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City · 5,600 residents · Marathon County, Wisconsin

Rothschild , Wisconsin

In Rothschild, a typical home is worth $203,600 and typical rent is $970 a month. Compared with all of Marathon County, typical household income is 13% higher and the typical home value is 7% lower.

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  • Typical home value

    $203,600

    7% below the county

    24% below Wisconsin

    • Rothschild
    • Marathon
    • Wisconsin

  • Typical rent

    $970a month

    3% below the county

    11% below Wisconsin

    • Rothschild
    • Marathon
    • Wisconsin

  • Typical household income

    $88,261a year

    13% above the county

    14% above Wisconsin

    • Rothschild
    • Marathon
    • Wisconsin

  • Households that own their home

    75%

    1 points above the county

    7 points above Wisconsin

    • Rothschild
    • Marathon
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$270,208
10.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Rothschild is in Marathon County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marathon County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Rothschild apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Merrill, the typical home value is $123,800: 39% less than in Rothschild ($203,600).

  2. According to Zillow, in the 12 months to September 2026 the typical home value in Rothschild rose 10.2%; in Wisconsin, it rose 5.1%.

  3. Nearby, in Merrill, the typical rent is $771: 21% less than in Rothschild ($970).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Rothschild

What homes there are in Rothschild, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Rothschild: 74% of homes, near the figure in Marathon County (75%).

Year built

By age, homes in Rothschild look like those in Marathon County: the typical year built is 1975.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,247 a month

Marathon County: $1,463 a month

Without a mortgage

$596 a month

Marathon County: $589 a month

Owners with a mortgage

62%

Marathon County: 59%

Owning costs less in Rothschild: with a mortgage, the typical cost is $1,247 a month; in Marathon County, $1,463. Without one, $596.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Rothschild rose 41% since 2015–2019, about the same as in Marathon County (41%).

Rents in Rothschild rose at about the same pace as in Marathon County: 32% since 2015–2019, against 32%.

The typical household income in Rothschild rose 24%: less than home values (+41%) and rent (+32%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureRothschildMarathon CountyWisconsinUnited States
Rental vacancy Unreliable estimate4.9%4.5%5.5%
Homeowner vacancy Unreliable estimate0.2%0.5%0.9%
More than one person per room Unreliable estimate1.3%1.7%3.4%
People per household 2.432.362.332.53
Drive alone 80%76%74%69%
Carpool Unreliable estimate8%7%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 14%13%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

By size, households in Rothschild look like those in Marathon County: 2.43 people on average.

The car rules in Rothschild: 80% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Rothschild?

A typical home is within reach of the typical income

We start with a typical home in Rothschild, worth $203,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Rothschild, which is $88,261 a year.

The calculator's FHA and conventional loan limits are those of all of Marathon County.

Your numbers

Local data
$

Starts at the typical home value in Rothschild. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,126 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,777

at 7.18% · 30 years

Loan amount
$199,912
Total interest
$287,627
Paid off in
November 2056

Includes $3,438 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,059 a month

    Your payment · 24%

  • Tight

    $2,059 to $2,648 a month

  • Hard

    more than $2,648 a month

Compared with the typical household income in Rothschild ($88,261 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,777
Principal & interest$1,354
Property tax$248
Home insurance$85
FHA mortgage insurance (MIP)$90

You need at least $7,126 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Rothschild and Marathon County

Rothschild is in Marathon County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Rothschild's own numbers

Typical home value
$203,600
Typical monthly rent
$970
Typical yearly household income
$88,261
Households that own their home
75%
Effective property tax rate
1.46%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Marathon County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,217
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
1.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marathon County.

Everything about Marathon County

Buying

Buying a home in Rothschild

A typical home in Rothschild is worth $203,600: 7% below the county and 24% below Wisconsin. With the typical household income in Rothschild ($88,261 a year), a typical home costs 2.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Rothschild 2.3 years
  • Marathon 2.8 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Marathon County

According to FHFA’s house price index, home prices in Marathon County rose 90% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Marathon County.

Period County Wisconsin U.S.
Last year (2025) +7.7% +5.4% +2.9%
5 years (2020–2025) +57% +57% +47%
10 years (2015–2025) +90% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Rothschild next to Marathon County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Rothschild $203,600
  • Marathon $219,600
  • Wisconsin $266,500
  • United States $332,700
Typical monthly rent
  • Rothschild $970
  • Marathon $999
  • Wisconsin $1,087
  • United States $1,413
Typical yearly household income
  • Rothschild $88,261
  • Marathon $77,884
  • Wisconsin $77,485
  • United States $80,734
See the full table
Rothschild next to Marathon County and Wisconsin
Measure Rothschild Marathon County Wisconsin U.S.
Typical home value $203,600 $219,600 $266,500 $332,700
Typical monthly rent $970 $999 $1,087 $1,413
Typical yearly household income $88,261 $77,884 $77,485 $80,734
Households that own their home 75% 73% 68% 65%
Typical yearly property tax $2,970 $3,218 $3,792 $3,119
Effective property tax rate 1.46% 1.47% 1.42% 0.94%
Renters with high rent for their income 46% 42% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marathon County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Rothschild

For a typical $203,600 home in Rothschild, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Rothschild's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,777a month

    Least cash to close
    Down payment
    $7,126
    Cash to close
    $13,234
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $90

  • Conventional, 5% down $1,740a month

    Down payment
    $10,180
    Cash to close
    $16,288
    Rate
    7.18%
    Mortgage insurance
    PMI · $97

  • Conventional, 20% down, no PMI $1,436a month

    Down payment
    $40,720
    Cash to close
    $46,828
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,624a month

    Down payment
    $30,540
    Cash to close
    $36,648
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Rothschild and for Marathon County.

Property tax

Effective rate in Rothschild

1.46%of the home’s value each year

$2,970 a year for the typical owner in Rothschild.

  • Rothschild 1.46%
  • Marathon 1.47%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Marathon County

FEMA does not publish these numbers by city: they are for all of Marathon County.

Homes in the high-risk zone
1.7%
750
Of those, with NFIP insurance
19%
County Wisconsin U.S.
Homes in the high-risk zone 1.7% 1.4% 3.5%
Of those, with NFIP insurance 19% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Rothschild

Typical rent in Rothschild is $970 a month: 3% below the county. In Rothschild, 46% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Marathon County, by unit size. To pay the 2-bedroom one ($1,217 a month) without spending more than 30% of your income, you would need to earn $23.40 an hour working full time.

HUD fair market rent for all of Marathon County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $847 $16.29 $33,880
1 bedroom $940 $18.08 $37,600
2 bedrooms $1,217 $23.40 $48,680
3 bedrooms $1,590 $30.58 $63,600
4 bedrooms $1,599 $30.75 $63,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Rothschild

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Rothschild has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,150 in 54474 to $1,230 in 54476.

1 of the 2 is above the fair market rent for Marathon County ($1,217).

  • 54474 $1,150$1,500
  • 54476 $1,230$1,610

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Rothschild when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Rothschild

HUD lists 3 buildings with rents for lower incomes in Rothschild. These are the largest.

  • Cedar Creek Senior Apts 605 Eagle Nest Blvd, Rothschild 54474 48 low-income homes · 1 bd: 20 · 2 bd: 29 · In service since 2005
  • Marathon Co Housing Redevelopment - HUD 2035 Grand Ave, Rothschild 54474 36 low-income homes · 1 bd: 28 · In service since 2004
  • Cedar Creek Senior Housing II 607 Eagle Nest Blvd, Rothschild 54474 49 homes, 7 low-income · 1 bd: 20 · 2 bd: 29 · In service since 2007

See all 35 buildings in Marathon County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Rothschild

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Marathon County. The nearest ones are below; many serve by phone or online.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Rothschild

No down payment, repair or rent-help program on our list is for Rothschild or Marathon County. The ones below are statewide in Wisconsin: they work in Rothschild the same as in the rest of the state.

Which programs do I qualify for? All programs in Wisconsin

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Repayable

    See the program Official page

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Deferred

    See the program Official page

Housing counselors near Rothschild

The HUD-approved agencies closest to the center of Rothschild, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • First Nations Community Financial

    206 S Roosevelt Rd Ste 123, Black River Falls · 72 miles away

    • Budget and financial counseling
    • Workshops for new owners
    • and 3 more
    (715) 284-2470

  • Wisconsin Native Loan Fund

    14284 State Highway 70 W, Lac Du Flambeau · 73 miles away

    • Workshops for new owners
    • Pre-purchase counseling
    • and 1 more
    (715) 588-1600

  • Catholic Charities Diocese of Green Bay

    1825 Riverside Dr, Green Bay · 83 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (920) 272-8234

All counseling agencies in Wisconsin

Help in Spanish near Rothschild

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Rothschild

In HUD’s record, no housing authority with an office in Marathon County is named for Rothschild or Marathon County.

One other authority has an office in Marathon County: see the list Source: HUD

Cities

Other cities in Marathon County

These cities are also in Marathon County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Marathon County Housing in Wisconsin

Nearby cities

The cities closest to Rothschild, with the typical home value.

Neighboring counties

If Marathon County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Rothschild.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Rothschild

Short answers with the numbers for Rothschild and all of Marathon County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Rothschild?

The typical home value in Rothschild is $203,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marathon County it is $219,600.

How much does it cost to rent in Rothschild?

Typical rent in Rothschild is $970 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marathon County is $1,217.

What is the FHA loan limit in Rothschild?

Rothschild uses the FHA limit for all of Marathon County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Rothschild?

The typical homeowner in Rothschild pays $2,970 a year, according to the U.S. Census Bureau. That is 1.46% of the home’s value; in Marathon County, the rate is 1.47%.

Where can I find free help to buy or rent in Rothschild?

We found no HUD-approved counseling agencies with an office in Marathon County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).