City · 111,845 residents · Snohomish County, Washington
Everett, Washington
In Everett, a typical home is worth $565,300 and typical rent is $1,740 a month. Compared with all of Snohomish County, typical household income is 25% lower, the typical home value is 19% lower, and the share of households that own their home is 19 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $550,845 to $630,664.
Typical rent
$1,919a month
▲ 2.2% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,640 to $1,919.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Everett is in Snohomish County. The FHA loan limit ($1,063,750 for a one-unit home), the fair market rents and the help on this page are those of all of Snohomish County. See the county
What this place has that others do not, from public data, most unusual first.
1
49% of households in Everett own their home, against 68% in Snohomish County.
2
The typical household income in Everett is $83,512,25% less than in Snohomish County as a whole ($111,246).
3
The typical home in Everett is worth $565,300,19% less than in Snohomish County as a whole ($696,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Everett
What homes there are in Everett, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Everett
Snohomish County
Washington
United States
Kind of home: Everett and its comparisons
Measure
Everett
Snohomish County
Washington
United States
Detached house
44%
64%
62%
61%
Attached house
6%
5%
4%
6%
Building of 2 to 4
11%
6%
6%
8%
Apartments (5 or more)
36%
21%
22%
19%
Mobile home
3%
5%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Homes in Everett are varied: detached houses are the largest group, at 44%, against 64% in Snohomish County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Everett
Snohomish County
Washington
United States
Year built: Everett and its comparisons
Measure
Everett
Snohomish County
Washington
United States
Before 1960
28%
12%
21%
26%
1960–1979
21%
23%
23%
24%
1980–1999
31%
33%
27%
25%
2000–2009
12%
18%
15%
14%
2010 or later
9%
15%
14%
11%
The typical home in Everett was built in 1981, 9 years before the typical one in Snohomish County.
Homes in Everett are smaller: 46% have 3 bedrooms or more; in Snohomish County, 66%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitCould be either side
Under $100K5%
$100K–$200K3%
$200K–$300K4%
$300K–$500K27%
$500K–$750K43%
$750K–$1M13%
$1M or more6%
FHA limit: $1,063,750
Value of owner-occupied homes: Everett and its comparisons
Measure
Everett
Under $100K
5%
$100K–$200K
3%
$200K–$300K
4%
$300K–$500K
27%
$500K–$750K
43%
$750K–$1M
13%
$1M or more
6%
With an FHA limit of $1,063,750, at least 94% of owner-occupied homes in Everett sit below it: they are worth less than $1,000,000.
Monthly rent with utilities
Under the limitOver the limit
Under $5007%
$500–$9998%
$1,000–$1,49916%
$1,500–$1,99938%
$2,000–$2,49919%
$2,500–$2,9998%
HUD fair market rent, 2 bedrooms: $2,549
$3,000 or more3%
Monthly rent with utilities: Everett and its comparisons
Measure
Everett
Under $500
7%
$500–$999
8%
$1,000–$1,499
16%
$1,500–$1,999
38%
$2,000–$2,499
19%
$2,500–$2,999
8%
$3,000 or more
3%
About 90% of rented homes in Everett cost less than HUD's 2-bedroom fair market rent for Snohomish County ($2,549).
With a mortgage
$2,343 a month
Snohomish County: $2,748 a month
Without a mortgage
$773 a month
Snohomish County: $864 a month
Owners with a mortgage
72%
Snohomish County: 72%
The typical cost for an owner with a mortgage in Everett is $2,343 a month, less than in Snohomish County ($2,748); without one, $773.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Everett+75%
Snohomish County+73%
Washington+67%
United States+53%
Typical rent
Everett+40%
Snohomish County+36%
Washington+40%
United States+33%
Typical household income
Everett+37%
Snohomish County+28%
Washington+33%
United States+29%
Change since 2015–2019: Everett and its comparisons
Measure
Everett
Snohomish County
Washington
United States
Typical home value
+75%
+73%
+67%
+53%
Typical rent
+40%
+36%
+40%
+33%
Typical household income
+37%
+28%
+33%
+29%
The typical home value in Everett rose 75% since 2015–2019, about the same as in Snohomish County (73%).
Rents in Everett rose faster than in Snohomish County: 40% since 2015–2019, against 36%.
The typical household income in Everett rose 37% over that time; home values changed +75% and rent +40%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Everett and its comparisons
Measure
Everett
Snohomish County
Washington
United States
Rental vacancy
5.2%
4.0%
4.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.7%
0.9%
More than one person per room
5.9%
3.7%
3.5%
3.4%
People per household
2.43
2.64
2.50
2.53
Drive alone
67%
65%
63%
69%
Carpool
11%
9%
9%
9%
Public transit
4%
3%
3%
3%
Walk or bike
4%
2%
4%
3%
Work from home
13%
20%
20%
15%
Other means
2%
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Everett, the rental vacancy rate is 5.2%; in Snohomish County, 4.0%.
More households are short on space in Everett: 5.9% have more than one person per room; in Snohomish County, 3.7%.
Fewer people live in each home here: 2.43 on average, against 2.64 in Snohomish County.
In Everett, 67% of workers drive alone to work; in Snohomish County, 65%.
Do the math
What would you pay each month for a home in Everett?
A typical home costs more than the typical income allows
We start with a typical home in Everett, worth $565,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 66% of the typical household income in Everett, which is $83,512 a year. For that payment to be 28% of income, a household would need to earn about $197,102 a year.
The calculator's FHA and conventional loan limits are those of all of Snohomish County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Everett. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $19,786 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,599
at 7.18% · 30 years
Loan amount
$555,060
Total interest
$798,602
Paid off in
November 2056
Includes $9,546 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,949 a month
Tight
$1,949 to $2,505 a month
Hard
more than $2,505 a month
Your payment · 66%
Compared with the typical household income in Everett ($83,512 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,760
Property tax
$353
Home insurance
$236
FHA mortgage insurance (MIP)
$250
You need at least $19,786 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,599; principal and interest $3,760.
The city and its county
Everett and Snohomish County
Everett is in Snohomish County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Everett
Map of Snohomish County, Washington, with Everett marked. Around it, the neighboring counties.
Everett
Snohomish County
Other cities with a page
Everett's own numbers
Typical home value
$565,300
Typical monthly rent
$1,740
Typical yearly household income
$83,512
Households that own their home
49%
Effective property tax rate
0.75%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Snohomish County
FHA limit, one-unit home
$1,063,750
Conventional limit, one unit
$1,063,750
HUD fair market rent, 2 bedrooms
$2,549
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
1.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Snohomish County.
A typical home in Everett is worth $565,300: 19% below the county and about the same as Washington. With the typical household income in Everett ($83,512 a year), a typical home costs 6.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Everett6.8 years
Snohomish6.3 years
Washington5.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Snohomish County
According to FHFA’s house price index, home prices in Snohomish County rose 128% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Snohomish County.
Yearly change in FHFA’s price index in Snohomish County, 2016 to 2025
2016: +11.6% +11.6% 2016
2017: +12.2% +12.2% 2017
2018: +10.1% +10.1% 2018
2019: +4.4% +4.4% 2019
2020: +5.0% +5.0% 2020
2021: +16.2% +16.2% 2021
2022: +18.1% +18.1% 2022
2023: +1.9% +1.9% 2023
2024: +6.5% +6.5% 2024
2025: +1.3% +1.3% 2025
Change in FHFA’s price index in Snohomish County, Washington and the United States
Period
County
Washington
U.S.
Last year (2025)
+1.3%
+1.8%
+2.9%
5 years (2020–2025)
+51%
+44%
+47%
10 years (2015–2025)
+128%
+113%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Everett next to Snohomish County, Washington and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Everett$565,300
Snohomish$696,000
Washington$564,600
United States$332,700
Typical monthly rent
Everett$1,740
Snohomish$1,949
Washington$1,760
United States$1,413
Typical yearly household income
Everett$83,512
Snohomish$111,246
Washington$98,141
United States$80,734
See the full table
Everett next to Snohomish County and Washington
Measure
Everett
Snohomish County
Washington
U.S.
Typical home value
$565,300 ▼19% below the county
$696,000
$564,600
$332,700
Typical monthly rent
$1,740 ▼11% below the county
$1,949
$1,760
$1,413
Typical yearly household income
$83,512 ▼25% below the county
$111,246
$98,141
$80,734
Households that own their home
49% ▼19 points below the county
68%
64%
65%
Typical yearly property tax
$4,230 ▼21% below the county
$5,364
$4,556
$3,119
Effective property tax rate
0.75% ▼0.02 points below the county
0.77%
0.81%
0.94%
Renters with high rent for their income
55% ▲2 points above the county
54%
50%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Snohomish County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Everett
For a typical $565,300 home in Everett, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Everett's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,599a month
Least cash to close
Down payment
$19,786
Cash to close
$36,745
Rate
7.18%
Mortgage insurance
FHA MIP · $250
Conventional, 5% down$4,495a month
Down payment
$28,265
Cash to close
$45,224
Rate
7.18%
Mortgage insurance
PMI · $269
Conventional, 20% down, no PMI$3,652a month
Down payment
$113,060
Cash to close
$130,019
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,175a month
Down payment
$84,795
Cash to close
$101,754
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Everett
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,599
$19,786
$555,061
7.18%
FHA MIP · $250
$36,745
580
Conventional, 5% down
$4,495
$28,265
$537,035
7.18%
PMI · $269
$45,224
620*
Conventional, 20% down, no PMI
$3,652
$113,060
$452,240
7.18%
None
$130,019
620*
ITIN, 15% down (example)
$4,175
$84,795
$480,505
8.18%
None
$101,754
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Everett is $1,740 a month: 11% below the county. In Everett, 55% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Snohomish County, by unit size. To pay the 2-bedroom one ($2,549 a month) without spending more than 30% of your income, you would need to earn $49.02 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Snohomish County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$2,091
$40.21
$83,640
1 bedroom
$2,180
$41.92
$87,200
2 bedrooms
$2,549
$49.02
$101,960
3 bedrooms
$3,324
$63.92
$132,960
4 bedrooms
$3,954
$76.04
$158,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Everett
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Everett has 3 ZIP codes with their own.
For 2 bedrooms it runs from $2,040 in 98201 to $2,260 in 98203.
None is above the fair market rent for Snohomish County ($2,549).
2-bedroom fair market rent in each of the 3 ZIP codes of Everett, beside the one for Snohomish County. For 2 bedrooms it runs from $2,040 in 98201 to $2,260 in 98203. None is above the fair market rent for Snohomish County ($2,549).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $2,549
Lowest: $2,040 (98201)Highest: $2,260 (98203)
Fair market rent by ZIP code and size in Everett, fiscal year 2027.
98201
$1,670
$1,740
$2,040
$2,660
$3,160
98203
$1,850
$1,930
$2,260
$2,950
$3,510
98207
$1,670
$1,740
$2,040
$2,660
$3,160
ZIP code2 bd3 bd
98201 $2,040$2,660
98203 $2,260$2,950
98207 $2,040$2,660
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Everett when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 50 buildings with rents for lower incomes in Everett. These are the largest.
Bakerview Grandview Affordable Housing2605 15th St, Everett 98201299 low-income homes · Studio: 123 · 1 bd: 14 · 2 bd: 78 · 3 bd: 60 · 4 bd: 24 · In service since 2015
Axis Apartments12112 Highway 99, Everett 98204280 homes, 276 low-income · 1 bd: 60 · 2 bd: 112 · 3 bd: 32 · 4 bd: 76 · In service since 2016 · For people with disabilities, families
Vintage at Everett1001 E Marine View Dr, Everett 98201259 homes, 256 low-income · 1 bd: 121 · 2 bd: 138 · In service since 2007 · For older adults, people with disabilities
Puget Park Apartments13000 Meridian Ave S, Everett 98208256 homes, 253 low-income · 1 bd: 48 · 2 bd: 72 · 3 bd: 88 · 4 bd: 48 · In service since 2018 · For people with disabilities, families
Trailside Village1300 100th Pl SE, Everett 98208250 homes, 248 low-income · 1 bd: 76 · 2 bd: 150 · 3 bd: 24 · In service since 2001 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Snohomish County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Everett or Snohomish County. The ones below are statewide in Washington: they work in Everett the same as in the rest of the state.
Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer.Offered by Washington State Housing Finance Commission.
Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people.Offered by Washington State Housing Finance Commission.
Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage.Offered by Washington State Housing Finance Commission.
No legal help resource on our list is for Everett or Snohomish County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Everett and all of Snohomish County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Everett?
The typical home value in Everett is $565,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Snohomish County it is $696,000.
How much does it cost to rent in Everett?
Typical rent in Everett is $1,740 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Snohomish County is $2,549.
What is the FHA loan limit in Everett?
Everett uses the FHA limit for all of Snohomish County (2026): $1,063,750 for a one-unit home and $2,045,700 for a four-unit home.
How much property tax do owners pay in Everett?
The typical homeowner in Everett pays $4,230 a year, according to the U.S. Census Bureau. That is 0.75% of the home’s value; in Snohomish County, the rate is 0.77%.
Where can I find free help to buy or rent in Everett?
There is 1 HUD-approved counseling agency with an office in Snohomish County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
