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City · 15,715 residents · Mohave County, Arizona

Fort Mohave , Arizona

In Fort Mohave, a typical home is worth $294,300 and typical rent is $1,010 a month. Compared with all of Mohave County, typical household income is 12% higher, typical rent is 7% lower, and the share of households that own their home is 12 points higher.

Fort Mohave in numbers

  • Typical home value

    $294,300

    5% above the county

    25% below Arizona

    • Fort Mohave
    • Mohave
    • Arizona
  • Typical rent

    $1,010a month

    7% below the county

    35% below Arizona

    • Fort Mohave
    • Mohave
    • Arizona
  • Typical household income

    $64,815a year

    12% above the county

    19% below Arizona

    • Fort Mohave
    • Mohave
    • Arizona
  • Households that own their home

    86%

    12 points above the county

    18 points above Arizona

    • Fort Mohave
    • Mohave
    • Arizona

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical rent
$1,858 a month

From Zillow (ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Fort Mohave is in Mohave County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Mohave County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fort Mohave apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in New Kingman-Butler, the typical home value is $118,900: 60% less than in Fort Mohave ($294,300).

  2. 86% of households in Fort Mohave own their home, against 74% in Mohave County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fort Mohave

What homes there are in Fort Mohave, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Fort Mohave and its comparisons
MeasureFort MohaveMohave CountyArizonaUnited States
Detached house 70%62%64%61%
Attached house Unreliable estimate2%5%6%
Building of 2 to 4 Unreliable estimate4%5%8%
Apartments (5 or more) Unreliable estimate6%16%19%
Mobile home 26%24%9%6%
Boat, RV and other Unreliable estimate1%0%0%

The detached house rules in Fort Mohave: 70% of homes, more than in Mohave County (62%).

Year built
Year built: Fort Mohave and its comparisons
MeasureFort MohaveMohave CountyArizonaUnited States
Before 1960 Unreliable estimate2%8%26%
1960–1979 7%17%22%24%
1980–1999 40%43%34%25%
2000–2009 37%26%22%14%
2010 or later 17%12%14%11%

Homes in Fort Mohave are newer: the typical year built is 2001; in Mohave County, 1995.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Fort Mohave and its comparisons
MeasureFort Mohave
Under $100K 7%
$100K–$200K 20%
$200K–$300K 25%
$300K–$500K 42%
$500K–$750K 5%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate

By price, most homes in Fort Mohave sit under the FHA limit for Mohave County ($541,287): about 94%.

Monthly rent with utilities
Monthly rent with utilities: Fort Mohave and its comparisons
MeasureFort Mohave
Under $500 Unreliable estimate
$500–$999 48%
$1,000–$1,499 42%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable

With a mortgage

$1,422 a month

Mohave County: $1,408 a month

Without a mortgage

$432 a month

Mohave County: $401 a month

Owners with a mortgage

62%

Mohave County: 52%

In Fort Mohave, 62% of owners have a mortgage; their typical cost is $1,422 a month, about the same as in Mohave County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Fort Mohave and its comparisons
MeasureFort MohaveMohave CountyArizonaUnited States
Typical home value +80%+75%+75%+53%
Typical rent No clear change+32%+47%+33%
Typical household income +27%+27%+36%+29%

The typical home value in Fort Mohave rose 80% since 2015–2019, more than in Mohave County (75%).

Rent in Fort Mohave moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Fort Mohave and its comparisons
MeasureFort MohaveMohave CountyArizonaUnited States
Rental vacancy Unreliable estimate2.5%5.8%5.5%
Homeowner vacancy Unreliable estimate1.4%1.0%0.9%
More than one person per room Unreliable estimate3.4%4.3%3.4%
People per household 2.192.122.532.53
Drive alone 78%76%67%69%
Carpool 13%11%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate9%18%15%
Other means Unreliable estimate2%2%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

By size, households in Fort Mohave look like those in Mohave County: 2.19 people on average.

To get to work, 78% of workers in Fort Mohave drive alone; in Mohave County, 76%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fort Mohave?

A typical home costs more than the typical income allows

We start with a typical home in Fort Mohave, worth $294,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Fort Mohave, which is $64,815 a year. For that payment to be 28% of income, a household would need to earn about $99,880 a year.

The calculator's FHA and conventional loan limits are those of all of Mohave County.

Your numbers

Local data
$

Starts at the typical home value in Fort Mohave. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,301 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,331

at 7.18% · 30 years

Loan amount
$288,969
Total interest
$415,759
Paid off in
November 2056

Includes $4,970 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,512 a month

  • Tight

    $1,512 to $1,944 a month

  • Hard

    more than $1,944 a month

    Your payment · 43%

Compared with the typical household income in Fort Mohave ($64,815 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,331
Monthly payment breakdown
Principal & interest$1,958
Property tax$120
Home insurance$123
FHA mortgage insurance (MIP)$130

You need at least $10,301 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,331; principal and interest $1,958.

The city and its county

Fort Mohave and Mohave County

Fort Mohave is in Mohave County, Arizona. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Mohave County, Arizona, with Fort Mohave marked. Around it, the neighboring counties.

Fort Mohave's own numbers

Typical home value
$294,300
Typical monthly rent
$1,010
Typical yearly household income
$64,815
Households that own their home
86%
Effective property tax rate
0.49%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Mohave County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,229
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
2.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Mohave County.

Everything about Mohave County

Buying

Buying a home in Fort Mohave

A typical home in Fort Mohave is worth $294,300: 5% above the county and 25% below Arizona. With the typical household income in Fort Mohave ($64,815 a year), a typical home costs 4.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fort Mohave 4.5 years
  • Mohave 4.9 years
  • Arizona 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Mohave County

According to FHFA’s house price index, home prices in Mohave County rose 116% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Mohave County.

Yearly change in FHFA’s price index in Mohave County, 2016 to 2025
  1. 2020: +7.0%
  2. 2021: +20.3%
  3. 2022: +19.3%
  4. 2023: −0.2%
  5. 2024: +2.8%
  6. 2025: +1.0%
Change in FHFA’s price index in Mohave County, Arizona and the United States
Period County Arizona U.S.
Last year (2025) +1.0% +0.9% +2.9%
5 years (2020–2025) +49% +55% +47%
10 years (2015–2025) +116% +119% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fort Mohave next to Mohave County, Arizona and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fort Mohave $294,300
  • Mohave $281,000
  • Arizona $394,500
  • United States $332,700
Typical monthly rent
  • Fort Mohave $1,010
  • Mohave $1,091
  • Arizona $1,543
  • United States $1,413
Typical yearly household income
  • Fort Mohave $64,815
  • Mohave $57,684
  • Arizona $79,964
  • United States $80,734
See the full table
Fort Mohave next to Mohave County and Arizona
Measure Fort Mohave Mohave County Arizona U.S.
Typical home value $294,300 5% above the county $281,000 $394,500 $332,700
Typical monthly rent $1,010 7% below the county $1,091 $1,543 $1,413
Typical yearly household income $64,815 12% above the county $57,684 $79,964 $80,734
Households that own their home 86% 12 points above the county 74% 67% 65%
Typical yearly property tax $1,433 16% above the county $1,238 $1,879 $3,119
Effective property tax rate 0.49% 0.05 points above the county 0.44% 0.48% 0.94%
Renters with high rent for their income 41% 8 points below the county 49% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Mohave County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fort Mohave

For a typical $294,300 home in Fort Mohave, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fort Mohave's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,331a month

    Least cash to close
    Down payment
    $10,301
    Cash to close
    $19,130
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $130
  • Conventional, 5% down $2,277a month

    Down payment
    $14,715
    Cash to close
    $23,544
    Rate
    7.18%
    Mortgage insurance
    PMI · $140
  • Conventional, 20% down, no PMI $1,838a month

    Down payment
    $58,860
    Cash to close
    $67,689
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,110a month

    Down payment
    $44,145
    Cash to close
    $52,974
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fort Mohave and for Mohave County.

Property tax

Effective rate in Fort Mohave

0.49%of the home’s value each year

$1,433 a year for the typical owner in Fort Mohave.

  • Fort Mohave 0.49%
  • Mohave 0.44%
  • Arizona 0.48%

What Arizona publishes Senior Property Valuation Protection (valuation freeze) (Arizona Department of Revenue (ADOR))

Exemptions and deadlines in Arizona

Flood risk in Mohave County

FEMA does not publish these numbers by city: they are for all of Mohave County.

Homes in the high-risk zone
2.1%
2,464
Of those, with NFIP insurance
18%
Homes in the high-risk zone and with NFIP insurance: Mohave County, Arizona and the U.S.
Measure County Arizona U.S.
Homes in the high-risk zone 2.1% 2.2% 3.5%
Of those, with NFIP insurance 18% 21% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fort Mohave

Typical rent in Fort Mohave is $1,010 a month: 7% below the county. In Fort Mohave, 41% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Mohave County, by unit size. To pay the 2-bedroom one ($1,229 a month) without spending more than 30% of your income, you would need to earn $23.63 an hour working full time.

HUD fair market rent for all of Mohave County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Mohave County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $953 $18.33 $38,120
1 bedroom $959 $18.44 $38,360
2 bedrooms $1,229 $23.63 $49,160
3 bedrooms $1,708 $32.85 $68,320
4 bedrooms $1,881 $36.17 $75,240

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fort Mohave

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fort Mohave is in ZIP code 86426.

For 2 bedrooms it is $1,230: $1 more than the fair market rent for Mohave County ($1,229).

  • 86426 $1,230$1,710

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fort Mohave when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fort Mohave

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Mohave County; none says it serves in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Fort Mohave

No down payment, repair or rent-help program on our list is for Fort Mohave or Mohave County. The ones below are statewide in Arizona: they work in Fort Mohave the same as in the rest of the state.

  • Home Plus

    Statewide in Arizona

    Open, per the source

    Arizona IDA down payment assistance across Arizona: a second loan with no interest and no payments, forgiven after five years. Offered by Arizona Industrial Development Authority (Arizona IDA).

    ForgivableDeferred

    See the program Official page

Housing counselors near Fort Mohave

The HUD-approved agencies closest to the center of Fort Mohave, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Western Arizona Council of Governments (WACOG) - Kingman Branch Office

    208 North 4th St., Kingman · 32 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
  • Western Arizona Council of Governments (WACOG)

    1235 S Redondo Center Dr, Yuma · 159 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
  • Credit.org - Goodyear, AZ Branch

    15150 W Park Pl, Goodyear · 164 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more

Every agency in Mohave County All counseling agencies in Arizona

Help in Spanish near Fort Mohave

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fort Mohave

HUD’s record names them for Fort Mohave or Mohave County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Arizona Source: HUD

Cities

Other cities in Mohave County

These cities are also in Mohave County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Fort Mohave

Short answers with the numbers for Fort Mohave and all of Mohave County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fort Mohave?

The typical home value in Fort Mohave is $294,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Mohave County it is $281,000.

How much does it cost to rent in Fort Mohave?

Typical rent in Fort Mohave is $1,010 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Mohave County is $1,229.

What is the FHA loan limit in Fort Mohave?

Fort Mohave uses the FHA limit for all of Mohave County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Fort Mohave?

The typical homeowner in Fort Mohave pays $1,433 a year, according to the U.S. Census Bureau. That is 0.49% of the home’s value; in Mohave County, the rate is 0.44%.

Where can I find free help to buy or rent in Fort Mohave?

There is 1 HUD-approved counseling agency with an office in Mohave County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).