Renting · Section 8
Data from November 2026
Renting in Pinal County, Arizona
Pinal County has a HUD fair market rent of $1,734 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,537 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $33.35 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,734
- a month, HUD, Fiscal year 2027
- 7% more than in Arizona
- Typical rent
- $1,537
- a month, Census, Average 2020–2024
- About the same as in Arizona
- Wage needed
- $33.35
- an hour, 2 bedrooms
- Or $69,360 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 47%
- spend 30% or more of income on rent
- 9% less than in Arizona
Only here
Renting in Pinal County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Of the 15 counties in Arizona, Pinal County has the highest homeownership rate: 82%.
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Among the neighboring counties, Santa Cruz County has the lowest typical rent ($829), 46% below the $1,537 in Pinal County.
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Pinal County has the 2nd highest typical rent of the 15 counties in Arizona ($1,537).
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Pinal County has the 2nd highest typical household income of the 15 counties in Arizona ($80,266).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Pinal County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Pinal County was $1,799 a month in September 2026: 0.8% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,390 | $26.73 | $55,600 |
| 1 bedroom | $1,493 | $28.71 | $59,720 |
| 2 bedrooms | $1,734 | $33.35 | $69,360 |
| 3 bedrooms | $2,287 | $43.98 | $91,480 |
| 4 bedrooms | $2,537 | $48.79 | $101,480 |
HUD area: Phoenix-Mesa-Chandler, AZ MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 32 ZIP codes in Pinal County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,380 in 85120 to $2,280 in 85142. 11 ZIP codes are above the county's fair market rent ($1,734).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 85118 | Phoenix-Mesa-Chandler, AZ | $1,150 | $1,230 | $1,430 | $1,910 | $2,140 |
|---|---|---|---|---|---|---|
| 85119 | Phoenix-Mesa-Chandler, AZ | $1,110 | $1,200 | $1,390 | $1,870 | $2,120 |
| 85120 | Phoenix-Mesa-Chandler, AZ | $1,080 | $1,170 | $1,380 | $1,870 | $2,120 |
| 85121 | Phoenix-Mesa-Chandler, AZ | $1,660 | $1,790 | $2,070 | $2,760 | $3,060 |
| 85122 | Phoenix-Mesa-Chandler, AZ | $1,150 | $1,240 | $1,440 | $1,900 | $2,120 |
| 85123 | Phoenix-Mesa-Chandler, AZ | $1,080 | $1,170 | $1,380 | $1,870 | $2,120 |
| 85128 | Phoenix-Mesa-Chandler, AZ | $1,110 | $1,190 | $1,380 | $1,870 | $2,120 |
| 85131 | Phoenix-Mesa-Chandler, AZ | $1,080 | $1,170 | $1,380 | $1,870 | $2,120 |
| 85132 | Phoenix-Mesa-Chandler, AZ | $1,250 | $1,340 | $1,560 | $2,060 | $2,280 |
| 85137 | Phoenix-Mesa-Chandler, AZ | $1,120 | $1,220 | $1,420 | $1,900 | $2,130 |
| 85138 | Phoenix-Mesa-Chandler, AZ | $1,680 | $1,810 | $2,100 | $2,770 | $3,070 |
| 85139 | Phoenix-Mesa-Chandler, AZ | $1,370 | $1,470 | $1,710 | $2,260 | $2,500 |
| 85140 | Phoenix-Mesa-Chandler, AZ | $1,680 | $1,810 | $2,100 | $2,770 | $3,070 |
| 85141 | Phoenix-Mesa-Chandler, AZ | $1,080 | $1,170 | $1,380 | $1,870 | $2,120 |
| 85142 | Phoenix-Mesa-Chandler, AZ | $1,830 | $1,960 | $2,280 | $3,010 | $3,340 |
| 85143 | Phoenix-Mesa-Chandler, AZ | $1,630 | $1,750 | $2,030 | $2,680 | $2,970 |
| 85145 | Phoenix-Mesa-Chandler, AZ | $1,310 | $1,430 | $1,650 | $2,200 | $2,440 |
| 85147 | Phoenix-Mesa-Chandler, AZ | $1,460 | $1,560 | $1,820 | $2,400 | $2,660 |
| 85172 | Phoenix-Mesa-Chandler, AZ | $1,320 | $1,420 | $1,640 | $2,170 | $2,400 |
| 85173 | Phoenix-Mesa-Chandler, AZ | $1,080 | $1,170 | $1,380 | $1,870 | $2,120 |
| 85191 | Phoenix-Mesa-Chandler, AZ | $1,110 | $1,190 | $1,380 | $1,870 | $2,120 |
| 85192 | Gila County, AZ | $1,080 | $1,170 | $1,380 | $1,870 | $2,120 |
| 85192 | Phoenix-Mesa-Chandler, AZ | $1,080 | $1,170 | $1,380 | $1,870 | $2,120 |
| 85193 | Phoenix-Mesa-Chandler, AZ | $1,080 | $1,170 | $1,380 | $1,870 | $2,120 |
| 85194 | Phoenix-Mesa-Chandler, AZ | $1,190 | $1,270 | $1,480 | $1,950 | $2,170 |
| 85618 | Phoenix-Mesa-Chandler, AZ | $1,080 | $1,170 | $1,380 | $1,870 | $2,120 |
| 85623 | Phoenix-Mesa-Chandler, AZ | $1,670 | $1,810 | $2,100 | $2,800 | $3,110 |
| 85631 | Phoenix-Mesa-Chandler, AZ | $1,080 | $1,170 | $1,380 | $1,870 | $2,120 |
| 85658 | Phoenix-Mesa-Chandler, AZ | $1,470 | $1,640 | $2,100 | $2,900 | $3,290 |
| 85658 | Tucson, AZ | $1,470 | $1,640 | $2,100 | $2,900 | $3,290 |
| 85739 | Phoenix-Mesa-Chandler, AZ | $1,510 | $1,650 | $1,990 | $2,670 | $2,990 |
| 85739 | Tucson, AZ | $1,510 | $1,650 | $1,990 | $2,670 | $2,990 |
- 85118 · Phoenix-Mesa-Chandler, AZ $1,430$1,910
- 85119 · Phoenix-Mesa-Chandler, AZ $1,390$1,870
- 85120 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85121 · Phoenix-Mesa-Chandler, AZ $2,070$2,760
- 85122 · Phoenix-Mesa-Chandler, AZ $1,440$1,900
- 85123 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85128 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85131 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85132 · Phoenix-Mesa-Chandler, AZ $1,560$2,060
- 85137 · Phoenix-Mesa-Chandler, AZ $1,420$1,900
- 85138 · Phoenix-Mesa-Chandler, AZ $2,100$2,770
- 85139 · Phoenix-Mesa-Chandler, AZ $1,710$2,260
- 85140 · Phoenix-Mesa-Chandler, AZ $2,100$2,770
- 85141 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85142 · Phoenix-Mesa-Chandler, AZ $2,280$3,010
- 85143 · Phoenix-Mesa-Chandler, AZ $2,030$2,680
- 85145 · Phoenix-Mesa-Chandler, AZ $1,650$2,200
- 85147 · Phoenix-Mesa-Chandler, AZ $1,820$2,400
- 85172 · Phoenix-Mesa-Chandler, AZ $1,640$2,170
- 85173 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85191 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85192 · Gila County, AZ $1,380$1,870
- 85192 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85193 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85194 · Phoenix-Mesa-Chandler, AZ $1,480$1,950
- 85618 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85623 · Phoenix-Mesa-Chandler, AZ $2,100$2,800
- 85631 · Phoenix-Mesa-Chandler, AZ $1,380$1,870
- 85658 · Phoenix-Mesa-Chandler, AZ $2,100$2,900
- 85658 · Tucson, AZ $2,100$2,900
- 85739 · Phoenix-Mesa-Chandler, AZ $1,990$2,670
- 85739 · Tucson, AZ $1,990$2,670
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Pinal County, 47% of renter households are in that position; in Arizona, 51%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
47%
of renter households spend 30% or more of their income on rent.
29,599 households rent in Pinal County
- Spend half or more of their income 20%
- Spend 30% or more, but less than half 26%
- Spend less than 30% 53%
Compared with the state and the country
- Pinal 47%
- Arizona 51%
- United States 51%
Low-income apartments
Low-income apartments in Pinal County
HUD lists 29 properties with homes for low-income households in Pinal County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 25
- HUD-assisted
- 5
- public housing
- 1
1,756 homes in all; 1,661 of them low-income, according to HUD.
- Pinal Public housing 733 S Tomahawk Rd, Apache Junction 85119 139 low-income homes · Run by Pinal County Housing Authority · Average payment: $431 a month · Average wait: 58 months · Homes at several sites · (520) 866-7203
- Crossing at Apache Junction Tax credit (LIHTC) 380 S Phelps Dr, Apache Junction 85120 116 homes, 111 low-income · 1 bd: 17 · 2 bd: 44 · 3 bd: 56 · In service since 2000
- Villas By Mary T Casa Grande Tax credit (LIHTC) 1576 E Cottonwood Ln, Casa Grande 85122 132 homes, 99 low-income · 2 bd: 111 · 3 bd: 21 · In service since 2000
- Silver Mesa Apts Tax credit (LIHTC) 344 N Pottebaum Rd, Casa Grande 85122 96 low-income homes · 2 bd: 32 · 3 bd: 64 · In service since 1999
- Kachina Apts Tax credit (LIHTC) · HUD-assisted 316 N Avenue A, Casa Grande 85122 96 homes, 95 low-income · 1 bd: 48 · 2 bd: 48 · In service since 2013 · For older adults · (520) 836-9400
- Cypress Point Apts Tax credit (LIHTC) 1771 E McMurray Blvd, Casa Grande 85122 104 homes, 92 low-income · 1 bd: 52 · 2 bd: 52 · In service since 2002
- Apache Junction Townhomes Tax credit (LIHTC) 1170 N Idaho Rd, Apache Junction 85119 88 low-income homes · 3 bd: 80 · 4 bd: 8 · In service since 2013 · For families
- Cottonwood Crossing Apts Tax credit (LIHTC) 1565 N Wildflower Dr, Casa Grande 85122 80 low-income homes · 1 bd: 24 · 2 bd: 24 · 3 bd: 32 · In service since 1999
- Oasis at the Wells Tax credit (LIHTC) 41535 W Shea Way, Maricopa 85138 72 low-income homes · 1 bd: 18 · 2 bd: 32 · 3 bd: 22 · In service since 2020 · For families
- Florence Park Tax credit (LIHTC) 401 E Stewart St, Florence 85132 88 homes, 70 low-income · 2 bd: 18 · 3 bd: 70 · In service since 1999
- Maddox Estates Townhomes Tax credit (LIHTC) 517 W Alsdorf Rd, Eloy 85131 60 low-income homes · 2 bd: 26 · 3 bd: 29 · 4 bd: 5 · In service since 2005 · For families
- Palm View Apartments HUD-assisted 851 E Palm Parke Blvd, Casa Grande 85122 60 homes, 59 low-income · For families · (520) 836-7998
- Saguaro Gardens Tax credit (LIHTC) 1501 S Highway 79, Florence 85132 72 homes, 58 low-income · 2 bd: 47 · 3 bd: 25 · In service since 1999
- Florence Sunrise Apartments Tax credit (LIHTC) 644 E Florence Heights Dr, Florence 85132 58 homes, 57 low-income · 1 bd: 10 · 2 bd: 30 · 3 bd: 18 · In service since 2016 · For families
- Apache Junction Villas Tax credit (LIHTC) 235 W Tepee St, Apache Junction 85120 52 low-income homes · 2 bd: 52 · In service since 2019 · For older adults
- Desert View Apts Tax credit (LIHTC) 904 N Washington St, Coolidge 85128 46 homes, 44 low-income · 2 bd: 13 · 3 bd: 29 · 4 bd: 4
- Superior Arboretum Apartments HUD-assisted 199 W Gray Dr, Superior 85173 42 homes, 41 low-income · For older adults · (520) 689-2112
- Oracle Apts Tax credit (LIHTC) 1256 W Neal St, Oracle 85623 40 homes, 39 low-income · 1 bd: 16 · 2 bd: 23 · In service since 1991
- Ak-Chin Homes I Tax credit (LIHTC) 42507 W Peters and Nall Rd, Maricopa 85138 36 low-income homes · 2 bd: 13 · 3 bd: 16 · 4 bd: 8 · In service since 2004
- Somerset Manor Apts Tax credit (LIHTC) 802 E Oneil Dr, Casa Grande 85122 36 low-income homes · 1 bd: 35 · 2 bd: 1 · In service since 1996
- Villas de Sonora Senior Housing Tax credit (LIHTC) 507 W Alsdorf Rd, Eloy 85131 36 homes, 31 low-income · 1 bd: 30 · 2 bd: 7 · In service since 2007 · For older adults
- Eloy Village Apts Tax credit (LIHTC) 413 E 1st St, Eloy 85131 32 homes, 31 low-income · 1 bd: 10 · 2 bd: 20 · 3 bd: 2 · In service since 1994
- Santa Cruz Village HUD-assisted 118 E 5th St, Eloy 85131 30 low-income homes · For older adults · (520) 466-7706
- Heritage Glen Retirement Apts Tax credit (LIHTC) 1040 N 9th St, Coolidge 85128 28 low-income homes · 1 bd: 26 · 2 bd: 2 · In service since 2013 · For older adults
- Canyon Creek Apts Tax credit (LIHTC) 901 N California St, Coolidge 85128 26 low-income homes · 1 bd: 3 · 2 bd: 7 · 3 bd: 10 · 4 bd: 6
- Coronado Community Tax credit (LIHTC) 903 N California St, Coolidge 85128 26 low-income homes · 1 bd: 3 · 2 bd: 7 · 3 bd: 12 · 4 bd: 4
- Family Estates of Eloy Apts Tax credit (LIHTC) · HUD-assisted 701 N A St, Eloy 85131 24 low-income homes · 1 bd: 4 · 2 bd: 16 · 3 bd: 4 · In service since 1995 · For families · (520) 466-3779
- Vah Ki Court Apts Tax credit (LIHTC) 1050 N 9th St, Coolidge 85128 24 low-income homes · 1 bd: 8 · 2 bd: 16
- Ak-Chin Homes II Tax credit (LIHTC) 42507 W Peters and Nall Rd, Maricopa 85138 17 low-income homes · 3 bd: 25 · In service since 2006
2 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Pinal County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Pinal County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $23,600 | $39,350 | $62,950 |
| 2 people | $27,000 | $45,000 | $71,950 |
| 3 people | $30,350 | $50,600 | $80,950 |
| 4 people | $33,700 | $56,200 | $89,900 |
| 5 people | $38,680 | $60,700 | $97,100 |
| 6 people | $44,360 | $65,200 | $104,300 |
| 7 people | $50,040 | $69,700 | $111,500 |
| 8 people | $55,720 | $74,200 | $118,700 |
Area median income: $112,400. HUD income limits by family size, Fiscal year 2026. Area: Phoenix-Mesa-Chandler, AZ MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,251 – $1,529
- 1 bedroom $1,344 – $1,642
- 2 bedrooms $1,561 – $1,907
- 3 bedrooms $2,058 – $2,516
- 4 bedrooms $2,283 – $2,791
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Pinal County Housing Authority Public housing and Section 8 vouchers · 870 vouchers · 139 public housing units (520) 866-7203 Pinal County Housing Authority: marshell.williams@pinal.gov
- Eloy Housing Authority Public housing (520) 466-7162 Eloy Housing Authority: emmally@eloyha.com
Housing agencies in Arizona Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Arizona
What Arizona law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1.5 months of rent
- Ariz. Rev. Stat. §33-1321(A)
- When must they return my deposit?
- 14 business days
- Ariz. Rev. Stat. §33-1321(D)
- If I fall behind on rent, what notice must I get?
- 5 calendar days
- Ariz. Rev. Stat. §33-1368(B)
- How much notice ends a month-to-month rental?
- 30 days
- Ariz. Rev. Stat. §33-1375(B)
- Only a court order can remove youAriz. Rev. Stat. §§33-1367, 33-1364(C)
- Protection from retaliationAriz. Rev. Stat. §33-1381
- Repair and deduct from the rentAriz. Rev. Stat. §33-1363(A)
Help
Where to get help with rent in Pinal County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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Nid-Hca Phoenix Randolph
4600 E Washington St, Phoenix · 51 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
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Pima County Community Land Trust (PCCLT)
17 N Linda Ave, Tucson · 53 miles away · Spanish
- Mortgage delinquency and default
- Budget and credit workshops
- and 6 more
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Administration of Resources and Choices (ARC)
1625 N Alvernon Way Ste 101, Tucson · 54 miles away · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 5 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Pinal County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Arizona, the average home bill was $160 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,468
What you need before you get the keys.
What adds up
- First month
- $1,734
- Security deposit
- $1,734
- Total
- $3,468
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Pinal County?
According to HUD (Fiscal year 2027): Studio: $1,390; 1 bedroom: $1,493; 2 bedrooms: $1,734; 3 bedrooms: $2,287; 4 bedrooms: $2,537. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Pinal County?
Paying the 2-bedroom fair market rent ($1,734) without spending more than 30% of income takes $33.35 an hour full time, or $69,360 a year.
Who qualifies for Section 8 in Pinal County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $56,200 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Pinal County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,561 and $1,907 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Pinal County?
For 2 bedrooms they run from $1,380 in 85120 to $2,280 in 85142. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Pinal County?
HUD lists 29 properties with homes for low-income households in Pinal County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Pinal County?
HUD counts rent as a burden when it reaches 30% of income or more. In Pinal County, 47% of renter households are in that position; in Arizona, 51%, and nationwide, 51% (Average 2020–2024, Census).