Español

Este sitio también está en español. Leer en español

City · 11,930 residents · Yavapai County, Arizona

Verde Village , Arizona

In Verde Village, a typical home is worth $354,200 and typical rent is $1,173 a month. Compared with all of Yavapai County, the typical home value is 17% lower and typical rent is 13% lower.

WhatsApp

  • Typical home value

    $354,200

    17% below the county

    10% below Arizona

    • Verde Village
    • Yavapai
    • Arizona

  • Typical rent

    $1,173a month

    13% below the county

    24% below Arizona

    • Verde Village
    • Yavapai
    • Arizona

  • Typical household income

    $69,331a year

    About the same as the county

    13% below Arizona

    • Verde Village
    • Yavapai
    • Arizona

  • Households that own their home

    80%

    5 points above the county

    13 points above Arizona

    • Verde Village
    • Yavapai
    • Arizona

Source: U.S. Census Bureau, Average 2020–2024

Verde Village is in Yavapai County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Yavapai County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Verde Village apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Verde Village is worth $354,200, 17% less than in Yavapai County as a whole ($425,200).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Verde Village

What homes there are in Verde Village, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Verde Village, 7 in 10 homes are single-family detached houses, about the same as in Yavapai County.

In Verde Village there are many mobile homes: 24% of homes; in Yavapai County, 17%.

Year built

The typical home in Verde Village was built in 1988, 7 years before the typical one in Yavapai County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Yavapai County is $541,287, and about 87% of owner-occupied homes in Verde Village are worth less than that.

Monthly rent with utilities

With a mortgage

$1,530 a month

Yavapai County: $1,679 a month

Without a mortgage

$378 a month

Yavapai County: $481 a month

Owners with a mortgage

70%

Yavapai County: 55%

Owning costs less in Verde Village: with a mortgage, the typical cost is $1,530 a month; in Yavapai County, $1,679. Without one, $378.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Yavapai County, the typical home value in Verde Village rose 70% since 2015–2019.

Rents in Verde Village rose more slowly than in Yavapai County: 15% since 2015–2019, against 43%.

The typical household income in Verde Village rose 33% over that time; home values changed +70% and rent +15%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureVerde VillageYavapai CountyArizonaUnited States
Rental vacancy Unreliable estimate3.4%5.8%5.5%
Homeowner vacancy Unreliable estimate0.9%1.0%0.9%
More than one person per room Unreliable estimate2.3%4.3%3.4%
People per household 2.352.172.532.53
Drive alone 78%71%67%69%
Carpool 10%10%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 9%14%18%15%
Other means Unreliable estimate2%2%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.35 on average, against 2.17 in Yavapai County.

The car rules in Verde Village: 78% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Verde Village?

A typical home costs more than the typical income allows

We start with a typical home in Verde Village, worth $354,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in Verde Village, which is $69,331 a year. For that payment to be 28% of income, a household would need to earn about $119,830 a year.

The calculator's FHA and conventional loan limits are those of all of Yavapai County.

Your numbers

Local data
$

Starts at the typical home value in Verde Village. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,397 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,796

at 7.18% · 30 years

Loan amount
$347,785
Total interest
$500,380
Paid off in
November 2056

Includes $5,982 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,618 a month

  • Tight

    $1,618 to $2,080 a month

  • Hard

    more than $2,080 a month

    Your payment · 48%

Compared with the typical household income in Verde Village ($69,331 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,796
Principal & interest$2,356
Property tax$136
Home insurance$148
FHA mortgage insurance (MIP)$157

You need at least $12,397 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Verde Village and Yavapai County

Verde Village is in Yavapai County, Arizona. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Verde Village's own numbers

Typical home value
$354,200
Typical monthly rent
$1,173
Typical yearly household income
$69,331
Households that own their home
80%
Effective property tax rate
0.46%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Yavapai County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,550
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
3.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Yavapai County.

Everything about Yavapai County

Buying

Buying a home in Verde Village

A typical home in Verde Village is worth $354,200: 17% below the county and 10% below Arizona. With the typical household income in Verde Village ($69,331 a year), a typical home costs 5.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Verde Village 5.1 years
  • Yavapai 6.1 years
  • Arizona 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Yavapai County

According to FHFA’s house price index, home prices in Yavapai County rose 121% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Yavapai County.

Period County Arizona U.S.
Last year (2025) +2.6% +0.9% +2.9%
5 years (2020–2025) +55% +55% +47%
10 years (2015–2025) +121% +119% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Verde Village next to Yavapai County, Arizona and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Verde Village $354,200
  • Yavapai $425,200
  • Arizona $394,500
  • United States $332,700
Typical monthly rent
  • Verde Village $1,173
  • Yavapai $1,351
  • Arizona $1,543
  • United States $1,413
Typical yearly household income
  • Verde Village $69,331
  • Yavapai $69,613
  • Arizona $79,964
  • United States $80,734
See the full table
Verde Village next to Yavapai County and Arizona
Measure Verde Village Yavapai County Arizona U.S.
Typical home value $354,200 $425,200 $394,500 $332,700
Typical monthly rent $1,173 $1,351 $1,543 $1,413
Typical yearly household income $69,331 $69,613 $79,964 $80,734
Households that own their home 80% 75% 67% 65%
Typical yearly property tax $1,630 $1,750 $1,879 $3,119
Effective property tax rate 0.46% 0.41% 0.48% 0.94%
Renters with high rent for their income 51% 46% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Yavapai County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Verde Village

For a typical $354,200 home in Verde Village, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Verde Village's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,796a month

    Least cash to close
    Down payment
    $12,397
    Cash to close
    $23,023
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $157

  • Conventional, 5% down $2,731a month

    Down payment
    $17,710
    Cash to close
    $28,336
    Rate
    7.18%
    Mortgage insurance
    PMI · $168

  • Conventional, 20% down, no PMI $2,203a month

    Down payment
    $70,840
    Cash to close
    $81,466
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,530a month

    Down payment
    $53,130
    Cash to close
    $63,756
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Verde Village and for Yavapai County.

Property tax

Effective rate in Verde Village

0.46%of the home’s value each year

$1,630 a year for the typical owner in Verde Village.

  • Verde Village 0.46%
  • Yavapai 0.41%
  • Arizona 0.48%

What Arizona publishes Senior Property Valuation Protection (valuation freeze) (Arizona Department of Revenue (ADOR))

Exemptions and deadlines in Arizona

Flood risk in Yavapai County

FEMA does not publish these numbers by city: they are for all of Yavapai County.

Homes in the high-risk zone
3.7%
4,210
Of those, with NFIP insurance
24%
County Arizona U.S.
Homes in the high-risk zone 3.7% 2.2% 3.5%
Of those, with NFIP insurance 24% 21% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Verde Village

Typical rent in Verde Village is $1,173 a month: 13% below the county. In Verde Village, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Yavapai County, by unit size. To pay the 2-bedroom one ($1,550 a month) without spending more than 30% of your income, you would need to earn $29.81 an hour working full time.

HUD fair market rent for all of Yavapai County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,079 $20.75 $43,160
1 bedroom $1,242 $23.88 $49,680
2 bedrooms $1,550 $29.81 $62,000
3 bedrooms $2,146 $41.27 $85,840
4 bedrooms $2,263 $43.52 $90,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Verde Village

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Verde Village is in ZIP code 86326.

For 2 bedrooms it is $1,480: $70 less than the fair market rent for Yavapai County ($1,550).

  • 86326 $1,480$2,050

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Verde Village when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Verde Village

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Yavapai County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Verde Village

No down payment, repair or rent-help program on our list is for Verde Village or Yavapai County. The ones below are statewide in Arizona: they work in Verde Village the same as in the rest of the state.

Which programs do I qualify for? All programs in Arizona

  • Home Plus

    Statewide in Arizona

    Open, per the source

    Arizona IDA down payment assistance across Arizona: a second loan with no interest and no payments, forgiven after five years. Offered by Arizona Industrial Development Authority (Arizona IDA).

    ForgivableDeferred

    See the program Official page

Housing counselors near Verde Village

The HUD-approved agencies closest to the center of Verde Village, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Solutions of Northern Arizona, Inc

    1500 E Cedar Ave Ste 86, Flagstaff · 41 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (928) 214-7456

  • Take Charge America

    20430 N 19th Ave, Phoenix · 72 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (866) 987-2008

  • Take Charge America- El Centro

    20430 N 19th Ave, Phoenix · 72 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (866) 987-2008

All counseling agencies in Arizona

Help in Spanish near Verde Village

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Verde Village

HUD lists no housing authority with an office in Yavapai County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Arizona Source: HUD

Cities

Other cities in Yavapai County

These cities are also in Yavapai County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Yavapai County Housing in Arizona

Nearby cities

The cities closest to Verde Village, with the typical home value.

Neighboring counties

If Yavapai County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Verde Village.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Verde Village

Short answers with the numbers for Verde Village and all of Yavapai County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Verde Village?

The typical home value in Verde Village is $354,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Yavapai County it is $425,200.

How much does it cost to rent in Verde Village?

Typical rent in Verde Village is $1,173 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Yavapai County is $1,550.

What is the FHA loan limit in Verde Village?

Verde Village uses the FHA limit for all of Yavapai County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Verde Village?

The typical homeowner in Verde Village pays $1,630 a year, according to the U.S. Census Bureau. That is 0.46% of the home’s value; in Yavapai County, the rate is 0.41%.

Where can I find free help to buy or rent in Verde Village?

We found no HUD-approved counseling agencies with an office in Yavapai County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).