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City · 8,003 residents · Washington County, Wisconsin

Jackson , Wisconsin

In Jackson, a typical home is worth $321,500 and typical rent is $1,151 a month. Compared with all of Washington County, the typical home value is 7% lower and the share of households that own their home is 8 points lower.

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  • Typical home value

    $321,500

    7% below the county

    21% above Wisconsin

    • Jackson
    • Washington
    • Wisconsin

  • Typical rent

    $1,151a month

    About the same as the county

    6% above Wisconsin

    • Jackson
    • Washington
    • Wisconsin

  • Typical household income

    $93,170a year

    3% below the county

    20% above Wisconsin

    • Jackson
    • Washington
    • Wisconsin

  • Households that own their home

    70%

    8 points below the county

    2 points above Wisconsin

    • Jackson
    • Washington
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$422,169
4.9% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Jackson is in Washington County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Jackson apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in West Bend, the typical home value is $263,100: 18% less than in Jackson ($321,500).

  2. 70% of households in Jackson own their home, against 78% in Washington County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Jackson

What homes there are in Jackson, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Jackson there is a bit of everything: no kind of home reaches half. The most common are detached houses (46%); in Washington County, 69%.

There are more mobile homes here than in Washington County: 7% of homes, against 1%.

Year built

Homes in Jackson are newer: the typical year built is 1998; in Washington County, 1986.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Jackson sit under the FHA limit for Washington County ($541,287): about 93%.

Monthly rent with utilities

With a mortgage

$1,898 a month

Washington County: $1,932 a month

Without a mortgage

$766 a month

Washington County: $675 a month

Owners with a mortgage

66%

Washington County: 65%

In Jackson, 66% of owners have a mortgage; their typical cost is $1,898 a month, about the same as in Washington County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Jackson rose 53% since 2015–2019, more than in Washington County (46%).

Since 2015–2019, the typical rent in Jackson rose 15%, less than in Washington County (27%).

The typical household income in Jackson rose 31% over that time; home values changed +53% and rent +15%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureJacksonWashington CountyWisconsinUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.5%0.9%
More than one person per room Unreliable estimate0.8%1.7%3.4%
People per household 2.212.402.332.53
Drive alone 78%78%74%69%
Carpool Unreliable estimate6%7%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 17%14%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes10 to 19 minutes20 to 29 minutes

On average, a household in Jackson has 2.21 people, fewer than in Washington County (2.40).

The car rules in Jackson: 78% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Jackson?

A typical home is tight for the typical income

We start with a typical home in Jackson, worth $321,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Jackson, which is $93,170 a year. For that payment to be 28% of income, a household would need to earn about $118,642 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Jackson. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,253 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,768

at 7.18% · 30 years

Loan amount
$315,676
Total interest
$454,184
Paid off in
November 2056

Includes $5,429 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,174 a month

  • Tight

    $2,174 to $2,795 a month

    Your payment · 36%

  • Hard

    more than $2,795 a month

Compared with the typical household income in Jackson ($93,170 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,768
Principal & interest$2,139
Property tax$354
Home insurance$134
FHA mortgage insurance (MIP)$142

You need at least $11,253 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Jackson and Washington County

Jackson is in Washington County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Jackson's own numbers

Typical home value
$321,500
Typical monthly rent
$1,151
Typical yearly household income
$93,170
Households that own their home
70%
Effective property tax rate
1.32%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,263
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Jackson

A typical home in Jackson is worth $321,500: 7% below the county and 21% above Wisconsin. With the typical household income in Jackson ($93,170 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Jackson 3.5 years
  • Washington 3.6 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 88% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Wisconsin U.S.
Last year (2025) +5.9% +5.4% +2.9%
5 years (2020–2025) +54% +57% +47%
10 years (2015–2025) +88% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Jackson next to Washington County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Jackson $321,500
  • Washington $344,800
  • Wisconsin $266,500
  • United States $332,700
Typical monthly rent
  • Jackson $1,151
  • Washington $1,153
  • Wisconsin $1,087
  • United States $1,413
Typical yearly household income
  • Jackson $93,170
  • Washington $96,359
  • Wisconsin $77,485
  • United States $80,734
See the full table
Jackson next to Washington County and Wisconsin
Measure Jackson Washington County Wisconsin U.S.
Typical home value $321,500 $344,800 $266,500 $332,700
Typical monthly rent $1,151 $1,153 $1,087 $1,413
Typical yearly household income $93,170 $96,359 $77,485 $80,734
Households that own their home 70% 78% 68% 65%
Typical yearly property tax $4,235 $3,802 $3,792 $3,119
Effective property tax rate 1.32% 1.1% 1.42% 0.94%
Renters with high rent for their income 37% 46% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Jackson

For a typical $321,500 home in Jackson, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jackson's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,768a month

    Least cash to close
    Down payment
    $11,253
    Cash to close
    $20,898
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $142

  • Conventional, 5% down $2,709a month

    Down payment
    $16,075
    Cash to close
    $25,720
    Rate
    7.18%
    Mortgage insurance
    PMI · $153

  • Conventional, 20% down, no PMI $2,230a month

    Down payment
    $64,300
    Cash to close
    $73,945
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,527a month

    Down payment
    $48,225
    Cash to close
    $57,870
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Jackson and for Washington County.

Property tax

Effective rate in Jackson

1.32%of the home’s value each year

$4,235 a year for the typical owner in Jackson.

  • Jackson 1.32%
  • Washington 1.1%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
1.2%
462
Of those, with NFIP insurance
37%
County Wisconsin U.S.
Homes in the high-risk zone 1.2% 1.4% 3.5%
Of those, with NFIP insurance 37% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Jackson

Typical rent in Jackson is $1,151 a month: about the same as the county. In Jackson, 37% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,263 a month) without spending more than 30% of your income, you would need to earn $24.29 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $985 $18.94 $39,400
1 bedroom $1,060 $20.38 $42,400
2 bedrooms $1,263 $24.29 $50,520
3 bedrooms $1,553 $29.87 $62,120
4 bedrooms $1,664 $32.00 $66,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Jackson

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jackson is in ZIP code 53037.

For 2 bedrooms it is $1,300: $37 more than the fair market rent for Washington County ($1,263).

  • 53037 $1,300$1,600

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jackson when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Jackson

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Washington County; none says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Jackson

No down payment, repair or rent-help program on our list is for Jackson or Washington County. The ones below are statewide in Wisconsin: they work in Jackson the same as in the rest of the state.

Which programs do I qualify for? All programs in Wisconsin

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Repayable

    See the program Official page

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Deferred

    See the program Official page

Housing counselors near Jackson

The HUD-approved agencies closest to the center of Jackson, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • CCCS of Sheboygan

    139 N. Main St. Suite 101, West Bend · 7 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (262) 306-9241

  • Operation Hope- Milwaukee Wi

    7500 W Good Hope Rd, Milwaukee · 14 miles away

    • Mortgage delinquency workshops
    • Budget and financial counseling
    • and 6 more
    (414) 426-2239

  • Housing Resources, Incorporated

    7830 W Burleigh St, Milwaukee · 19 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (414) 461-6330

Every agency in Washington County All counseling agencies in Wisconsin

Help in Spanish near Jackson

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Jackson

In HUD’s record, no housing authority with an office in Washington County is named for Jackson or Washington County.

One other authority has an office in Washington County: see the list Source: HUD

Cities

Other cities in Washington County

These cities are also in Washington County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Washington County Housing in Wisconsin

Nearby cities

The cities closest to Jackson, with the typical home value.

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Jackson.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Jackson

Short answers with the numbers for Jackson and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Jackson?

The typical home value in Jackson is $321,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $344,800.

How much does it cost to rent in Jackson?

Typical rent in Jackson is $1,151 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,263.

What is the FHA loan limit in Jackson?

Jackson uses the FHA limit for all of Washington County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Jackson?

The typical homeowner in Jackson pays $4,235 a year, according to the U.S. Census Bureau. That is 1.32% of the home’s value; in Washington County, the rate is 1.1%.

Where can I find free help to buy or rent in Jackson?

There is 1 HUD-approved counseling agency with an office in Washington County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).