City · 10,239 residents · Snohomish County, Washington
Snohomish, Washington
In Snohomish, a typical home is worth $683,900 and typical rent is $1,654 a month. Compared with all of Snohomish County, typical household income is 22% lower, typical rent is 15% lower, and the share of households that own their home is 13 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $771,027 to $902,097.
Typical rent
$2,646a month
▲ 4% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,031 to $2,646.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Snohomish is in Snohomish County. The FHA loan limit ($1,063,750 for a one-unit home), the fair market rents and the help on this page are those of all of Snohomish County. See the county
What this place has that others do not, from public data, most unusual first.
1
55% of households in Snohomish own their home, against 68% in Snohomish County.
2
Nearby, in Everett, the typical home value is $565,300: 17% less than in Snohomish ($683,900).
3
The typical household income in Snohomish is $87,250,22% less than in Snohomish County as a whole ($111,246).
4
The typical rent in Snohomish is $1,654 a month, 15% less than in Snohomish County as a whole ($1,949).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Snohomish
What homes there are in Snohomish, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Snohomish
Snohomish County
Washington
United States
Kind of home: Snohomish and its comparisons
Measure
Snohomish
Snohomish County
Washington
United States
Detached house
59%
64%
62%
61%
Attached house
4%
5%
4%
6%
Building of 2 to 4
14%
6%
6%
8%
Apartments (5 or more)
Unreliable estimate
21%
22%
19%
Mobile home
Unreliable estimate
5%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house is still the most common home in Snohomish, but it weighs less than in Snohomish County: 59% against 64%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Snohomish
Snohomish County
Washington
United States
Year built: Snohomish and its comparisons
Measure
Snohomish
Snohomish County
Washington
United States
Before 1960
29%
12%
21%
26%
1960–1979
23%
23%
23%
24%
1980–1999
27%
33%
27%
25%
2000–2009
14%
18%
15%
14%
2010 or later
7%
15%
14%
11%
Homes in Snohomish are smaller: 53% have 3 bedrooms or more; in Snohomish County, 66%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K19%
$500K–$750K40%
$750K–$1M29%
$1M or more10%
Value of owner-occupied homes: Snohomish and its comparisons
Measure
Snohomish
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable
$300K–$500K
19%
$500K–$750K
40%
$750K–$1M
29%
$1M or more
10%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49919%
$1,500–$1,99917%
$2,000–$2,49925%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Snohomish and its comparisons
Measure
Snohomish
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
19%
$1,500–$1,999
17%
$2,000–$2,499
25%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,580 a month
Snohomish County: $2,748 a month
Without a mortgage
$788 a month
Snohomish County: $864 a month
Owners with a mortgage
73%
Snohomish County: 72%
Owning costs less in Snohomish: with a mortgage, the typical cost is $2,580 a month; in Snohomish County, $2,748. Without one, $788.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Snohomish+87%
Snohomish County+73%
Washington+67%
United States+53%
Typical rent
Snohomish+55%
Snohomish County+36%
Washington+40%
United States+33%
Typical household income
Snohomish+22%
Snohomish County+28%
Washington+33%
United States+29%
Change since 2015–2019: Snohomish and its comparisons
Measure
Snohomish
Snohomish County
Washington
United States
Typical home value
+87%
+73%
+67%
+53%
Typical rent
+55%
+36%
+40%
+33%
Typical household income
+22%
+28%
+33%
+29%
From 2015–2019 to 2020–2024, the typical home value in Snohomish rose 87%; in Snohomish County, it rose 73%.
Since 2015–2019, the typical rent in Snohomish rose 55%, more than in Snohomish County (36%).
Housing prices ran ahead of income in Snohomish: typical income rose 22%, against +87% for home values and +55% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Snohomish and its comparisons
Measure
Snohomish
Snohomish County
Washington
United States
Rental vacancy
Unreliable estimate
4.0%
4.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.7%
0.9%
More than one person per room
Unreliable estimate
3.7%
3.5%
3.4%
People per household
2.24
2.64
2.50
2.53
Drive alone
74%
65%
63%
69%
Carpool
6%
9%
9%
9%
Public transit
Unreliable estimate
3%
3%
3%
Walk or bike
Unreliable estimate
2%
4%
3%
Work from home
12%
20%
20%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Snohomish are smaller: 2.24 people on average; in Snohomish County, 2.64.
In Snohomish, 74% of workers drive alone to work; in Snohomish County, 65%.
Do the math
What would you pay each month for a home in Snohomish?
A typical home costs more than the typical income allows
We start with a typical home in Snohomish, worth $683,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 77% of the typical household income in Snohomish, which is $87,250 a year. For that payment to be 28% of income, a household would need to earn about $239,676 a year.
The calculator's FHA and conventional loan limits are those of all of Snohomish County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Snohomish. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $23,937 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,592
at 7.18% · 30 years
Loan amount
$671,512
Total interest
$966,149
Paid off in
November 2056
Includes $11,549 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,036 a month
Tight
$2,036 to $2,618 a month
Hard
more than $2,618 a month
Your payment · 77%
Compared with the typical household income in Snohomish ($87,250 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,549
Property tax
$456
Home insurance
$285
FHA mortgage insurance (MIP)
$302
You need at least $23,937 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,592; principal and interest $4,549.
The city and its county
Snohomish and Snohomish County
Snohomish is in Snohomish County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Snohomish
Map of Snohomish County, Washington, with Snohomish marked. Around it, the neighboring counties.
Snohomish
Snohomish County
Other cities with a page
Snohomish's own numbers
Typical home value
$683,900
Typical monthly rent
$1,654
Typical yearly household income
$87,250
Households that own their home
55%
Effective property tax rate
0.8%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Snohomish County
FHA limit, one-unit home
$1,063,750
Conventional limit, one unit
$1,063,750
HUD fair market rent, 2 bedrooms
$2,549
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
1.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Snohomish County.
A typical home in Snohomish is worth $683,900: about the same as the county and 21% above Washington. With the typical household income in Snohomish ($87,250 a year), a typical home costs 7.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Snohomish7.8 years
County6.3 years
Washington5.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Snohomish County
According to FHFA’s house price index, home prices in Snohomish County rose 128% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Snohomish County.
Yearly change in FHFA’s price index in Snohomish County, 2016 to 2025
2016: +11.6% +11.6% 2016
2017: +12.2% +12.2% 2017
2018: +10.1% +10.1% 2018
2019: +4.4% +4.4% 2019
2020: +5.0% +5.0% 2020
2021: +16.2% +16.2% 2021
2022: +18.1% +18.1% 2022
2023: +1.9% +1.9% 2023
2024: +6.5% +6.5% 2024
2025: +1.3% +1.3% 2025
Change in FHFA’s price index in Snohomish County, Washington and the United States
Period
County
Washington
U.S.
Last year (2025)
+1.3%
+1.8%
+2.9%
5 years (2020–2025)
+51%
+44%
+47%
10 years (2015–2025)
+128%
+113%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Snohomish next to Snohomish County, Washington and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Snohomish$683,900
County$696,000
Washington$564,600
United States$332,700
Typical monthly rent
Snohomish$1,654
County$1,949
Washington$1,760
United States$1,413
Typical yearly household income
Snohomish$87,250
County$111,246
Washington$98,141
United States$80,734
See the full table
Snohomish next to Snohomish County and Washington
Measure
Snohomish
Snohomish County
Washington
U.S.
Typical home value
$683,900
$696,000
$564,600
$332,700
Typical monthly rent
$1,654 ▼15% below the county
$1,949
$1,760
$1,413
Typical yearly household income
$87,250 ▼22% below the county
$111,246
$98,141
$80,734
Households that own their home
55% ▼13 points below the county
68%
64%
65%
Typical yearly property tax
$5,461
$5,364
$4,556
$3,119
Effective property tax rate
0.8% ▲0.03 points above the county
0.77%
0.81%
0.94%
Renters with high rent for their income
55% ▲2 points above the county
54%
50%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Snohomish County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Snohomish
For a typical $683,900 home in Snohomish, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Snohomish's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,592a month
Least cash to close
Down payment
$23,937
Cash to close
$44,454
Rate
7.18%
Mortgage insurance
FHA MIP · $302
Conventional, 5% down$5,467a month
Down payment
$34,195
Cash to close
$54,712
Rate
7.18%
Mortgage insurance
PMI · $325
Conventional, 20% down, no PMI$4,447a month
Down payment
$136,780
Cash to close
$157,297
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$5,080a month
Down payment
$102,585
Cash to close
$123,102
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Snohomish
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,592
$23,937
$671,513
7.18%
FHA MIP · $302
$44,454
580
Conventional, 5% down
$5,467
$34,195
$649,705
7.18%
PMI · $325
$54,712
620*
Conventional, 20% down, no PMI
$4,447
$136,780
$547,120
7.18%
None
$157,297
620*
ITIN, 15% down (example)
$5,080
$102,585
$581,315
8.18%
None
$123,102
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Snohomish is $1,654 a month: 15% below the county. In Snohomish, 55% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Snohomish County, by unit size. To pay the 2-bedroom one ($2,549 a month) without spending more than 30% of your income, you would need to earn $49.02 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Snohomish County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$2,091
$40.21
$83,640
1 bedroom
$2,180
$41.92
$87,200
2 bedrooms
$2,549
$49.02
$101,960
3 bedrooms
$3,324
$63.92
$132,960
4 bedrooms
$3,954
$76.04
$158,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Snohomish
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Snohomish is in ZIP code 98290.
For 2 bedrooms it is $2,080: $469 less than the fair market rent for Snohomish County ($2,549).
Fair market rent by ZIP code and size in Snohomish, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
98290
$1,710
$1,780
$2,080
$2,710
$3,230
ZIP code2 bd3 bd
98290 $2,080$2,710
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Snohomish when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Snohomish. These are the largest.
Woodlake Manor Apartments1018 13th St, Snohomish 9829058 low-income homes · 1 bd: 46 · 2 bd: 12 · In service since 2017 · For older adults, people with disabilities, families
Woodlake Apartments1120 13th St, Snohomish 9829030 low-income homes · For older adults(360) 568-7170
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Snohomish County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Snohomish or Snohomish County. The ones below are statewide in Washington: they work in Snohomish the same as in the rest of the state.
Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer.Offered by Washington State Housing Finance Commission.
Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people.Offered by Washington State Housing Finance Commission.
Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage.Offered by Washington State Housing Finance Commission.
No legal help resource on our list is for Snohomish or Snohomish County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Snohomish and all of Snohomish County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Snohomish?
The typical home value in Snohomish is $683,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Snohomish County it is $696,000.
How much does it cost to rent in Snohomish?
Typical rent in Snohomish is $1,654 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Snohomish County is $2,549.
What is the FHA loan limit in Snohomish?
Snohomish uses the FHA limit for all of Snohomish County (2026): $1,063,750 for a one-unit home and $2,045,700 for a four-unit home.
How much property tax do owners pay in Snohomish?
The typical homeowner in Snohomish pays $5,461 a year, according to the U.S. Census Bureau. That is 0.8% of the home’s value; in Snohomish County, the rate is 0.77%.
Where can I find free help to buy or rent in Snohomish?
There is 1 HUD-approved counseling agency with an office in Snohomish County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
