Español

Este sitio también está en español. Leer en español

City · 8,890 residents · Sheboygan County, Wisconsin

Plymouth , Wisconsin

In Plymouth, a typical home is worth $213,300 and typical rent is $914 a month. Compared with all of Sheboygan County, the typical home value is 8% lower, typical household income is 7% lower, and the share of households that own their home is 9 points lower.

WhatsApp

  • Typical home value

    $213,300

    8% below the county

    20% below Wisconsin

    • Plymouth
    • Sheboygan
    • Wisconsin

  • Typical rent

    $914a month

    2% below the county

    16% below Wisconsin

    • Plymouth
    • Sheboygan
    • Wisconsin

  • Typical household income

    $68,038a year

    7% below the county

    12% below Wisconsin

    • Plymouth
    • Sheboygan
    • Wisconsin

  • Households that own their home

    63%

    9 points below the county

    5 points below Wisconsin

    • Plymouth
    • Sheboygan
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$347,892
4.8% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Plymouth is in Sheboygan County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sheboygan County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Plymouth apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Fond du Lac, the typical home value is $173,700: 19% less than in Plymouth ($213,300).

  2. 63% of households in Plymouth own their home, against 71% in Sheboygan County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Plymouth

What homes there are in Plymouth, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Plymouth, but it weighs less than in Sheboygan County: 52% against 67%.

Year built

In Plymouth, half of the homes were built before 1971; in Sheboygan County, before 1970.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 95% of owner-occupied homes in Plymouth sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,441 a month

Sheboygan County: $1,448 a month

Without a mortgage

$558 a month

Sheboygan County: $584 a month

Owners with a mortgage

55%

Sheboygan County: 59%

Owning costs about the same in Plymouth as in Sheboygan County: with a mortgage, $1,441 a month; without one, $558.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Plymouth rose 47% since 2015–2019, about the same as in Sheboygan County (46%).

Much as in Sheboygan County, the typical rent in Plymouth rose 29% since 2015–2019.

To compare: typical income in Plymouth rose 27%; the home, +47%; the rent, +29%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePlymouthSheboygan CountyWisconsinUnited States
Rental vacancy Unreliable estimate4.2%4.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.5%0.9%
More than one person per room Unreliable estimate1.5%1.7%3.4%
People per household 2.132.312.332.53
Drive alone 83%77%74%69%
Carpool 5%9%7%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 11%11%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

On average, a household in Plymouth has 2.13 people, fewer than in Sheboygan County (2.31).

In Plymouth, 83% of workers drive alone to work; in Sheboygan County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Plymouth?

A typical home is tight for the typical income

We start with a typical home in Plymouth, worth $213,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Plymouth, which is $68,038 a year. For that payment to be 28% of income, a household would need to earn about $80,237 a year.

The calculator's FHA and conventional loan limits are those of all of Sheboygan County.

Your numbers

Local data
$

Starts at the typical home value in Plymouth. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,466 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,872

at 7.18% · 30 years

Loan amount
$209,436
Total interest
$301,329
Paid off in
November 2056

Includes $3,602 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,588 a month

  • Tight

    $1,588 to $2,041 a month

    Your payment · 33%

  • Hard

    more than $2,041 a month

Compared with the typical household income in Plymouth ($68,038 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,872
Principal & interest$1,419
Property tax$270
Home insurance$89
FHA mortgage insurance (MIP)$94

You need at least $7,466 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Plymouth and Sheboygan County

Plymouth is in Sheboygan County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Plymouth's own numbers

Typical home value
$213,300
Typical monthly rent
$914
Typical yearly household income
$68,038
Households that own their home
63%
Effective property tax rate
1.52%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sheboygan County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,168
Price change over 5 years (FHFA)
+65%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sheboygan County.

Everything about Sheboygan County

Buying

Buying a home in Plymouth

A typical home in Plymouth is worth $213,300: 8% below the county and 20% below Wisconsin. With the typical household income in Plymouth ($68,038 a year), a typical home costs 3.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Plymouth 3.1 years
  • Sheboygan 3.2 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sheboygan County

According to FHFA’s house price index, home prices in Sheboygan County rose 110% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sheboygan County.

Period County Wisconsin U.S.
Last year (2025) +6.6% +5.4% +2.9%
5 years (2020–2025) +65% +57% +47%
10 years (2015–2025) +110% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Plymouth next to Sheboygan County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Plymouth $213,300
  • Sheboygan $232,700
  • Wisconsin $266,500
  • United States $332,700
Typical monthly rent
  • Plymouth $914
  • Sheboygan $934
  • Wisconsin $1,087
  • United States $1,413
Typical yearly household income
  • Plymouth $68,038
  • Sheboygan $73,094
  • Wisconsin $77,485
  • United States $80,734
See the full table
Plymouth next to Sheboygan County and Wisconsin
Measure Plymouth Sheboygan County Wisconsin U.S.
Typical home value $213,300 $232,700 $266,500 $332,700
Typical monthly rent $914 $934 $1,087 $1,413
Typical yearly household income $68,038 $73,094 $77,485 $80,734
Households that own their home 63% 71% 68% 65%
Typical yearly property tax $3,252 $3,236 $3,792 $3,119
Effective property tax rate 1.52% 1.39% 1.42% 0.94%
Renters with high rent for their income 38% 34% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sheboygan County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Plymouth

For a typical $213,300 home in Plymouth, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Plymouth's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,872a month

    Least cash to close
    Down payment
    $7,466
    Cash to close
    $13,865
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $94

  • Conventional, 5% down $1,833a month

    Down payment
    $10,665
    Cash to close
    $17,064
    Rate
    7.18%
    Mortgage insurance
    PMI · $101

  • Conventional, 20% down, no PMI $1,515a month

    Down payment
    $42,660
    Cash to close
    $49,059
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,712a month

    Down payment
    $31,995
    Cash to close
    $38,394
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Plymouth and for Sheboygan County.

Property tax

Effective rate in Plymouth

1.52%of the home’s value each year

$3,252 a year for the typical owner in Plymouth.

  • Plymouth 1.52%
  • Sheboygan 1.39%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Sheboygan County

FEMA does not publish these numbers by city: they are for all of Sheboygan County.

Homes in the high-risk zone
0.8%
304
Of those, with NFIP insurance
19%
County Wisconsin U.S.
Homes in the high-risk zone 0.8% 1.4% 3.5%
Of those, with NFIP insurance 19% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Plymouth

Typical rent in Plymouth is $914 a month: 2% below the county. In Plymouth, 38% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sheboygan County, by unit size. To pay the 2-bedroom one ($1,168 a month) without spending more than 30% of your income, you would need to earn $22.46 an hour working full time.

HUD fair market rent for all of Sheboygan County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $813 $15.63 $32,520
1 bedroom $918 $17.65 $36,720
2 bedrooms $1,168 $22.46 $46,720
3 bedrooms $1,392 $26.77 $55,680
4 bedrooms $1,575 $30.29 $63,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Plymouth

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Plymouth is in ZIP code 53073.

For 2 bedrooms it is $1,140: $28 less than the fair market rent for Sheboygan County ($1,168).

  • 53073 $1,140$1,360

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Plymouth when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Plymouth

HUD lists 8 buildings with rents for lower incomes in Plymouth. These are the largest.

  • Hawthorne Woods Apartments 432 N Highland Ave, Plymouth 53073 64 low-income homes · For families (414) 351-5628
  • Quit Qui Oc Manor 1228A Reed St, Plymouth 53073 50 low-income homes · Run by Plymouth Housing Authority · Average payment: $460 a month (920) 893-5133
  • Hawthorne Woods 450 N Highland Ave, Plymouth 53073 40 low-income homes · 1 bd: 16 · 2 bd: 14 · 3 bd: 10 · In service since 1999
  • Colonial Columns 611 Appleton St, Plymouth 53073 30 low-income homes · 1 bd: 23 · 2 bd: 5 · In service since 1991
  • Hunter's Ridge Apts 219 S Pleasant View Rd, Plymouth 53073 48 homes, 20 low-income · 2 bd: 25 · 3 bd: 23 · In service since 1994

See all 34 buildings in Sheboygan County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Plymouth

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Sheboygan County; none says it serves in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Plymouth

No down payment, repair or rent-help program on our list is for Plymouth or Sheboygan County. The ones below are statewide in Wisconsin: they work in Plymouth the same as in the rest of the state.

Which programs do I qualify for? All programs in Wisconsin

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Repayable

    See the program Official page

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Deferred

    See the program Official page

Housing counselors near Plymouth

The HUD-approved agencies closest to the center of Plymouth, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • CCCS of Sheboygan

    1930 N 8th St, Sheboygan · 13 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (920) 458-3784

  • CCCS of Sheboygan

    17 Forest Avenue, Suite 016, Fond Du Lac · 24 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (920) 907-4344

  • CCCS of Sheboygan

    139 N. Main St. Suite 101, West Bend · 25 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (262) 306-9241

Every agency in Sheboygan County All counseling agencies in Wisconsin

Help in Spanish near Plymouth

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Plymouth

HUD’s record names them for Plymouth or Sheboygan County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

One other authority has an office in Sheboygan County: see the list Source: HUD

Cities

Other cities in Sheboygan County

These cities are also in Sheboygan County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Sheboygan County Housing in Wisconsin

Nearby cities

The cities closest to Plymouth, with the typical home value.

Neighboring counties

If Sheboygan County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Plymouth.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Plymouth

Short answers with the numbers for Plymouth and all of Sheboygan County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Plymouth?

The typical home value in Plymouth is $213,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sheboygan County it is $232,700.

How much does it cost to rent in Plymouth?

Typical rent in Plymouth is $914 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sheboygan County is $1,168.

What is the FHA loan limit in Plymouth?

Plymouth uses the FHA limit for all of Sheboygan County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Plymouth?

The typical homeowner in Plymouth pays $3,252 a year, according to the U.S. Census Bureau. That is 1.52% of the home’s value; in Sheboygan County, the rate is 1.39%.

Where can I find free help to buy or rent in Plymouth?

There is 1 HUD-approved counseling agency with an office in Sheboygan County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).