Renting · Section 8
Data from November 2026
Renting in Okanogan County, Washington
Okanogan County has a HUD fair market rent of $1,202 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $887 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $23.12 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,202
- a month, HUD, Fiscal year 2027
- 41% less than in Washington
- Typical rent
- $887
- a month, Census, Average 2020–2024
- 50% less than in Washington
- Wage needed
- $23.12
- an hour, 2 bedrooms
- Or $48,080 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 39%
- spend 30% or more of income on rent
- 22% less than in Washington
Only here
Renting in Okanogan County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Among the neighboring counties, Ferry County has the lowest typical rent ($663), 25% below the $887 in Okanogan County.
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At 39%, Okanogan County ranks 3rd among the 37 counties in Washington with this figure for the smallest share of rent-burdened renters.
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Okanogan County has the 4th lowest typical household income of the 39 counties in Washington ($63,207).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Okanogan County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $862 | $16.58 | $34,480 |
| 1 bedroom | $946 | $18.19 | $37,840 |
| 2 bedrooms | $1,202 | $23.12 | $48,080 |
| 3 bedrooms | $1,664 | $32.00 | $66,560 |
| 4 bedrooms | $1,706 | $32.81 | $68,240 |
HUD area: Okanogan County, WA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 23 ZIP codes in Okanogan County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,010 in 98819 to $1,800 in 98827. 18 ZIP codes are above the county's fair market rent ($1,202).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 98812 | Kittitas County, WA | $940 | $1,030 | $1,350 | $1,860 | $2,270 |
|---|---|---|---|---|---|---|
| 98812 | Okanogan County, WA | $940 | $1,030 | $1,350 | $1,860 | $2,270 |
| 98812 | Wenatchee-East Wenatchee, WA | $940 | $1,030 | $1,350 | $1,860 | $2,270 |
| 98814 | Okanogan County, WA | $960 | $1,050 | $1,340 | $1,840 | $2,030 |
| 98819 | Okanogan County, WA | $730 | $800 | $1,010 | $1,410 | $1,450 |
| 98827 | Okanogan County, WA | $1,290 | $1,420 | $1,800 | $2,490 | $2,560 |
| 98829 | Okanogan County, WA | $890 | $970 | $1,230 | $1,710 | $1,770 |
| 98833 | Okanogan County, WA | $950 | $1,040 | $1,320 | $1,830 | $1,870 |
| 98834 | Okanogan County, WA | $1,040 | $1,130 | $1,460 | $2,000 | $2,340 |
| 98840 | Okanogan County, WA | $930 | $1,010 | $1,290 | $1,790 | $1,830 |
| 98841 | Okanogan County, WA | $900 | $980 | $1,250 | $1,730 | $1,770 |
| 98844 | Okanogan County, WA | $730 | $800 | $1,010 | $1,410 | $1,450 |
| 98846 | Okanogan County, WA | $1,050 | $1,130 | $1,470 | $2,010 | $2,390 |
| 98846 | Wenatchee-East Wenatchee, WA | $1,050 | $1,130 | $1,470 | $2,010 | $2,390 |
| 98849 | Okanogan County, WA | $960 | $1,050 | $1,340 | $1,860 | $1,900 |
| 98855 | Okanogan County, WA | $820 | $900 | $1,140 | $1,580 | $1,620 |
| 98856 | Okanogan County, WA | $880 | $970 | $1,230 | $1,700 | $1,750 |
| 98859 | Okanogan County, WA | $750 | $820 | $1,060 | $1,470 | $1,630 |
| 98862 | Okanogan County, WA | $950 | $1,040 | $1,320 | $1,830 | $1,950 |
| 99116 | Okanogan County, WA | $940 | $1,030 | $1,350 | $1,860 | $2,270 |
| 99116 | Wenatchee-East Wenatchee, WA | $940 | $1,030 | $1,350 | $1,860 | $2,270 |
| 99124 | Okanogan County, WA | $800 | $880 | $1,120 | $1,550 | $1,590 |
| 99155 | Okanogan County, WA | $1,070 | $1,170 | $1,490 | $2,060 | $2,120 |
- 98812 · Kittitas County, WA $1,350$1,860
- 98812 · Okanogan County, WA $1,350$1,860
- 98812 · Wenatchee-East Wenatchee, WA $1,350$1,860
- 98814 · Okanogan County, WA $1,340$1,840
- 98819 · Okanogan County, WA $1,010$1,410
- 98827 · Okanogan County, WA $1,800$2,490
- 98829 · Okanogan County, WA $1,230$1,710
- 98833 · Okanogan County, WA $1,320$1,830
- 98834 · Okanogan County, WA $1,460$2,000
- 98840 · Okanogan County, WA $1,290$1,790
- 98841 · Okanogan County, WA $1,250$1,730
- 98844 · Okanogan County, WA $1,010$1,410
- 98846 · Okanogan County, WA $1,470$2,010
- 98846 · Wenatchee-East Wenatchee, WA $1,470$2,010
- 98849 · Okanogan County, WA $1,340$1,860
- 98855 · Okanogan County, WA $1,140$1,580
- 98856 · Okanogan County, WA $1,230$1,700
- 98859 · Okanogan County, WA $1,060$1,470
- 98862 · Okanogan County, WA $1,320$1,830
- 99116 · Okanogan County, WA $1,350$1,860
- 99116 · Wenatchee-East Wenatchee, WA $1,350$1,860
- 99124 · Okanogan County, WA $1,120$1,550
- 99155 · Okanogan County, WA $1,490$2,060
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Okanogan County, 39% of renter households are in that position; in Washington, 50%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
39%
of renter households spend 30% or more of their income on rent.
4,842 households rent in Okanogan County
- Spend half or more of their income 19%
- Spend 30% or more, but less than half 20%
- Spend less than 30% 61%
Compared with the state and the country
- Okanogan 39%
- Washington 50%
- United States 51%
Low-income apartments
Low-income apartments in Okanogan County
HUD lists 18 properties with homes for low-income households in Okanogan County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 14
- HUD-assisted
- 4
444 homes in all; 433 of them low-income, according to HUD.
- Colville Homes IV Tax credit (LIHTC) PO Box 528, Nespelem 99155 40 low-income homes · 2 bd: 18 · 3 bd: 17 · 4 bd: 5 · In service since 2018 · For people with disabilities, families
- Pioneer Lane II Apartments Tax credit (LIHTC) 906 Shumway Rd, Omak 98841 36 homes, 35 low-income · 1 bd: 6 · 2 bd: 12 · 3 bd: 16 · 4 bd: 2 · In service since 2014 · For people with disabilities, families
- Hillside Park Tax credit (LIHTC) 515 S Tonasket Ave, Tonasket 98855 30 low-income homes · 1 bd: 26 · 2 bd: 4 · In service since 1991 · For older adults
- Omak Stampede Apartments HUD-assisted 421 Omak Ave, Omak 98841 30 low-income homes · For families · (509) 826-4667
- Tonasket Gardens HUD-assisted 706 Antwine Ave S, Tonasket 98855 26 low-income homes · For families · (509) 486-4797
- East Village Tax credit (LIHTC) 902 Apple Ln, Omak 98841 26 homes, 25 low-income · 2 bd: 13 · 3 bd: 13 · In service since 2001 · For people with disabilities, families
- Colville Homes I Tax credit (LIHTC) 701 Bitterroot Ln, Nespelem 99155 25 low-income homes · 2 bd: 5 · 3 bd: 11 · 4 bd: 9 · In service since 2008 · For people with disabilities, families, people experiencing homelessness
- Vista Park Homes Tax credit (LIHTC) 509 S 4th St S, Brewster 98812 25 homes, 24 low-income · 1 bd: 2 · 2 bd: 4 · 3 bd: 11 · 4 bd: 8 · In service since 1999 · For people with disabilities, families
- North Valley Apartments Tax credit (LIHTC) 572 Pine St, Omak 98841 24 homes, 23 low-income · 1 bd: 4 · 2 bd: 14 · 3 bd: 6 · In service since 1992
- North Valley II Tax credit (LIHTC) 700 Elderberry Ave, Omak 98841 24 homes, 22 low-income · 1 bd: 3 · 2 bd: 14 · 3 bd: 6 · In service since 1995 · For families
- ST. Charles Place Tax credit (LIHTC) 207 Main St, Oroville 98844 23 homes, 22 low-income · 1 bd: 1 · 2 bd: 17 · 3 bd: 4 · In service since 1994
- Whispering Rivers Apartments Tax credit (LIHTC) 209 Canyon St, Twisp 98856 23 homes, 22 low-income · 1 bd: 11 · 2 bd: 9 · 3 bd: 2 · In service since 1995 · For older adults
- Similkameen Park Tax credit (LIHTC) 301 Golden St, Oroville 98844 21 low-income homes · 1 bd: 2 · 2 bd: 6 · 3 bd: 9 · 4 bd: 4 · In service since 2000 · For families
- Morningside Senior Apartments Tax credit (LIHTC) 703 Quince St, Omak 98841 21 homes, 20 low-income · 1 bd: 19 · 2 bd: 2 · In service since 1994 · For older adults
- American Legion Housing HUD-assisted 1105 Appleway St, Oroville 98844 20 low-income homes · For families · (509) 476-2808
- Eagle Nest Tax credit (LIHTC) 324R Omak Riverside Eastside Rd, Omak 98841 20 low-income homes · 2 bd: 8 · 3 bd: 7 · 4 bd: 5 · In service since 2015 · For families, people experiencing homelessness
- Pioneer Lane Apartments Tax credit (LIHTC) 806 Shumway Rd, Omak 98841 20 homes, 19 low-income · 2 bd: 6 · 3 bd: 12 · 4 bd: 2 · In service since 2012 · For people with disabilities, families
- Pine Meadows Senior Housing HUD-assisted 431 W 5th St, Omak 98841 10 homes, 9 low-income · For older adults · (509) 422-3721
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Okanogan County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Okanogan County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $20,400 | $33,950 | $54,350 |
| 2 people | $23,300 | $38,800 | $62,100 |
| 3 people | $27,320 | $43,650 | $69,850 |
| 4 people | $33,000 | $48,500 | $77,600 |
| 5 people | $38,680 | $52,400 | $83,850 |
| 6 people | $44,360 | $56,300 | $90,050 |
| 7 people | $50,040 | $60,150 | $96,250 |
| 8 people | $55,720 | $64,050 | $102,450 |
Area median income: $80,800. HUD income limits by family size, Fiscal year 2026. Area: Okanogan County, WA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $776 – $948
- 1 bedroom $851 – $1,041
- 2 bedrooms $1,082 – $1,322
- 3 bedrooms $1,498 – $1,830
- 4 bedrooms $1,535 – $1,877
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of Okanogan County Section 8 vouchers · 413 vouchers (509) 422-3721 Housing Authority of Okanogan County: nancy@okanoganhousing.org
Housing agencies in Washington Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Washington
What Washington law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- RCW 59.18.280(1)(a)
- If I fall behind on rent, what notice must I get?
- 14 days
- RCW 59.12.030(3)
- How much notice ends a month-to-month rental?
- 20 days
- RCW 59.18.200(1)(a)
- How much notice before a rent increase?
- 30 or 90 days, depending on the case
- RCW 59.18.140(3)(a)-(b)
- Only a court order can remove youRCW 59.18.290(1)
- Protection from retaliationRCW 59.18.240
- Repair and deduct from the rentRCW 59.18.100(2)
Help
Where to get help with rent in Okanogan County
HUD lists no counseling agencies near in Okanogan County. Free legal aid and your housing agency can guide you.
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Okanogan County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Washington, the average home bill was $114 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,404
What you need before you get the keys.
What adds up
- First month
- $1,202
- Security deposit
- $1,202
- Total
- $2,404
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Okanogan County?
According to HUD (Fiscal year 2027): Studio: $862; 1 bedroom: $946; 2 bedrooms: $1,202; 3 bedrooms: $1,664; 4 bedrooms: $1,706. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Okanogan County?
Paying the 2-bedroom fair market rent ($1,202) without spending more than 30% of income takes $23.12 an hour full time, or $48,080 a year.
Who qualifies for Section 8 in Okanogan County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $48,500 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Okanogan County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,082 and $1,322 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Okanogan County?
For 2 bedrooms they run from $1,010 in 98819 to $1,800 in 98827. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Okanogan County?
HUD lists 18 properties with homes for low-income households in Okanogan County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Okanogan County?
HUD counts rent as a burden when it reaches 30% of income or more. In Okanogan County, 39% of renter households are in that position; in Washington, 50%, and nationwide, 51% (Average 2020–2024, Census).