spend less than 30% 45%
Compared with the state and the country
- Napa 55%
- California 55%
- United States 51%
Low-income apartments
Low-income apartments in Napa County
HUD lists 27 properties with homes for low-income households in Napa County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 23
- HUD-assisted
- 8
2,012 homes in all; 1,860 of them low-income, according to HUD.
- Rohlffs Concordia Manor Tax credit (LIHTC) · HUD-assisted 2400 Fair Dr, Napa 94558 355 homes, 351 low-income · Studio: 206 · 1 bd: 141 · 2 bd: 8 · In service since 2010 · For older adults · (707) 255-9555
- Vineyard Crossings Tax credit (LIHTC) 202 Tapestry Ln, American Canyon 94503 145 homes, 144 low-income · 1 bd: 24 · 2 bd: 63 · 3 bd: 55 · 4 bd: 3 · In service since 2007 · For families
- Napa Park Homes Tax credit (LIHTC) · HUD-assisted 790 Lincoln Ave, Napa 94558 140 homes, 128 low-income · 1 bd: 32 · 2 bd: 52 · 3 bd: 56 · In service since 2019 · For families · (707) 255-3119
- The Reserve at Napa Tax credit (LIHTC) 710 Trancas St, Napa 94558 117 homes, 116 low-income · 1 bd: 81 · 2 bd: 36 · In service since 2002 · For older adults
- Vintage at Napa Tax credit (LIHTC) 2360 Redwood Rd, Napa 94558 115 low-income homes · 1 bd: 109 · 2 bd: 6 · In service since 2003 · For older adults
- Apartments at Silverado Creek Tax credit (LIHTC) 3550 Villa Ln, Napa 94558 102 homes, 100 low-income · 1 bd: 18 · 2 bd: 30 · 3 bd: 48 · 4 bd: 6 · In service since 2000 · For families
- Napa Creek Manor HUD-assisted 1300 Jefferson St, Napa 94559 84 low-income homes · For older adults · (707) 257-1878
- Stonebridge Apartments Tax credit (LIHTC) 990 College Ave, Saint Helena 94574 80 homes, 79 low-income · 1 bd: 8 · 2 bd: 36 · 3 bd: 28 · 4 bd: 8 · In service since 2015 · For families
- Jefferson Street Sr Hsg HUD-assisted 3400 Jefferson St, Napa 94558 78 homes, 77 low-income · For older adults · (707) 257-8875
- Charter Oaks Apts Tax credit (LIHTC) · HUD-assisted 3025 Browns Valley Rd, Napa 94558 75 low-income homes · 1 bd: 15 · 2 bd: 43 · 3 bd: 16 · In service since 2000 · For families · (707) 257-2051
- Valley View Senior Housing Tax credit (LIHTC) 1 Natalie Ln, American Canyon 94503 70 homes, 69 low-income · 1 bd: 66 · 2 bd: 4 · In service since 2019 · For older adults
- Hunt's Grove Apts Tax credit (LIHTC) 548 Hunt Ave, Saint Helena 94574 56 low-income homes · In service since 1992 · For families
- Mayacamas Village Apts Tax credit (LIHTC) 70 Calaveras Ct, Napa 94559 51 homes, 50 low-income · 2 bd: 16 · 3 bd: 25 · 4 bd: 10 · In service since 1994 · For families
- Woodbridge Village Apts Tax credit (LIHTC) · HUD-assisted 727 Hunt Ave, Saint Helena 94574 50 low-income homes · 1 bd: 48 · 2 bd: 2 · In service since 2013 · For older adults · (707) 963-3231
- Stoddard West Apartments Tax credit (LIHTC) 345 Gasser Dr, Napa 94559 50 homes, 49 low-income · 1 bd: 15 · 2 bd: 20 · 3 bd: 15 · In service since 2019 · For families
- Calistoga Family Apartments Tax credit (LIHTC) 1715 Washington St, Calistoga 94515 48 homes, 47 low-income · 1 bd: 16 · 2 bd: 16 · 3 bd: 16 · In service since 2015 · For families
- La Pradera Tax credit (LIHTC) 38 Brannan St, Calistoga 94515 48 homes, 47 low-income · In service since 1994 · For families
- Oak Creek Terrace Tax credit (LIHTC) 2670 1st St, Napa 94558 41 homes, 40 low-income · 1 bd: 7 · 2 bd: 20 · 3 bd: 14 · In service since 2016 · For older adults
- Magnolia Park Townhomes & Apts Tax credit (LIHTC) 2000 Imola Ave, Napa 94559 29 homes, 28 low-income · Studio: 4 · 1 bd: 4 · 2 bd: 5 · 3 bd: 12 · 4 bd: 4 · In service since 2005 · For families
- Anton Napa Apts Tax credit (LIHTC) 703 Saratoga Dr, Napa 94559 134 homes, 27 low-income · 1 bd: 40 · 2 bd: 74 · 3 bd: 20 · In service since 2014
- Arroyo Grande Villas Tax credit (LIHTC) 1899 Finnell Rd, Yountville 94599 36 homes, 24 low-income · 1 bd: 10 · 2 bd: 7 · 3 bd: 8 · In service since 2010 · For families
- Pecan Court Tax credit (LIHTC) 2020 Clay St, Napa 94559 25 homes, 24 low-income · 1 bd: 8 · 2 bd: 9 · 3 bd: 8 · In service since 1999 · For families
- Palisades Apts Tax credit (LIHTC) 40 Brannan St, Calistoga 94515 24 homes, 23 low-income · 1 bd: 14 · 2 bd: 10 · In service since 2009
- Napa Courtyards Tax credit (LIHTC) 535 Coombsville Rd, Napa 94558 20 homes, 19 low-income · 1 bd: 4 · 2 bd: 10 · 3 bd: 6 · In service since 2019 · For families
- Skyline Apartments HUD-assisted 2009 Imola Ave, Napa 94559 19 homes, 18 low-income · For people with disabilities · (707) 259-1596
- Schoolhouse Court Tax credit (LIHTC) 2175 Shurtleff Ave, Napa 94559 14 low-income homes · 3 bd: 6 · 4 bd: 8 · In service since 1999 · For families
- Bay House HUD-assisted 400 Fairview Dr., Napa 94559 6 low-income homes · For people with disabilities · (707) 252-6845
4 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Napa County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Napa County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $37,050 | $61,700 | $98,700 |
| 2 people | $42,350 | $70,500 | $112,800 |
| 3 people | $47,650 | $79,350 | $126,850 |
| 4 people | $52,900 | $88,150 | $140,950 |
| 5 people | $57,150 | $95,250 | $152,250 |
| 6 people | $61,400 | $102,300 | $163,550 |
| 7 people | $65,600 | $109,300 | $174,800 |
| 8 people | $69,850 | $116,350 | $186,100 |
Area median income: $165,400. HUD income limits by family size, Fiscal year 2026. Area: Napa, CA MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $2,115 – $2,585
- 1 bedroom $2,322 – $2,838
- 2 bedrooms $3,038 – $3,713
- 3 bedrooms $3,781 – $4,621
- 4 bedrooms $4,585 – $5,603
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of the City of Napa Section 8 vouchers · 1,470 vouchers (707) 257-9543 Housing Authority of the City of Napa: sgaul@cityofnapa.org
Housing agencies in California Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in California
What California law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1 month of rent
- Cal. Civ. Code §1950.5(c)(1), (c)(4)
- When must they return my deposit?
- 21 days
- Cal. Civ. Code §1950.5
- If I fall behind on rent, what notice must I get?
- 3 court days
- Cal. Code Civ. Proc. §1161(2)
- How much notice ends a month-to-month rental?
- 30 or 60 days, depending on the case
- Cal. Civ. Code §1946.1(b), (c)
- Only a court order can remove youCal. Civ. Code §789.3
- Protection from retaliationCal. Civ. Code §1942.5
- Protection related to immigration statusCal. Civ. Code §1940.3
Help
Where to get help with rent in Napa County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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Balance - Santa Rosa
3033 Cleveland Ave, Santa Rosa · 22 miles away
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 8 more
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Richmond Neighborhood Housing Services, Inc
3220 Blume Dr Ste 198, Richmond · 36 miles away
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 3 more
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Community Housing Development Corporation of North Richmond
1535 Fred Jackson Way Ste A, Richmond · 38 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
Rental assistance programs
The ones that serve in Napa County or the whole state, with what each page says about being open.
-
Low Income Home Energy Assistance Program (LIHEAP): energy bill help
Run by California Department of Community Services and Development (CSD)
One-time payment from the federal LIHEAP program in California to help with your heating or cooling bill, or if your service is about to be shut off
Limited funds remain, per the source
See details
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Napa County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in California, the average home bill was $161 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$6,750
What you need before you get the keys.
What adds up
- First month
- $3,375
- Security deposit
- $3,375
- Total
- $6,750
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Napa County?
According to HUD (Fiscal year 2027): Studio: $2,350; 1 bedroom: $2,580; 2 bedrooms: $3,375; 3 bedrooms: $4,201; 4 bedrooms: $5,094. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Napa County?
Paying the 2-bedroom fair market rent ($3,375) without spending more than 30% of income takes $64.90 an hour full time, or $135,000 a year.
Who qualifies for Section 8 in Napa County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $88,150 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Napa County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $3,038 and $3,713 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Napa County?
For 2 bedrooms they run from $2,990 in 94508 to $3,790 in 94503. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Napa County?
HUD lists 27 properties with homes for low-income households in Napa County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Napa County?
HUD counts rent as a burden when it reaches 30% of income or more. In Napa County, 55% of renter households are in that position; in California, 55%, and nationwide, 51% (Average 2020–2024, Census).