City · 11,115 residents · Marinette County, Wisconsin
Marinette, Wisconsin
In Marinette, a typical home is worth $120,200 and typical rent is $807 a month. Compared with all of Marinette County, the typical home value is 24% lower, typical household income is 8% lower, and the share of households that own their home is 10 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $156,486 to $206,218.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Marinette is in Marinette County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marinette County. See the county
What this place has that others do not, from public data, most unusual first.
1
Marinette has the 2nd lowest typical home value of the 156 cities in Wisconsin with more than 5,000 people ($120,200).
2
Marinette has the 11th lowest typical rent of the 154 cities in Wisconsin with more than 5,000 people ($807).
3
71% of households in Marinette own their home, against 82% in Marinette County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Marinette
What homes there are in Marinette, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Marinette
Marinette County
Wisconsin
United States
Kind of home: Marinette and its comparisons
Measure
Marinette
Marinette County
Wisconsin
United States
Detached house
68%
81%
66%
61%
Attached house
Unreliable estimate
1%
4%
6%
Building of 2 to 4
9%
3%
9%
8%
Apartments (5 or more)
Unreliable estimate
5%
17%
19%
Mobile home
10%
11%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Marinette, 7 in 10 homes are single-family detached houses; in Marinette County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Marinette
Marinette County
Wisconsin
United States
Year built: Marinette and its comparisons
Measure
Marinette
Marinette County
Wisconsin
United States
Before 1960
56%
32%
33%
26%
1960–1979
23%
26%
24%
24%
1980–1999
19%
23%
22%
25%
2000–2009
Unreliable estimate
13%
13%
14%
2010 or later
Unreliable estimate
6%
9%
11%
The typical home in Marinette was built in 1955, 20 years before the typical one in Marinette County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K41%
$100K–$200K43%
$200K–$300K9%
$300K–$500K6%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Marinette and its comparisons
Measure
Marinette
Under $100K
41%
$100K–$200K
43%
$200K–$300K
9%
$300K–$500K
6%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
At least 98% of owner-occupied homes in Marinette are worth less than $500,000, below the FHA loan limit for Marinette County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50015%
$500–$99958%
$1,000–$1,49920%
HUD fair market rent, 2 bedrooms: $1,014
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Marinette and its comparisons
Measure
Marinette
Under $500
15%
$500–$999
58%
$1,000–$1,499
20%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
About 73% of rented homes in Marinette cost less than HUD's 2-bedroom fair market rent for Marinette County ($1,014).
With a mortgage
$1,046 a month
Marinette County: $1,205 a month
Without a mortgage
$478 a month
Marinette County: $480 a month
Owners with a mortgage
55%
Marinette County: 52%
In Marinette, 55% of owners have a mortgage, and their typical cost is $1,046 a month, against $1,205 in Marinette County. Without one it drops to $478.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Marinette+39%
Marinette County+28%
Wisconsin+48%
United States+53%
Typical rent
Marinette+16%
Marinette County+17%
Wisconsin+27%
United States+33%
Typical household income
Marinette+37%
Marinette County+27%
Wisconsin+26%
United States+29%
Change since 2015–2019: Marinette and its comparisons
Measure
Marinette
Marinette County
Wisconsin
United States
Typical home value
+39%
+28%
+48%
+53%
Typical rent
+16%
+17%
+27%
+33%
Typical household income
+37%
+27%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Marinette rose 39%; in Marinette County, it rose 28%.
Much as in Marinette County, the typical rent in Marinette rose 16% since 2015–2019.
To compare: typical income in Marinette rose 37%; the home, +39%; the rent, +16%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Marinette and its comparisons
Measure
Marinette
Marinette County
Wisconsin
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.5%
0.9%
More than one person per room
Unreliable estimate
1.3%
1.7%
3.4%
People per household
2.11
2.16
2.33
2.53
Drive alone
86%
81%
74%
69%
Carpool
5%
7%
7%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
4%
3%
3%
3%
Work from home
Unreliable estimate
8%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
Much as in Marinette County, a household in Marinette has 2.11 people on average.
In Marinette, 86% of workers drive alone to work; in Marinette County, 81%.
Do the math
What would you pay each month for a home in Marinette?
A typical home is within reach of the typical income
We start with a typical home in Marinette, worth $120,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 22% of the typical household income in Marinette, which is $58,638 a year.
The calculator's FHA and conventional loan limits are those of all of Marinette County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Marinette. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,207 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,052
at 7.18% · 30 years
Loan amount
$118,023
Total interest
$169,807
Paid off in
November 2056
Includes $2,030 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,368 a month
Your payment · 22%
Tight
$1,368 to $1,759 a month
Hard
more than $1,759 a month
Compared with the typical household income in Marinette ($58,638 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$800
Property tax
$149
Home insurance
$50
FHA mortgage insurance (MIP)
$53
You need at least $4,207 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,052; principal and interest $800.
The city and its county
Marinette and Marinette County
Marinette is in Marinette County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Marinette
Map of Marinette County, Wisconsin, with Marinette marked. Around it, the neighboring counties.
Marinette
Marinette County
Marinette's own numbers
Typical home value
$120,200
Typical monthly rent
$807
Typical yearly household income
$58,638
Households that own their home
71%
Effective property tax rate
1.49%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Marinette County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+68%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marinette County.
A typical home in Marinette is worth $120,200: 24% below the county and 55% below Wisconsin. With the typical household income in Marinette ($58,638 a year), a typical home costs 2.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Marinette2.0 years
County2.5 years
Wisconsin3.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Marinette County
According to FHFA’s house price index, home prices in Marinette County rose 99% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Marinette County.
Yearly change in FHFA’s price index in Marinette County, 2016 to 2025
2016: +0.4% +0.4% 2016
2017: +3.1% +3.1% 2017
2018: +6.3% +6.3% 2018
2019: +4.1% +4.1% 2019
2020: +3.1% +3.1% 2020
2021: +12.5% +12.5% 2021
2022: +15.8% +15.8% 2022
2023: +11.7% +11.7% 2023
2024: +6.9% +6.9% 2024
2025: +8.2% +8.2% 2025
Change in FHFA’s price index in Marinette County, Wisconsin and the United States
Period
County
Wisconsin
U.S.
Last year (2025)
+8.2%
+5.4%
+2.9%
5 years (2020–2025)
+68%
+57%
+47%
10 years (2015–2025)
+99%
+96%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Marinette next to Marinette County, Wisconsin and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Marinette$120,200
County$158,600
Wisconsin$266,500
United States$332,700
Typical monthly rent
Marinette$807
County$795
Wisconsin$1,087
United States$1,413
Typical yearly household income
Marinette$58,638
County$63,809
Wisconsin$77,485
United States$80,734
See the full table
Marinette next to Marinette County and Wisconsin
Measure
Marinette
Marinette County
Wisconsin
U.S.
Typical home value
$120,200 ▼24% below the county
$158,600
$266,500
$332,700
Typical monthly rent
$807
$795
$1,087
$1,413
Typical yearly household income
$58,638 ▼8% below the county
$63,809
$77,485
$80,734
Households that own their home
71% ▼10 points below the county
82%
68%
65%
Typical yearly property tax
$1,796 ▼6% below the county
$1,907
$3,792
$3,119
Effective property tax rate
1.49% ▲0.29 points above the county
1.2%
1.42%
0.94%
Renters with high rent for their income
34% ▲3 points above the county
31%
44%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marinette County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Marinette
For a typical $120,200 home in Marinette, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Marinette's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,052a month
Least cash to close
Down payment
$4,207
Cash to close
$7,813
Rate
7.18%
Mortgage insurance
FHA MIP · $53
Conventional, 5% down$1,030a month
Down payment
$6,010
Cash to close
$9,616
Rate
7.18%
Mortgage insurance
PMI · $57
Conventional, 20% down, no PMI$851a month
Down payment
$24,040
Cash to close
$27,646
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$962a month
Down payment
$18,030
Cash to close
$21,636
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Marinette
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,052
$4,207
$118,023
7.18%
FHA MIP · $53
$7,813
580
Conventional, 5% down
$1,030
$6,010
$114,190
7.18%
PMI · $57
$9,616
620*
Conventional, 20% down, no PMI
$851
$24,040
$96,160
7.18%
None
$27,646
620*
ITIN, 15% down (example)
$962
$18,030
$102,170
8.18%
None
$21,636
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Marinette is $807 a month: about the same as the county. In Marinette, 34% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Marinette County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Marinette County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$706
$13.58
$28,240
1 bedroom
$785
$15.10
$31,400
2 bedrooms
$1,014
$19.50
$40,560
3 bedrooms
$1,208
$23.23
$48,320
4 bedrooms
$1,518
$29.19
$60,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Marinette
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Marinette is in ZIP code 54143.
For 2 bedrooms it is $1,040: $26 more than the fair market rent for Marinette County ($1,014).
Fair market rent by ZIP code and size in Marinette, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
54143
$720
$810
$1,040
$1,240
$1,560
ZIP code2 bd3 bd
54143 $1,040$1,240
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Marinette when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Marinette County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Marinette or Marinette County. The ones below are statewide in Wisconsin: they work in Marinette the same as in the rest of the state.
Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
$7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
No legal help resource on our list is for Marinette or Marinette County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Marinette and all of Marinette County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Marinette?
The typical home value in Marinette is $120,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marinette County it is $158,600.
How much does it cost to rent in Marinette?
Typical rent in Marinette is $807 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marinette County is $1,014.
What is the FHA loan limit in Marinette?
Marinette uses the FHA limit for all of Marinette County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Marinette?
The typical homeowner in Marinette pays $1,796 a year, according to the U.S. Census Bureau. That is 1.49% of the home’s value; in Marinette County, the rate is 1.2%.
Where can I find free help to buy or rent in Marinette?
We found no HUD-approved counseling agencies with an office in Marinette County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.