In Winslow, a typical home is worth $167,600 and typical rent is $1,051 a month. Compared with all of Navajo County, typical rent is 22% higher, the typical home value is 17% lower, and the share of households that own their home is 19 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $186,586 to $205,354.
Typical rent
$1,200a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Winslow is in Navajo County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Navajo County. See the county
What this place has that others do not, from public data, most unusual first.
1
54% of households in Winslow own their home, against 73% in Navajo County.
2
Winslow has the 6th lowest typical home value of the 93 cities in Arizona with more than 5,000 people ($167,600).
3
The typical rent in Winslow is $1,051 a month, 22% more than in Navajo County as a whole ($858).
4
13% of households in Winslow have no internet at home (21% in Navajo County).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Winslow
What homes there are in Winslow, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Winslow
Navajo County
Arizona
United States
Kind of home: Winslow and its comparisons
Measure
Winslow
Navajo County
Arizona
United States
Detached house
74%
71%
64%
61%
Attached house
Unreliable estimate
2%
5%
6%
Building of 2 to 4
11%
4%
5%
8%
Apartments (5 or more)
Unreliable estimate
2%
16%
19%
Mobile home
Unreliable estimate
19%
9%
6%
Boat, RV and other
Unreliable estimate
1%
0%
0%
As in Navajo County, most homes in Winslow are detached houses (74%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Winslow
Navajo County
Arizona
United States
Year built: Winslow and its comparisons
Measure
Winslow
Navajo County
Arizona
United States
Before 1960
43%
8%
8%
26%
1960–1979
33%
26%
22%
24%
1980–1999
10%
35%
34%
25%
2000–2009
Unreliable estimate
24%
22%
14%
2010 or later
Unreliable estimate
8%
14%
11%
In Winslow, half of the homes were built before 1964; in Navajo County, before 1989.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K23%
$100K–$200K41%
$200K–$300K23%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Winslow and its comparisons
Measure
Winslow
Under $100K
23%
$100K–$200K
41%
$200K–$300K
23%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99934%
$1,000–$1,49943%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Winslow and its comparisons
Measure
Winslow
Under $500
Unreliable estimate
$500–$999
34%
$1,000–$1,499
43%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,373 a month
Navajo County: $1,366 a month
Without a mortgage
$443 a month
Navajo County: $353 a month
Owners with a mortgage
47%
Navajo County: 34%
The typical cost for an owner with a mortgage in Winslow is $1,373 a month, near the figure in Navajo County ($1,366).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Winslow+81%
Navajo County+60%
Arizona+75%
United States+53%
Typical rent
Winslow+60%
Navajo County+19%
Arizona+47%
United States+33%
Typical household income
Winslow+55%
Navajo County+36%
Arizona+36%
United States+29%
Change since 2015–2019: Winslow and its comparisons
Measure
Winslow
Navajo County
Arizona
United States
Typical home value
+81%
+60%
+75%
+53%
Typical rent
+60%
+19%
+47%
+33%
Typical household income
+55%
+36%
+36%
+29%
Since 2015–2019, homes in Winslow gained value faster than in Navajo County: 81% against 60%.
Rents in Winslow rose faster than in Navajo County: 60% since 2015–2019, against 19%.
Housing prices ran ahead of income in Winslow: typical income rose 55%, against +81% for home values and +60% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Winslow and its comparisons
Measure
Winslow
Navajo County
Arizona
United States
Rental vacancy
Unreliable estimate
4.1%
5.8%
5.5%
Homeowner vacancy
Unreliable estimate
1.4%
1.0%
0.9%
More than one person per room
13.3%
8.3%
4.3%
3.4%
People per household
2.89
2.64
2.53
2.53
Drive alone
77%
77%
67%
69%
Carpool
11%
8%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
4%
2%
3%
Work from home
Unreliable estimate
9%
18%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
More households are short on space in Winslow: 13.3% have more than one person per room; in Navajo County, 8.3%.
On average, a household in Winslow has 2.89 people, more than in Navajo County (2.64).
To get to work, 77% of workers in Winslow drive alone; in Navajo County, 77%.
Do the math
What would you pay each month for a home in Winslow?
A typical home is within reach of the typical income
We start with a typical home in Winslow, worth $167,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Winslow, which is $58,346 a year.
The calculator's FHA and conventional loan limits are those of all of Navajo County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Winslow. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,866 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,317
at 7.18% · 30 years
Loan amount
$164,564
Total interest
$236,769
Paid off in
November 2056
Includes $2,830 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,361 a month
Your payment · 27%
Tight
$1,361 to $1,750 a month
Hard
more than $1,750 a month
Compared with the typical household income in Winslow ($58,346 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,115
Property tax
$59
Home insurance
$70
FHA mortgage insurance (MIP)
$74
You need at least $5,866 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,317; principal and interest $1,115.
The city and its county
Winslow and Navajo County
Winslow is in Navajo County, Arizona. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Winslow
Map of Navajo County, Arizona, with Winslow marked. Around it, the neighboring counties.
Winslow
Navajo County
Other cities with a page
Winslow's own numbers
Typical home value
$167,600
Typical monthly rent
$1,051
Typical yearly household income
$58,346
Households that own their home
54%
Effective property tax rate
0.42%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Navajo County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,264
Price change over 5 years (FHFA)
+70%
Homes in a high flood-risk zone
3.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Navajo County.
A typical home in Winslow is worth $167,600: 17% below the county and 58% below Arizona. With the typical household income in Winslow ($58,346 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Winslow2.9 years
Navajo3.7 years
Arizona4.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Navajo County
According to FHFA’s house price index, home prices in Navajo County rose 137% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Navajo County.
Yearly change in FHFA’s price index in Navajo County, 2016 to 2025
2016: +5.2% +5.2% 2016
2017: +6.8% +6.8% 2017
2018: +7.4% +7.4% 2018
2019: +7.6% +7.6% 2019
2020: +7.5% +7.5% 2020
2021: +22.0% +22.0% 2021
2022: +23.3% +23.3% 2022
2023: +5.0% +5.0% 2023
2024: +3.9% +3.9% 2024
2025: +3.2% +3.2% 2025
Change in FHFA’s price index in Navajo County, Arizona and the United States
Period
County
Arizona
U.S.
Last year (2025)
+3.2%
+0.9%
+2.9%
5 years (2020–2025)
+70%
+55%
+47%
10 years (2015–2025)
+137%
+119%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Winslow next to Navajo County, Arizona and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Winslow$167,600
Navajo$201,500
Arizona$394,500
United States$332,700
Typical monthly rent
Winslow$1,051
Navajo$858
Arizona$1,543
United States$1,413
Typical yearly household income
Winslow$58,346
Navajo$54,606
Arizona$79,964
United States$80,734
See the full table
Winslow next to Navajo County and Arizona
Measure
Winslow
Navajo County
Arizona
U.S.
Typical home value
$167,600 ▼17% below the county
$201,500
$394,500
$332,700
Typical monthly rent
$1,051 ▲22% above the county
$858
$1,543
$1,413
Typical yearly household income
$58,346 ▲7% above the county
$54,606
$79,964
$80,734
Households that own their home
54% ▼19 points below the county
73%
67%
65%
Typical yearly property tax
$707 ▼41% below the county
$1,195
$1,879
$3,119
Effective property tax rate
0.42% ▼0.17 points below the county
0.59%
0.48%
0.94%
Renters with high rent for their income
38% ▲3 points above the county
35%
51%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Navajo County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Winslow
For a typical $167,600 home in Winslow, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Winslow's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,317a month
Least cash to close
Down payment
$5,866
Cash to close
$10,894
Rate
7.18%
Mortgage insurance
FHA MIP · $74
Conventional, 5% down$1,287a month
Down payment
$8,380
Cash to close
$13,408
Rate
7.18%
Mortgage insurance
PMI · $80
Conventional, 20% down, no PMI$1,037a month
Down payment
$33,520
Cash to close
$38,548
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,192a month
Down payment
$25,140
Cash to close
$30,168
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Winslow
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,317
$5,866
$164,564
7.18%
FHA MIP · $74
$10,894
580
Conventional, 5% down
$1,287
$8,380
$159,220
7.18%
PMI · $80
$13,408
620*
Conventional, 20% down, no PMI
$1,037
$33,520
$134,080
7.18%
None
$38,548
620*
ITIN, 15% down (example)
$1,192
$25,140
$142,460
8.18%
None
$30,168
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Winslow is $1,051 a month: 22% above the county. In Winslow, 38% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Navajo County, by unit size. To pay the 2-bedroom one ($1,264 a month) without spending more than 30% of your income, you would need to earn $24.31 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Navajo County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$892
$17.15
$35,680
1 bedroom
$966
$18.58
$38,640
2 bedrooms
$1,264
$24.31
$50,560
3 bedrooms
$1,567
$30.13
$62,680
4 bedrooms
$1,661
$31.94
$66,440
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Winslow
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Winslow is in ZIP code 86047.
For 2 bedrooms it is $1,730: $466 more than the fair market rent for Navajo County ($1,264).
Fair market rent by ZIP code and size in Winslow, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
86047
$1,440
$1,560
$1,730
$2,110
$2,320
ZIP code2 bd3 bd
86047 $1,730$2,110
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Winslow when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 5 buildings with rents for lower incomes in Winslow. These are the largest.
Northwest Square901 Henderson St, Winslow 8604755 low-income homes · Run by Winslow Public Housing Authority · Average payment: $566 a month · Average wait: 23 months(928) 289-4617
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Navajo County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Winslow or Navajo County. The ones below are statewide in Arizona: they work in Winslow the same as in the rest of the state.
Arizona IDA down payment assistance across Arizona: a second loan with no interest and no payments, forgiven after five years.Offered by Arizona Industrial Development Authority (Arizona IDA).
No legal help resource on our list is for Winslow or Navajo County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Winslow and all of Navajo County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Winslow?
The typical home value in Winslow is $167,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Navajo County it is $201,500.
How much does it cost to rent in Winslow?
Typical rent in Winslow is $1,051 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Navajo County is $1,264.
What is the FHA loan limit in Winslow?
Winslow uses the FHA limit for all of Navajo County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Winslow?
The typical homeowner in Winslow pays $707 a year, according to the U.S. Census Bureau. That is 0.42% of the home’s value; in Navajo County, the rate is 0.59%.
Where can I find free help to buy or rent in Winslow?
We found no HUD-approved counseling agencies with an office in Navajo County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
