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City · 6,253 residents · Coconino County, Arizona

Doney Park , Arizona

In Doney Park, a typical home is worth $613,300 and typical rent is $1,212 a month. Compared with all of Coconino County, typical household income is 44% higher, the typical home value is 37% higher, and the share of households that own their home is 33 points higher.

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  • Typical home value

    $613,300

    37% above the county

    55% above Arizona

    • Doney Park
    • Coconino
    • Arizona

  • Typical rent

    $1,212a month

    18% below the county

    21% below Arizona

    • Doney Park
    • Coconino
    • Arizona

  • Typical household income

    $104,967a year

    44% above the county

    31% above Arizona

    • Doney Park
    • Coconino
    • Arizona

  • Households that own their home

    93%

    33 points above the county

    26 points above Arizona

    • Doney Park
    • Coconino
    • Arizona

Source: U.S. Census Bureau, Average 2020–2024

Doney Park is in Coconino County. The FHA loan limit ($609,500 for a one-unit home), the fair market rents and the help on this page are those of all of Coconino County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Doney Park apart

What this place has that others do not, from public data, most unusual first.

  1. 93% of households in Doney Park own their home, against 60% in Coconino County.

  2. Nearby, in Cottonwood, the typical home value is $324,100: 47% less than in Doney Park ($613,300).

  3. The typical household income in Doney Park is $104,967, 44% more than in Coconino County as a whole ($72,966).

  4. The typical home in Doney Park is worth $613,300, 37% more than in Coconino County as a whole ($448,000).

  5. The typical rent in Doney Park is $1,212 a month, 18% less than in Coconino County as a whole ($1,473).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Doney Park

What homes there are in Doney Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 81% of homes here, against 59% in Coconino County.

There are more mobile homes here than in Coconino County: 18% of homes, against 13%.

Year built

Homes in Doney Park are newer: the typical year built is 1995; in Coconino County, 1991.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,150 a month

Coconino County: $1,936 a month

Without a mortgage

$654 a month

Coconino County: $457 a month

Owners with a mortgage

67%

Coconino County: 51%

In Doney Park, 67% of owners have a mortgage, and their typical cost is $2,150 a month, against $1,936 in Coconino County. Without one it drops to $654.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Doney Park does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Coconino County the typical home value rose 60%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureDoney ParkCoconino CountyArizonaUnited States
Rental vacancy Unreliable estimate5.6%5.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.0%0.9%
More than one person per room Unreliable estimate7.0%4.3%3.4%
People per household 2.882.382.532.53
Drive alone 70%65%67%69%
Carpool Unreliable estimate11%10%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate9%2%3%
Work from home 20%13%18%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Households in Doney Park are bigger: 2.88 people on average; in Coconino County, 2.38.

In Doney Park, 20% of workers work from home, more than in Coconino County (13%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Doney Park?

A typical home costs more than the typical income allows

We start with a typical home in Doney Park, worth $613,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 55% of the typical household income in Doney Park, which is $104,967 a year. For that payment to be 28% of income, a household would need to earn about $207,048 a year.

The calculator's FHA and conventional loan limits are those of all of Coconino County.

Your numbers

Local data
$

Starts at the typical home value in Doney Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $21,466 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,831

at 7.18% · 30 years

Loan amount
$602,191
Total interest
$866,412
Paid off in
November 2056

Includes $10,357 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,449 a month

  • Tight

    $2,449 to $3,149 a month

  • Hard

    more than $3,149 a month

    Your payment · 55%

Compared with the typical household income in Doney Park ($104,967 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,831
Principal & interest$4,079
Property tax$225
Home insurance$256
FHA mortgage insurance (MIP)$271

You need at least $21,466 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Doney Park and Coconino County

Doney Park is in Coconino County, Arizona. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Doney Park's own numbers

Typical home value
$613,300
Typical monthly rent
$1,212
Typical yearly household income
$104,967
Households that own their home
93%
Effective property tax rate
0.44%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Coconino County

FHA limit, one-unit home
$609,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,729
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Coconino County.

Everything about Coconino County

Buying

Buying a home in Doney Park

A typical home in Doney Park is worth $613,300: 37% above the county and 55% above Arizona. With the typical household income in Doney Park ($104,967 a year), a typical home costs 5.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Doney Park 5.8 years
  • Coconino 6.1 years
  • Arizona 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Coconino County

According to FHFA’s house price index, home prices in Coconino County rose 116% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Coconino County.

Period County Arizona U.S.
Last year (2025) +2.3% +0.9% +2.9%
5 years (2020–2025) +62% +55% +47%
10 years (2015–2025) +116% +119% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Doney Park next to Coconino County, Arizona and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Doney Park $613,300
  • Coconino $448,000
  • Arizona $394,500
  • United States $332,700
Typical monthly rent
  • Doney Park $1,212
  • Coconino $1,473
  • Arizona $1,543
  • United States $1,413
Typical yearly household income
  • Doney Park $104,967
  • Coconino $72,966
  • Arizona $79,964
  • United States $80,734
See the full table
Doney Park next to Coconino County and Arizona
Measure Doney Park Coconino County Arizona U.S.
Typical home value $613,300 $448,000 $394,500 $332,700
Typical monthly rent $1,212 $1,473 $1,543 $1,413
Typical yearly household income $104,967 $72,966 $79,964 $80,734
Households that own their home 93% 60% 67% 65%
Typical yearly property tax $2,670 $2,051 $1,879 $3,119
Effective property tax rate 0.44% 0.46% 0.48% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Coconino County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Doney Park

For a typical $613,300 home in Doney Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Doney Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,831a month

    Least cash to close
    Down payment
    $21,466
    Cash to close
    $39,865
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $271

  • Conventional, 5% down $4,719a month

    Down payment
    $30,665
    Cash to close
    $49,064
    Rate
    7.18%
    Mortgage insurance
    PMI · $291

  • Conventional, 20% down, no PMI $3,804a month

    Down payment
    $122,660
    Cash to close
    $141,059
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,371a month

    Down payment
    $91,995
    Cash to close
    $110,394
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Doney Park and for Coconino County.

Property tax

Effective rate in Doney Park

0.44%of the home’s value each year

$2,670 a year for the typical owner in Doney Park.

  • Doney Park 0.44%
  • Coconino 0.46%
  • Arizona 0.48%

What Arizona publishes Senior Property Valuation Protection (valuation freeze) (Arizona Department of Revenue (ADOR))

Exemptions and deadlines in Arizona

Flood risk in Coconino County

FEMA does not publish these numbers by city: they are for all of Coconino County.

Homes in the high-risk zone
2%
1,073
Of those, with NFIP insurance
30%
County Arizona U.S.
Homes in the high-risk zone 2% 2.2% 3.5%
Of those, with NFIP insurance 30% 21% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Doney Park

Typical rent in Doney Park is $1,212 a month: 18% below the county.

HUD publishes a fair market rent for all of Coconino County, by unit size. To pay the 2-bedroom one ($1,729 a month) without spending more than 30% of your income, you would need to earn $33.25 an hour working full time.

HUD fair market rent for all of Coconino County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,555 $29.90 $62,200
2 bedrooms $1,729 $33.25 $69,160
3 bedrooms $2,109 $40.56 $84,360
4 bedrooms $2,312 $44.46 $92,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Doney Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Doney Park is in ZIP code 86004.

For 2 bedrooms it is $1,860: $131 more than the fair market rent for Coconino County ($1,729).

  • 86004 $1,860$2,310

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Doney Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Doney Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Coconino County; 1 says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Doney Park

No down payment, repair or rent-help program on our list is for Doney Park or Coconino County. The ones below are statewide in Arizona: they work in Doney Park the same as in the rest of the state.

Which programs do I qualify for? All programs in Arizona

  • Home Plus

    Statewide in Arizona

    Open, per the source

    Arizona IDA down payment assistance across Arizona: a second loan with no interest and no payments, forgiven after five years. Offered by Arizona Industrial Development Authority (Arizona IDA).

    ForgivableDeferred

    See the program Official page

Housing counselors near Doney Park

The HUD-approved agencies closest to the center of Doney Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Solutions of Northern Arizona, Inc

    1500 E Cedar Ave Ste 86, Flagstaff · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (928) 214-7456

  • Take Charge America

    20430 N 19th Ave, Phoenix · 115 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (866) 987-2008

  • Take Charge America- El Centro

    20430 N 19th Ave, Phoenix · 115 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (866) 987-2008

Every agency in Coconino County All counseling agencies in Arizona

Help in Spanish near Doney Park

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Doney Park

In HUD’s record, no housing authority with an office in Coconino County is named for Doney Park or Coconino County.

2 other authorities have an office in Coconino County: see the list Source: HUD

Cities

Other cities in Coconino County

These cities are also in Coconino County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Coconino County Housing in Arizona

Nearby cities

The cities closest to Doney Park, with the typical home value.

Neighboring counties

If Coconino County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Doney Park.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about Doney Park

Short answers with the numbers for Doney Park and all of Coconino County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Doney Park?

The typical home value in Doney Park is $613,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Coconino County it is $448,000.

How much does it cost to rent in Doney Park?

Typical rent in Doney Park is $1,212 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Coconino County is $1,729.

What is the FHA loan limit in Doney Park?

Doney Park uses the FHA limit for all of Coconino County (2026): $609,500 for a one-unit home and $1,172,150 for a four-unit home.

How much property tax do owners pay in Doney Park?

The typical homeowner in Doney Park pays $2,670 a year, according to the U.S. Census Bureau. That is 0.44% of the home’s value; in Coconino County, the rate is 0.46%.

Where can I find free help to buy or rent in Doney Park?

There is 1 HUD-approved counseling agency with an office in Coconino County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).