In Marshfield, a typical home is worth $177,800 and typical rent is $842 a month. Compared with all of Wood County, typical household income is 14% lower and the share of households that own their home is 13 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $192,727 to $254,410.
Typical rent
$1,164a month
Typical rent from Zillow, June 2026 to September 2026: from $1,172 to $1,164.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Marshfield is in Wood County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wood County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Wisconsin Rapids, the typical home value is $131,900: 26% less than in Marshfield ($177,800).
2
60% of households in Marshfield own their home, against 73% in Wood County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Marshfield
What homes there are in Marshfield, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Marshfield
Wood County
Wisconsin
United States
Kind of home: Marshfield and its comparisons
Measure
Marshfield
Wood County
Wisconsin
United States
Detached house
53%
73%
66%
61%
Attached house
5%
3%
4%
6%
Building of 2 to 4
13%
7%
9%
8%
Apartments (5 or more)
24%
12%
17%
19%
Mobile home
5%
5%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Marshfield (53%), but less so than in Wood County (73%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Marshfield
Wood County
Wisconsin
United States
Year built: Marshfield and its comparisons
Measure
Marshfield
Wood County
Wisconsin
United States
Before 1960
33%
35%
33%
26%
1960–1979
32%
30%
24%
24%
1980–1999
20%
20%
22%
25%
2000–2009
8%
9%
13%
14%
2010 or later
7%
7%
9%
11%
In Marshfield, half of the homes were built before 1973; in Wood County, before 1972.
Homes in Marshfield are smaller: 52% have 3 bedrooms or more; in Wood County, 62%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K23%
$100K–$200K33%
$200K–$300K32%
$300K–$500K12%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Marshfield and its comparisons
Measure
Marshfield
Under $100K
23%
$100K–$200K
33%
$200K–$300K
32%
$300K–$500K
12%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
With an FHA limit of $541,287, at least 99% of owner-occupied homes in Marshfield sit below it: they are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99958%
$1,000–$1,49929%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Marshfield and its comparisons
Measure
Marshfield
Under $500
Unreliable estimate
$500–$999
58%
$1,000–$1,499
29%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,315 a month
Wood County: $1,331 a month
Without a mortgage
$547 a month
Wood County: $522 a month
Owners with a mortgage
50%
Wood County: 55%
Owning costs about the same in Marshfield as in Wood County: with a mortgage, $1,315 a month; without one, $547.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Marshfield+26%
Wood County+33%
Wisconsin+48%
United States+53%
Typical rent
Marshfield+23%
Wood County+19%
Wisconsin+27%
United States+33%
Typical household income
Marshfield+11%
Wood County+24%
Wisconsin+26%
United States+29%
Change since 2015–2019: Marshfield and its comparisons
Measure
Marshfield
Wood County
Wisconsin
United States
Typical home value
+26%
+33%
+48%
+53%
Typical rent
+23%
+19%
+27%
+33%
Typical household income
+11%
+24%
+26%
+29%
The typical home value in Marshfield rose 26% since 2015–2019, less than in Wood County (33%).
Since 2015–2019, the typical rent in Marshfield rose 23%, more than in Wood County (19%).
Here income did not keep up with housing: it rose 11%, while home values changed +26% and rent +23%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Marshfield and its comparisons
Measure
Marshfield
Wood County
Wisconsin
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.5%
0.9%
More than one person per room
Unreliable estimate
1.3%
1.7%
3.4%
People per household
2.01
2.26
2.33
2.53
Drive alone
74%
77%
74%
69%
Carpool
8%
8%
7%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
6%
3%
3%
3%
Work from home
11%
10%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
Households in Marshfield are smaller: 2.01 people on average; in Wood County, 2.26.
In Marshfield, 6% of workers walk or bike to work; in Wood County, 3%.
Do the math
What would you pay each month for a home in Marshfield?
A typical home is tight for the typical income
We start with a typical home in Marshfield, worth $177,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Marshfield, which is $58,407 a year. For that payment to be 28% of income, a household would need to earn about $67,962 a year.
The calculator's FHA and conventional loan limits are those of all of Wood County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Marshfield. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,223 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,586
at 7.18% · 30 years
Loan amount
$174,580
Total interest
$251,179
Paid off in
November 2056
Includes $3,003 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,363 a month
Tight
$1,363 to $1,752 a month
Your payment · 33%
Hard
more than $1,752 a month
Compared with the typical household income in Marshfield ($58,407 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,183
Property tax
$250
Home insurance
$74
FHA mortgage insurance (MIP)
$79
You need at least $6,223 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,586; principal and interest $1,183.
The city and its county
Marshfield and Wood County
Marshfield is in Wood County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Marshfield
Map of Wood County, Wisconsin, with Marshfield marked. Around it, the neighboring counties.
Marshfield
Wood County
Other cities with a page
Marshfield's own numbers
Typical home value
$177,800
Typical monthly rent
$842
Typical yearly household income
$58,407
Households that own their home
60%
Effective property tax rate
1.69%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Wood County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
1.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wood County.
A typical home in Marshfield is worth $177,800: about the same as the county and 33% below Wisconsin. With the typical household income in Marshfield ($58,407 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Marshfield3.0 years
Wood2.6 years
Wisconsin3.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Wood County
According to FHFA’s house price index, home prices in Wood County rose 92% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Wood County.
Yearly change in FHFA’s price index in Wood County, 2016 to 2025
2016: +2.7% +2.7% 2016
2017: +2.5% +2.5% 2017
2018: +5.5% +5.5% 2018
2019: +4.0% +4.0% 2019
2020: +2.9% +2.9% 2020
2021: +9.9% +9.9% 2021
2022: +14.3% +14.3% 2022
2023: +10.5% +10.5% 2023
2024: +6.9% +6.9% 2024
2025: +8.8% +8.8% 2025
Change in FHFA’s price index in Wood County, Wisconsin and the United States
Period
County
Wisconsin
U.S.
Last year (2025)
+8.8%
+5.4%
+2.9%
5 years (2020–2025)
+61%
+57%
+47%
10 years (2015–2025)
+92%
+96%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Marshfield next to Wood County, Wisconsin and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Marshfield$177,800
Wood$175,600
Wisconsin$266,500
United States$332,700
Typical monthly rent
Marshfield$842
Wood$856
Wisconsin$1,087
United States$1,413
Typical yearly household income
Marshfield$58,407
Wood$67,989
Wisconsin$77,485
United States$80,734
See the full table
Marshfield next to Wood County and Wisconsin
Measure
Marshfield
Wood County
Wisconsin
U.S.
Typical home value
$177,800
$175,600
$266,500
$332,700
Typical monthly rent
$842
$856
$1,087
$1,413
Typical yearly household income
$58,407 ▼14% below the county
$67,989
$77,485
$80,734
Households that own their home
60% ▼13 points below the county
73%
68%
65%
Typical yearly property tax
$2,998 ▲11% above the county
$2,697
$3,792
$3,119
Effective property tax rate
1.69% ▲0.15 points above the county
1.54%
1.42%
0.94%
Renters with high rent for their income
33% ▼5 points below the county
38%
44%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wood County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Marshfield
For a typical $177,800 home in Marshfield, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Marshfield's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,586a month
Least cash to close
Down payment
$6,223
Cash to close
$11,557
Rate
7.18%
Mortgage insurance
FHA MIP · $79
Conventional, 5% down$1,553a month
Down payment
$8,890
Cash to close
$14,224
Rate
7.18%
Mortgage insurance
PMI · $84
Conventional, 20% down, no PMI$1,288a month
Down payment
$35,560
Cash to close
$40,894
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,452a month
Down payment
$26,670
Cash to close
$32,004
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Marshfield
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,586
$6,223
$174,580
7.18%
FHA MIP · $79
$11,557
580
Conventional, 5% down
$1,553
$8,890
$168,910
7.18%
PMI · $84
$14,224
620*
Conventional, 20% down, no PMI
$1,288
$35,560
$142,240
7.18%
None
$40,894
620*
ITIN, 15% down (example)
$1,452
$26,670
$151,130
8.18%
None
$32,004
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Marshfield is $842 a month: about the same as the county. In Marshfield, 33% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Wood County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Wood County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$732
$14.08
$29,280
1 bedroom
$775
$14.90
$31,000
2 bedrooms
$1,014
$19.50
$40,560
3 bedrooms
$1,299
$24.98
$51,960
4 bedrooms
$1,357
$26.10
$54,280
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Marshfield
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Marshfield is in ZIP code 54449.
For 2 bedrooms it is $1,090: $76 more than the fair market rent for Wood County ($1,014).
Fair market rent by ZIP code and size in Marshfield, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
54449
$780
$830
$1,090
$1,400
$1,450
ZIP code2 bd3 bd
54449 $1,090$1,400
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Marshfield when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 8 buildings with rents for lower incomes in Marshfield. These are the largest.
Cedar Rail Apts & SCT STS601 S Cedar Ave, Marshfield 54449209 low-income homes · Run by Marshfield Community Development Authority · Average payment: $412 a month · Average wait: 6 months · Homes at several sites(715) 387-0528
Upham Village & Townhouses1600 N Fig Ave, Marshfield 5444970 low-income homes · For families(715) 384-5747
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Wood County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Marshfield or Wood County. The ones below are statewide in Wisconsin: they work in Marshfield the same as in the rest of the state.
Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
$7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
No legal help resource on our list is for Marshfield or Wood County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Marshfield and all of Wood County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Marshfield?
The typical home value in Marshfield is $177,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wood County it is $175,600.
How much does it cost to rent in Marshfield?
Typical rent in Marshfield is $842 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wood County is $1,014.
What is the FHA loan limit in Marshfield?
Marshfield uses the FHA limit for all of Wood County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Marshfield?
The typical homeowner in Marshfield pays $2,998 a year, according to the U.S. Census Bureau. That is 1.69% of the home’s value; in Wood County, the rate is 1.54%.
Where can I find free help to buy or rent in Marshfield?
We found no HUD-approved counseling agencies with an office in Wood County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
