In Kingman, a typical home is worth $267,700 and typical rent is $1,058 a month. Compared with all of Mohave County, typical household income is 7% higher and the share of households that own their home is 6 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $242,626 to $273,927.
Typical rent
$1,446a month
▼ 0.6% less than 12 months ago
Typical rent from Zillow, September 2022 to September 2026: from $1,364 to $1,446.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Kingman is in Mohave County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Mohave County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in New Kingman-Butler, the typical home value is $118,900: 56% less than in Kingman ($267,700).
2
According to Zillow, in the 12 months to September 2026 the typical home value in Kingman rose 2.1%; in Arizona, it fell 1%.
3
68% of households in Kingman own their home, against 74% in Mohave County.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Kingman
What homes there are in Kingman, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Kingman
Mohave County
Arizona
United States
Kind of home: Kingman and its comparisons
Measure
Kingman
Mohave County
Arizona
United States
Detached house
76%
62%
64%
61%
Attached house
2%
2%
5%
6%
Building of 2 to 4
7%
4%
5%
8%
Apartments (5 or more)
9%
6%
16%
19%
Mobile home
5%
24%
9%
6%
Boat, RV and other
Unreliable estimate
1%
0%
0%
In Kingman, 8 in 10 homes are single-family detached houses; in Mohave County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or later
Kingman
Mohave County
Arizona
United States
Year built: Kingman and its comparisons
Measure
Kingman
Mohave County
Arizona
United States
Before 1960
7%
2%
8%
26%
1960–1979
17%
17%
22%
24%
1980–1999
37%
43%
34%
25%
2000–2009
21%
26%
22%
14%
2010 or later
17%
12%
14%
11%
The typical year built in Kingman is 1995, about the same as in Mohave County (1995).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K8%
$100K–$200K19%
$200K–$300K32%
$300K–$500K33%
$500K–$750K6%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Kingman and its comparisons
Measure
Kingman
Under $100K
8%
$100K–$200K
19%
$200K–$300K
32%
$300K–$500K
33%
$500K–$750K
6%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
The FHA loan limit for Mohave County is $541,287, and about 93% of owner-occupied homes in Kingman are worth less than that.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5007%
$500–$99938%
$1,000–$1,49944%
HUD fair market rent, 2 bedrooms: $1,229
$1,500–$1,9997%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Kingman and its comparisons
Measure
Kingman
Under $500
7%
$500–$999
38%
$1,000–$1,499
44%
$1,500–$1,999
7%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
Measured against HUD's 2-bedroom fair market rent ($1,229), about 65% of rented homes in Kingman cost less.
With a mortgage
$1,308 a month
Mohave County: $1,408 a month
Without a mortgage
$376 a month
Mohave County: $401 a month
Owners with a mortgage
61%
Mohave County: 52%
Owning costs less in Kingman: with a mortgage, the typical cost is $1,308 a month; in Mohave County, $1,408. Without one, $376.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Kingman+75%
Mohave County+75%
Arizona+75%
United States+53%
Typical rent
Kingman+21%
Mohave County+32%
Arizona+47%
United States+33%
Typical household income
Kingman+26%
Mohave County+27%
Arizona+36%
United States+29%
Change since 2015–2019: Kingman and its comparisons
Measure
Kingman
Mohave County
Arizona
United States
Typical home value
+75%
+75%
+75%
+53%
Typical rent
+21%
+32%
+47%
+33%
Typical household income
+26%
+27%
+36%
+29%
From 2015–2019 to 2020–2024, home values in Kingman rose at about the same pace as in Mohave County: 75% against 75%.
The typical rent in Kingman rose 21% over the same time; in Mohave County, it rose 32%.
The typical household income in Kingman rose 26% over that time; home values changed +75% and rent +21%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Kingman and its comparisons
Measure
Kingman
Mohave County
Arizona
United States
Rental vacancy
Unreliable estimate
2.5%
5.8%
5.5%
Homeowner vacancy
Unreliable estimate
1.4%
1.0%
0.9%
More than one person per room
4.8%
3.4%
4.3%
3.4%
People per household
2.20
2.12
2.53
2.53
Drive alone
77%
76%
67%
69%
Carpool
11%
11%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
8%
9%
18%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
In Kingman, 4.8% of households live with more than one person per room, against 3.4% in Mohave County.
Much as in Mohave County, a household in Kingman has 2.20 people on average.
To get to work, 77% of workers in Kingman drive alone; in Mohave County, 76%.
Do the math
What would you pay each month for a home in Kingman?
A typical home costs more than the typical income allows
We start with a typical home in Kingman, worth $267,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Kingman, which is $61,792 a year. For that payment to be 28% of income, a household would need to earn about $89,801 a year.
The calculator's FHA and conventional loan limits are those of all of Mohave County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Kingman. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,370 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,095
at 7.18% · 30 years
Loan amount
$262,851
Total interest
$378,181
Paid off in
November 2056
Includes $4,521 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,442 a month
Tight
$1,442 to $1,854 a month
Hard
more than $1,854 a month
Your payment · 41%
Compared with the typical household income in Kingman ($61,792 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,781
Property tax
$85
Home insurance
$112
FHA mortgage insurance (MIP)
$118
You need at least $9,370 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,095; principal and interest $1,781.
The city and its county
Kingman and Mohave County
Kingman is in Mohave County, Arizona. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Kingman
Map of Mohave County, Arizona, with Kingman marked. Around it, the neighboring counties.
Kingman
Mohave County
Other cities with a page
Kingman's own numbers
Typical home value
$267,700
Typical monthly rent
$1,058
Typical yearly household income
$61,792
Households that own their home
68%
Effective property tax rate
0.38%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Mohave County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,229
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
2.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Mohave County.
A typical home in Kingman is worth $267,700: 5% below the county and 32% below Arizona. With the typical household income in Kingman ($61,792 a year), a typical home costs 4.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Kingman4.3 years
Mohave4.9 years
Arizona4.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Mohave County
According to FHFA’s house price index, home prices in Mohave County rose 116% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Mohave County.
Yearly change in FHFA’s price index in Mohave County, 2016 to 2025
2016: +5.6% +5.6% 2016
2017: +7.7% +7.7% 2017
2018: +10.6% +10.6% 2018
2019: +7.8% +7.8% 2019
2020: +7.0% +7.0% 2020
2021: +20.3% +20.3% 2021
2022: +19.3% +19.3% 2022
2023: −0.2% −0.2% 2023
2024: +2.8% +2.8% 2024
2025: +1.0% +1.0% 2025
Change in FHFA’s price index in Mohave County, Arizona and the United States
Period
County
Arizona
U.S.
Last year (2025)
+1.0%
+0.9%
+2.9%
5 years (2020–2025)
+49%
+55%
+47%
10 years (2015–2025)
+116%
+119%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Kingman next to Mohave County, Arizona and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Kingman$267,700
Mohave$281,000
Arizona$394,500
United States$332,700
Typical monthly rent
Kingman$1,058
Mohave$1,091
Arizona$1,543
United States$1,413
Typical yearly household income
Kingman$61,792
Mohave$57,684
Arizona$79,964
United States$80,734
See the full table
Kingman next to Mohave County and Arizona
Measure
Kingman
Mohave County
Arizona
U.S.
Typical home value
$267,700 ▼5% below the county
$281,000
$394,500
$332,700
Typical monthly rent
$1,058 ▼3% below the county
$1,091
$1,543
$1,413
Typical yearly household income
$61,792 ▲7% above the county
$57,684
$79,964
$80,734
Households that own their home
68% ▼6 points below the county
74%
67%
65%
Typical yearly property tax
$1,006 ▼19% below the county
$1,238
$1,879
$3,119
Effective property tax rate
0.38% ▼0.06 points below the county
0.44%
0.48%
0.94%
Renters with high rent for their income
48% ▼1 points below the county
49%
51%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Mohave County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Kingman
For a typical $267,700 home in Kingman, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kingman's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,095a month
Least cash to close
Down payment
$9,370
Cash to close
$17,401
Rate
7.18%
Mortgage insurance
FHA MIP · $118
Conventional, 5% down$2,046a month
Down payment
$13,385
Cash to close
$21,416
Rate
7.18%
Mortgage insurance
PMI · $127
Conventional, 20% down, no PMI$1,647a month
Down payment
$53,540
Cash to close
$61,571
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,895a month
Down payment
$40,155
Cash to close
$48,186
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Kingman
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,095
$9,370
$262,851
7.18%
FHA MIP · $118
$17,401
580
Conventional, 5% down
$2,046
$13,385
$254,315
7.18%
PMI · $127
$21,416
620*
Conventional, 20% down, no PMI
$1,647
$53,540
$214,160
7.18%
None
$61,571
620*
ITIN, 15% down (example)
$1,895
$40,155
$227,545
8.18%
None
$48,186
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Kingman is $1,058 a month: 3% below the county. In Kingman, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Mohave County, by unit size. To pay the 2-bedroom one ($1,229 a month) without spending more than 30% of your income, you would need to earn $23.63 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Mohave County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$953
$18.33
$38,120
1 bedroom
$959
$18.44
$38,360
2 bedrooms
$1,229
$23.63
$49,160
3 bedrooms
$1,708
$32.85
$68,320
4 bedrooms
$1,881
$36.17
$75,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Kingman
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kingman has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,230 in 86409 to $1,260 in 86401.
2 of the 2 are above the fair market rent for Mohave County ($1,229).
Fair market rent by ZIP code and size in Kingman, fiscal year 2027.
86401
$990
$1,000
$1,260
$1,760
$1,930
86409
$950
$960
$1,230
$1,710
$1,890
ZIP code2 bd3 bd
86401 $1,260$1,760
86409 $1,230$1,710
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kingman when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 10 buildings with rents for lower incomes in Kingman. These are the largest.
Somerset Village Apts3150 Harrison St, Kingman 8640172 low-income homes · 1 bd: 62 · 2 bd: 10 · In service since 2003
Kingman Heights Apartments-Amy Neal Retirement Center1020 Detroit Ave, Kingman 8640157 low-income homes · Studio: 4 · 1 bd: 53 · In service since 2017 · For older adults, people with disabilities(928) 753-2425
Harrison Haven3338 Harrison St, Kingman 8640957 homes, 56 low-income · For older adults(928) 757-0799
Kingman Veteran Villas2502 Veteran Way, Kingman 8640149 homes, 48 low-income · 2 bd: 49 · In service since 2020 · For people experiencing homelessness
Tivoli Heights Village Phase II3170 Harrison St, Kingman 8640148 low-income homes · 1 bd: 8 · 2 bd: 20 · 3 bd: 20 · In service since 2009
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Mohave County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Kingman or Mohave County. The ones below are statewide in Arizona: they work in Kingman the same as in the rest of the state.
Arizona IDA down payment assistance across Arizona: a second loan with no interest and no payments, forgiven after five years.Offered by Arizona Industrial Development Authority (Arizona IDA).
No legal help resource on our list is for Kingman or Mohave County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Kingman and all of Mohave County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Kingman?
The typical home value in Kingman is $267,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Mohave County it is $281,000.
How much does it cost to rent in Kingman?
Typical rent in Kingman is $1,058 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Mohave County is $1,229.
What is the FHA loan limit in Kingman?
Kingman uses the FHA limit for all of Mohave County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Kingman?
The typical homeowner in Kingman pays $1,006 a year, according to the U.S. Census Bureau. That is 0.38% of the home’s value; in Mohave County, the rate is 0.44%.
Where can I find free help to buy or rent in Kingman?
There is 1 HUD-approved counseling agency with an office in Mohave County. They can help you get ready to buy, with your credit, or with rent.
