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City · 6,683 residents · Milwaukee County, Wisconsin

Fox Point , Wisconsin

In Fox Point, a typical home is worth $444,700 and typical rent is $1,726 a month. Compared with all of Milwaukee County, typical household income is 120% higher, the typical home value is 93% higher, and the share of households that own their home is 27 points higher.

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  • Typical home value

    $444,700

    93% above the county

    67% above Wisconsin

    • Fox Point
    • Milwaukee
    • Wisconsin

  • Typical rent

    $1,726a month

    57% above the county

    59% above Wisconsin

    • Fox Point
    • Milwaukee
    • Wisconsin

  • Typical household income

    $141,467a year

    120% above the county

    83% above Wisconsin

    • Fox Point
    • Milwaukee
    • Wisconsin

  • Households that own their home

    77%

    27 points above the county

    9 points above Wisconsin

    • Fox Point
    • Milwaukee
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$546,454
7.3% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Fox Point is in Milwaukee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Milwaukee County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fox Point apart

What this place has that others do not, from public data, most unusual first.

  1. Fox Point has the 2nd smallest share of rent-burdened renters of the 141 cities in Wisconsin with more than 5,000 people (25%).

  2. 77% of households in Fox Point own their home, against 50% in Milwaukee County.

  3. The typical household income in Fox Point is $141,467, 120% more than in Milwaukee County as a whole ($64,435).

  4. The typical home in Fox Point is worth $444,700, 93% more than in Milwaukee County as a whole ($230,700).

  5. Fox Point has the 4th highest typical rent of the 154 cities in Wisconsin with more than 5,000 people ($1,726).

  6. Nearby, in Brown Deer, the typical home value is $239,300: 46% less than in Fox Point ($444,700).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fox Point

What homes there are in Fox Point, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Fox Point: 75% of homes, more than in Milwaukee County (45%).

Year built

In Fox Point, half of the homes were built before 1957; in Milwaukee County, before 1957.

Homes in Fox Point are bigger: 71% have 3 bedrooms or more; in Milwaukee County, 48%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,695 a month

Milwaukee County: $1,688 a month

Without a mortgage

$1,186 a month

Milwaukee County: $738 a month

Owners with a mortgage

58%

Milwaukee County: 65%

Owning costs more in Fox Point: with a mortgage, the typical cost is $2,695 a month; in Milwaukee County, $1,688. Without one, $1,186.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Fox Point rose 37%; in Milwaukee County, it rose 46%.

The typical rent in Fox Point rose 38% over the same time; in Milwaukee County, it rose 25%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFox PointMilwaukee CountyWisconsinUnited States
Rental vacancy Unreliable estimate6.1%4.5%5.5%
Homeowner vacancy Unreliable estimate0.7%0.5%0.9%
More than one person per room Unreliable estimate2.5%1.7%3.4%
People per household 2.452.312.332.53
Drive alone 61%69%74%69%
Carpool 3%9%7%9%
Public transit Unreliable estimate3%1%3%
Walk or bike Unreliable estimate4%3%3%
Work from home 33%14%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes10 to 19 minutes20 to 29 minutes

On average, a household in Fox Point has 2.45 people, more than in Milwaukee County (2.31).

Many people here do not commute at all: 33% work from home; in Milwaukee County, 14%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fox Point?

A typical home is tight for the typical income

We start with a typical home in Fox Point, worth $444,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Fox Point, which is $141,467 a year. For that payment to be 28% of income, a household would need to earn about $175,382 a year.

The calculator's FHA and conventional loan limits are those of all of Milwaukee County.

Your numbers

Local data
$

Starts at the typical home value in Fox Point. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,565 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,092

at 7.18% · 30 years

Loan amount
$436,645
Total interest
$628,230
Paid off in
November 2056

Includes $7,510 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,301 a month

  • Tight

    $3,301 to $4,244 a month

    Your payment · 35%

  • Hard

    more than $4,244 a month

Compared with the typical household income in Fox Point ($141,467 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,092
Principal & interest$2,958
Property tax$752
Home insurance$185
FHA mortgage insurance (MIP)$197

You need at least $15,565 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fox Point and Milwaukee County

Fox Point is in Milwaukee County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fox Point's own numbers

Typical home value
$444,700
Typical monthly rent
$1,726
Typical yearly household income
$141,467
Households that own their home
77%
Effective property tax rate
2.03%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Milwaukee County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,263
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
0.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Milwaukee County.

Everything about Milwaukee County

Buying

Buying a home in Fox Point

A typical home in Fox Point is worth $444,700: 93% above the county and 67% above Wisconsin. With the typical household income in Fox Point ($141,467 a year), a typical home costs 3.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fox Point 3.1 years
  • Milwaukee 3.6 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Milwaukee County

According to FHFA’s house price index, home prices in Milwaukee County rose 96% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Milwaukee County.

Period County Wisconsin U.S.
Last year (2025) +5.8% +5.4% +2.9%
5 years (2020–2025) +56% +57% +47%
10 years (2015–2025) +96% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fox Point next to Milwaukee County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fox Point $444,700
  • Milwaukee $230,700
  • Wisconsin $266,500
  • United States $332,700
Typical monthly rent
  • Fox Point $1,726
  • Milwaukee $1,101
  • Wisconsin $1,087
  • United States $1,413
Typical yearly household income
  • Fox Point $141,467
  • Milwaukee $64,435
  • Wisconsin $77,485
  • United States $80,734
See the full table
Fox Point next to Milwaukee County and Wisconsin
Measure Fox Point Milwaukee County Wisconsin U.S.
Typical home value $444,700 $230,700 $266,500 $332,700
Typical monthly rent $1,726 $1,101 $1,087 $1,413
Typical yearly household income $141,467 $64,435 $77,485 $80,734
Households that own their home 77% 50% 68% 65%
Typical yearly property tax $9,031 $4,444 $3,792 $3,119
Effective property tax rate 2.03% 1.93% 1.42% 0.94%
Renters with high rent for their income 25% 48% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Milwaukee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fox Point

For a typical $444,700 home in Fox Point, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fox Point's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,092a month

    Least cash to close
    Down payment
    $15,565
    Cash to close
    $28,906
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $197

  • Conventional, 5% down $4,011a month

    Down payment
    $22,235
    Cash to close
    $35,576
    Rate
    7.18%
    Mortgage insurance
    PMI · $211

  • Conventional, 20% down, no PMI $3,348a month

    Down payment
    $88,940
    Cash to close
    $102,281
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,759a month

    Down payment
    $66,705
    Cash to close
    $80,046
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fox Point and for Milwaukee County.

Property tax

Effective rate in Fox Point

2.03%of the home’s value each year

$9,031 a year for the typical owner in Fox Point.

  • Fox Point 2.03%
  • Milwaukee 1.93%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Milwaukee County

FEMA does not publish these numbers by city: they are for all of Milwaukee County.

Homes in the high-risk zone
0.3%
519
Of those, with NFIP insurance
76%
County Wisconsin U.S.
Homes in the high-risk zone 0.3% 1.4% 3.5%
Of those, with NFIP insurance 76% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fox Point

Typical rent in Fox Point is $1,726 a month: 57% above the county. In Fox Point, 25% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Milwaukee County, by unit size. To pay the 2-bedroom one ($1,263 a month) without spending more than 30% of your income, you would need to earn $24.29 an hour working full time.

HUD fair market rent for all of Milwaukee County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $985 $18.94 $39,400
1 bedroom $1,060 $20.38 $42,400
2 bedrooms $1,263 $24.29 $50,520
3 bedrooms $1,553 $29.87 $62,120
4 bedrooms $1,664 $32.00 $66,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fox Point

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fox Point is in ZIP code 53217.

For 2 bedrooms it is $1,720: $457 more than the fair market rent for Milwaukee County ($1,263).

  • 53217 $1,720$2,110

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fox Point when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fox Point

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 5 HUD-approved agencies with an office in Milwaukee County; 4 say they serve in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Fox Point

No down payment, repair or rent-help program on our list is for Fox Point or Milwaukee County. The ones below are statewide in Wisconsin: they work in Fox Point the same as in the rest of the state.

Which programs do I qualify for? All programs in Wisconsin

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Repayable

    See the program Official page

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Deferred

    See the program Official page

Housing counselors near Fox Point

The HUD-approved agencies closest to the center of Fox Point, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Operation Hope- Milwaukee Wi

    7500 W Good Hope Rd, Milwaukee · 5 miles away

    • Mortgage delinquency workshops
    • Budget and financial counseling
    • and 6 more
    (414) 426-2239

  • Housing Resources, Incorporated

    7830 W Burleigh St, Milwaukee · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (414) 461-6330

  • Acts Housing

    270 E Kilbourn Ave Ste 5, Milwaukee · 8 miles away · Spanish

    Also serves in Hmong.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (414) 933-2215

Every agency in Milwaukee County All counseling agencies in Wisconsin

Help in Spanish near Fox Point

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fox Point

In HUD’s record, no housing authority with an office in Milwaukee County is named for Fox Point or Milwaukee County.

4 other authorities have an office in Milwaukee County: see the list Source: HUD

Cities

Other cities in Milwaukee County

These cities are also in Milwaukee County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Milwaukee County Housing in Wisconsin
See 3 more cities in Milwaukee County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Fox Point, with the typical home value.

Neighboring counties

If Milwaukee County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fox Point.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Fox Point

Short answers with the numbers for Fox Point and all of Milwaukee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fox Point?

The typical home value in Fox Point is $444,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Milwaukee County it is $230,700.

How much does it cost to rent in Fox Point?

Typical rent in Fox Point is $1,726 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Milwaukee County is $1,263.

What is the FHA loan limit in Fox Point?

Fox Point uses the FHA limit for all of Milwaukee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Fox Point?

The typical homeowner in Fox Point pays $9,031 a year, according to the U.S. Census Bureau. That is 2.03% of the home’s value; in Milwaukee County, the rate is 1.93%.

Where can I find free help to buy or rent in Fox Point?

There are 5 HUD-approved counseling agencies with an office in Milwaukee County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).